Laurels

Best Bankruptcy Attorneys
2022

The Best Bankruptcy Attorneys
Here Are The Top Bankruptcy Attorneys
Gupta Law Firm LLC

Gupta Law Firm LLC

Gupta Law Firm LLC provides personalized legal solutions to clients in Las Vegas. The firm's bankruptcy lawyer, Arun Gupta, has been assisting big and small clients since 2009 in both personal and business bankruptcy matters. Gupta can help clients settle their debts and put a stop to harassing calls regarding foreclosures and wage garnishments. He is also experienced in handling loan modification matters that are designed to help clients manage their mortgage payments better.

Las Vegas, NV 89107

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Law Office of Ernest A. Buche Jr

Law Office of Ernest A. Buche Jr

The Law Office of Ernest A. Buche Jr is a locally owned multi-practice law firm serving clients in the Las Vegas metro. "Ernie the Attorney" assists with filing for debt relief under chapter 7. He helps clients evaluate the pros and cons of bankruptcy, determine their eligibility, assess their property, and gather and file paperwork. Buche has over 22 years of experience practicing law. His firm also handles cases involving personal injury, family law, and criminal defense.

Las Vegas, NV 89103

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Ravenholt & Associates Law Center

Ravenholt & Associates Law Center

Ravenholt & Associates Law Center is a practice in Las Vegas founded by Dirk Ravenholt in 1994. His practice serves those in need of assistance in filing for bankruptcy. The firm also offers legal counsel and representation to victims of personal injury. Dirk is an experienced criminal defense lawyer and has also been a business legal advisor for 20 years. The law firm is tied to Law Spa, an exclusive spa experience that they have been providing clients for more than 30 years.

Las Vegas, NV 89106

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Your Vegas Lawyers

Your Vegas Lawyers

Your Vegas Lawyers is a group of legal professionals in Las Vegas that offers legal advice and bankruptcy protection services to clients facing financial troubles in the metro. The firm was founded and is currently headed by Chris Griffin, a bankruptcy attorney who has been in legal practice since 2007. His legal team assists in filings for chapters 7, 11, and 13 bankruptcies including solutions for creditor harassment and foreclosures. The firm also works on divorce and personal injury cases.

Las Vegas, NV 89134

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24/7 Legal

24/7 Legal

Clients looking for a bankruptcy attorney can connect with 24/7 Legal. The company has a database of over 20,000 professionals, allowing it to match clients with the right service provider regardless of their location. It connects clients with bankruptcy attorneys who represent both creditors and debtors in chapters 7 and 13 proceedings. These lawyers handle both transactional and litigation matters. 24/7 Legal maintains open communication with clients to ensure that they find the provider that fits their specific requirements.

Las Vegas, NV

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Fair Fee Legal Services

Fair Fee Legal Services

Fair Fee Legal Services offers its bankruptcy law experience to clients in Las Vegas. Its attorney, Chad Golightly, carries over 25 years of experience in representing clients with bankruptcy claims. He helps clients achieve a debt-free future by assisting them from the filing process to the discharge of debts. Golightly takes on chapters 7 and 13 bankruptcy cases. He also addresses clients' multiple concerns, which involve their house, belongings, car, and credit score.

Las Vegas, NV 89123

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Nevada Bankruptcy Attorneys

Nevada Bankruptcy Attorneys

For 21 years, Nevada Bankruptcy Attorneys has been helping people in Las Vegas and throughout Nevada get debt relief and consumer protection. This bankruptcy law firm has helped more than 10,000 individuals eliminate debts and file chapter 7 or chapter 13 cases. They save their homes from foreclosures and protect them against creditor abuse. Pursuing to be a personable and accessible law office, it welcomes calls, emails, or live chats from clients at any time.

Las Vegas, NV 89107

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Newark & Newark Law Firm

Newark & Newark Law Firm

Newark & Newark Law Firm is a Las Vegas debt relief agency that provides legal services for clients dealing with bankruptcy cases. The law firm represents creditor and debtor clients in foreclosure, debt, wage garnishment, and vehicle relief proceedings. It specializes in assisting people in filing for Chapter 7 and Chapter 13 bankruptcy proceedings. Richard Newark has over 35 years of experience in bankruptcy law, representing banks and lending institutions with their creditor cases, and was also a former Nevada Deputy Attorney General.

Las Vegas, NV 89101

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Crosby & Fox LLC

Crosby & Fox LLC

Crosby & Fox LLC helps clients in Las Vegas deal with their bankruptcy and debt issues. It assists clients in assessing their situation, setting their goals, and identifying the right solutions for debt relief. Troy Fox, who speaks Spanish and English, primarily handles chapters 7 and 13 cases. He represents clients in the Federal District Court, Bankruptcy Court, and 9th Circuit Bankruptcy Appellate Panel. In 2019, he was appointed as a chapter 7 trustee. His legal practice also covers foreclosure defense and civil litigation.

Las Vegas, NV 89101

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Law Office of Brian D. Shapiro

Law Office of Brian D. Shapiro

Law Office of Brian D. Shapiro serves the people of Las Vegas. Founder Brian Shapiro has over 22 years of legal experience and has administered more than 15,000 cases. His practice area consists of attaining membership from the Bankruptcy Local Rules Committee. He takes on chapters 7, 11, and 13 bankruptcy cases, helping clients stop foreclosures and discharge of debts. During the process, Shapiro provides individualized case reviews and focuses on the client's best interest to help them reach their monetary goals.

Las Vegas, NV 89101

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Expert Answers To Common Questions:

  1. What does a bankruptcy attorney do?
  2. What happens when you file bankruptcy?
  3. Can you file bankruptcy on student loans?
  4. What is bankruptcy fraud?
  5. How long is bankruptcy on public record?
  6. Does bankruptcy clear tax debt?
  7. Can they take my car in Chapter 7 bankruptcy?
  8. How bad is it to file bankruptcy twice?
  9. Can anyone file bankruptcy?
  10. How long is bankruptcy on public record?
  11. How will bankruptcy affect my credit score?
  12. What are the benefits of filing for bankruptcy?
  13. What's the difference between debt settlement and bankruptcy?
Q: What does a bankruptcy attorney do?
A:
Bankruptcy attorneys help clients understand whether they qualify for bankruptcy and what their best options are. They also prepare and file petitions, answer questions during the proceedings, and educate clients about potential best steps for a positive bankruptcy outcome. Bankruptcy attorneys might also file motions or paperwork if creditors dispute the bankruptcy, or to stop creditors from taking collections actions forbidden by the bankruptcy.
Q: What happens when you file bankruptcy?
A:

Bankruptcy is a formal process that individuals, married couples, or businesses can enact when they are no longer able to pay creditors. In a bankruptcy proceeding, filers are allowed to reduce debt to more manageable levels to best pay off money owed.

Once the bankruptcy process is initiated, debt collectors can no longer seek repayments outside of the arrangements detailed in the bankruptcy settlement. Some forms of bankruptcy result in the liquidation of assets to pay back debts, while others allow filers to retain most of their possessions and investments. Many types of unsecured debt can be managed with bankruptcy filings, but not all.

Q: Can you file bankruptcy on student loans?
A:
Under most circumstances, student loans aren't dischargeable and aren't included in bankruptcy proceedings. In rare cases, it may be possible to eliminate student loans through bankruptcy, but only if the courts determine that continuing to pay the loans would impose an undue hardship. Meeting the criteria for undue hardship is challenging, and most bankruptcy filers don't qualify.
Q: What is bankruptcy fraud?
A:

Bankruptcy fraud is a blanket term that refers to any kind of dishonest bankruptcy proceeding, which can include:

  • Hiding assets by transferring them to another person or entity
  • Intentionally omitting assets when reporting to the court
  • Destroying or withholding required documents
  • Knowingly making false statements to bankruptcy trustees or creditors
Q: How long is bankruptcy on public record?
A:
How long bankruptcy stays on public record depends on the kind of bankruptcy filing in question. Chapter 7 bankruptcy remains on the record for 10 years as there isn't necessarily a repayment component. Chapter 13 bankruptcy remains on the record for seven years as some obligations are repaid following filing based on the terms of a discharge settlement.
Q: Does bankruptcy clear tax debt?
A:

Bankruptcy can clear tax debt, depending on the circumstances. Taxes are dischargeable under Chapter 7 bankruptcy, not Chapter 13, and only if the tax debt is:

  • Federal income tax debt related to current properly filed tax returns
  • Honestly incurred with no fraud or evasion
  • At least three years old
  • Assessed at least 240 days before bankruptcy filings

Existing liens are not eliminated with bankruptcy.


Q: Can they take my car in Chapter 7 bankruptcy?
A:
In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.
Q: How bad is it to file bankruptcy twice?
A:

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Q: Can anyone file bankruptcy?
A:
Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.
Q: How long is bankruptcy on public record?
A:
How long bankruptcy stays on public record depends on the kind of bankruptcy filing in question. Chapter 7 bankruptcy remains on the record for 10 years as there isn't necessarily a repayment component. Chapter 13 bankruptcy remains on the record for seven years as some obligations are repaid following filing based on the terms of a discharge settlement.
Q: How will bankruptcy affect my credit score?
A:
Bankruptcies are noted on credit reports. How much a bankruptcy might drop a person's credit score depends on how high the score was to begin with, but generally speaking, the hit can be as much as 100 to 200 points. Often scores are already dropping because people filing for bankruptcy may have already missed payments on debts. Chapter 13 bankruptcies are listed on credit reports for seven years from the filing date, while Chapter 7 bankruptcies are listed for 10 years from the filing date. This is because Chapter 13 bankruptcies require at least partial payment of debts owed.
Q: What are the benefits of filing for bankruptcy?
A:
Filing a bankruptcy petition causes an automatic stay. This legally stops creditors from taking further action to collect debt, including garnishing wages or foreclosing on property. Going through a bankruptcy successfully means that debts included in the bankruptcy are discharged and don't have to be paid back, except as provided in a Chapter 13 repayment plan. Bankruptcy can help someone recover from financial duress so they can make better decisions and improve financial situations in the future. Disadvantages can include temporary lower credit scores and limitations on spending and financing.
Q: What's the difference between debt settlement and bankruptcy?
A:
Debt settlement occurs when people negotiate with individual creditors. The creditor agrees to take a payment that's lower than what someone owes and call the debt “paid in full.” Bankruptcy is a legal process that causes debts to be dismissed after someone proves they don't currently have the means to pay their debts as owed. Typically, someone can't enter into bankruptcy and also settle some debts, because the court would see that as favoring one creditor over another.