Best Mortgage Refinance Companies in Houston

C&T Mortgage Inc. is a mortgage bank and broker shop that has been serving the residents of Houston for more than 13 years. It helps clients refinance outstanding loans through programs such as the Freddie Mac or Fannie Mae HARP. It also handles FHA, USDA, and jumbo loans. C&T Mortgage has been voted the Best Mortgage Company in Cy-Fair by the readers of Living Magazine. One of its founders, Tami LaCoe Channel, has been in the mortgage business for almost two decades.

Texas FHA Home Loans specializes in home mortgage refinance in Houston and the surrounding cities. The company is a private FHA-approved lender that originates, processes, underwrites, and funds FHA loans, enabling quicker and more efficient transactions. It can offer low down payments and provide loans to clients whose credit rating could see them rejected by other mortgage providers. It accepts credit scores as low as 580 and can close a loan agreement within 30 days. The company assigns a dedicated FHA loan specialist who works with the client throughout the process. Texas FHA Home Loans is a designated Full Eagle FHA mortgage lender.

Cornerstone Home Lending, Inc., is a national home lending company founded in 1988, serving clients in the Houston area. The company provides a wide variety of loan products, including Fannie Mae, Freddie Mac, FHA, VA, and USDA. Other offerings include fixed-rate, adjustable-rate, and jumbo. It has over 300 loan officers and is currently licensed to lend in 40 states. Cornerstone Home Lending has won the Texas Mortgage Bankers Association Pinnacle Award for 10 years in a row.

Established in 2007, HomeStart Capital is a mortgage refinancing company serving clients in Houston. Owner Daniel Jara and his team of mortgage lenders carry over 20 years of combined experience in the industry. They help clients achieve their financial goals by providing various loan programs, including jumbo loans, refinance mortgages, and foreign national lending. The team also assists clients in lowering their interest rates and payments and consolidating debt obligations. Moreover, HomeStart Capital assists first-time homebuyers and provides options for new construction loans.

Main Street Mortgage Company is a team of loan advisors located in Houston. They offer assistance regarding a full range of programs, covering refinancing options such as home equity, jumbo, and conventional loans. In addition, the mortgage specialists serve clients' lot and construction financing needs through specialty programs like one-time close renovation, home improvement, and farm and ranch loans. Main Street Mortgage Company has been working with individuals, families, and real estate professionals since 1997.

Morton Mortgage, Inc., is a mortgage company serving the Greater Houston area. It offers a variety of mortgage refinance options, including conventional loans, FHA, VA, and refinance loans. Renee Morton, the owner of the firm, brings vast knowledge and problem-solving skills when assisting clients in every step of the loan process. He and the other professionals at the company carry more than 50 years of combined experience and are dedicated to finding the loan options that would best suit clients' situations and needs.

My Mortgage Ace is a mortgage company located in Houston. With a focus on refinancing, the firm guides clients through steps that include lowering the monthly payment, cashing out equity, dropping private mortgage insurance, and consolidating debt. It provides options for conventional loans such as fixed-rate and adjustable-rate loans. Moreover, the company offers high balance conforming loans and non-conforming loan options. The head of the company, Laura Harris, focuses on financing condos, jumbos, and self-employed borrowers.

Noble Mortgage & Investments in Houston is a mortgage refinancing company serving individuals and commercial clients since 1995. Owner Darel Daik is a residential mortgage loan originator, designing loan programs that correspond to the client's project goals and situation. Daik and his team offer residential hard money, rental property, conventional and FHA, and new construction loans. They also arrange refinancing services for various properties, including residential, multi-family, single-tenant, and offices. Moreover, the company works with educational facilities, title companies, property management companies, and wholesalers.

PrimeLending - Champion Forest is a Houston-based business that assists clients in applying for and refinancing loans. The company offers an array of loan options, including FHA loans, VA loans, fixed-rate loans, and refinancing options. The company employs a simplified loan processing system called Loanplicity where most of the client input can be done online through mobile and desktop platforms. Using Loanplicity, PrimeLending's staff can also keep clients updated on the status of their loan as well as address any issues and questions the client has.

Republic State Mortgage is a full-service mortgage refinancing company established in 1994 by Paulina McGrath and Robert Wagnon. Serving Houston and the surrounding areas, it offers home lending options and various loan types, including conventional, investor, rural development, second mortgage, and FHA mortgage loans. The company helps clients in lowering their monthly payments, shorten their mortgage, and consolidate their debt. It also evaluates the client's financial situation to determine the best option that fits their needs.