
The Best Mortgage Refinance Companies in the United States
& Best Mortgage Refinance Companies
Find a Top-Ranked Mortgage Refinance Company Near You
Helpful Resources and Articles
Whether you need access to cash for an emergency or you are looking to lower your interest rate, these resources will help you decide which company is best for your needs.
Reviews
Individually researched, human-written, and professionally fact-checked reviews of mortgage refinance companies.
The Mortgage Refinancing Process
What happens before, during, and after you apply for a mortgage refinance?
- Mortgage Refinancing: Your Options
- Second Mortgage Refinancing: Your Options
- Home Equity Loans Versus Cash-Out Refinance
- Demystifying the Mortgage Refinance Underwriting Process
- Mortgage Refinance Closing Process: What To Expect
- How Soon Can I Refinance My Home After Purchase?
- Will a Bank Refinance Its Own Loan?
Mortgage Rate Outlooks and Other Information
Will mortgage rates go down in 2024? What is the right of rescission? Educate yourself before refinancing your mortgage.
Related Resources
Find a Top-Ranked Mortgage Refinance Company Near You
We did the research for you!
- Licensing
- User Reviews
- Mystery Shopping Calls
Learn about our selection process.
Top Mortgage Refinance Companies
= Featured Provider
New York, NY
GuardHill Financial Corp.
140 East 45th Street, 31st Floor, New York, NY 10017Omni Mortgage
118-18 101st Avenue, Richmond Hill, NY 11419Diversified Funding Group, USA
61 Broadway Ste 2780, New York, NY 10006
Los Angeles, CA
Sunset Lending & Realty
11601 Wilshire Blvd, Ste 500, Los Angeles, CA 90025Equitable Lending
2824 South Robertson Boulevard, Los Angeles, CA 90034Greenday Mortgage
6380 Wilshire Blvd Suite 1006, Los Angeles, CA 90048
Chicago, IL
Corby Mortgage
2409 W 104th St., Chicago, IL 60655Network Mortgage
3516 North Ashland Ave, Unit C, Chicago, IL 60657Anderson Financial Group, Inc.
2421 North Ashland Avenue, Chicago, IL 60614
Brooklyn, NY
GCT Mortgage Brokers, LLC
253 Ralph Ave Suite 100, Brooklyn, NY 11233Network Capital New York
1 World Trade Center, 57th Floor, New York, NY 10007Flamingo Credit Inc.
591 Midland Ave Suite #2, Staten Island, NY 10305
Queens, NY
Professional Mortgage Solutions Inc.
62-79 Woodhaven Blvd, Rego Park, NY 11374Network Capital
1 World Trade Center, 57th Floor, New York, NY 10007Home Funding LLC
110 Jericho Turnpike, Suite 214 Room 2, Floral Park, NY 11001
Houston, TX
Capital Home Mortgage Team
19500 State Hwy 249, Ste 210, Houston, TX 77070Morton Mortgage, Inc.
8900 Eastloch Drive, Spring, TX 77379Republic State Mortgage
815 Hawthorne Street, Houston, TX 77006
Phoenix, AZ
Desert Capitol Services
34406 North 27th Drive, Phoenix, AZ 85085Handshake Home Loans
16260 North 71st Street, Scottsdale, AZ 85254Agave Home Loans
3230 E Broadway Rd Ste B220, Phoenix, AZ 85040
Philadelphia, PA
Lisa Home Mortgage
8400 Bustleton Avenue, Philadelphia, PA 19152Innovative Mortgage Brokers
9925 Bustleton Avenue, Philadelphia, PA 19115Agave Home Loans
Philadelphia, PA
San Antonio, TX
Rubiola Realty & Mortgage
1600 NE Loop 410 Suite 222, San Antonio, TX 78209San Antonio Mortgage
8000 IH 10 West, Suite 600, San Antonio, TX 78230Mortgage Financial Services
19707 IH-10W, San Antonio, TX 78257
Dallas, TX
Best Suited Mortgage
8350 N Central Expy Suite 1900, Dallas, TX 75206The Richard Woodward Team NEXA Mortgage
7820 Hague Ct, Plano, TX 75025Dinkins Team
8333 Douglas Avenue, Dallas, TX 75225
Top Mortgage Refinance Companies in other locations
- Mortgage Refinance Companies in Memphis, TN
- Mortgage Refinance Companies in Baltimore, MD
- Mortgage Refinance Companies in El Paso, TX
- Mortgage Refinance Companies in Boston, MA
- Mortgage Refinance Companies in Milwaukee, WI
- Mortgage Refinance Companies in Seattle, WA
- Mortgage Refinance Companies in Denver, CO
- Mortgage Refinance Companies in Nashville, TN
- Mortgage Refinance Companies in Washington DC
- Mortgage Refinance Companies in Las Vegas, NV
Find a Top-Ranked Mortgage Refinance Company Near You
Frequently Asked Questions
Introduction
Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.How do you refinance a mortgage?
Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.
How does mortgage refinance work?
The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.
When should you refinance a mortgage?
If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.
How much does it cost to refinance a mortgage?
The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:
- Appraisal fee
- Broker’s fee
- Credit check fee
- Loan application fee
- Recording fee
- Title search and insurance fee
How soon can you refinance a mortgage?
Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.
How long does it take to refinance a mortgage?
The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.