Best Mortgage Refinance Companies in Washington DC

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Apex - Rockville, MD: Research logo
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License: 2884

Nationwide Multistate Licensing System and Registry

Apex - Rockville, MD: Research

2400 Research Boulevard, Rockville, MD 20850
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  • New Construction
  • Multi-Family Loans

Business Description

Apex - Rockville, MD: Research is a local mortgage lender serving clients in Washington D.C. and nearby areas. Established in 1998, the company provides lending solutions and personalized plans that match a client’s needs and financial goals. It assists clients in mortgage management, from planning to RateWatch reporting. The company offers home financing and refinancing options. These include reverse mortgages, FHA loans, and cash-out refinance. Apex is an Equal Housing lender. Most of the company’s mortgage bankers are also CMPS-certified.

License Verified:

License: 2884

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Busch Team Mortgages logo
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Busch Team Mortgages

1485 9th St NW, Washington, DC 20001
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  • Reverse Mortgages

Business Description

Busch Team Mortgages serves clients in Washington DC and the surrounding areas. It assists clients looking to refinance their homes in order to reduce monthly expenses. It offers various mortgage products, including DC Open Doors, non-QM, non-conforming, FHA, VA, and residential bridge loans. It also provides fixed-rate and adjustable-rate loan options. The company helps first-time homebuyers and clients who are purchasing a second property. Busch Team Mortgages is headed by Gregg Busch, who has over 25 years of mortgage origination experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.9 / 5 (18)
Google
4.0 / 5 (12)
Chanin Wisler logo
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License: 206900

Nationwide Multistate Licensing System and Registry

Chanin Wisler

2233 Wisconsin Avenue, Washington, DC 20007
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  • New Construction
  • Investor Loan

Business Description

Chanin Wisler is a mortgage lender based in Washington DC. Some of the programs that she offers include home refinancing, first and second home purchase, reverse mortgage, and investment loan. She has been in the real estate industry for more than 25 years. She is also an instructor at the Greater Capital Area Association of Realtors. Clients can download a loan guide sheet and checklist from her website. Chanin also handles online applications for clients' convenience.

License Verified:

License: 206900

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (70)
Facebook
5.0 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Claudia Rossi logo
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License: 867653

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Claudia Rossi

1529-B 14th Street NW, Washington, DC 20005
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  • Alternative Income Documentation Loans

Business Description

Claudia Rossi is a mortgage consultant who works with clients in Washington DC and the surrounding areas. She provides a number of loans and programs, particularly first-time home buyer loan options, standard and government-issued loans, and unique loans and products. Claudia walks her clients through every loan option in detail to ensure that they know as much detail as possible. As a testament, her clients commend her for being receptive and informative every time they reached out to her.

License Verified:

License: 867653

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (79)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Cornerstone First Financial logo
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License: 183265

Nationwide Multistate Licensing System and Registry

Cornerstone First Financial

2300 Wisconsin Avenue Northwest, Washington, DC 20007
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  • Commercial Loans

Business Description

Cornerstone First Financial is a mortgage broker and lender founded by Mark Livingstone. This Christian-owned company started serving in Washington D.C. in 2001. In recent years, its professionals have begun to cater to individuals and families seeking assistance in mortgage refinancing in Maryland, Virginia, Florida, Colorado, Georgia, California, and Pennsylvania. Their services include first-time home buyer loans, FHA purchase loans, debt consolidation, HARP 2.0, and etc. They are licensed by the Virginia State Corporation Commission.

License Verified:

License: 183265

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Fairway Mid-Atlantic logo
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License: 187031

Nationwide Multistate Licensing System and Registry

Fairway Mid-Atlantic

1140 3rd Street N.E., Washington, DC 20002
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  • New Construction

Business Description

Fairway Mid-Atlantic is a mortgage franchise that serves individuals and families in Washington, DC. For two decades, it has been providing refinancing solutions to help homeowners shorten their loan terms and lower their monthly payments. Its loan officers hold consultations to discuss clients' mortgage loans and identify if refinancing is suitable for their situations. They also offer mortgage loans for new home buyers, including conventional, FHA, VA, and USDA. Fairway Mid-Atlantic was named one of the Top 10 Mortgage Companies in America by Mortgage Executive Magazine.

License Verified:

License: 187031

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.9 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Finance 2 Wealth logo
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License: 204295

Nationwide Multistate Licensing System and Registry

Finance 2 Wealth

5000 Ilchester Road, Ellicott City, MD 21043
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  • New Construction

Business Description

Finance 2 Wealth is a mortgage company that serves Washington, D.C. and its surrounding localities. Its staff provides comprehensive advice for property owners who wish to refinance their homes to lower their interest rates and monthly payments or obtain cash-outs for debt payment. It also has options for fixed- and adjustable-rate mortgages, depending on a client's length of stay, income, and tolerance of increased monthly payments. In addition, it offers different loans programs for ground-up construction, property renovation and repair, and debt-service coverage ratio.

License Verified:

License: 204295

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
First Home Mortgage logo
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First Home Mortgage

6211 Greenleigh Avenue, Suite 300, Baltimore, MD 21220
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  • New Construction

Business Description

First Home Mortgage is a lender serving residential clients in Washington DC. It offers home refinancing services to lower payments, convert equity into cash, and shorten payment terms. It provides various loan programs, including fixed-rate, adjustable-rate, jumbo, and government loans such as FHA, VA, and USDA. The company also has downpayment assistance programs for first-time homebuyers. First Home Mortgage has been in the industry since 1990. It has been named the MMBA Company of the Year in 2020.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (82)
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Detail
––
First Savings Mortgage logo
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License Verified:

License: 38694

Nationwide Multistate Licensing System and Registry

First Savings Mortgage

659 C St. SE, Washington, DC 20003
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Business Description

First Savings Mortgage is a company that caters to clients in the Washington, D.C., metro and the surrounding areas. It assists homeowners who are looking to refinance their mortgage. It also serves individuals planning to either invest, purchase, or renovate properties. Included in the line of mortgage products it offers are bridge, construction, fixed-rate, FHA, and VA loans. The team at First Savings Mortgage brings more than 25 years of combined experience in the industry.

License Verified:

License: 38694

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Yelp
4.0 / 5 (25)
Facebook
4.5 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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First Savings Mortgage Corporation logo
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License Verified:

License: 38694

Nationwide Multistate Licensing System and Registry

First Savings Mortgage Corporation

8444 Westpark Drive, McLean, VA 22102
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  • New Construction

Business Description

First Savings Mortgage Corporation has provided homeowner lending options for more than 31 years. The mortgage refinance lenders near Washington offer a wide range of financial solutions. The company's loan officers assist clients with establishing the terms of their new mortgage. They identify client needs and goals to create a loan package that best accommodates their requirements. First Savings Mortgage Corporation works with individuals interested in cashing out some of their home's equity to pay off high-interest debt or take care of a home improvement project. The lender also helps homeowners who prefer a non-cash-out option to lower their interest rates or monthly payments or shorten the loan's term.

License Verified:

License: 38694

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Homespire Mortgage Corporation logo
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License Verified:

License: 183215

Nationwide Multistate Licensing System and Registry

Homespire Mortgage Corporation

9711 Washingtonian Boulevard, Gaithersburg, MD 20878
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  • Reverse Mortgages
  • New Construction
  • Multi-Family Loans

Business Description

Homespire Mortgage Corporation has provided financial solutions for home buyers and those seeking refinancing options for more than 22 years in Washington DC. The company's lending professionals help secure lower interest rates and manage debt consolidation and cash-out refinancing. Homespire Mortgage Corporation also works with individuals who want to pay off their mortgages quicker by changing 30-year terms to 15 years. Additionally, the mortgage refinances company offers various loan programs for some buyers and provides conventional, government, and ARM incentive options.

License Verified:

License: 183215

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.7 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lisa West logo
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Lisa West

1100 15th St NW, Washington, DC 20005
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Business Description

Lisa West is a mortgage loan officer at Movement Mortgage who serves clients in Washington DC. She helps homeowners decrease their monthly payments or cash out their properties through refinancing. She communicates with homeowners to keep them informed about their applications and navigates the entire mortgage refinancing process. Lisa also provides mortgage loans to real estate investors as well as first- and second-time homebuyers. One client praised her and her staff for guiding him throughout the loan process to keep his condo.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (79)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Mission Mortgage logo
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Mission Mortgage

3401-A 8th St NE, Washington, DC 20017
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  • New Construction

Business Description

Mission Mortgage in Washington DC is a company that offers financing solutions for home purchases, property investments, and refinancing in the metro. The company is operated by six loan officers and sales experts who originate loan programs for financing and refinancing. It offers traditional mortgage refinancing, which helps lower interest rates, shorten the mortgage period, and lower monthly payments. It also has options for cash-out refinancing, which converts home equity into cash for discretionary spending or emergencies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (26)
Facebook
5.0 / 5 (7)
Ryan Angier logo
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License Verified:

License: 447907

Nationwide Multistate Licensing System and Registry

Ryan Angier

1015 15th Street Northwest, Washington, DC 20005
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  • Multi-Family Loans

Business Description

Ryan Angier is the branch sales manager of First Home Mortgage's Washington, D.C., office. He's been helping individuals finance their homes since 2002. First Home Mortgage offers a variety of home buying financial services. The mortgage refinance company in Washington works with homeowners to find a solution that fits their needs. The Angier Team of personal mortgage advisors analyzes its clients' situations to help them achieve their goals. The mortgage lender provides options for individuals interested in cashing out in order to transfer some of their home's equity to pay off high-interest debt. It also delivers lower interest rate and monthly payment alternatives.

License Verified:

License: 447907

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (4)
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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