Best Mortgage Refinance Companies in Houston

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Houston Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 1,182 714 14

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

C & T Mortgage Inc

  • Reverse Mortgages

C&T Mortgage Inc. is a mortgage bank and broker shop that has been serving the residents of Houston for more than 13 years. It helps clients refinance outstanding loans through programs such as the Freddie Mac or Fannie Mae HARP. It also handles FHA, USDA, and jumbo loans. C&T Mortgage has been voted the Best Mortgage Company in Cy-Fair by the readers of Living Magazine. One of its founders, Tami LaCoe Channel, has been in the mortgage business for almost two decades.

16718 House & Hahl Road
Cypress, TX 77433


Cadence Bank

  • NMLS #: 39166

Founded over 130 years ago, Cadence Bank is a regional bank located in Houston, with 97 additional locations in states throughout the South. It offers a wide range of residential and commercial financial services, including mortgage refinancing for homeowners. The bank's website has a dedicated calculator to help clients decide if refinancing is their best option. If refinancing is preferred, then the bank's loan assistants can help arrange fixed and adjustable conventional loans, FHA loans for clients with weaker credit, and jumbo loans for those who need more than the loan limits set by Fannie Mae and Freddie Mac. They can also arrange VA and USDA loans.

2002 Timberloch Pl Ste 600
The Woodlands, TX 77380


My Mortgage Ace

  • NMLS #: 39166

My Mortgage Ace is a mortgage company located in Houston. With a focus on refinancing, the firm guides clients through steps that include lowering the monthly payment, cashing out equity, dropping private mortgage insurance, and consolidating debt. It provides options for conventional loans such as fixed-rate and adjustable-rate loans. Moreover, the company offers high balance conforming loans and non-conforming loan options. The head of the company, Laura Harris, focuses on financing condos, jumbos, and self-employed borrowers.

1322 Space Park Drive
Houston, TX 77058


Texas FHA Home Loans

  • Reverse Mortgages
  • NMLS #: 39166

Texas FHA Home Loans specializes in home mortgage refinance in Houston and the surrounding cities. The company is a private FHA-approved lender that originates, processes, underwrites, and funds FHA loans, enabling quicker and more efficient transactions. It can offer low down payments and provide loans to clients whose credit rating could see them rejected by other mortgage providers. It accepts credit scores as low as 580 and can close a loan agreement within 30 days. The company assigns a dedicated FHA loan specialist who works with the client throughout the process. Texas FHA Home Loans is a designated Full Eagle FHA mortgage lender.

19500 State Highway 249 Ste 210
Houston, TX 77070

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