Expertise.com

Best Mortgage Refinance Companies in Denver

Laurels
2023
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
Agave Home Loans logo

License Verified:

License: 1951574

Nationwide Multistate Licensing System and Registry

Agave Home Loans

3230 East Broadway Road Suite B-220, Phoenix, AZ 85040
  • Reverse Mortgages

Business Description

Agave Home Loans is a mortgage brokerage that serves individuals in the Denver metro. It offers mortgage refinancing services to people who need help with navigating the home loan process. Dedicated to looking out for the best interest of its clients, the company manages loan applications and collaborates with underwriters to expedite documentary processing. Its co-owner and CEO, Marshall Gottlieb, holds a degree in Finance. He was a mortgage banking senior director before establishing Agave Home Loans.

License Verified:

License: 1951574

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (875)
Facebook
4.9 / 5 (151)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
American Liberty Mortgage Inc. logo
Visit WebsiteWebsite

License Verified:

License: 1462

Nationwide Multistate Licensing System and Registry

American Liberty Mortgage Inc.

Visit WebsiteWebsite
1932 West 33rd Avenue, Denver, CO 80211
  • Residential
  • Reverse Mortgages

Business Description

American Liberty Mortgage Inc. is a locally owned and operated company operating in Denver. It assists individuals who are looking to purchase a new home, refinancing an existing one, or consolidating debt by providing different types of loan options. These include FHA, VA, and conventional programs that are explained to clients by a loan specialist. The firm's senior loan advisor, Nick Bebout, has been working in the industry since 2005 with extensive experience in mortgage processing.

License Verified:

License: 1462

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (181)
Yelp
4.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Denver Lending logo
Visit WebsiteWebsite

License Verified:

License: 1720179

Nationwide Multistate Licensing System and Registry

Denver Lending

Visit WebsiteWebsite
100 Garfield Street, Denver, CO 80206
  • New Construction
  • Reverse Mortgages
  • Commercial Loans

Business Description

Denver Lending is a team of mortgage professionals that help clients in several areas, including refinancing. Offering various mortgage options such as jumbo, conforming, FHA, and fixed- and adjustable-rate loans, they guide clients along the process, from comparing mortgage terms and interest rates to helping them choose suitable loan programs based on their needs and situations. Matt Nockels, who has been in the mortgage industry since 2003, established Denver Lending in 2009. He is a real estate investor and former financial advisor.

License Verified:

License: 1720179

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.7 / 5 (192)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Expect Mortgage Co logo
Visit WebsiteWebsite

License Verified:

License: 2059808

Nationwide Multistate Licensing System and Registry

Expect Mortgage Co

Visit WebsiteWebsite
232 Broadway, Denver, CO 80203
  • Reverse Mortgages
  • NMLS #: 39166

Business Description

Expect Mortgage Co. is a mortgage refinance company based in Denver. It helps clients buying a home or applying for refinancing find loan programs. The company aims to find the best refinance mortgage interest rates for clients and match them with the best option based on clients' reasons for refinancing. It also guides clients through the refinance process, starting with determining whether they qualify for home loan refinancing. Expect Mortgage Co. also offers services in home loan origination.

License Verified:

License: 2059808

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
First Centennial Mortgage - Denver logo
Visit WebsiteWebsite

License Verified:

License: 1378615

Nationwide Multistate Licensing System and Registry

First Centennial Mortgage - Denver

Visit WebsiteWebsite
90 Madison Street, Denver, CO 80206
  • Reverse Mortgages
  • NMLS #: 39166

Business Description

First Centennial Mortgage is an Illinois-based home mortgage lending company with multiple offices located outside the Chicago area, including its Denver headquarters. Its brokers offer different financial solutions related to refinancing. They also deal with purchases and renovation plans. The company's loan options include FHA, conventional, jumbo, VA, USDA, 203K, and HomeStyle. It assists clients in searching for the plan best suited to their needs, ability to pay, average income, accumulated debt, credit scores, and property type.

License Verified:

License: 1378615

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.9 / 5 (2)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Ideal Home Loans - Denver, CO logo
Visit WebsiteWebsite

License Verified:

License: 136756

Nationwide Multistate Licensing System and Registry

Ideal Home Loans - Denver, CO

Visit WebsiteWebsite
7900 East Union Avenue, Denver, CO 80237
  • Reverse Mortgages
  • NMLS #: 39166

Business Description

Ideal Home Loans is a mortgage refinance company based in Denver. The company specializes in conventional, FHA, VA, fixed-rate, adjustable-rate, and jumbo loans. Its experienced lending team helps customers determine which refinancing best suits their individual mortgage needs and which loan solution options they may qualify for. Ideal Home Loans assists clients in cashing out their home's equity, reducing monthly installments, paying off their entire mortgage more quickly, consolidating debt, and eliminating mortgage insurance. The company has been assisting the community since 2001.

License Verified:

License: 136756

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.0 / 5 (14)
Facebook
4.5 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
M2 Lending Solutions logo
Visit WebsiteWebsite

License Verified:

License: 384463

Nationwide Multistate Licensing System and Registry

M2 Lending Solutions

Visit WebsiteWebsite
2000 South Colorado Boulevard, Denver, CO 80222
  • Conventional
  • Jumbo Loans
  • Government

Business Description

Founded by Christopher J. Murphy in 2002, M2 Lending Solutions is a mortgage company that caters to clients in Denver and the surrounding communities. It offers mortgage refinance programs that enable the clients to lower monthly payments and interest rates, cash out home equity, consolidate debts, and shorten payment terms. It also provides VA, FHA, CHFA, and jumbo mortgage loans, as well as fixed-rate and adjustable-rate mortgage options. Additionally, its team of professionals has over five decades of combined mortgage experience.

License Verified:

License: 384463

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (303)
Facebook
5.0 / 5 (25)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Colorado Mortgage Team logo

License Verified:

License: 197135

Nationwide Multistate Licensing System and Registry

The Colorado Mortgage Team

7400 West Jefferson Avenue, Lakewood, CO 80235
  • Reverse Mortgages
  • NMLS #: 39166

Business Description

The Colorado Mortgage Team is a local mortgage company that has been assisting clients across Denver with their financial concerns since 2013. It provides free refinance analyses for current homeowners who require lower interest rates, monthly payments, and total mortgage length. The team can also assist clients who need to switch from an adjustable-rate or interest-only mortgage to something more stable. The Colorado Mortgage Team is committed to providing a complete customer-focused experience and facilitating quick and timely processes while mitigating any additional costs.

License Verified:

License: 197135

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Unified Mortgage logo
Visit WebsiteWebsite

Unified Mortgage

Visit WebsiteWebsite
950 S Cherry St, Denver, CO 80246
  • New Construction

Business Description

Unified Mortgage has been serving clients in Denver since 2017. Its team helps property owners with refinancing their loans so that they have lower interest rates and reduced monthly payments. The company also consolidates multiple mortgages to help reorganize a client's finances. In addition, it offers various loan options to first-time buyers, such as FHA, USDA, Jumbo, and VA mortgages. Unified Mortgage is part of the National Association of Mortgage Brokers and the Colorado Association of Mortgage Professionals.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.