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Best Mortgage Refinance Companies in Nashville

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3230 East Broadway Road Suite B-220, Phoenix, AZ 85040
Phoenix, AZ 85040
Instagram
  • Reverse Mortgages

Agave Home Loans is an independent company that helps Nashville-based clients with their mortgage refinancing needs. It assists them achieve their financial objectives—paying for college tuition, paying off higher interest debts, or remodeling their kitchen—through finding the lender that offers the lowest interest rate. Its staff members also guide their clients in changing the term of their loan to save interest over the long-term. The company’s co-owner, Doug Wang, has more than seven years of experience in the mortgage industry.

3230 East Broadway Road Suite B-220, Phoenix, AZ 85040
Phoenix, AZ 85040

InstagramWebsite(833) 316-3170

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

4 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

767 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

971 Benders Ferry Road, Mt. Juliet, TN 37122
Mt. Juliet, TN 37122
  • NMLS #: 39166

Allegiant Mortgage LLC is an independent mortgage broker with over 20 years of experience helping customers find the best mortgage refinance package from a wide range of lenders. Its loan officers can arrange loans for customers whose homes are worth less than their current mortgage, VA IRRRL loans for veterans and those currently serving, and FHA streamline programs for borrowers with an existing FHA loan. Allegiant Mortgage LLC can also arrange USDA loans for homeowners in rural areas.

971 Benders Ferry Road, Mt. Juliet, TN 37122
Mt. Juliet, TN 37122

Website(615) 717-3185

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

35 (Best)

Score Consistency:

Consistent (Best)

2800 Lebanon Pike, Nashville, TN 37214
Nashville, TN 37214
Instagram
  • NMLS #: 39166

CedarStone Bank serves clients who need mortgage refinance lenders in Nashville. This bank is experienced with refinance and related processes for loans that are conventional, FHA, VA, or jumbo. It primarily assists clients by answering questions concerning the application process, the benefits of refinancing, and the nuances related to the type of loan they intend to refinance. CedarStone Bank also offers financing for construction loans performed on residential and commercial properties.

2800 Lebanon Pike, Nashville, TN 37214
Nashville, TN 37214

InstagramWebsite(888) 730-7483

Show Number
1701 21st Ave S, Nashville, TN 37212
Nashville, TN 37212
  • NMLS #: 39166

Cornerstone Financial Credit Union was founded in 1955. It serves more than 40,000 members, offering various financial services, including home mortgage refinance in Nashville and across Middle Tennessee. It can offer its members competitive rates on its fixed-rate mortgage, taken over 5 to 30 years, as well as its Balloon mortgage, with rates fixed for the life of the loan and terms of seven or 10 years. The credit union also offers Home Equity loans and lines of credit.

1701 21st Ave S, Nashville, TN 37212
Nashville, TN 37212

Website(800) 342-2316

Show Number
221 Indian Lake Blvd, Hendersonville, TN 37075
Hendersonville, TN 37075
Instagram
  • NMLS #: 39166

F&M Bank is a regional provider of residential and commercial banking services, serving Middle Tennessee since 1906. The bank's mortgage specialists can help homeowners reduce their interest rate or mortgage term through refinancing. They offer competitive programs for a range of loans on fixed and adjustable rates, including special loan programs supported by the Veteran's Administration and the Federal Housing Administration. The loan officers can also help customers navigate the prequalifying process.

221 Indian Lake Blvd, Hendersonville, TN 37075
Hendersonville, TN 37075

InstagramWebsite(615) 824-2316

Show Number
51 Century Boulevard, Nashville, TN 37214
Nashville, TN 37214
Instagram
  • Reverse Mortgages

First Choice Lending Services, LLC, is a full-service mortgage lending company that caters to the financial needs of clients in Nashville and nearby localities. The firm supports current homeowners who wish to reduce their existing mortgage or lower their monthly amortization through mortgage refinancing. Some of the loan programs that clients can avail of through refinancing include FHA, Reverse, home construction, and rural housing development loans. The team also offers home purchasing and property-only loans. The company operates four offices across Tennessee.

51 Century Boulevard, Nashville, TN 37214
Nashville, TN 37214

InstagramWebsite(866) 642-8484

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

302 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1211 51st Ave N, Nashville, TN 37209
Nashville, TN 37209
  • NMLS #: 39166

First South Financial is a mortgage refinance company in Nashville that has been serving clients since 1957. This company typically offers refinancing services for loans of about $510,000 or less. It provides tools, such as a break-even refinance calculator, that illustrate likely financial outcomes for clients and help them to make decisions with the assistance of qualified loan officers. First South Financial also offers a variety of common mortgage types including VA and FHA loans.

1211 51st Ave N, Nashville, TN 37209
Nashville, TN 37209

Website(800) 872-3728

Show Number
2121 Abbott Martin Rd, Nashville, TN 37215
Nashville, TN 37215
Instagram
  • NMLS #: 39166

Homeowners looking for mortgage refinance lenders in Nashville and across the Southeast could consider FirstBank Mortgage, a division of FirstBank with extensive experience advising and assisting mortgage holders. The bank can help customers with varying circumstances, from those with good credit who want to refinance a conventional loan to those in rural communities or on low incomes who would benefit from a USDA or FHA-backed loan. FirstBank Mortgage also offers veterans VA loans with no or low down payments.

2121 Abbott Martin Rd, Nashville, TN 37215
Nashville, TN 37215

InstagramWebsite(615) 514-9943

Show Number
854 Wren Road, Goodlettsville, TN 37072
Goodlettsville, TN 37072
  • Reverse Mortgages
  • NMLS #: 39166

HomeRate Mortgage is a home mortgage company servicing clients in the Nashville area and other nearby areas. It tackles cash-out refinance, VA refinance, FHA refinances, streamline refinance, and jumbo refinance. It offers guidelines. You don't need a home appraisal or undergo credit underwriting with the VA refinancing option. The FHA refinance solution help clients renegotiate the terms of their resent loan and reduce interest rates. Most clients get quick closings within a month. HomeRate's team of mortgage professionals and loan experts can help select the right program for local homeowners.

854 Wren Road, Goodlettsville, TN 37072
Goodlettsville, TN 37072

Website(615) 261-9377

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

31 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

555 Marriott Drive, Nashville, TN 37214
Nashville, TN 37214
  • NMLS #: 39166

Integrity Financial Group, Inc., helps Nashville residents make informed purchase or refinance decisions. The loan consultants at this company assist in the qualification, application, and closing phases and aid borrowers in determining whether mortgage refinancing applies to their financial situations. They offer tools like a refinance calculator that provides information about monthly payment amounts and net interest savings. Integrity Financial Group, Inc., also offers a range of loan programs, including FHA and VA loans. Moreover, it works with different lenders for comparative mortgage quotes.

555 Marriott Drive, Nashville, TN 37214
Nashville, TN 37214

Website(855) 800-5363

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

7100 Commerce Way, Brentwood, TN 37027
Brentwood, TN 37027
  • NMLS #: 39166

Kevin Wisdom is a Brentwood-based senior loan officer of Mortgage Investment Group, a Knoxville-based lending company that has been providing financial assistance to Nashville locals and residents in the Southeast since 1989. Wisdom actively assists his clients who are interested in refinancing through a government program. His services include THDA loans for low-income individuals and families, USDA loans for homeowners in rural areas, and FHA streamline programs for mortgage payers with an existing FHA loan.

7100 Commerce Way, Brentwood, TN 37027
Brentwood, TN 37027

Website(615) 578-9292

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

510 Lentz Drive, Nashville, TN 37115
Nashville, TN 37115
  • Residential

Lending Hand Mortgage serves residents in the Nashville area and nearby communities. The company assists clients wanting to purchase homes or refinance their existing loans. It offers different loan programs like adjustable-rate mortgage, VA, FHA, and USDA loans. Moreover, the team of professionals also offers 15-year fixed-rate mortgages and 30-year fixed-rate mortgage options. Established over 15 years ago, Lending Hand Mortgage has an average industry experience of 10 years per member.

510 Lentz Drive, Nashville, TN 37115
Nashville, TN 37115

Website(615) 859-5363

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

387 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: B+

Helpfulness: --

Detail: --

220 Bateman Ave, Franklin, TN 37067
Franklin, TN 37067
  • NMLS #: 39166

MortgagePro is a full-service lender that can help homeowners reduce their interest rates and the length of their mortgage with various loan programs. The company's policy is to never turn down a qualifying loan application, even if it would make more money by doing so. It also underwrites USDA and VA loans for homeowners with a minimum credit score of 580. The company's loan officers can help resolve past credit issues and help customers get the loan they need.

220 Bateman Ave, Franklin, TN 37067
Franklin, TN 37067

Website(615) 586-0111

Show Number
780 S Browns Ln, Gallatin, TN 37066
Gallatin, TN 37066
  • NMLS #: 39166

Founded in 2005, Sumner Bank & Trust is a local bank serving the people of Sumner County from offices in West Broadway, Browns Lane, and Indian Lake. It can help homeowners thinking of refinancing their mortgage to reduce monthly payments or release equity. The two products available are conventional loans on fixed or adjustable rates. The bank's advisors know the local market and can help the homeowner choose the best program for their needs.

780 S Browns Ln, Gallatin, TN 37066
Gallatin, TN 37066

Website(615) 451-4151

Show Number
1230 2nd Avenue South, Nashville, TN 37210
Nashville, TN 37210
  • Multi-Family Loans
  • Residential

United Home Loans is a mortgage company serving clients in and around Nashville. The firm provides a range of loan options for individuals and families, including ARM, FHA, VA, and jumbo loans. It also offers various refinance programs to clients who need funds for home repairs, education expenses, or debt payments. Mortgage professional Mike Dulla founded United Home Loans in 2002. From a small brokerage, his company has grown into a full-fledged mortgage banking operator with over $3 billion in closed loans.

1230 2nd Avenue South, Nashville, TN 37210
Nashville, TN 37210

Website(615) 398-9003

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

89 Hermitage Ave., Nashville, TN 37210
Nashville, TN 37210
  • NMLS #: 39166

US Community Credit Union is a full-service financial institution specializing in mortgage and auto refinances. Its mortgage specialists serve the Nashville area with hands-on guidance regarding financial projections. They aim to empower clients to make well-informed financial decisions that maximize the benefits of refinancing mortgages. The company focuses on residential properties and handles various loans, including personal loans, home equity loans, and debt consolidation loans. Aside from properties, US Community Credit also finances and refinances undeveloped land.

89 Hermitage Ave., Nashville, TN 37210
Nashville, TN 37210

Website(615) 256-8712

Show Number
11835 Lebanon Rd, Mt Juliet, TN 37122
Mt Juliet, TN 37122
Instagram
  • Reverse Mortgages

Wilson Bank & Trust is an independent community bank with a full range of services for communities throughout Middle Tennessee. Homeowners looking to refinance their mortgages can apply online for approval. The bank's mortgage specialists then work with the customer to refine their application and find the loan that suits their circumstances. This could be a conventional loan with fixed or adjustable rates. The bank also offers home equity and construction loans.

11835 Lebanon Rd, Mt Juliet, TN 37122
Mt Juliet, TN 37122

InstagramWebsite(844) 928-2265

Show Number

Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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