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Top Mortgage Refinance Companies
= Featured Provider
New York, NY
Advisors Mortgage Group
1411 Highway 35, Ocean, NJ 07712Amerifund Home Mortgage, LLC
575 Fifth Ave., Suite 16-130, New York, NY 10017Block Financial Resources
100 Cedarhurst Avenue, Cedarhurst, NY 11516
Los Angeles, CA
Allstate Bancorp
6380 Wilshire Blvd Suite 1006, Los Angeles, CA 90048Aragon Lending Team
555 W 5th St, 35th Floor, Los Angeles, CA 90013CitiSky Home Loans
655 North Central Avenue, 17th Floor Suite 1719, Glendale, CA 91203
Chicago, IL
Anderson Financial Group, Inc.
2421 North Ashland Avenue, Chicago, IL 60614Compass Mortgage Inc. - Chicago
954 West Washington Boulevard, Chicago, IL 60607Corbin Mettler
190 S La Salle St 6th Floor, Chicago, IL 60603
Brooklyn, NY
Ark Mortgage
331-333 Rutledge Street, Suite 202, Brooklyn, NY 11211Better
175 Greenwich Street, 57th Floor, New York, NY 10007Flamingo Credit Inc.
591 Midland Ave Suite #2, Staten Island, NY 10305
Queens, NY
Channel Mortgage
55-25 69th Street 1st Floor, Maspeth, NY 11378Home Funding LLC
110 Jericho Turnpike, Suite 214 Room 2, Floral Park, NY 11001Lyons Mortgage Services, Inc.
4802 25th Avenue, Suite 303, Astoria, NY 11103
Houston, TX
Capital Home Mortgage Team
19500 State Hwy 249, Ste 210, Houston, TX 77070Cornerstone Home Lending, Inc. - Houston
1177 West Loop South, Houston, TX 77024HomeStart Capital
5959 West Loop South, Bellaire, TX 77401
Phoenix, AZ
Agave Home Loans
3230 E Broadway Rd Ste B220, Phoenix, AZ 85040AZ Mortgage Broker
11021 North 38th Place, Phoenix, AZ 85028Brightside Mortgage, LLC
20860 North Tatum Boulevard, Phoenix, AZ 85050
Philadelphia, PA
Agave Home Loans
Philadelphia, PAAmerican Mortgage Lending, Inc.
1500 Walnut Street, Philadelphia, PA 19102Direct Mortgage Loan Company
7112 Germantown Avenue, Philadelphia, PA 19119
San Antonio, TX
April Raynor
12915 Jones-Maltsberger, Suite 304, San Antonio, TX 78247Chris Murray
10010 San Pedro Avenue, Ste 620, San Antonio, TX 78216Gold Financial Services
2822 N. Loop 1604 WestSuite 101, San Antonio, TX 78248
Dallas, TX
AsertaLoans
3232 McKinney Avenue, Suite 500, Dallas, TX 75204Expertise.com Concierge Service
Dallas, TXBest Suited Mortgage
8350 N Central Expy Suite 1900, Dallas, TX 75206
Top Mortgage Refinance Companies in other locations
- Mortgage Refinance Companies in Memphis, TN
- Mortgage Refinance Companies in Baltimore, MD
- Mortgage Refinance Companies in El Paso, TX
- Mortgage Refinance Companies in Boston, MA
- Mortgage Refinance Companies in Milwaukee, WI
- Mortgage Refinance Companies in Seattle, WA
- Mortgage Refinance Companies in Denver, CO
- Mortgage Refinance Companies in Nashville, TN
- Mortgage Refinance Companies in Washington DC
- Mortgage Refinance Companies in Las Vegas, NV
Find a Top-Ranked Mortgage Refinance Company Near You
Frequently Asked Questions
Introduction
Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.How do you refinance a mortgage?
Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.
How does mortgage refinance work?
The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.
When should you refinance a mortgage?
If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.
How much does it cost to refinance a mortgage?
The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:
- Appraisal fee
- Broker’s fee
- Credit check fee
- Loan application fee
- Recording fee
- Title search and insurance fee
How soon can you refinance a mortgage?
Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.
How long does it take to refinance a mortgage?
The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.