Expertise.com

Best Mortgage Refinance Companies in Houston

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
16718 House & Hahl Road, Cypress, TX 77433
Cypress, TX 77433
  • Reverse Mortgages

C&T Mortgage Inc. is a mortgage bank and broker shop that has been serving the residents of Houston for more than 13 years. It helps clients refinance outstanding loans through programs such as the Freddie Mac or Fannie Mae HARP. It also handles FHA, USDA, and jumbo loans. C&T Mortgage has been voted the Best Mortgage Company in Cy-Fair by the readers of Living Magazine. One of its founders, Tami LaCoe Channel, has been in the mortgage business for almost two decades.

16718 House & Hahl Road, Cypress, TX 77433
Cypress, TX 77433

Website(281) 231-9660

Show Number

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2002 Timberloch Pl Ste 600, The Woodlands, TX 77380
The Woodlands, TX 77380
  • NMLS #: 39166

Founded over 130 years ago, Cadence Bank is a regional bank located in Houston, with 97 additional locations in states throughout the South. It offers a wide range of residential and commercial financial services, including mortgage refinancing for homeowners. The bank's website has a dedicated calculator to help clients decide if refinancing is their best option. If refinancing is preferred, then the bank's loan assistants can help arrange fixed and adjustable conventional loans, FHA loans for clients with weaker credit, and jumbo loans for those who need more than the loan limits set by Fannie Mae and Freddie Mac. They can also arrange VA and USDA loans.

2002 Timberloch Pl Ste 600, The Woodlands, TX 77380
The Woodlands, TX 77380

Website(800) 308-6709

Show Number
1177 West Loop South, Houston, TX 77024
Houston, TX 77024
  • NMLS #: 39166

Cornerstone Home Lending, Inc., is a national home lending company founded in 1988, serving clients in the Houston area. The company provides a wide variety of loan products, including Fannie Mae, Freddie Mac, FHA, VA, and USDA. Other offerings include fixed-rate, adjustable-rate, and jumbo. It has over 300 loan officers and is currently licensed to lend in 40 states. Cornerstone Home Lending has won the Texas Mortgage Bankers Association Pinnacle Award for 10 years in a row.

1177 West Loop South, Houston, TX 77024
Houston, TX 77024

Website(713) 621-4663

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

37 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

5959 West Loop South, Bellaire, TX 77401
Bellaire, TX 77401
  • NMLS #: 39166

Established in 2007, HomeStart Capital is a mortgage refinancing company serving clients in Houston. Owner Daniel Jara and his team of mortgage lenders carry over 20 years of combined experience in the industry. They help clients achieve their financial goals by providing various loan programs, including jumbo loans, refinance mortgages, and foreign national lending. The team also assists clients in lowering their interest rates and payments and consolidating debt obligations. Moreover, HomeStart Capital assists first-time homebuyers and provides options for new construction loans.

5959 West Loop South, Bellaire, TX 77401
Bellaire, TX 77401

Website(713) 275-2785

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

210 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3334 Richmond Avenue, Houston, TX 77098
Houston, TX 77098
  • NMLS #: 39166

Main Street Mortgage Company is a team of loan advisors located in Houston. They offer assistance regarding a full range of programs, covering refinancing options such as home equity, jumbo, and conventional loans. In addition, the mortgage specialists serve clients' lot and construction financing needs through specialty programs like one-time close renovation, home improvement, and farm and ranch loans. Main Street Mortgage Company has been working with individuals, families, and real estate professionals since 1997.

3334 Richmond Avenue, Houston, TX 77098
Houston, TX 77098

Website(713) 528-1245

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

26 (Best)

Score Consistency:

Consistent (Best)

3033 Chimney Rock Road, Houston, TX 77056
Houston, TX 77056
Instagram
  • NMLS #: 39166

Matador Lending seeks to create financial solutions for Houston residents. This company maintains a website that provides learning resources to help borrowers navigate the lending process. Its mortgage specialists conduct refinance consultations, offering mortgage refinance options and meeting clients' financial objectives. These financial goals include reducing interest rates, lowering mortgage terms, and converting adjustable-rate mortgages. Borrowers also receive assistance in completing and submitting online applications. Matador Lending carries a variety of loan products, such as bridge loans.

3033 Chimney Rock Road, Houston, TX 77056
Houston, TX 77056

InstagramWebsite(713) 366-4668

Show Number
8900 Eastloch Drive, Spring, TX 77379
Spring, TX 77379
  • NMLS #: 39166

Morton Mortgage, Inc., is a mortgage company serving the Greater Houston area. It offers a variety of mortgage refinance options, including conventional loans, FHA, VA, and refinance loans. Renee Morton, the owner of the firm, brings vast knowledge and problem-solving skills when assisting clients in every step of the loan process. He and the other professionals at the company carry more than 50 years of combined experience and are dedicated to finding the loan options that would best suit clients' situations and needs.

8900 Eastloch Drive, Spring, TX 77379
Spring, TX 77379

Website(832) 912-4096

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

88 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1322 Space Park Drive, Houston, TX 77058
Houston, TX 77058
  • NMLS #: 39166

My Mortgage Ace is a mortgage company located in Houston. With a focus on refinancing, the firm guides clients through steps that include lowering the monthly payment, cashing out equity, dropping private mortgage insurance, and consolidating debt. It provides options for conventional loans such as fixed-rate and adjustable-rate loans. Moreover, the company offers high balance conforming loans and non-conforming loan options. The head of the company, Laura Harris, focuses on financing condos, jumbos, and self-employed borrowers.

1322 Space Park Drive, Houston, TX 77058
Houston, TX 77058

Website(888) 713-2526

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

11111 Katy Freeway, Houston, TX 77043
Houston, TX 77043
Instagram
  • NMLS #: 39166

Noble Mortgage & Investments in Houston is a mortgage refinancing company serving individuals and commercial clients since 1995. Owner Darel Daik is a residential mortgage loan originator, designing loan programs that correspond to the client's project goals and situation. Daik and his team offer residential hard money, rental property, conventional and FHA, and new construction loans. They also arrange refinancing services for various properties, including residential, multi-family, single-tenant, and offices. Moreover, the company works with educational facilities, title companies, property management companies, and wholesalers.

11111 Katy Freeway, Houston, TX 77043
Houston, TX 77043

InstagramWebsite(713) 680-8100

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

290 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

9720 Cypresswood Drive, Houston, TX 77070
Houston, TX 77070
Instagram
  • NMLS #: 39166

PrimeLending - Champion Forest is a Houston-based business that assists clients in applying for and refinancing loans. The company offers an array of loan options, including FHA loans, VA loans, fixed-rate loans, and refinancing options. The company employs a simplified loan processing system called Loanplicity where most of the client input can be done online through mobile and desktop platforms. Using Loanplicity, PrimeLending's staff can also keep clients updated on the status of their loan as well as address any issues and questions the client has.

9720 Cypresswood Drive, Houston, TX 77070
Houston, TX 77070

InstagramWebsite(346) 206-5112

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

815 Hawthorne Street, Houston, TX 77006
Houston, TX 77006
  • NMLS #: 39166

Republic State Mortgage is a full-service mortgage refinancing company established in 1994 by Paulina McGrath and Robert Wagnon. Serving Houston and the surrounding areas, it offers home lending options and various loan types, including conventional, investor, rural development, second mortgage, and FHA mortgage loans. The company helps clients in lowering their monthly payments, shorten their mortgage, and consolidate their debt. It also evaluates the client's financial situation to determine the best option that fits their needs.

815 Hawthorne Street, Houston, TX 77006
Houston, TX 77006

Website(713) 520-7791

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

334 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Mortgage Refinance Companies near you