Best Mortgage Refinance Companies in Houston

5 Best Houston Mortgage Refinance Companies

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We scored 1,173 Mortgage Refinance Companies in Houston, TX and Picked the Top 5

C&T Mortgage Inc. near Houston has a dedicated team that helps homeowners apply for mortgage refinancing loans. The company operates as a bank and a broker shop and aims to turnaround loan applications within 24-hours. It can assist clients whose home has declined in value by arranging Home Affordable Refinance Program loans and clients living in rural areas through USDA's rural development program. For those with less than perfect credit, its loan officers can assist with FHA loan applications, and for those who have served the country in the military, it can arrange VA loans. Cy-Fair by Living Magazine voted C&T Mortgage Inc. the best mortgage company in the area.


Founded over 130 years ago, Cadence Bank is a regional bank located in Houston, with 97 additional locations in states throughout the South. It offers a wide range of residential and commercial financial services, including mortgage refinancing for homeowners. The bank's website has a dedicated calculator to help clients decide if refinancing is their best option. If refinancing is preferred, then the bank's loan assistants can help arrange fixed and adjustable conventional loans, FHA loans for clients with weaker credit, and jumbo loans for those who need more than the loan limits set by Fannie Mae and Freddie Mac. They can also arrange VA and USDA loans.


Morton Mortgage Inc. is a family- and woman-owned business servicing homeowners throughout the Greater Houston area. Its loan officers have over 50 years of combined experience in finding and processing mortgage refinancing loans for clients looking for fixed rates and lower interest rates. They can offer conventional loans with rates fixed from five to 30 years, as well as mortgages adjustable for three, five, and seven fixed years. For veterans, their families, and members of the Reserves and National Guard, the company can arrange refinancing VA loans up to the value of the client's home.

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My Mortgage Ace is a mortgage refinance company in Houston with additional offices in San Diego, California. It's a small team of experienced professionals who broker funding through a large network of investors in the wholesale mortgage sector. They can arrange fixed loans in increments of five from five years to 30, as well as adjustable loans over three, five, or seven years. The company also offers jumbo loans on fixed rates, ARMs, and interest-only terms. It communicates fluently in English and Spanish and can help foreign nationals to buy or refinance U.S. properties as their second home or as an investment.


Texas FHA Home Loans specializes in home mortgage refinance in Houston and the surrounding cities. The company is a private FHA-approved lender that originates, processes, underwrites, and funds FHA loans, enabling quicker and more efficient transactions. It can offer low down payments and provide loans to clients whose credit rating could see them rejected by other mortgage providers. It accepts credit scores as low as 580 and can close a loan agreement within 30 days. The company assigns a dedicated FHA loan specialist who works with the client throughout the process. Texas FHA Home Loans is a designated Full Eagle FHA mortgage lender.

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