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Best Bankruptcy Attorneys
2022

The Best Bankruptcy Attorneys
Here Are The Top Bankruptcy Attorneys
Johnson & Gubler, P.C.

Johnson & Gubler, P.C.

Johnson & Gubler, P.C., is a full-service law firm that has been providing legal assistance and solutions in Las Vegas and surrounding localities for more than two decades. The company assists individuals and business owners who are struggling with debt to obtain financial relief by filing for bankruptcy. Its bankruptcy lawyers specialize in chapters 7, 11, and 13 filings. They also help clients recover and maintain their financial status by providing practical long-term solutions. One of the company's principal lawyers is a member of the American Bankruptcy Institute and is one of the very few attorneys in Nevada that is Board Certified in Business Bankruptcy Law, and certified as a specialist in business bankruptcy law by the State Bar of Nevada.

Las Vegas, NV 89117

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Ravenholt & Associates Law Center

Ravenholt & Associates Law Center

Ravenholt & Associates Law Center is a practice in Las Vegas founded by Dirk Ravenholt in 1994. His practice serves those in need of assistance in filing for bankruptcy. The firm also offers legal counsel and representation to victims of personal injury. Dirk is an experienced criminal defense lawyer and has also been a business legal advisor for 20 years. The law firm is tied to Law Spa, an exclusive spa experience that they have been providing clients for more than 30 years.

Las Vegas, NV 89106

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Randolph Law Firm

Randolph Law Firm

Randolph Law Firm is a debt relief agency based in Las Vega, Nevada, that helps families and companies file for bankruptcy, with an emphasis on cases involving IRS tax debts. The firm operates with the goal of eliminating credit card debt, medical bills, and tax debt for clients looking to keep their home or vehicle, as well as individuals who decide to liquidate their assets. The attorneys also assist clients with foreclosure mediation.

Las Vegas, NV 89149

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Hurtik Law & Associates

Hurtik Law & Associates

Hurtik Law and Associates is a Las Vegas law firm that offers legal representation for a variety of civil litigation matters, including bankruptcy and personal injury. The company's bankruptcy services include filing Chapter 7 for clients who do not have enough disposable income to repay debts and filing Chapter 13 for clients who are struggling to meet scheduled debt payments. Hurtik Law also handles family law. Spanish-speaking services are available.

Las Vegas, NV 89103

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Law Office of Miriam E. Rodriguez, P.C.

Law Office of Miriam E. Rodriguez, P.C.

The Law Office of Miriam E. Rodriguez, P.C., is a firm serving clients in Las Vegas. It assists clients through court proceedings to reduce or eliminate their debts. The firm also offers representation in several practice areas that include estate planning, immigration, personal injury, and real estate. Attorney Miriam E. Rodriguez established the firm in 2006. Rodriguez has played the role of mediator for the Foreclosure Mediation program since 2009 and the U.S. Bankruptcy Court in the District of Nevada.

Las Vegas, NV 89110

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Law Office of Miguel Lopez

Law Office of Miguel Lopez

The Law Office of Miguel Lopez caters to clients in Las Vegas who have concerns under bankruptcy law. The firm handles proceedings falling under chapters 7 and 13 insolvency processes. It averts IRS garnishments on an individual's bank accounts and wages. The office also negotiates for loan modifications and seeks less onerous terms and conditions for existing obligations. Counsel Miguel Lopez has studied business administration and is licensed to practice in Illinois. He has been part of the United States Army Reserves.

Las Vegas, NV 89149

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Clement Law Offices

Clement Law Offices

Clement Law Offices caters to the people of Las Vegas and nearby cities. It offers legal assistance to clients who are in debt. The firm's lawyer and founding partner, Stefanie H. Clement, devises strategies and seeks appropriate solutions that aid clients in overcoming financial difficulties. Consumer bankruptcy counseling, debt negotiation, and chapter 7 or 13 bankruptcy representation are among the services she offers. Her practice also includes estate planning and business law. Clement has been in the legal profession for 24 years.

Las Vegas, NV 89129

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Law Offices of Frank Sorrentino

Law Offices of Frank Sorrentino

The Law Offices of Frank Sorrentino caters to the people of Las Vegas and nearby cities. It employs three bankruptcy attorneys who help clients seeking debt relief. These practitioners assist in filing for bankruptcy protection under chapters 7 or 13, depending on clients' circumstances. They also offer consultations to address questions about bankruptcy procedures and terminologies. Since commencing his legal career in 1984, the firm's founder, Frank Sorrentino, has filed more than 50,000 bankruptcies for clients.

Las Vegas, NV 89101

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Atkinson Law

Atkinson Law

Atkinson Law is a bankruptcy law office serving Las Vegas and the surrounding areas. Robert Atkinson leads the firm and advises and represents clients in chapters 7 and 11 bankruptcies, complex personal bankruptcy, and commercial bankruptcy. The attorney, a Nevada chapter 7 trustee, is familiar with the intricacies of bankruptcy and makes the procedure simple to comprehend. He oversees each case from beginning to end. Atkinson Law has handled nearly 1,000 bankruptcy cases and has helped clients reduce over $400 million in debt.

Las Vegas, NV 89119

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Peters and Associates, LLP

Peters and Associates, LLP

Peter and Associates LLP works with individuals and families in Las Vegas, Nevada, and California. The firm handles both Chapter 7 and Chapter 13 bankruptcy cases, helping clients get relief from bill collectors and the threat of repossession or foreclosure. Attorneys have experience dealing with debt accumulated from credit cards, income tax, and hospital bills. The automatic stay invoked by filing bankruptcy discharges all wage garnishments. Peter and Associates also practice real estate and family litigation.

Las Vegas, NV 89118

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Expert Answers To Common Questions:

  1. What does a bankruptcy attorney do?
  2. What happens when you file bankruptcy?
  3. Can you file bankruptcy on student loans?
  4. What is bankruptcy fraud?
  5. How long is bankruptcy on public record?
  6. Does bankruptcy clear tax debt?
  7. Can they take my car in Chapter 7 bankruptcy?
  8. How bad is it to file bankruptcy twice?
  9. Can anyone file bankruptcy?
  10. How long is bankruptcy on public record?
  11. How will bankruptcy affect my credit score?
  12. What are the benefits of filing for bankruptcy?
  13. What's the difference between debt settlement and bankruptcy?
Q: What does a bankruptcy attorney do?
A:
Bankruptcy attorneys help clients understand whether they qualify for bankruptcy and what their best options are. They also prepare and file petitions, answer questions during the proceedings, and educate clients about potential best steps for a positive bankruptcy outcome. Bankruptcy attorneys might also file motions or paperwork if creditors dispute the bankruptcy, or to stop creditors from taking collections actions forbidden by the bankruptcy.
Q: What happens when you file bankruptcy?
A:

Bankruptcy is a formal process that individuals, married couples, or businesses can enact when they are no longer able to pay creditors. In a bankruptcy proceeding, filers are allowed to reduce debt to more manageable levels to best pay off money owed.

Once the bankruptcy process is initiated, debt collectors can no longer seek repayments outside of the arrangements detailed in the bankruptcy settlement. Some forms of bankruptcy result in the liquidation of assets to pay back debts, while others allow filers to retain most of their possessions and investments. Many types of unsecured debt can be managed with bankruptcy filings, but not all.

Q: Can you file bankruptcy on student loans?
A:
Under most circumstances, student loans aren't dischargeable and aren't included in bankruptcy proceedings. In rare cases, it may be possible to eliminate student loans through bankruptcy, but only if the courts determine that continuing to pay the loans would impose an undue hardship. Meeting the criteria for undue hardship is challenging, and most bankruptcy filers don't qualify.
Q: What is bankruptcy fraud?
A:

Bankruptcy fraud is a blanket term that refers to any kind of dishonest bankruptcy proceeding, which can include:

  • Hiding assets by transferring them to another person or entity
  • Intentionally omitting assets when reporting to the court
  • Destroying or withholding required documents
  • Knowingly making false statements to bankruptcy trustees or creditors
Q: How long is bankruptcy on public record?
A:
How long bankruptcy stays on public record depends on the kind of bankruptcy filing in question. Chapter 7 bankruptcy remains on the record for 10 years as there isn't necessarily a repayment component. Chapter 13 bankruptcy remains on the record for seven years as some obligations are repaid following filing based on the terms of a discharge settlement.
Q: Does bankruptcy clear tax debt?
A:

Bankruptcy can clear tax debt, depending on the circumstances. Taxes are dischargeable under Chapter 7 bankruptcy, not Chapter 13, and only if the tax debt is:

  • Federal income tax debt related to current properly filed tax returns
  • Honestly incurred with no fraud or evasion
  • At least three years old
  • Assessed at least 240 days before bankruptcy filings

Existing liens are not eliminated with bankruptcy.


Q: Can they take my car in Chapter 7 bankruptcy?
A:
In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.
Q: How bad is it to file bankruptcy twice?
A:

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Q: Can anyone file bankruptcy?
A:
Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.
Q: How long is bankruptcy on public record?
A:
How long bankruptcy stays on public record depends on the kind of bankruptcy filing in question. Chapter 7 bankruptcy remains on the record for 10 years as there isn't necessarily a repayment component. Chapter 13 bankruptcy remains on the record for seven years as some obligations are repaid following filing based on the terms of a discharge settlement.
Q: How will bankruptcy affect my credit score?
A:
Bankruptcies are noted on credit reports. How much a bankruptcy might drop a person's credit score depends on how high the score was to begin with, but generally speaking, the hit can be as much as 100 to 200 points. Often scores are already dropping because people filing for bankruptcy may have already missed payments on debts. Chapter 13 bankruptcies are listed on credit reports for seven years from the filing date, while Chapter 7 bankruptcies are listed for 10 years from the filing date. This is because Chapter 13 bankruptcies require at least partial payment of debts owed.
Q: What are the benefits of filing for bankruptcy?
A:
Filing a bankruptcy petition causes an automatic stay. This legally stops creditors from taking further action to collect debt, including garnishing wages or foreclosing on property. Going through a bankruptcy successfully means that debts included in the bankruptcy are discharged and don't have to be paid back, except as provided in a Chapter 13 repayment plan. Bankruptcy can help someone recover from financial duress so they can make better decisions and improve financial situations in the future. Disadvantages can include temporary lower credit scores and limitations on spending and financing.
Q: What's the difference between debt settlement and bankruptcy?
A:
Debt settlement occurs when people negotiate with individual creditors. The creditor agrees to take a payment that's lower than what someone owes and call the debt “paid in full.” Bankruptcy is a legal process that causes debts to be dismissed after someone proves they don't currently have the means to pay their debts as owed. Typically, someone can't enter into bankruptcy and also settle some debts, because the court would see that as favoring one creditor over another.