Best Mortgage Refinance Companies in Memphis

Andrew O'Fee The Yankee Closer Crump Mortgage serves clients in Memphis and nearby areas. It offers a wide variety of home purchase and refinancing loan options for first-time homebuyers and current homeowners. It has THDA-recognized Great Choice Home Loans, Harp 2.0, FHA, jumbo, and VA loans. The firm also provides conventional loans with adjustable-rate, fixed-rate, and hybrid rate options with 3, 5, 7, ad 10-year terms. It is headed by Andrew O'Fee, who has been in the industry since 2009.

Crump Mortgage has been serving Memphis since 1988. The business provides mortgage loan programs for individuals who are looking to purchase homes. Its underwriters, support personnel, and loan officers work within the neighborhood. They take the time to get to know their clients and their situation and provide loan options tailored to their residential needs. Its staff is always available to answer questions and consistently gives updates via email throughout the loan process. Crump Mortgage also works directly with realtors, real estate attorneys, home builders, and insurance agents.

Crump Mortgage is a privately held local lender specializing in home mortgage refinance in Memphis and the surrounding cities. As all loan decisions are underwritten and made by the lender's in-house teams, same-day approvals are possible. There are no restrictions on the type of loans it can offer. These include conventional loans for homeowners with good credit, FHA loans for lower-income customers, and USDA loans for those who live in qualifying rural communities.

Desoto Home Mortgage is a locally owned and operated mortgage company that handles the needs of first-time and seasoned home buyers in Memphis and the surrounding areas. The broker specializes in helping clients refinance their home mortgages, which helps them lower their payments, reduce interest rates, build equity faster, and consolidate debts. It also provides clients with conventional, FHA, VA, and USDA loan programs. Brad Walker is the president of Desoto Home Mortgage. He has been operating the company since 2002.

Eagle Mortgage and Funding is a refinancing company based in Memphis. Its loan programs include new home purchases, refinancing options, conventional, USDA rural housing loans, 203(k) loans, affordability loans, conforming loans, conventional home loans, FHA loans, FHA mortgage, fixed-rate mortgage, jumbo home loans, location efficiency mortgage, RHS loan program, state and local housing programs, USDA mortgages, and VA loans. The company has a team of purchase assistants and refinance advisors ready to answer inquiries and its website is ready to answer other finance inquiries.

Fairway Independent Mortgage Corporation - Hernando serves clients in Memphis. The firm caters to individuals looking to refinance their mortgage or purchase a home. Its professionals offer clients various tools to help make informed decisions, including a payment calculator, refinance analysis, and pre-approval letter. They determine the individuals' unique criteria to identify the option that fits them best. The firm also offers a variety of loan programs, including VA, FHA, USDA, and jumbo, in addition to adjustable- and fixed-rate mortgages.

Heights Finance - Memphis is a financial service that offers mortgage refinancing. It serves the metro and the nearby communities. Its program helps clients consolidate debt or pay off other loans. Clients can apply online or in any of the company's branches. It also offers credit insurance to help clients pay for their loans during unexpected situations, such as illness or injury. The company employs more than 1,300 professionals and has over 400 branches nationwide.

Jennifer Ballheimer has been delivering home loans solutions to individuals in Memphis and the neighboring communities since 2002. She guides her clients in consolidating their debts and lowering their payments. The agent also offers assistance on various loan options, such as FHA, VA, and Jumbo home loans, and adjustable-rate mortgages. Jennifer also helps clients pay off their mortgage at any time without pre-payment penalties and in ensuring that their payment will not change throughout the life of the loan.

Kyle Porter is the branch manager of Sierra Pacific Mortgage in Memphis. He assists first-time home buyers and residential property investors in obtaining financing, including conventional, FHA, VA, and USDA mortgage loans. He also helps clients curate refinancing plans designed to consolidate their debts. Additionally, he can handle cash-out refinancing matters. Porter is an approved seller with Fannie Mae and Freddie Mac. He has been in the mortgage industry for over 26 years.

Local Mortgage is a family-owned company that serves clients in Memphis and the surrounding areas. It provides mortgage services to individuals who want to refinance their existing mortgage or secure a new home loan. Its loan officer offers consultation services to answer questions and review options. Its team has over 50 years of experience in the mortgage industry. CEO Travis Chapman started originating mortgage loans when he was 21 years old and has helped thousands of families buy homes and save money through refinancing.

Paramount Residential Mortgage Group, Inc., Memphis is a company that provides refinancing options. It renders services to help homeowners refinance their property. Its team also provides solutions to help individuals purchase their homes. The company offers in-house processing, documents, and underwriting. It specializes in jumbo and non-QM products, offering loan amounts of up to $5 million. The company serves clients whose credit scores are as low as 550. PRMG began as a company with three staff members and now operates in 48 states.

The Karlton Govan Lending Team is a direct mortgage lender serving property owners in Memphis. It provides mortgage refinancing options such as cash-out and rate-and-term to its clients, allowing them to lower their interest rates and mortgage payments. Its team of loan officers handles conventional, fixed-rate, FHA, Jumbo, USDA, and VA loans. They advise clients on which loan programs are best suited to their financial objectives. Other products offered include Zero Dollar down, union, and no-income verification loans.

The Tim Smith Team is a lender under CrossCountry Mortgage that caters to the needs of clients in Memphis and its surrounding communities. It offers a broad selection of refinance programs, including conventional and VA interest rate reduction refinance loans. The firm provides options such as FHA 203(k), FHA streamline, and USDA rural streamline refinance. In addition, its team of professionals handles cash-out refinancing. The Tim Smith Team has more than 20 years’ worth of industry experience.