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Best Mortgage Refinance Companies in Brooklyn

2023

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Website
253 Ralph Ave Suite 100, Brooklyn, NY 11233

Why choose this provider?

GCT Mortgage Brokers, LLC provides home purchase and refinancing loans in Brooklyn and the surrounding areas. In its four years of operation, it has helped fund over $150 million in loans. It offers credit-challenged borrowers different refinancing options, including conventional, streamline, 203k, cash-out, HELOC, and HARP loans. Its loan officers target to match clients with loans that have low-interest rates and closing costs. Its Loanzify mobile app simplifies the mortgage process by calculating rates and payments and connecting clients to loan officers and Realtors.

License Verified:

License: 1763968

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1 World Trade Center, 57th Floor, New York, NY 10007
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Network Capital New York is a direct lending company that serves individuals and families in Brooklyn. It offers refinancing services to improve mortgage terms by eliminating mortgage insurance, reducing payments and interest rates, converting ARMs to fixed rates, and locking in a low rate. It helps clients get cash out equity for home improvement, debt consolidation, and life events. The company provides various loan types, including conventional, FHA, and VA. Network Capital has been in the industry for over 20 years.

License Verified:

License: 2025201

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (155)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
591 Midland Ave Suite #2, Staten Island, NY 10305
  • Reverse Mortgages

Why choose this provider?

Flamingo Credit Inc. is a mortgage brokerage that offers cash-out refinance to locals in Brooklyn. The company helps homeowners who want access to their home's equity to get cash or consolidate debts by providing them with cash-out refinance options. It also offers FHA, jumbo, and super jumbo loans, as well as mortgages with bad or limited credit history, after bankruptcy, for foreigners, and for self-employed borrowers. Owner Yan Genkin started the company in 2008. He has over 16 years of experience in the industry.

License Verified:

License: 61581

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (68)
Google
5.0 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
331-333 Rutledge Street, Suite 202, Brooklyn, NY 11211
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Ark Mortgage is a full-service mortgage lender that offers various loans to homeowners in Brooklyn. It has refinancing loans for clients who want to lower their monthly payments, pay loans faster, consolidate debt, get access to home equity, and obtain cash for investment. The company also provides fixed-rate, adjustable-rate, FHA, VA, and jumbo loans. In addition, it helps first-time homebuyers and secures loans for self-employed individuals. Its mortgage process involves consultation, gathering the required documents for application, underwriting, and closing and funding.

License Verified:

License: 103915

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
411 Kingston Ave, Suite 201, Brooklyn, NY 11225
  • New Construction

Why choose this provider?

Landmark Funding Group caters to residents of Brooklyn who need a varied selection of mortgage and refinancing solutions. The crew has products aimed at 1st-time homebuyers ranging from fixed and adjustable-rate programs to jumbo loans. Government accommodations targeted at military combat veterans are available and specialty contracts exist for foreign nationals and LLCs. The company refinances existing obligations to reduce burdensome rates. Landmark Funding Group was founded in 2007 and operates in five states across the union.

License Verified:

License: 44702

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
175 Greenwich Street, 57th Floor, New York, NY 10007
  • Reverse Mortgages

Why choose this provider?

Better caters to the homeownership needs of clients in Brooklyn and its surrounding metropolitan areas. Its team of professionals offers various refinance mortgage types such as 30-, 15-, and 10-year fixed. The firm also assists customers who are looking to purchase primary residences, secondary homes, and investment properties. In addition, it provides home improvement loans to pay for expenses like furnishings, appliances, and contractor fees. Better has more than five years’ worth of industry experience.

License Verified:

License: 330511

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.6 / 5 (3175)
Yelp
2.0 / 5 (303)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4502 13th Ave #307, Brooklyn, NY 11219
  • New Construction
  • Reverse Mortgages

Why choose this provider?

The Leopard Group is a mortgage brokerage firm serving Brooklyn. It guides borrowers looking to consolidate debt, shorten loan terms, or reduce monthly payments through refinancing. Its programs cover various residential properties, including single-family homes, multi-family units, condominiums, townhouses, and manufactured homes. The team also provides home purchase loans, such as FRM, ARM, Reverse, Balloon, FHA, and VA. The Leopard Group leverages technology for a seamless customer experience, allowing its clients to submit a loan application through its website.

License Verified:

License: 2090994

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (14)

Website
2059 86th St Suite 200, Brooklyn, NY 11214
  • Multi-Family Loans

Why choose this provider?

Quintessential Mortgage Group creates solutions for the refinancing needs of homeowners in Brooklyn and nearby areas. Its team of mortgage professionals helps borrowers who are planning to refinance to consolidate debt, tap equity, and secure better rates. The staff assists clients in going through the refinancing process, starting from assessment and pre-qualification to application and closing. These professionals have more than 50 years of collective experience and also serve California, Virginia, and North and South Carolina.

License Verified:

License: 2318090

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
223 Spencer Street Suite 202, Brooklyn, NY 11205
  • Reverse Mortgages

Why choose this provider?

The Mint Capital is a mortgage company that accommodates young couples, first-time buyers, and property investors in Brooklyn. It offers loan refinancing in which its officers assist in taking out a new loan and work on attaining lower interest rates and shorter terms. The company demonstrates proactivity by dealing with documentation, processing, and negotiations, aiming to simplify loan processes for clients. Established in 2018, Mint Capital has grown from at least two to over 140 employees.

License Verified:

License: 1936932

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7016 Fort Hamilton Parkway, Brooklyn, NY 11228
  • Reverse Mortgages

Why choose this provider?

Fort Funding Corp., founded in 1993, helps home and investment property owners in the Brooklyn metro and nearby locations with mortgage refinancing. Its agents assist clients with choosing residential mortgages, including HARP 2.0, 203K, VA, USDA, jumbo, and reverse mortgages. Commercial loans for mixed-use, multi-family, retail, and business buildings are also available. The company has five office locations in New York and New Jersey. The agency is also licensed to serve clients in Connecticut, Florida, and Pennsylvania.

License Verified:

License: 39463

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (35)
Facebook
4.8 / 5 (30)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
369 Avenue X, Brooklyn, NY 11223
  • Reverse Mortgages

Why choose this provider?

New York Mortgage Exchange (NYME) assists Brooklyn borrowers who need to replace their existing loans with ones that can help ease their payments. It offers refinancing solutions wherein clients can access lower interest rates, adjustable and fixed rates, and reduced loan terms. Reverse, construction, jumbo, VA, home equity, and FHA loans are also provided. The staff guides clients with changes in policies throughout each process. NYME's goal is to enable clients to realize their dreams of homeownership by selecting programs that fit their conditions.

License Verified:

License: 93848

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (34)
Facebook
4.6 / 5 (27)
Yelp
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2709 Coney Island Avenue 3rd Floor, Brooklyn, NY 11235
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Green Street Capital, LLC, helps Brooklyn homeowners replace their existing mortgages. It offers refinancing and purchase loans, including FHA, VA, and fixed- and adjustable-rate mortgages. Its broker, Ruslan Kushnir, works with both first-time refinancers and those who already have several refinanced mortgages. Ruslan tracks down ideal loan options and provides customized quotes based on the client's particular situation. Green Street Capital's secure online platform also gives clients access to decision-making tools like Refinance Rate Checkers and allows them to submit applications.

License Verified:

License: 2066586

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (101)
Facebook
5.0 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
285 N 6th Street 2nd Floor, Brooklyn, NY 11211
  • New Construction
  • Reverse Mortgages

Why choose this provider?

GoRascal, established in 2020, serves clients in and around the Brooklyn area. It provides homebuyers with mortgage refinancing options to help them consolidate debts, gain equity, and shorten loan terms. Customers can also refinance their existing loans to a fixed-rate mortgage or an ARM, which can lower their interest rates. The firm guides the borrowers throughout the process, including initial consultation, loan personalization, underwriting, and closing. GoRascal extends its services to Florida, New Jersey, and Texas.

License Verified:

License: 2072896

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (306)
Yelp
4.5 / 5 (56)
Facebook
5.0 / 5 (51)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––
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Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.

  • What is the average timeframe for mortgage refinancing in Brooklyn?

    The average timeframe for mortgage refinancing in Brooklyn is 21 days. However, various factors, such as a borrower's documentary requirements or financial issues, can affect the duration of each procedure. The current economic climate may also result in refinancing delays with previous cases that took more than 60 days to complete.

  • Do Brooklyn-based lenders allow borrowers to lock in their interest rates?

    Yes, Brooklyn-based lenders are able to permit borrowers to lock in their interest rates, as they are susceptible to hourly or daily increases. This can help people who wish to settle their monthly payments without incurring additional fees. Typically, rate locks are available to borrowers after 30 to 60 days.

  • How can Brooklyn residents identify the value of their homes during the mortgage refinancing process?

    There are several ways for Brooklyn residents to determine the value of their homes during the mortgage refinancing process. Borrowers can use online home value calculators to get an estimate based on nearby properties in the area. They can also schedule an appraisal through their mortgage lender or go to their local tax office to review previous property assessments.

  • Does getting pre-qualified in Brooklyn automatically mean approval for a mortgage loan?

    Getting pre-qualified for a mortgage loan in Brooklyn does not guarantee approval. Borrowers frequently need to get pre-qualified by meeting with their lender in person or over the phone. They are typically provided with a pre-qualification letter that allows them to proceed with the pre-approval process. Those who pass the second procedure will be able to obtain a new loan to pay off their existing mortgage.

  • When will your funds get disbursed during cash-out refinancing procedures in Brooklyn?

    Borrowers in Brooklyn who participate in cash-out refinancing procedures can expect their funds to be disbursed four business days after the loan is signed. The Consumer Financial Protection Bureau established a rescind period in 2015 to encourage people to carefully review the mortgage costs and terms stated in their closing documents. This is also referred to as the Know Before You Owe rule.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

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