Best Mortgage Refinance Companies in Milwaukee

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Mortgage Refinance Companies FAQs

Last updated: September 28, 2022

A+ Mortgage Services, Inc.

W188 S7820 Racine Avenue, Suite #100, Muskego, WI 53150

A+ Mortgage Services, Inc., is a direct lending company that extends its expertise to those living in and around the Milwaukee metro. It offers conventional loans, such as fixed, adjustable, and jumbo mortgage loans, as well as FHA, VA, and USDA government loans. The agency works with mortgage experts from the Centurion Group, Schnabl Lending Team, and A+ Selensky Mortgage Experts Team. They explain all available options to clients and help them choose or customize a loan solution based on their specific needs.

Bank Five Nine

400 E Wisconsin Ave Ste 100, Milwaukee, WI 53202

Reverse Mortgages
NMLS #: 39166

Bank Five Nine offers its residential customers home mortgage refinance in Milwaukee and Southeast Wisconsin. The bank has served its community since 1859, offering a range of services, including a mortgage division that specializes in underwriting refinancing. Customers can choose from three core products, a Conforming loan with rates fixed for an agreed number of years, an FHA mortgage with low down payments suitable for those on low incomes, and an ARM loan with monthly payments fixed for 1-5 years.

Brian Kludt Team

10001 W. Innovation Dr. Suite 101, Wauwatosa, WI 53226

New Construction

Brian Kludt Team is a mortgage lender serving the home loan needs of Milwaukee clients. The agency assists clients who want to lower their monthly mortgage payments, change repayment terms, or get cash out of their home's equity. It represents Fairway Independent Mortgage Corporation and provides cash-out refinance, adjustable rate, and fixed-rate mortgages. Brian Klundt, the branch manager, is a Milwaukee native who speaks and trains at the national level. He is a consistent top producer.

Competitive Mortgage

11803 W. North Ave. Ste. 200, Wauwatosa, WI 53226

New Construction

Competitive Mortgage addresses the needs of clients in Milwaukee and the surrounding areas. The firm offers a variety of solutions, including refinancing and home loans. Its agents work with clients to identify their situation and pick the mortgage solution that fits them best. They educate clients on the refinancing process and help calculate their tax returns. The company provides a wide array of loan programs, including FHA and conventional. It also helps clients pre-qualify for loans.

Educators Credit Union

7025 W Appleton Ave, Milwaukee, WI 53216

Reverse Mortgages

Homeowners looking for mortgage refinance lenders in Milwaukee and the surrounding areas could consider applying to join the Educators Credit Union. Founded in 1937, its members come from the education, small business, health care, and government sectors. As a not-for-profit cooperative, it can offer competitive rates and membership perks to homeowners refinancing their mortgages. Down payments on its fixed-rate mortgage can be as low as 5%, with fixed terms between 10 and 30 years available.

Fairway Independent Mortgage Corporation

1200 N. Mayfair Rd., Suite 400, Wauwatosa, WI 53226

New Construction

Fairway Independent Mortgage Corporation is a firm that has been operating in Milwaukee since 1996. It offers VA, FHA, USDA, jumbo, and conventional loan programs to assist individuals who are looking to purchase or refinance a property. Its team of professionals guides clients through different phases of loan applications, such as pre-qualifying before searching for a new property or handling houses under a contract. The company's branch manager Sean Dunn has been in the mortgage industry since 1986.

First Federal Bank

1617 E Racine Ave, Waukesha, WI 53186

Reverse Mortgages

From its locations in Milwaukee, Brookfield, and Waukesha, First Federal Bank provides consumer and commercial banking services. Its residential lending division offers conventional loans for homeowners looking to refinance their mortgages. The bank's fixed-rate mortgages can be taken over 15 or 30 years, with online applications taking as little as 20 minutes for homeowners with qualifying credit scores. A loan officer then calls to refine the application and discuss options.

Go Mortgage

15430 West Capitol Drive, Brookfield, WI 53005

New Construction

Go Mortgage provides services to individuals and families who are looking to buy, build, refinance, or renovate their properties in Milwaukee and the nearby neighborhoods. It offers a variety of loan types, such as conventional, FHA, VA, jumbo, and USDA rural development loans. It also provides single-close construction loans, which are short-term loans that can be turned into long-term ones. It includes CTP, one-time close, and all-in-one loans. Go Mortgage operates as a Ginnie Mae Securities Issuer and a Freddie Mac Direct Lender.

Great Midwest Bank

505 W Brown Deer Rd, Bayside, WI 53217

Reverse Mortgages
NMLS #: 39166

Great Midwest Bank has been offering lending and personalized services to the Wisconsin community since 1935. It assists with refinancing existing home equity line of credit mortgages and offers transactions that typically close within 45 days of application. Its jumbo loans are for those who are purchasing or refinancing large homes. The firm also has a variety of custom home loan mortgages offering competitive rates and local financing, including conventional fixed-rate mortgages, portfolio adjustable-rate mortgages, and FHA home mortgages.

Guardian Credit Union

7801 S Howell Ave, Oak Creek, WI 53154

Reverse Mortgages

Guardian Credit Union assists clients with home mortgage refinance near Milwaukee. It walks clients through every step of the refinance process, providing advice to clients based on their eligibility and the results of their applications. This credit union is familiar with a variety of mortgage programs designed to address the unique needs of its clients, whether they are inexperienced with the home buying process, want lower interest rates, or desire a shorter repayment period. Guardian Credit Union offers home equity line of credit services too.

Guidance Mortgage LLC

14380 W Capitol Dr Suite 1, Brookfield, WI 53005

Multi-Family Loans

Guidance Mortgage, LLC, works with property owners in the Milwaukee area. Its team assists clients who want to refinance their loans in order to obtain lower interest rates and smaller monthly payments. The company \helps with combining multiple mortgages for people who want to streamline their finances. In addition, first-time property buyers can consult the firm about getting pre-approval for USDA, VA, FHA, or jumbo mortgages. Its team has decades of combined experience in property financing.

Inlanta Mortgage

W239N3490 Pewaukee Road, Pewaukee, WI 53072

Reverse Mortgages
NMLS #: 39166

Inlanta Mortgage is an independent lender that serves Milwaukee residents with a wide variety of loan options. The firm currently has 39 branch offices and a network of over 300 mortgage professionals. Its loan options include FHA mortgages, conventional mortgages, USDA rural development loans, jumbo loans, renovation loans, and reverse mortgage loans. John Knowlton founded Inlanta Mortgage in 1993 in the city of Waukesha. It was one of the few private lenders to survive the 2006 mortgage crisis.

Joe Banske - Cherry Creek Mortgage

S30W24896 Sunset Dr, Waukesha, WI 53189

Reverse Mortgages
NMLS #: 39166

Cherry Creek Mortgage is a credit union serving the residents of Milwaukee and the nearby communities. The institution offers mortgage refinancing to help clients lower their monthly payments or the term of their mortgage, reduce the interest rate, or combine first and second mortgages. Its financial professionals have experience assisting clients who have jumbo, FHA, and VA mortgages. Additionally, Cherry Creek Mortgage helps clients utilize the equity in their homes.

John Gonzales

1033 N Mayfair Rd Ste 100, Milwaukee, WI 53226

New Construction

John Gonzales is a Milwaukee-based loan officer for Cherry Greek Mortgage. He assists clients looking to buy a residential property for the first time or as an investment by helping them find the best mortgage option. His mortgage offerings include conventional, FHA, VA, and jumbo loans. He also helps clients who want to refinance their existing mortgage for a better interest rate and leveraged home equity. Throughout his career, he has worked with more than 2,500 families throughout the entire home loan process.

Joonago Mortgage Services

7700 W Bluemound Rd., Wauwatosa, WI 53213

Reverse Mortgages
Multi-Family Loans

Joonago Mortgage Services caters to clients in Milwaukee. Its refinancing solutions include shortening mortgage terms, lowering monthly payments, and helping customers take cash out of their property. It also offers a pre-qualification service, assisting clients who are looking to buy a home by helping them get the right loan program based on their situation and preferences. The company is owned and founded by Joseph K. Huljak, a former senior loan consultant. It has been in the mortgage industry since 2006.

Joseph Greenspan

2426 N Grandview Blvd Ste A, Waukesha, WI 53188

Reverse Mortgages
NMLS #: 39166

Joseph Greenspan is a mortgage consultant serving Milwaukee, Waukesha, and the surrounding areas. His mortgage refinance company, First Fidelity Home Mortgage of Wisconsin LLC, has many years of experience assisting homeowners in refinancing their mortgages. He can also help customers find a refinancing loan that works for them, whether they want to lower monthly payments, move to a fixed rate, or reduce the term of their mortgages. Loans they offer include conventional, FHA, and VA.

Landmark Credit Union

1400 Schauer Dr, Hartford, WI 53027

Reverse Mortgages

Landmark Credit Union is a financial institution serving the people of Milwaukee and the nearby areas. The company's team helps clients refinance their mortgages to reduce the mortgage term, lower the interest rate, combine first and second mortgages, or switch to a fixed-rate loan. Its professionals have experience with loans for purchasing homes and constructing new ones. They also offer assistance with loans for automobiles, school, and personal reasons.

North Shore Bank

120 W Wisconsin Ave, Pewaukee, WI 53072

Reverse Mortgages

For more than 95 years, North Shore Bank has provided mortgage refinancing services from 44 offices throughout eastern Wisconsin and northern Illinois. It has nearly 500 employees who assist clients in exploring refinancing options in person or from anywhere in the world. It offers refinanced loans that lower interest rates, assist with debt consolidation, and take years off clients' financial commitments. The bank also provides home refinance options such as fixed-rate and adjustable-rate mortgages that reduce monthly principals and interest payments.

Patriot Mortgage Lending

1211 15th Avenue, Grafton, WI 53024

Reverse Mortgages
NMLS #: 39166

Patriot Mortgage Lending is a mortgage refinance company that offers its services to clients in Milwaukee. The local business assists first-time homebuyers and professional homebuyers. It guides clients through the process of getting approved for a mortgage refinance loan by educating them on the matter, assisting with the application, handling the processing, managing the underwriting, and leading the closing. Other mortgage programs the firm delivers include FHA loans, VA loans, government mortgage loans, jumbo mortgage loans, and piggyback loans.

PyraMax Bank

7001 W Edgerton Ave, Greenfield, WI 53220

Reverse Mortgages

PyraMax Bank is a mortgage refinance company in Milwaukee. Founded in 1895, it can provide a personal service to homeowners from its six locations throughout Southeastern Wisconsin. Its mortgage division can offer five types of loans for existing mortgage holders looking to take advantage of lower interest rates. They are its conventional fixed-rate loan, FHA mortgage for lower-income customers, VA loans for veterans, and jumbo loans for qualifying applicants. ARM loans are also available, though a less popular refinancing option.

Summit Credit Union

7750 S Lovers Lane Rd, Franklin, WI 53132

Reverse Mortgages
NMLS #: 39166

Summit Credit Union is a not-for-profit financial cooperative that provides guidance and one-on-one coaching to empower clients in their financial transactions. It provides clients with traditional home loan mortgage refinancing, offering better interest rates, lower monthly mortgage payments, and the ability to get cash back to finance other needs. The firm's express refinancing option is also able to assist clients in saving thousands of dollars and years of payments, shortening a 20- or 30-year mortgage to 12 years or less.

Total Mortgage

611 N Mayfair Rd Ste 2, Wauwatosa, WI 53226

Reverse Mortgages
NMLS #: 39166

Founded in 1997, Total Mortgage is one of the leading mortgage refinance lenders near Milwaukee. This lender's most common mortgage refinance products include 15- and 30-year fixed and FHA Streamline mortgages. In addition, the company offers traditional mortgages for home purchase, including 30-year fixed, 5/1 adjustable rate (ARM), FHA, and jumbo mortgage loans. The company offers a 21-day purchase guarantee for closing mortgages for its qualified clients, and it offers free rate quotes online.

Town Bank

140 S 1st St, Milwaukee, WI 53204

Reverse Mortgages

Part of the Wintrust Community Bank family, Town Bank is a mortgage refinance company in Milwaukee, serving its customers since 1991. The bank offers homeowners several options for financing, each tailored to their circumstances. There's a conventional fixed-rate loan for those with good credit, VA loans for veterans and those on active duty, FHA loans for lower-income homeowners, and jumbo mortgages for customers looking to move to more expensive homes.

U.S. Mortgage Corporation

11040 W. Blue Mound Road, Milwaukee, WI 53226

New Construction

U.S. Mortgage Corporation provides home purchase and refinancing solutions to clients in Milwaukee. It offers various refinance options for local borrowers to get better rates and terms or cash out equity. It has multiple programs available, such as FHA, VA, USDA, conventional, HARP, and jumbo. It also handles divorce buyouts and family home loans. The company's mortgage rate options include fixed-rate, adjustable-rate, interest-only, and graduated payments. U.S. Mortgage Corporation is headed by Donald Caveney, who has over 34 years of industry experience.

Veritas Funding - Milwaukee

342 N. Water St. Suite 600 Office 629, Milwaukee, WI 53202

Since its establishment in early 2000, Veritas Funding - Milwaukee has been providing homebuyers, homeowners, and real estate investors with mortgage solutions matching their needs and circumstances. Drawing from its experience in serving over 36,000 individuals and families, it assesses clients' goals to recommend products like VA cash-out to refinance their homes. Its agents look for refinance solutions to replace a current loan or collect differences between two mortgages in cash. Offered products by the firm include USDA, CalHFA, UHC, and WSHFC loan programs.

Waukesha State Bank

Highway 83 Just N Of Hwy, Mukwonago, WI 53149

Reverse Mortgages

Waukesha State Bank is a locally owned and operated financial institution that has been serving the community of Milwaukee and the surrounding areas since 1944. The bank offers its assistance with fixed- and adjustable-rate mortgages, such as jumbo and FHA loans. It also provides loans for veterans through its VA program. Additionally, the bank lends money to clients who are purchasing land and building their own property on it.

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Frequently Asked Questions

Q: What should you expect when refinancing a mortgage?

A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

Q: How often should you refinance your mortgage?

A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?

A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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