Best Mortgage Refinance Companies in Houston

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Houston Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 1,183 715 15

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

C & T Mortgage Inc

C&T Mortgage Inc. near Houston has a dedicated team that helps homeowners apply for mortgage refinancing loans. The company operates as a bank and a broker shop and aims to turnaround loan applications within 24-hours. It can assist clients whose home has declined in value by arranging Home Affordable Refinance Program loans and clients living in rural areas through USDA's rural development program. For those with less than perfect credit, its loan officers can assist with FHA loan applications, and for those who have served the country in the military, it can arrange VA loans. Cy-Fair by Living Magazine voted C&T Mortgage Inc. the best mortgage company in the area.

16718 House & Hahl Rd Ste H
Cypress, TX 77433


Cadence Bank

Founded over 130 years ago, Cadence Bank is a regional bank located in Houston, with 97 additional locations in states throughout the South. It offers a wide range of residential and commercial financial services, including mortgage refinancing for homeowners. The bank's website has a dedicated calculator to help clients decide if refinancing is their best option. If refinancing is preferred, then the bank's loan assistants can help arrange fixed and adjustable conventional loans, FHA loans for clients with weaker credit, and jumbo loans for those who need more than the loan limits set by Fannie Mae and Freddie Mac. They can also arrange VA and USDA loans.

2002 Timberloch Pl Ste 600
The Woodlands, TX 77380


My Mortgage Ace

My Mortgage Ace is a mortgage refinance company in Houston with additional offices in San Diego, California. It's a small team of experienced professionals who broker funding through a large network of investors in the wholesale mortgage sector. They can arrange fixed loans in increments of five from five years to 30, as well as adjustable loans over three, five, or seven years. The company also offers jumbo loans on fixed rates, ARMs, and interest-only terms. It communicates fluently in English and Spanish and can help foreign nationals to buy or refinance U.S. properties as their second home or as an investment.

1322 Space Park Dr Ste C105B
Houston, TX 77058


Texas FHA Home Loans

Texas FHA Home Loans specializes in home mortgage refinance in Houston and the surrounding cities. The company is a private FHA-approved lender that originates, processes, underwrites, and funds FHA loans, enabling quicker and more efficient transactions. It can offer low down payments and provide loans to clients whose credit rating could see them rejected by other mortgage providers. It accepts credit scores as low as 580 and can close a loan agreement within 30 days. The company assigns a dedicated FHA loan specialist who works with the client throughout the process. Texas FHA Home Loans is a designated Full Eagle FHA mortgage lender.

19500 State Highway 249 Ste 210
Houston, TX 77070

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