Best Mortgage Refinance Companies in Nashville

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Nashville Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 324 200 14

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

F & M Bank

F&M Bank is a regional provider of residential and commercial banking services, serving Middle Tennessee since 1906. The bank's mortgage specialists can help homeowners reduce their interest rate or mortgage term through refinancing. They offer competitive programs for a range of loans on fixed and adjustable rates, including special loan programs supported by the Veteran's Administration and the Federal Housing Administration. The loan officers can also help customers navigate the prequalifying process.

221 Indian Lake Blvd
Hendersonville, TN 37075

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First South Financial

First South Financial is a mortgage refinance company in Nashville that has been serving clients since 1957. This company typically offers refinancing services for loans of about $510,000 or less. It provides tools, such as a break-even refinance calculator, that illustrate likely financial outcomes for clients and help them to make decisions with the assistance of qualified loan officers. First South Financial also offers a variety of common mortgage types including VA and FHA loans.

1211 51st Ave N
Nashville, TN 37209


FirstBank Mortgage

Homeowners looking for mortgage refinance lenders in Nashville and across the Southeast could consider FirstBank Mortgage, a division of FirstBank with extensive experience advising and assisting mortgage holders. The bank can help customers with varying circumstances, from those with good credit who want to refinance a conventional loan to those in rural communities or on low incomes who would benefit from a USDA or FHA-backed loan. FirstBank Mortgage also offers veterans VA loans with no or low down payments.

2121 Abbott Martin Rd
Nashville, TN 37215

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Golden Oak Lending

Golden Oak Lending has been providing home mortgage refinance in Nashville since 2001. Its mortgage solutions offer customers a faster way to pay off their mortgages, lower their monthly payments, and get cash from their homes. Golden Oak provides a number of home refinancing options and deals with each loan individually. It also assists customers in converting an adjustable rate into a fixed rate, reducing the terms of their loans, and consolidating their debts.

Nashville, TN 37219


HomeRate Mortgage

HomeRate Mortgage of Tennessee specializes in all types of mortgage, including refinancing. Its local loan officers can help customers choose the best refinancing package from a range of options by major lenders. These include FHA loans, which can be streamlined for those who want a quick turnaround or in cash-out form for customers who need a little more than their mortgage loan. The company can also arrange jumbo loans, and VA loans for veterans and military personnel.

Franklin, TN 37064


Reliant Mortgage

Allegiant Mortgage LLC is an independent mortgage broker with over 20 years of experience helping customers find the best mortgage refinance package from a wide range of lenders. Its loan officers can arrange loans for customers whose homes are worth less than their current mortgage, VA IRRRL loans for veterans and those currently serving, and FHA streamline programs for borrowers with an existing FHA loan. Allegiant Mortgage LLC can also arrange USDA loans for homeowners in rural areas.

971 Benders Ferry Rd
Mount Juliet, TN 37122


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