Best Mortgage Refinance Companies in Los Angeles

Allstate Bancorp is an independent mortgage brokerage firm that serves clients in Los Angeles and neighboring communities. It helps customers with their mortgage refinance goals, such as reducing monthly payments, converting their adjustable-rate mortgage to a fixed-rate mortgage, or shortening their loan terms. Its professionals seek to provide a high level of customer service by adhering to a code of ethics that encourages honesty and reliability. Its loan options include FHA, VA, fixed-rate and adjustable-rate, and foreign national loans.

Aragon Lending Team caters to individuals and families in Los Angeles and its surrounding areas. It helps clients lower monthly loan payments and interest rates by providing them with home refinancing options for different properties such as single-family and multifamily homes and condominiums. The refinancing programs that it offers include rate-and-term and cash-out. FHA, VA, and jumbo loan products are also available. The company has been featured in the Los Angeles Times, Business Insider, and Forbes.

CitiSky Home Loans serves residents of Los Angeles who require refinancing and mortgage options. These solutions include contracts for first-time buyers and seasoned investors. Refinancing is available to reduce the burdens of existing debts and obligations are restructured into Fixed-rate, VA, and FHA loans. CitiSky Home Loans has online resources and calculators available to inform readers about the conceptual and arithmetical basics of real estate lending. It was started to work with borrowers whose FICO scores are on the low side.

Equitable Lending offers mortgage solutions to homeowners in Los Angeles. The company caters to individuals looking for mortgage refinancing services to consolidate their debt, reduce their interest rate, and cash out equity for home improvements. Its refinancing solutions also help borrowers convert an adjustable rate to a fixed rate loan and extract cash equity in their homes. Its professionals hold the knowledge of the local area and the market and utilize current technological advancements like secure mobile uploading.

Greenday Mortgage addresses the needs of clients in Los Angeles. It provides mortgage refinancing solutions to individuals that want to change the terms of their current loan. Its refinancing services help clients reduce their current rate, pay less loan interest, and change their adjustable-rate mortgage to a fixed-rate mortgage. The company offers FHA, VA, cash flow, and bank statement loan programs. Greenday Mortgage is an independent residential mortgage brokerage firm that works with several lenders to find a program that suits the client's situation.

PB Financial Group Corporation is a Los Angeles-based business that serves clients across the local metro. It offers advice to homeowners going through the refinancing process to help them consolidate their debt. The company also works with investors aiming to refinance their rental properties to fund home improvement projects. It has experience assisting property owners in qualifying for a foreclosure bailout loan, saving their homes in the process. Pouyan Broukhim, its founder and owner, has spent more than 15 years in the financial services industry.

Founded in 2017, Ridge Capital Group provides mortgage and loan services to clients in Los Angeles. Its loan programs include mortgage refinancing for clients looking to lower their monthly payments. It also offers purchase loans including interest-only, FHA, and VA as well as HELOC, HECM, and private financing. The Ridge Capital Group team is comprised of founding partners Ethan Moradifar and Rodd Rahnama. Moradifar is a real estate broker and licensed loan originator, while Rahnama is a mortgage professional.

Scott Griffin Financial is a mortgage brokerage firm that serves families in Los Angeles. It offers home refinance loans for personal and investment properties, helping clients looking to take cash out of equity, change loan terms, and reduce monthly payments and interest rates. It provides various loan types, including conforming, jumbo, super jumbo, FHA, VA, and USDA loans. It handles fixed-rate and adjustable-rate loans, as well. The firm was established in 2003 by Scott Griffin, who has been in the industry since 1986.

Shannon Christenot is an NMLS and BRE-licensed mortgage broker assisting clients with their home purchase or refinancing needs in Los Angeles. She started in the industry in 1996 as a data entry staff for a wholesale mortgage lender in the country, where she learned about disclosures and income documentation for borrowers. She then became a loan officer in 1999. Shannon assists clients with FHA, VA, USDA, and jumbo loans. She is also knowledgeable about reverse mortgages.

Sunset Lending & Realty helps Los Angeles residents afford their dream homes by securing loans that suit their unique situations. It refinances existing mortgages for clients seeking to change their terms, lower interest rates and monthly payments, or cash out from their homes’ equity. Its loan advisors also offer bank statement, investor cash flow, non-QM, and reverse mortgages, as well as specialty programs for self-employed borrowers. The company combines its expertise in mortgage and residential real estate to assist people looking to finance their investment properties.

The Mortgage Group is a family-owned business that has been serving clients in Los Angeles since 1995. Its specialists help individuals fund their current loans by applying for a refinance program. They also assist first-time homebuyers in selecting from the loan options available to them, such as FHA, VA, and USDA mortgages. Single-family and multi-family homes, as well as townhouses, are among the property types covered. The Mortgage Group offers a wide range of products, investment tools, mortgages, and individualized attention to meet the specific needs of each client.

Think Mortgage serves people living in Los Angeles and the surrounding areas. It helps clients refinance their home loans to lower interest rates, keep their debts manageable, change from an ARM to a fixed-rate loan, and cash out their equity. The firm's loan options include conventional, USDA, VA, and FHA. Reverse mortgages are also available. Irma Morales, Think Mortgage's senior loan officer, carries more than 18 years of industry experience and is bilingual in English and Spanish.