Best Mortgage Refinance Companies in Boston

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Boston Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 326 199 9

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

North Shore Bank

  • NMLS #: 39166

North Shore Bank has been serving clients in Boston and the surrounding communities since 1888. Its loan originators have experience with assisting homeowners secure fixed-rate and adjustable-rate mortgages to refinance their homes and save money through lower monthly payments or shorter loan terms or get cash back from their existing home equity. The financial institution helps qualified borrowers refinance jumbo rate mortgages to a favorable rate. North Shore Bank also works with first-time home buyers to qualify for their first mortgage quickly with competitive interest rates through an automated application process. It helps select borrowers secure grants through the Federal Reserve Bank of Boston.

412 Lynn Fells Pkwy
Saugus, MA 01906

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Brookline Bank

  • NMLS #: 39166

The Brookline Bank is a mortgage refinance company near Boston that's been serving local communities since 1871 with over 30 offices throughout the area. It provides mortgage refinancing options for homeowners to help them save money through lower interest rates, which can offer reduced monthly payments, shorter loan terms, or cash back for borrowers with existing home equity. The company's loan specialists provide several programs and walk clients through all steps to find the right financing to fit their circumstances, such as adjustable-rate and fixed-rate mortgages for single-family, owner-occupied primary residences. It also works with first-time home buyers to secure their first mortgage.

2 Harvard St
Brookline, MA 02445


Hanscom Federal Credit Union

  • Reverse Mortgages

Hanscom Federal Credit Union has been providing home mortgage refinance in Boston and serving clients throughout the area since 1953. Its financial specialists help members refinance and get a lower interest rate that can lower their monthly payments, reduce the terms of their loan, or offer cash back from equity. The organization also specializes in reverse mortgages for clients 62 and older. Hanscom Federal Credit Union also handles VA, jumbo, and 10-, 15-, and 20-year fixed-rate mortgages and 5/1, 7/1, and 10/1 adjustable-rate mortgages. The union also helps first-time home buyers and clients looking to purchase investment property secure a loan that meets their financing needs.

495 Summer St Ste 115
Boston, MA 02210

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Middlesex Savings Bank

  • Reverse Mortgages

Middlesex Savings Bank has been serving customers in Boston and the surrounding communities for over 185 years with more than a dozen locations. Its mortgage specialists help homeowners refinance to a lower interest rate to save money on monthly payments, reduce the duration of their loan, or get cash back from the home's equity. Middlesex Savings Bank offers a wide range of programs that work with clients, including 30-year fixed-rate loans and Mass Housing Partnership One Mortgages with low rates and variable terms. It also has several mortgage programs that vary by fixed and adjustable rates and 10-, 15-, and 20-year terms.

6 Main St
Natick, MA 01760