Best Mortgage Refinance Companies in New York City

2022

Mortgage Depot

• Purchases
• Refinancing
• Commercial Financing
• Refinance

Mortgage Depot is a brokerage firm serving residential and commercial clients in New York City. One of its loan consultants, Yury Gokhberg, has been in the industry for over 25 years. He carries experience as a home mortgage loan originator for national banking institutions. Gokhberg provides options for conventional, VA, and FHA renovation loans, in addition to cash-out and non-credit FHA streamline refinance. He educates potential homeowners and guides them through the process of securing a home mortgage loan.

Fort Funding Corp.

• Reverse Mortgages
• Refinance
• Residential

Fort Funding Corp. offers mortgage refinancing services to clients in New York City. Since its inception in 1993, the firm has been assisting homeowners and investors in selecting the suitable mortgage for their needs. Rate-and-term, cash-out, and stated income refinancing mortgages are among the program's options. For those aged 62 or older, a reverse mortgage allows them to convert the equity in their house into cash or a line of credit. Fort Funding Corp. also serves clients in New Jersey.

Panam Mortgage & Financial Services

• Construction
• Residential

With an office in New York City, Pan Am Mortgage & Financial Services caters to clients throughout the area. It guides property owners through the mortgage refinancing application process and advises on issues involving pre-qualification and pre-approval. The company regularly updates individuals on the status of their loans. It has experience helping various types of clients, from real estate professionals to individual homebuyers. The company's local branch manager, Thomas Dougherty, has been with the company for over two decades.

GuardHill Financial Corp.

• Multi-Family Loans

GuardHill Financial Corp. is a New York City-based company providing mortgage and refinancing services to homeowners and borrowers. This privately-held company offers mortgages based on liquid assets, HELOC, and loans with flexible lending requirements. It also provides condo, co-op, construction, confirming, commercial, jumbo, and government-backed (FHA) loans. The company also serves foreign nationals, non-qualifying homeowners, self-employed individuals, and low-to-moderate income borrowers. It has over 10,000 customers and more than $20 billion of loans originated since its establishment in 1992.

Advisors Mortgage Group

• Purchases
• Reverse Mortgages
• Refinance

Advisors Mortgage Group is a multi-state mortgage banker offering services in New York City. It helps clients purchase a new home and get a better rate on their loan, assists through the process of a cash-out refinance, and provides guidance on reverse mortgages. The group also offers a specialized program that enables clients to include home renovation costs into their mortgage. Its charitable partners include Trees for Troops, Free Wheelchair Mission, and Holiday Food Drive.

Morty

Morty is a home mortgage company that serves individuals and families from New York City. It provides mortgage refinancing and recasting solutions. It also offers personalized loan options for various property types, including single-family homes, duplex units, triplex units, 4-plex units, and condos. Morty has been in operation for more than five years. The company has been featured in Forbes, The Wall Street Journal, Yahoo! Finance, The New York Times, and TechCrunch.

New York Mortgage Exchange

• Refinancing
• Refinance

New York Mortgage Exchange is a boutique broker that serves clients in the metro area. It helps homeowners in reducing their interest rates through mortgage refinancing. The company also assists clients in switching from adjustable-rate to fixed-rate mortgages. It offers a variety of mortgage loan options, including home equity, construction, jumbo, FHA, and reverse mortgage loans. New York Mortgage Exchange is committed to assisting clients in attaining their homeownership goals by guiding them through the home loan process.

Foxx Capital Funding, Inc.

• Reverse Mortgages

Foxx Capital Funding, Inc. has been catering to real estate investors and first-time homebuyers in New York City since 1999. Its team of loan originators and mortgage brokers can assist clients in securing construction, commercial, and home equity loans. It also covers reverse mortgage, cash-out refinance, and mixed-use and investment properties. The firm also offers its expertise to churches and synagogues. In addition, it provides services related to home improvement and SBA and FHA loans.

MoFin

• Commercial Loans

MoFin is a company that offers mortgage refinancing services to residents in New York City and surrounding areas. It lends against condos, townhomes, and commercial properties such as offices, warehouses, and multifamily units. The business also offers bridge loan programs for ground-up construction projects and investors looking to fix and grow their businesses. One of its co-founders, Tyler Peters, has more than 15 years of finance experience in investment banks and the non-agency mortgage industry.

Block Financial Resources

• Alternative Income Documentation Loans
• New Construction

Block Financial Resources is a mortgage refinancing company in New York that helps those shopping for their dream home get pre-qualified and pre-approved by a lender or acquire a commitment letter from a lender. The business enables those in need of loans to receive their money within one business day. The company aims to make refinancing fast and hassle-free. Block Financial Resources believes in integrity, affordability, and quality customer care. It has been featured in The Wall Street Journal, StreetEasy, and The New York Times.

Omni Mortgage

• Residential

Omni Mortgage is a loan and refinancing service catering to property buyers in New York City. Its financing options include reverse mortgages, government loan programs, and refinancing for individuals seeking better payment terms. It helps with every step of the loan process, from deciding on the maximum loan amount to funding. The company focuses on closing loans, employing mortgage processing software and automated underwriting systems. The enterprise has been in business for over 20 years.

NJ Lenders Corp.

• Reverse Mortgages

NJ Lenders Corp. is a mortgage company that serves home buyers and homeowners in and around New York City. It provides assistance for clients looking to refinance their loans, whether to remove mortgage insurance, reduce mortgage rates, take cash out for debt consolidation, or shorten loan terms. The company offers a variety of loan products, including jumbo, reverse, USDA, and VA mortgages. Its assistant branch manager, Howard Kleinberg, has been working in the mortgage industry since 1990.

Diversified Funding Group, USA

• Refinancing
• Refinance

Diversified Funding Group, USA is a mortgage company that serves the residents of New York City and the surrounding areas. It provides mortgage refinancing solutions for clients seeking to lower their term and interest rates, pay off credit card debt or home equity lines of credit, and remove private mortgage insurance. It also assists clients who wish to take cash out from their home’s equity. Diversified Funding Group, USA has been in operation for more than 15 years.

Amerifund Home Mortgage, LLC

• Alternative Income Documentation Loans

Amerifund Home Mortgage, LLC, caters to property buyers and sellers in the New York City metro. It offers term, bridge, and business purpose loans to help clients obtain homes, multi-family apartments, hotels, and commercial properties. The company provides superjumbo, conventional, co-op, and investment properties loan programs. It currently serves various companies, including Mount Sinai Hospital, Fortress Investment Co., Goldman Sachs, and Pepsi Co. Amerifund Home Mortgage has been in the industry since 2002.