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Best Mortgage Refinance Companies in Denver

2024

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Providers

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Website
2000 South Colorado Boulevard, Denver, CO 80222
  • Conventional
  • Jumbo Loans
  • Government

Why choose this provider?

Founded by Christopher J. Murphy in 2002, M2 Lending Solutions is a mortgage company that caters to clients in Denver and the surrounding communities. It offers mortgage refinance programs that enable the clients to lower monthly payments and interest rates, cash out home equity, consolidate debts, and shorten payment terms. It also provides VA, FHA, CHFA, and jumbo mortgage loans, as well as fixed-rate and adjustable-rate mortgage options. Additionally, its team of professionals has over five decades of combined mortgage experience.

License Verified:

License: 384463

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (326)
Facebook
5.0 / 5 (50)
Yelp
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3230 East Broadway Road Suite B-220, Phoenix, AZ 85040
  • Reverse Mortgages

Why choose this provider?

Agave Home Loans is a mortgage brokerage that serves individuals in the Denver metro. It offers mortgage refinancing services to people who need help with navigating the home loan process. Dedicated to looking out for the best interest of its clients, the company manages loan applications and collaborates with underwriters to expedite documentary processing. Its co-owner and CEO, Marshall Gottlieb, holds a degree in Finance. He was a mortgage banking senior director before establishing Agave Home Loans.

License Verified:

License: 1951574

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (875)
Facebook
4.9 / 5 (151)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
100 Garfield Street, Denver, CO 80206
  • New Construction
  • Reverse Mortgages
  • Commercial Loans

Why choose this provider?

Denver Lending is a team of mortgage professionals that help clients in several areas, including refinancing. Offering various mortgage options such as jumbo, conforming, FHA, and fixed- and adjustable-rate loans, they guide clients along the process, from comparing mortgage terms and interest rates to helping them choose suitable loan programs based on their needs and situations. Matt Nockels, who has been in the mortgage industry since 2003, established Denver Lending in 2009. He is a real estate investor and former financial advisor.

License Verified:

License: 1720179

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (178)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7400 West Jefferson Avenue, Lakewood, CO 80235
  • Reverse Mortgages
  • NMLS #: 39166

Why choose this provider?

The Colorado Mortgage Team is a local mortgage company that has been assisting clients across Denver with their financial concerns since 2013. It provides free refinance analyses for current homeowners who require lower interest rates, monthly payments, and total mortgage length. The team can also assist clients who need to switch from an adjustable-rate or interest-only mortgage to something more stable. The Colorado Mortgage Team is committed to providing a complete customer-focused experience and facilitating quick and timely processes while mitigating any additional costs.

License Verified:

License: 197135

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
232 Broadway, Denver, CO 80203
  • Reverse Mortgages
  • NMLS #: 39166

Why choose this provider?

Expect Mortgage Co. is a mortgage refinance company based in Denver. It helps clients buying a home or applying for refinancing find loan programs. The company aims to find the best refinance mortgage interest rates for clients and match them with the best option based on clients' reasons for refinancing. It also guides clients through the refinance process, starting with determining whether they qualify for home loan refinancing. Expect Mortgage Co. also offers services in home loan origination.

License Verified:

License: 2059808

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Website
1932 West 33rd Avenue, Denver, CO 80211
  • Residential
  • Reverse Mortgages

Why choose this provider?

American Liberty Mortgage Inc. is a locally owned and operated company operating in Denver. It assists individuals who are looking to purchase a new home, refinancing an existing one, or consolidating debt by providing different types of loan options. These include FHA, VA, and conventional programs that are explained to clients by a loan specialist. The firm's senior loan advisor, Nick Bebout, has been working in the industry since 2005 with extensive experience in mortgage processing.

License Verified:

License: 1462

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (208)
Facebook
5.0 / 5 (53)
Yelp
4.3 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7900 East Union Avenue, Denver, CO 80237
  • Reverse Mortgages
  • NMLS #: 39166

Why choose this provider?

Ideal Home Loans is a mortgage refinance company based in Denver. The company specializes in conventional, FHA, VA, fixed-rate, adjustable-rate, and jumbo loans. Its experienced lending team helps customers determine which refinancing best suits their individual mortgage needs and which loan solution options they may qualify for. Ideal Home Loans assists clients in cashing out their home's equity, reducing monthly installments, paying off their entire mortgage more quickly, consolidating debt, and eliminating mortgage insurance. The company has been assisting the community since 2001.

License Verified:

License: 136756

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Yelp
4.0 / 5 (14)
Facebook
4.5 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
950 S Cherry St, Denver, CO 80246
  • New Construction

Why choose this provider?

Unified Mortgage has been serving clients in Denver since 2017. Its team helps property owners with refinancing their loans so that they have lower interest rates and reduced monthly payments. The company also consolidates multiple mortgages to help reorganize a client's finances. In addition, it offers various loan options to first-time buyers, such as FHA, USDA, Jumbo, and VA mortgages. Unified Mortgage is part of the National Association of Mortgage Brokers and the Colorado Association of Mortgage Professionals.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
90 Madison Street, Denver, CO 80206
  • Reverse Mortgages
  • NMLS #: 39166

Why choose this provider?

First Centennial Mortgage is an Illinois-based home mortgage lending company with multiple offices located outside the Chicago area, including its Denver headquarters. Its brokers offer different financial solutions related to refinancing. They also deal with purchases and renovation plans. The company's loan options include FHA, conventional, jumbo, VA, USDA, 203K, and HomeStyle. It assists clients in searching for the plan best suited to their needs, ability to pay, average income, accumulated debt, credit scores, and property type.

License Verified:

License: 1378615

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.9 / 5 (2)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What benefits will you get from refinancing your home loan in Denver?

    When the time is right, applying for a home loan refinance in Denver comes with many benefits, which may include lowering your monthly payment amount; paying off your mortgage earlier or later, depending on your needs; and reducing the interest you have to pay. Moreover, you can cash out and utilize your home equity to fund other personal needs or home improvement projects.

  • Can you refinance with another mortgage company in Denver?

    Yes, you can refinance with another mortgage company; you are not required to refinance with your current mortgage company or lender in Denver. An advantage of refinancing with your original mortgage company, though, is that they already have stored copies of your pertinent financial records. This lessens the documents that you need to provide during the refinancing process.

  • Can you still refinance your home loan if you have a bad credit record in Denver?

    Although high credit scores are favored when it comes to home loan refinancing in Denver, you may still try to apply for a home loan refinance even if you have a history of bad credit scores. However, there are attached stipulations to this. In order to be granted a refinance, you will have to prove that you are saving enough money to justify the process.

  • Can you really refinance your mortgage in Denver at no cost?

    It is impossible to refinance your mortgage in Denver without shelling out some money. Services that come with refinancing, such as appraisal, underwriting, loan origination, title insurance, credit report, processing, and notary, must be paid for. You can, however, structure your refinance loan so you can incur minimal to no closing charges. Do note that this will mean your interest rate might slightly increase.

  • How do you get the lowest mortgage refinance rates in Denver?

    The best way to find the lowest mortgage refinance rates in Denver is to shop around. This means it will be a good idea to talk to different lenders in the city, request quotes, and compare their rates. That way, you will be able to find a lender that will meet your unique needs and requirements.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.