Tower Insurance Associates Inc. is a personal and commercial insurance agency in the Los Angeles area. The company offers a variety of insurance benefit plans, including life, health, and disability insurance. It works with a broad range of providers that sell quality, comprehensive insurance policies.
Susana Zinn Independent Life Insurance Agent is dedicated to helping clients explore insurance options to find what's right for them. This life insurance agency in Los Angeles works with partners such as John Hancock, New York Life, and Lincoln Financial Group to provide its customers with solutions for life insurance. The company sells indexed universal, whole, guaranteed universal, and term life insurance plans. Additionally, it offers business risk management consultation services and family risk management solutions such as children's insurance and second-to-die life insurance.
David's Insurance Services is a life insurance company in Los Angeles. This locally owned and operated independent agency offers a variety of insurance solutions for businesses, individuals, and families, including individual life insurance. Its agents advise clients on the different options that are available to them and assist them if they feel the need to cash out their policy. Carriers that David's Insurance Service commonly work with include Chubb, Berkshire Hathaway Guard, and Infinity.
Harmony Health Insurance Services is a Los Angeles insurance agency offering a wide range of insurance options to individuals and businesses. The company features individual and family, dental, term life, small business health insurance, and travel insurance. Harmony Health Insurance Services has also extended its plans to deliver home, auto, and business liability coverage. With more than 20 years of experience, its team of insurance agents is equipped to help its clients evaluate the options that meet their needs.
ISU Wissink Agency has been serving clients in the Los Angeles metropolitan area since 1953. Working with a variety of top insurance carriers, including Mercury Insurance, Safeco Insurance, and Progressive, it offers health and life insurance options, including long-term care insurance. Insurance policies can be tailored to meet clients' needs and may include dental and vision benefits, final expense insurance, or life insurance that includes living benefits. ISU Wissink Agency is licensed to sell insurance throughout California.
Meslee is a full-service insurance brokerage that serves clients in the Los Angeles metro and surrounding areas. Its team analyzes the client's situation and advises them on the type of policy to obtain, how much coverage they need, and the provider to go with. It offers life, health, dental and vision, disability, and long-term care insurance. In addition, it discusses to clients what they need to know about annuity plans. President of Meslee Insurance, Benjamin Meskin, has experience working in risk management consulting and brokerage.
Coex Insurance & Financial Services, Inc., is a Los Angeles-based insurance company that serves families, businesses, and individuals. It provides a wide range of life and health insurance products, such as disability and long-term care, as well as group and individual dental insurance. It also handles personal umbrella, RV and trailer, garage keepers liability, business owners' policy, and workers' compensation insurance. Its team of independent insurance agents collaborates with several carefully selected carriers, including Blue Shield of California, Health Net, Anthem BlueCross, and Kaiser Permanente.
Fiducia Life Insurance Solutions offers diverse life insurance products in Los Angeles. It helps families and individuals find coverages that are ideal for their conditions and lifestyles. Its agents inform clients about the benefits of term, guaranteed issue whole, and quality of life insurance plans. They help customers decide on policies that cover chronic, critical, and terminal illnesses. Fiducia Life Insurance Solutions also offer annuity solutions and Medicare options that promote clients' asset protection and income stability.
Frankel & Associates is an insurance brokerage that handles the needs of individuals and businesses in Los Angeles. It was established in 1988 by Randle Frankel, who provides a wide selection of personal, business, and entertainment insurance products. Its personal policies cover life, health, auto, homeowners', and travel insurance plans. Its life insurance offerings include term and whole life policies designed to protect the policyholders' family's financial future. The business also crafts personal liability insurance for the healthcare, fitness, and property management industries.
One City Insurance Agency is an independent insurance agency that's located in the Los Angeles area. This agency works with a wide array of insurance carriers to help its clients compare quotes and policies to find the coverage that works best for them. It specializes in a variety of insurance types, including life, health, and umbrella insurance. Policy options include whole and term life insurance, health insurance, and personal umbrella insurance.
Solid Health Insurance Services caters to clients in the Los Angeles area. It offers a variety of personal insurance products, including life and long-term care insurance, to help families prepare for life's unforeseen events. There are also coverage options for health, homes, and automobiles. In addition, group insurance packages for small businesses are available. Barbara Kempen, the company's owner, decided to launch Solid Health Insurance Services after managing the insurance affairs of a manufacturing company for five years.
Shop4YourInsurance.com is a health insurance brokerage that specializes in offering simple, fast quotes online. The company has access to information from a broad range of top providers and specializes in the sale of individual and group health insurance policies. These policies often include additional coverage for expenses such as dental and vision care, as well as extra coverage for children and other dependents. Owner and operator Steve Heyman has been serving clients in California for more than 30 years.
Sosa's Insurance Solutions is an insurance provider that serves clients in Los Angeles and throughout its surrounding areas. The company offers a variety of life insurance options, including quality of life insurance that protects individuals who've suffered from chronic illnesses or conditions that severely affect their quality of life. Additionally, it offers whole and term life insurance policies, as well as voluntary benefit plans and annuities. Sosa's Insurance Solutions is a Covered California Certified Insurance Agent.
Frontlight Insurance is dedicated to working directly with its clients to obtain life insurance plans that help them and their loved ones feel prepared financially for costs associated with death and critical injury or illness. Selling plans that include living benefits, the company works directly with clients to help them determine exactly how much insurance they need and find a plan that fits within their budget. Plans include permanent, participating, and universal life insurance.
Shapiro Benefits Group is a full-service, independent insurance agency that serves clients in Los Angeles and throughout the city's metropolitan area. Working alongside top insurance carriers such as United Health Care, Anthem Blue Cross, and Humana, it helps its clients to access quality health and life insurance plans that provide them with adequate coverage in the event of an unexpected illness, injury, or death. Health plans often include dental and vision benefits.
Stella Health Insurance Agency is an independent agency that specializes in assisting seniors with insurance shopping. The company specializes in life insurance, as well as health insurance options such as Medicare Advantage, Medicare supplemental plans, and Covered California's selection of benefits for older adults. Its agents work with more than 20 plans and providers to help its clients access the coverage they need most. Stella Health Insurance Agency offers services in English or Spanish.
Bcoming65 is a life and health insurance company in Los Angeles. Its specializes in serving seniors aged 65 and older and offers a selection of Medicare Advantage and Medicare supplement plans, as well as stand-alone prescription drug plans, health insurance, and life insurance specifically tailored to diabetics and senior citizens. The company also offers Medicare education and benefits counseling for those who are new to the program as well as other educational informational workshops for seniors.
Founded in 1979, Golden Ocean Insurance Center is a life insurance company in Los Angeles. This company serves clients throughout California, as well as in nearby states such as Nevada and Arizona. It sells whole, term, and universal life insurance policies, as well as individual and family health insurance and group benefits plans. It works with a variety of insurance providers, including Blue Cross and AllState, as well as government-administered benefits that customers can access through Covered California.
Kamkar Insurance is a family-owned business that serves the Los Angeles area. It has been serving the community since 1988, specializing in personal and commercial insurance. Its offers life, health, auto, and home insurance, as well as BOP, workers' compensation, and general liability coverage for its commercial clients. Its life insurance policy aims to help maintain clients' current standard of living and pay off debts and mortgages. Kamkar Insurance represents an extensive network of carriers, including Travelers, Progressive, MetLife, Universal, and Safeco.
Foroutan Insurance Services is a family-owned and family-operated agency serving Los Angeles. It offers a wide range of life insurance options including long-term care, mortgage protection, and second-to-die policies. Term and whole life insurance coverages are available for individuals while flexible group benefits help employers protect their employees and maintain a productive workforce. As an independent agency, its team shops insurance policies from multiple carriers like Ace Private Risk Services, America Reliable, and Anthem Blue Cross of California.
Susman Insurance Agency offers life insurance policies to clients in Los Angeles. Its insurance product called the Wellness Association of America includes a term life insurance that offers non-insured benefits to members. Such benefits include wellness assessment, naturopathic services, weight loss, vision and dental care, and lab tests. It also offers an insured benefit, which is a term life insurance underwritten by LifeShield National Insurance Company. The family-owned life insurance agency is operated by Karl Susman, who has been an insurance agent for more than 25 years.
Nahai Insurance Services is an independent insurance agency that provides its services to the residents of Los Angeles and the surrounding communities. It provides personal insurance services like life insurance, personal liability, home insurance, rental property insurance, condo insurance, and health insurance. Additionally, it provides commercial insurance services like employment practice liability, pollution legal liability, workers’ compensation, commercial property, business interruption, and equipment breakdown. It was established in 1948 and moved to Los Angeles in 1980.
Crump is a third-party distributor and service provider of insurance and retirement products to clients in Los Angeles. It specializes in providing sales support and analysis for life insurance policies that include whole life, universal life, indexed universal life, and variable universal life. It has assisted more than 1,000 Crump teammates, helped 42,000 financial advisors secure coverage, and processed more than $84 billion in life insurance protection for clients. Crump also supports several brands, including RiskRighter and Tellus Brokerage Connections.
The details of how life insurance works depend on your individual plan, but the basics are as follows:
Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.