Thumann Agency, Inc. is a family-owned independent insurance company that has been serving the Dallas metro since 1996. The company offers a life insurance plan that comes with three options: term, permanent, and universal. It also offers auto, pet, flood, watercraft, and business insurance plans. The company deals with leading insurance carriers like Kemper Personal Insurance and Prudential Financial. Before establishing Thumann Agency, Steve Thumann worked as a principal insurance agent and as a computer systems engineer for insurance companies.
The Hanks Group is an insurance agency serving individuals, families, and businesses in Dallas and the surrounding areas. It offers term, whole, and universal life insurance policies that provide financial security to beneficiaries in the event of an unexpected death. The agency provides insurance products for automobiles, homes, and businesses. Owner Rod Hanks established the agency in 1999. Under his leadership, the agency has grown into a major player in the property and casualty insurance market. Rod has worked with over 300 real estate transactions.
Bibby Brilling & Associates, L.L.P., is an independent insurance agency serving clients in Dallas. It specializes in life insurance coverage, designing each policy according to the client's personal and financial needs. Its agents help clients weigh their options and determine the coverage that fits them best. The company also offers home, auto, and business insurance, in addition to specialty options, such as restaurant and contractors' coverage. It works with various carriers, including Nationwide, Progressive, Foremost, Safeco, and Infinity.
Holloway Benefit Concepts is a veteran-owned Dallas-based insurance company that caters to individuals who need assistance in obtaining life insurance policies. It works with various carriers in creating personalized plans that suit the clients' needs and preferences. In addition, Holloway Benefit Concepts offers other insurance services, such as health, dental, disability, vision, and emergency evacuation benefit insurance. Owner Ryan Holloway established the company in 2011. He served in the US Marine for more than eight years.
CoVerica is an insurance company that serves clients residing in Dallas and the nearby areas. The company offers term life, whole life, and universal indexed life insurance plans. It has access to life insurance providers such as AIG, Assurity, MetLife, Mutual of Omaha, and Pacific Life. CoVerica also offers other personal insurance policies, such as homeowners insurance, auto insurance, umbrella insurance, and high net worth insurance. Clients can file insurance claims through the company's website.
Brent Cooper is a State Farm agent who provides insurance coverage to various clients in Dallas. He has been a State Farm agent in the area since 1987. Cooper also owns a small business in the Preston Hollow and Park Cities communities of University Park and Highland Park. He has received awards and recognition, including the Million Dollar Round Table. His company supports numerous local charities and private and public schools, such as the Park Cities YMCA and the Rotary Club of Park Cities.
Texas Plan Insurance is a brokerage firm that serves Dallas. Operating since 1990, it offers life insurance that covers term life, universal life, and whole life options. Home, personal, business, health, auto, and Mexico travel insurance are also available. Other services include SR-22 notary public, surety bonds, and group benefits. It works on liability insurance that may come limited when doing home-sharing business like Airbnb listing. Its owner, John Hauk, has been in the industry since the 1980s and has since also founded Lone Star Credit.
Smart Insured Solutions, LLC is an insurance agency staffed with a select team of experienced Financial Advisors and Insurance Professionals specializing in and serving the Senior & Underage Community in the DFW metroplex. The agency has multiple locations and represent several top-rated Insurance companies to help Consumers find the right Solutions at affordable cost unique to each family’s situations. Their areas of expertise included Life, Health, Medicare, Home, Auto and Business Insurance.
Bluecrest Financial Alliances is a financial services firm that serves individuals in Dallas. The company starts by taking a thorough assessment of its clients' current financial situation, prior to creating a financial strategy custom-designed for them. In addition to life insurance, individuals may also acquire 529 college savings, annuities, disability income insurance, individual retirement account, mutual funds, and trust services from the company. It also deals with insurance strategies, financial planning, and retirement planning.
Ray Scott is an insurance agent who works with State Farm and serves clients in the Dallas area. He provides a range of life insurance policies to help customers prepare for unexpected events in the future. He also offers risk protection coverage for health, commercial properties, automobile, and homes. Scott has been serving the area since 2016. His firm accommodates Spanish- and Vietnamese-speaking individuals. He has served the US Army, where he learned about the importance of value and dedication to service.
Profectus Insurance & Investments is a financial services firm that has been providing insurance to clients in Dallas and the surrounding areas for over 30 years. The firm specializes in group life and health insurance policies for small to medium-sized businesses. Its agents recommend policies that provide extensive coverage and benefits to businesses' employees at the most cost-effective rates. Profectus Insurance & Investments also offers risk management and business planning services.
National Family Care Life is an insurance agency providing life and health insurance policies to individuals and families in the Dallas area. The firm provides individual, family, and single parent life insurance policies to clients under the age of 65. Policy renewals are guaranteed up to age 70 and accidental death benefits are available at no extra cost. National Family Care Life also provides coverage for illnesses and medical events such as cancer and heart attacks.
Ozanne Financial Services offers life insurance policies to individuals in Dallas and the surrounding areas. The firm takes a holistic approach to serving its clients' financial needs, from the initial consultation to policy exploration and selection. Its agents partner with clients to recommend and service life insurance policies with extensive coverage and benefits to match their lifestyle and budget needs. Ozanne Financial Services also offers disability and long-term care insurance policies.
Ronnie J. L. Ward & Co. is a life insurance agency in Dallas that has been serving clients for over 40 years. The firm offers comprehensive and cost-effective life insurance policies from First Colony Life Insurance Company and General Electric Life and Annuity Assurance Company. Its licensed agents work with clients to find life insurance policies that most closely match their lifestyle needs and financial goals. Ronnie J. L. Ward & Co. also offers health insurance from Blue Cross Blue Shield of Texas.
Wise Insurance Group is a life insurance company in Dallas offering policies to individuals and families. The company consults with clients and recommends life insurance policies to help them achieve a number of financial goals, including paying off debt, funding their children's college educations, or providing their surviving spouse with supplemental income. Wise Insurance Group focuses on offering cost-effective policies with maximum coverage and benefits customized to fit clients' budgets and needs.
Term Life USA provides life insurance policies to clients in the Dallas area. Specializing in term life insurance policies, the company partners with a range of carriers, such as MetLife, AIG, and Mutual of Omaha to offer the most options to clients. Its agents consult with clients to understand their needs and explain how term life insurance coverage is beneficial to their financial plan. For clients' convenience, Term Life USA also offers instant policy quotes.
Cooper Insures is an insurance company offering health and life insurance to clients in the Dallas area. For health insurance coverage, the firm partners with multiple providers, including Humana, Blue Cross Blue Shield, and United. It offers traditional health insurance plans for individuals and groups as well as additional coverage for dental and travel. For clients over the age of 65, it services Medicare plans A through J. Cooper Insures also provides guaranteed issue life insurance.
MyLifeWerks Insurance Services is a company providing life insurance solutions to clients in the Dallas area. The company offers term life insurance as a stand-alone or supplemental policy to help clients cover specified expenses upon their passing. For clients with additional or more complex coverage needs, the firm has whole and universal life insurance policies available. MyLifeWerks Insurance Services also provides fixed annuities, indexed annuities, and final expenses insurance policies.
NGM Pro is an insurance company offering health and life insurance policies to clients in the Dallas area. The firm offers term life insurance policies for clients seeking coverage for a specific length of time at an affordable rate. For clients interested in more permanent coverage, it has whole and universal life insurance policies with long-term care benefits available. NGM Pro also provides comprehensive life insurance policies for clients not covered by an employer-sponsored plan.
DFW Health Solutions is a health insurance company in Dallas providing policies to individuals and families. The company specializes in offering several types of health insurance, including PPO, marketplace, and individual plans for self-employed clients or clients who are not covered by an employer-sponsored plan. Its agents also find and recommend life insurance policies to fit clients' lifestyle needs and budgets. Additionally, DFW Health Solutions offers Medicare Supplement plans to fill coverage gaps.
Founded in 2005, TexCap Insurance offers health and life insurance policies to individuals and groups in the Dallas area. The company sources quotes and provides policies from a range of leading carriers, including MetLife, Blue Cross Blue Shield, and Colonial Life. Regarding health insurance, its trained agents stay updated and educated on changes to the Affordable Care Act and HIPPA to ensure regulatory compliance. TexCap Insurance also offers whole and term life insurance policies.
Don Karns Insurance Agency Inc. is an independent agency providing life insurance policies to individuals in the Dallas area. With over 20 years of experience, the company offers life insurance policies from major carriers, such as Banner Life, Lincoln National Life, and MetLife. It also helps clients over the age of 65 obtain Medicare plans and supplemental coverage. For clients in need of assisted living services, Don Karns Insurance Agency offers long-term care insurance.
Vaughn Asset Advisory LLC is a life insurance company in Dallas providing policies to individuals, groups, and businesses. To help clients obtain the best insurance policies, the firm uses a multistep process that begins with a discovery and goal setting phase to understand clients' financial situation and needs. Its licensed agents then identify and recommend the appropriate life or health insurance policies for clients. Vaughn Asset Advisory also offers estate planning and asset management services.
Bill "Bulldog" Cunningham Insurance Agency is a health insurance company in Dallas providing policies to individuals and commercial clients. As an independent agency, the company is able to offer products and policies from numerous nationwide carriers. Its insurance specialists conduct consultations with clients to understand their policy needs and goals and obtain accurate quotes for coverage and premium amounts. Bill "Bulldog" Cunningham Insurance Agency also offers comprehensive life insurance policies.
Founded in 2010, Wilkerson Insurance Agency offers health insurance to clients in Dallas and the surrounding areas. The firm operates independently and provides policies to clients from top health insurance providers, including Aetna, Cigna, and Blue Cross Blue Shield. The company offers PPOs and HMOs for clients seeking flexible and affordable plans. It also has indemnity plans with medical expense reimbursement available. Additionally, Wilkerson Insurance Agency offers individual life insurance policies.
Princeton Insurance is a life insurance company in Dallas providing policies to individuals and families. The company's independent agents consult with clients to determine their policy needs and compile instant comparative quotes from numerous insurance carriers. They help clients obtain a term or whole life insurance policy, depending on coverage needs and lifestyle preferences. Princeton Insurance also offers child life insurance policies and policies for long-term care not covered by traditional health insurance plans.
The details of how life insurance works depend on your individual plan, but the basics are as follows:
Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.