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Best Mortgage Refinance Companies in Dallas

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AsertaLoans logo
FEATURED
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License Verified:

License: 2114425

Nationwide Multistate Licensing System and Registry

AsertaLoans

3232 McKinney Avenue, Suite 500, Dallas, TX 75204
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  • Reverse Mortgages
  • Residential

Business Description

Serving Dallas and Greater Austin, AsertaLoans offers the most lending programs in Texas. With their easy application process, AsertaLoans helps Texans buy their dream homes (or refinance their current ones). AsertaLoans also offers down payment assistance programs. Speak to a mortgage adviser on getting started.

License Verified:

License: 2114425

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Best Suited Mortgage logo
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License: 1966323

Nationwide Multistate Licensing System and Registry

Best Suited Mortgage

8350 N Central Expy Suite 1900, Dallas, TX 75206
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  • New Construction

Business Description

Best Suited Mortgage provides mortgage refinancing services to individuals and families in Dallas. The professionals at this firm offer various mortgage refinancing options, such as rate-and-term, cash-out, and cash-in. They also work with clients to help them gain benefits, which include lower monthly payments, faster loan payment completion, FHA mortgage insurance removal, and debt consolidation. Best Suited Mortgage also extends conventional mortgages, FHA home loans, and 203K renovation mortgages.

License Verified:

License: 1966323

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Dinkins Team logo
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License: 208579

Nationwide Multistate Licensing System and Registry

Dinkins Team

8333 Douglas Avenue, Dallas, TX 75225
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  • New Construction

Business Description

Dinkins Team is a Cornerstone Home Lending, Inc., mortgage refinancing team that serves clients in Dallas. The team is committed to helping clients choose the mortgage products that suit their needs. Mary Dinkins leads the comapny. She serves as regional president and residential lending advisor for Cornerstone Home Lending. She has been serving as a mortgage professional since 1981 and was included in the list of the top 100 loan originators in the U.S. Marc N. Laird and Judy Belanger established Cornestorne in 1988.

License Verified:

License: 208579

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (99)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Grove Mortgage Home Loans of Dallas logo
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License Verified:

License: 396191

Nationwide Multistate Licensing System and Registry

Grove Mortgage Home Loans of Dallas

5641 SMU Boulevard, Dallas, TX 75206
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  • Reverse Mortgages
  • New Construction

Business Description

For 18 years, Grove Mortgage Home Loans of Dallas has offered home loans and refinance options to the metro. It provides conventional, VA, jumbo, and FHA loans. Its mortgage specialists provide refinancing solutions to situations involving purchasing a dream home, consolidating debt, or paying for college tuition. Its website consists of various financial calculators, including mortgage, VA loan limit, and debt-to-income ratio calculators to help clients estimate their payments. Grove Mortgage Home Loans of Dallas was established by Terry Grove, who also worked as a mortgage originator.

License Verified:

License: 396191

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Nortex Mortgage logo
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License Verified:

License: 286706

Nationwide Multistate Licensing System and Registry

Nortex Mortgage

1820 Preston Park Boulevard, Plano, TX 75093
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  • Reverse Mortgages
  • NMLS #: 39166

Business Description

Nortex Mortgage is a mortgage refinance company that has provided services to communities in Dallas, Plano, and surrounding areas since 1997. Its brokers, loan originators, and processors help clients save money by refinancing mortgages to lower interest rates and consolidate debt. Clients can also benefit from cash-out refinancing to replace existing home loans. Homebuyers can apply for a variety of loan options, including FHA, CA, RHS, USDA, and jumbo. Nortex Mortgage also provides assistance in getting adjustable-rate or fixed-rate mortgages.

License Verified:

License: 286706

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Rob Dessommes logo
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License: 176534

Nationwide Multistate Licensing System and Registry

Rob Dessommes

18111 Preston Road, Dallas, TX 75252
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  • Reverse Mortgages
  • NMLS #: 39166

Business Description

Rob Dessommes is a mortgage refinancing specialist under PlainsCapital company PrimeLending. He offers services in Dallas and the nearby areas. Rob has arranged over 3,300 loans over the span of 28 years as a mortgage loan officer. He offers several loan programs such as FHA loans, including the 203k, 203b, and 203k streamline. Additionally, he offers conventional home loans, VA loans, and USDA loans. Together with his team, Rob focuses on creating finance strategies for their clients to help them with purchases or refinancing.

License Verified:

License: 176534

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Southwest Funding logo
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License Verified:

License: 32139

Nationwide Multistate Licensing System and Registry

Southwest Funding

13140 Coit Road, Dallas, TX 75240
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  • Reverse Mortgages

Business Description

Southwest Funding is a mortgage refinance company catering to the residential lending needs of Dallas residents for more than 20 years. The company helps clients who are looking for home purchase loans, needing refinancing to lower interest rates, or seeking to cash out a mortgage. Its loan options include VA, FHA, USDA, conventional, and HARP loans. Additionally, it has reverse loans for clients 62 years old and above. Southwest Funding is a member of the National Association of Mortgage Brokers.

License Verified:

License: 32139

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.9 / 5 (121)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Stone Lake Mortgage logo
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License Verified:

License: 341517

Nationwide Multistate Licensing System and Registry

Stone Lake Mortgage

1220 Coit Road, Plano, TX 75075
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  • Reverse Mortgages
  • NMLS #: 39166

Business Description

Stone Lake Mortgage is a mortgage refinancing company that serves clients in Dallas. The company offers various mortgage loan options for first-time homebuyers and homeowners who are refinancing, including FHA loans, VA mortgage loans, USDA loans, and Freddie Mac Relief Refinance. It also specializes in helping clients with student loans, past foreclosure, and low credit scores achieve homeownership. Clients can also utilize its online mortgage loan application that requires them to fill out a pre-qualification form.

License Verified:

License: 341517

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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TexasLending.com logo
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License Verified:

License: 137773

Nationwide Multistate Licensing System and Registry

TexasLending.com

4100 Alpha Road, Farmers Branch, TX 75244
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  • Reverse Mortgages
  • New Construction

Business Description

TexasLending.com is a Dallas-based mortgage refinance company that has served the financing needs of its clients since 2001. The company's connections and partnerships with local real estate professionals and home service providers enable it to provide various loan options. Clients can select from a conventional mortgage, FHA/VA, USDA, government-backed, or Jumbo loan. The company's recommendations will depend on the clients' preferred downpayment, desired monthly payment, and interest rate that they can afford.

License Verified:

License: 137773

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.2 / 5 (1282)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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The Richard Woodward Team NEXA Mortgage logo
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License Verified:

License: 166487

Nationwide Multistate Licensing System and Registry

The Richard Woodward Team NEXA Mortgage

7820 Hague Ct, Plano, TX 75025
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  • Reverse Mortgages
  • NMLS #: 39166

Business Description

The Richard Woodward Team NEXA Mortgage offers a variety of options for mortgage refinancing to clients in the Dallas area. These include interest rate reduction, cash out, and length reduction refinances. It also offers jumbo, renovation, conventional, and FHA loan programs for residential properties. The company was founded in 1997 by Richard Woodward, a real estate lending professional with years of technical experience in specialty loan programs, which include home improvement refinancing and mortgage insurance removal.

License Verified:

License: 166487

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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The Tuttle Group logo
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License Verified:

License: 184325

Nationwide Multistate Licensing System and Registry

The Tuttle Group

14900 Landmark Boulevard, Dallas, TX 75254
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  • Reverse Mortgages
  • NMLS #: 39166

Business Description

The Tuttle Group is a branch of Mid America Mortgage Inc. that operates within the Dallas area. The business guides clients in applying for loan products that match a client's financial goals and refinancing mortgages. Its loan officers have experience working with VA loans, jumbo loans, FHA loans, and conventional loans. The Tuttle Group is regularly featured on American Dream TV where branch manager Andy Tuttle goes on to discuss mortgage related topics and news.

License Verified:

License: 184325

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.

How do you refinance a mortgage?

Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

How does mortgage refinance work?

The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

When should you refinance a mortgage?

If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

How much does it cost to refinance a mortgage?

The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

  • Appraisal fee
  • Broker’s fee
  • Credit check fee
  • Loan application fee
  • Recording fee
  • Title search and insurance fee

How soon can you refinance a mortgage?

Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

How long does it take to refinance a mortgage?

The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.

What is the average closing cost to refinance a mortgage?

The average closing cost when refinancing a mortgage is $4,345. Closing costs may be much higher or lower depending on the amount of money borrowed. If you see an ad that says there are no closing costs, the costs are factored in elsewhere in the terms of the loan.

How often can you refinance a mortgage?

You can refinance a mortgage as often as you like, however, if you refinance frequently, it can cost more in fees than you save on interest. Some reasons for refinancing repeatedly include a sharp drop in interest rates or going through a life event, such as a divorce.

When is it worth it to refinance a mortgage?

It’s worth it to refinance when interest rates drop and refinancing will save you money. It also may be worth refinancing if you need to access some of your home’s equity to cover other expenses. Refinancing may be worthwhile if you're switching from a variable to a fixed rate mortgage.

Can you refinance a mortgage with no closing costs?

You can refinance a mortgage without paying closing costs at the time. However, those costs are still owed and are factored in elsewhere in the financing. Lenders either add the costs to the principal owed or increase the interest rate on your refinanced mortgage loan.

Can you refinance a home equity loan into a mortgage?

You can refinance a home equity loan into a mortgage in some situations. You have to have excellent credit to do this. Additionally, you must have enough equity in your home to qualify for a new mortgage that pays off the existing mortgage and your home equity loan.

Can you refinance a mortgage without a job?

In some situations, you can refinance your mortgage if you don't have a job. It depends on the lender, because some will allow it and others won’t. A qualified mortgage refinance broker can help connect you with lenders that consider your situation. You have to submit documentation about your unemployment and the income you have.

Can you refinance a mortgage with bad credit?

It’s possible to refinance a mortgage if you have bad credit. If your payment record with your current lender is good, you can discuss refinancing with that lender. You may also be able to refinance a mortgage by going through a government-backed lender, such as the USDA or FHA.

Can you refinance a second mortgage?

It’s possible to refinance a second mortgage. If your credit score improves or interest rates drop, refinancing a second mortgage may save you money. Either of these situations can provide a way for you to get a lower interest rate. Refinancing a second mortgage can also sometimes shorten your loan repayment period.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

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