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2024

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Best Mortgage Refinance Companies in Milwaukee

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Milwaukee Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

325Reviewed

199Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
W188 S7820 Racine Avenue, Suite #100, Muskego, WI 53150

Why choose this provider?

A+ Mortgage Services, Inc., is a direct lending company that extends its expertise to those living in and around the Milwaukee metro. It offers conventional loans, such as fixed, adjustable, and jumbo mortgage loans, as well as FHA, VA, and USDA government loans. The agency works with mortgage experts from the Centurion Group, Schnabl Lending Team, and A+ Selensky Mortgage Experts Team. They explain all available options to clients and help them choose or customize a loan solution based on their specific needs.

License Verified:

License: 259353

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (21)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1033 N Mayfair Rd Ste 100, Milwaukee, WI 53226
  • New Construction

Why choose this provider?

John Gonzales is a Milwaukee-based loan officer for Cherry Greek Mortgage. He assists clients looking to buy a residential property for the first time or as an investment by helping them find the best mortgage option. His mortgage offerings include conventional, FHA, VA, and jumbo loans. He also helps clients who want to refinance their existing mortgage for a better interest rate and leveraged home equity. Throughout his career, he has worked with more than 2,500 families throughout the entire home loan process.

License Verified:

License: 400597

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Website
11040 W. Blue Mound Road, Milwaukee, WI 53226
  • New Construction

Why choose this provider?

U.S. Mortgage Corporation provides home purchase and refinancing solutions to clients in Milwaukee. It offers various refinance options for local borrowers to get better rates and terms or cash out equity. It has multiple programs available, such as FHA, VA, USDA, conventional, HARP, and jumbo. It also handles divorce buyouts and family home loans. The company's mortgage rate options include fixed-rate, adjustable-rate, interest-only, and graduated payments. U.S. Mortgage Corporation is headed by Donald Caveney, who has over 34 years of industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
W239N3490 Pewaukee Road, Pewaukee, WI 53072
  • Reverse Mortgages
  • NMLS #: 39166

Why choose this provider?

Inlanta Mortgage is an independent lender that serves Milwaukee residents with a wide variety of loan options. The firm currently has 39 branch offices and a network of over 300 mortgage professionals. Its loan options include FHA mortgages, conventional mortgages, USDA rural development loans, jumbo loans, renovation loans, and reverse mortgage loans. John Knowlton founded Inlanta Mortgage in 1993 in the city of Waukesha. It was one of the few private lenders to survive the 2006 mortgage crisis.

License Verified:

License: 1016

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (6)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7700 W Bluemound Rd., Wauwatosa, WI 53213
  • Reverse Mortgages
  • Multi-Family Loans

Why choose this provider?

Joonago Mortgage Services caters to clients in Milwaukee. Its refinancing solutions include shortening mortgage terms, lowering monthly payments, and helping customers take cash out of their property. It also offers a pre-qualification service, assisting clients who are looking to buy a home by helping them get the right loan program based on their situation and preferences. The company is owned and founded by Joseph K. Huljak, a former senior loan consultant. It has been in the mortgage industry since 2006.

License Verified:

License: 249858

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (229)
Facebook
5.0 / 5 (29)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1211 15th Avenue, Grafton, WI 53024
  • Reverse Mortgages
  • NMLS #: 39166

Why choose this provider?

Patriot Mortgage Lending is a mortgage refinance company that offers its services to clients in Milwaukee. The local business assists first-time homebuyers and professional homebuyers. It guides clients through the process of getting approved for a mortgage refinance loan by educating them on the matter, assisting with the application, handling the processing, managing the underwriting, and leading the closing. Other mortgage programs the firm delivers include FHA loans, VA loans, government mortgage loans, jumbo mortgage loans, and piggyback loans.

License Verified:

License: 223162

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Website
10001 W. Innovation Dr. Suite 101, Wauwatosa, WI 53226
  • New Construction

Why choose this provider?

Brian Kludt Team is a mortgage lender serving the home loan needs of Milwaukee clients. The agency assists clients who want to lower their monthly mortgage payments, change repayment terms, or get cash out of their home's equity. It represents Fairway Independent Mortgage Corporation and provides cash-out refinance, adjustable rate, and fixed-rate mortgages. Brian Klundt, the branch manager, is a Milwaukee native who speaks and trains at the national level. He is a consistent top producer.

License Verified:

License: 227424

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (27)
Facebook
4.4 / 5 (7)
Yelp
3.0 / 5 (4)

Website
2426 N Grandview Blvd Ste A, Waukesha, WI 53188
  • Reverse Mortgages
  • NMLS #: 39166

Why choose this provider?

Joseph Greenspan is a mortgage consultant serving Milwaukee, Waukesha, and the surrounding areas. His mortgage refinance company, First Fidelity Home Mortgage of Wisconsin LLC, has many years of experience assisting homeowners in refinancing their mortgages. He can also help customers find a refinancing loan that works for them, whether they want to lower monthly payments, move to a fixed rate, or reduce the term of their mortgages. Loans they offer include conventional, FHA, and VA.

License Verified:

License: 281940

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15430 West Capitol Drive, Brookfield, WI 53005
  • New Construction

Why choose this provider?

Go Mortgage provides services to individuals and families who are looking to buy, build, refinance, or renovate their properties in Milwaukee and the nearby neighborhoods. It offers a variety of loan types, such as conventional, FHA, VA, jumbo, and USDA rural development loans. It also provides single-close construction loans, which are short-term loans that can be turned into long-term ones. It includes CTP, one-time close, and all-in-one loans. Go Mortgage operates as a Ginnie Mae Securities Issuer and a Freddie Mac Direct Lender.

License Verified:

License: 1018

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (222)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
14380 W Capitol Dr Suite 1, Brookfield, WI 53005
  • Multi-Family Loans

Why choose this provider?

Guidance Mortgage, LLC, works with property owners in the Milwaukee area. Its team assists clients who want to refinance their loans in order to obtain lower interest rates and smaller monthly payments. The company \helps with combining multiple mortgages for people who want to streamline their finances. In addition, first-time property buyers can consult the firm about getting pre-approval for USDA, VA, FHA, or jumbo mortgages. Its team has decades of combined experience in property financing.

License Verified:

License: 220081

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (63)
Google
4.9 / 5 (50)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What are the factors you need to consider when refinancing your home in Milwaukee?

    When refinancing your Milwaukee home, think about how long you will stay in the property. Refinancing costs may take months or years to balance, which is unsuitable if you plan to relocate soon. Additionally, your credit score matters, as it determines your qualification for refinancing. In cases of cash-out refinancing, it is wise to focus on lasting investments, like college expenses and home improvements, as you will pay interest on the cash.

  • What is the difference between pre-approval and pre-qualification in the process of refinancing a mortgage in Milwaukee?

    Obtaining pre-qualification for a Milwaukee mortgage refinance means that borrowers are informed that a loan offer is on the table but an actual, finalized mortgage is not in place yet. On the other hand, pre-approved refinancing is granted by lenders after reviewing applicants' submissions and verifying their financial readiness. Pre-approval leads them one step closer to getting their mortgages.

  • How can you best navigate the process of refinancing your Milwaukee home?

    Begin by compiling all your financial details to simplify the process of refinancing your Milwaukee home. Next, explore various lenders' refinancing terms that align with your financial situation and requirements. Even a slight difference in interest rate percentage can lead to substantial long-term savings. You can also inquire about rate lock and float-down options, considering that rates can fluctuate significantly between your initial application and closing.

  • What are the benefits that Milwaukee homeowners get from FHA Streamline Refinance?

    Milwaukee homeowners with current FHA loans qualify for an FHA Streamline Refinance without the need for income documentation or employment verification. Additionally, this program eliminates credit checks and appraisal requirements, as well as ensures quicker closings, reduced payments, lower interest rates, and minimized closing expenses. The FHA Streamline Refinance program also lets borrowers change their terms from adjustable to fixed rates.

  • Is it possible to utilize the VA IRRRL program for refinancing a non-VA loan in Milwaukee?

    No. The VA IRRRL program in Milwaukee is intended exclusively for veterans who have financed a property with a VA loan and can prove their current or former tenancy in the residence. This enables property owners to convert an existing VA loan to a more current one with lower interest rates or to convert it from adjustable to fixed-rate terms. Veterans have the option of refinancing a non-VA loan with a VA cash-out refinance instead.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.