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Best Mortgage Refinance Companies in Memphis

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6750 Poplar Ave Ste 820, Memphis, TN 38138
Memphis, TN 38138

Alan Kline - PrimeLending assists homeowners in the Memphis area considering refinancing their home mortgage. Loan officer Alan Kline helps to simplify the refinancing process by taking the time to explain the various loan options, including conventional, jumbo, FHA, VA, and USDA loans. He works directly with homeowners to discuss the terms of the loan, such as fixed, adjustable, or variable rates. Alan Kline - PrimeLending also handles new home purchase, permanent, construction, and bond loan options.

6750 Poplar Ave Ste 820, Memphis, TN 38138
Memphis, TN 38138

Website(901) 416-9580

Show Number
684 West Brookhaven Circle, Memphis, TN 38117
Memphis, TN 38117
  • New Construction

Andrew O'Fee The Yankee Closer Crump Mortgage serves clients in Memphis and nearby areas. It offers a wide variety of home purchase and refinancing loan options for first-time homebuyers and current homeowners. It has THDA-recognized Great Choice Home Loans, Harp 2.0, FHA, jumbo, and VA loans. The firm also provides conventional loans with adjustable-rate, fixed-rate, and hybrid rate options with 3, 5, 7, ad 10-year terms. It is headed by Andrew O'Fee, who has been in the industry since 2009.

684 West Brookhaven Circle, Memphis, TN 38117
Memphis, TN 38117

Website(901) 237-3526

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

87 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1265 Highway 57, Piperton, TN 38017
Piperton, TN 38017

Bank of Fayette County refinances home mortgages for clients in the Memphis metro area. This bank handles both fixed-rate and adjustable-rate mortgages, and it can help clients to change the type of interest arrangement attached to their mortgage when they undergo the refinancing process. In many cases it can help clients to obtain lower interest rates when they refinance. Bank of Fayette County also offers a bevy of property financing options for individuals and businesses including residential and commercial construction loans.

1265 Highway 57, Piperton, TN 38017
Piperton, TN 38017

Website(901) 854-2265

Show Number
1125 W Poplar Ave, Collierville, TN 38017
Collierville, TN 38017
Instagram

BankTennessee was founded in Memphis in 1934, since when it has provided specialist advice and refinance loans to homeowners across the metro area. It can offer conventional loans through Fannie Mae and Freddie Mac, with various terms and down payments. It also offers conventional jumbo loans for credit-worthy homeowners looking to move to bigger homes. Qualifying homeowners who have served their country, or live in rural locations, or on lower incomes, can benefit from USDA, VA, and FHA loans.

1125 W Poplar Ave, Collierville, TN 38017
Collierville, TN 38017

InstagramWebsite(901) 854-0854

Show Number
684 W Brookhaven Cir, Memphis, TN 38117
Memphis, TN 38117
Instagram

Crump Mortgage has been serving Memphis since 1988. The business provides mortgage loan programs for individuals who are looking to purchase homes. Its underwriters, support personnel, and loan officers work within the neighborhood. They take the time to get to know their clients and their situation and provide loan options tailored to their residential needs. Its staff is always available to answer questions and consistently gives updates via email throughout the loan process. Crump Mortgage also works directly with realtors, real estate attorneys, home builders, and insurance agents.

684 W Brookhaven Cir, Memphis, TN 38117
Memphis, TN 38117

InstagramWebsite(901) 259-4663

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

104 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

684 West Brookhaven Circle, Memphis, TN 38117
Memphis, TN 38117
  • Reverse Mortgages
  • New Construction
  • Multi-Family Loans

Crump Mortgage is a privately held local lender specializing in home mortgage refinance in Memphis and the surrounding cities. As all loan decisions are underwritten and made by the lender's in-house teams, same-day approvals are possible. There are no restrictions on the type of loans it can offer. These include conventional loans for homeowners with good credit, FHA loans for lower-income customers, and USDA loans for those who live in qualifying rural communities.

684 West Brookhaven Circle, Memphis, TN 38117
Memphis, TN 38117

Website(901) 259-4663

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

29 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6080 Getwell Rd., Suite 204, Southaven, MS 38672
Southaven, MS 38672
Instagram

Desoto Home Mortgage is a locally owned and operated mortgage company that handles the needs of first-time and seasoned home buyers in Memphis and the surrounding areas. The broker specializes in helping clients refinance their home mortgages, which helps them lower their payments, reduce interest rates, build equity faster, and consolidate debts. It also provides clients with conventional, FHA, VA, and USDA loan programs. Brad Walker is the president of Desoto Home Mortgage. He has been operating the company since 2002.

6080 Getwell Rd., Suite 204, Southaven, MS 38672
Southaven, MS 38672

InstagramWebsite(662) 890-3000

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

212 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6260 Poplar Avenue, Memphis, TN 38119
Memphis, TN 38119
  • New Construction

Eagle Mortgage and Funding is a refinancing company based in Memphis. Its loan programs include new home purchases, refinancing options, conventional, USDA rural housing loans, 203(k) loans, affordability loans, conforming loans, conventional home loans, FHA loans, FHA mortgage, fixed-rate mortgage, jumbo home loans, location efficiency mortgage, RHS loan program, state and local housing programs, USDA mortgages, and VA loans. The company has a team of purchase assistants and refinance advisors ready to answer inquiries and its website is ready to answer other finance inquiries.

6260 Poplar Avenue, Memphis, TN 38119
Memphis, TN 38119

Website(901) 761-9700

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2220 Highway 51 South, Hernando, MS 38632
Hernando, MS 38632

Fairway Independent Mortgage Corporation - Hernando serves clients in Memphis. The firm caters to individuals looking to refinance their mortgage or purchase a home. Its professionals offer clients various tools to help make informed decisions, including a payment calculator, refinance analysis, and pre-approval letter. They determine the individuals' unique criteria to identify the option that fits them best. The firm also offers a variety of loan programs, including VA, FHA, USDA, and jumbo, in addition to adjustable- and fixed-rate mortgages.

2220 Highway 51 South, Hernando, MS 38632
Hernando, MS 38632

Website(662) 429-5100

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

75 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

151 Block St, Marion, AR 72364
Marion, AR 72364
Instagram

Farm Credit Midsouth offers mortgage refinance services and specializes in serving the needs of clients who live in rural areas. It helps clients to refinance both property and land agreements and provides a graduated level of insight into the unique concerns associated with rural areas. In addition to its refinancing services, this company provides single loans for homes and acreage via both fixed-rate and adjustable-rate mortgages. Farm Credit Midsouth also does financing for investment property as well as home improvements.

151 Block St, Marion, AR 72364
Marion, AR 72364

InstagramWebsite(870) 739-6275

Show Number
1715 Aaron Brenner Dr Ste 100, Memphis, TN 38120
Memphis, TN 38120

Since 1985, the mortgage specialists at Financial Federal Bank have helped homeowners refinance their mortgages and take advantage of better interest rates to reduce their monthly payments or move to a fixed-rate mortgage. The bank also offers adjustable-rate conventional loans, with payments fixed for one to five years. Homeowners in need of funds can apply for Home Equity Lines of Credit. Financial Federal Bank offers many other personal banking services, as well as serving business customers.

1715 Aaron Brenner Dr Ste 100, Memphis, TN 38120
Memphis, TN 38120

Website(901) 756-2848

Show Number
3731 Austin Peay Hwy, Memphis, TN 38128
Memphis, TN 38128

First South Financial is a credit union founded in 1957. It provides its members' loans for home mortgage refinance in Memphis, the MSA, Dyer and Madison counties, and North Nashville. Rates are very competitive with low or no fees for many programs. Refinance mortgages are available for homeowners who qualify for conventional fixed-rate and adjustable-rate loans and jumbo loans, as well as government-backed loans, including FHA and VA. First South Financial also offers auto loans.

3731 Austin Peay Hwy, Memphis, TN 38128
Memphis, TN 38128

Website(901) 380-7400

Show Number
5100 Poplar Avenue Suite 2711, Memphis, TN 38137
Memphis, TN 38137
Instagram

Heights Finance - Memphis is a financial service that offers mortgage refinancing. It serves the metro and the nearby communities. Its program helps clients consolidate debt or pay off other loans. Clients can apply online or in any of the company's branches. It also offers credit insurance to help clients pay for their loans during unexpected situations, such as illness or injury. The company employs more than 1,300 professionals and has over 400 branches nationwide.

5100 Poplar Avenue Suite 2711, Memphis, TN 38137
Memphis, TN 38137

InstagramWebsite(901) 899-7750

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

17 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

432 N Cleveland St, Memphis, TN 38104
Memphis, TN 38104
  • New Construction

Jennifer Ballheimer has been delivering home loans solutions to individuals in Memphis and the neighboring communities since 2002. She guides her clients in consolidating their debts and lowering their payments. The agent also offers assistance on various loan options, such as FHA, VA, and Jumbo home loans, and adjustable-rate mortgages. Jennifer also helps clients pay off their mortgage at any time without pre-payment penalties and in ensuring that their payment will not change throughout the life of the loan.

432 N Cleveland St, Memphis, TN 38104
Memphis, TN 38104

Website(501) 472-8109

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

24 (Better)

Score Consistency:

Consistent (Best)

6263 Poplar Avenue, Suite 537 & 540, Memphis, TN 38119
Memphis, TN 38119

Kyle Porter is the branch manager of Sierra Pacific Mortgage in Memphis. He assists first-time home buyers and residential property investors in obtaining financing, including conventional, FHA, VA, and USDA mortgage loans. He also helps clients curate refinancing plans designed to consolidate their debts. Additionally, he can handle cash-out refinancing matters. Porter is an approved seller with Fannie Mae and Freddie Mac. He has been in the mortgage industry for over 26 years.

6263 Poplar Avenue, Suite 537 & 540, Memphis, TN 38119
Memphis, TN 38119

Website(901) 422-7517

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

32 (Best)

Score Consistency:

Consistent (Best)

5350 Poplar Avenue, Suite 850, Memphis, TN 38119
Memphis, TN 38119
Instagram
  • Multi-Family Loans

Local Mortgage is a family-owned company that serves clients in Memphis and the surrounding areas. It provides mortgage services to individuals who want to refinance their existing mortgage or secure a new home loan. Its loan officer offers consultation services to answer questions and review options. Its team has over 50 years of experience in the mortgage industry. CEO Travis Chapman started originating mortgage loans when he was 21 years old and has helped thousands of families buy homes and save money through refinancing.

5350 Poplar Avenue, Suite 850, Memphis, TN 38119
Memphis, TN 38119

InstagramWebsite(901) 504-4663

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

163 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1661 International Drive, Ste. 400. Ofc. 468, Memphis, TN 38120
Memphis, TN 38120
  • Multi-Family Loans

Paramount Residential Mortgage Group, Inc., Memphis is a company that provides refinancing options. It renders services to help homeowners refinance their property. Its team also provides solutions to help individuals purchase their homes. The company offers in-house processing, documents, and underwriting. It specializes in jumbo and non-QM products, offering loan amounts of up to $5 million. The company serves clients whose credit scores are as low as 550. PRMG began as a company with three staff members and now operates in 48 states.

1661 International Drive, Ste. 400. Ofc. 468, Memphis, TN 38120
Memphis, TN 38120

Website(859) 758-7079

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

46 (Best)

Score Consistency:

Variable (Good)

8370 TN-3 #107, Millington, TN 38053
Millington, TN 38053
  • New Construction
  • Commercial Loans

Patriot Bank Mortgage does business in the Memphis metro area and is experienced with mortgage refinance processes for most types of residential properties. Its loan officers consult clients to provide advice on and assistance with their refinance processes in order to help them achieve related financial benefits such as cash returns and reduced interest rates. Patriot Bank Mortgage also offers a plethora of public and private loan programs with fixed-rate and adjustable-rate mortgage options.

8370 TN-3 #107, Millington, TN 38053
Millington, TN 38053

Website(855) 280-5281

Show Number
7511 Capital Dr, Germantown, TN 38138
Germantown, TN 38138
Instagram

The Karlton Govan Lending Team is a direct mortgage lender serving property owners in Memphis. It provides mortgage refinancing options such as cash-out and rate-and-term to its clients, allowing them to lower their interest rates and mortgage payments. Its team of loan officers handles conventional, fixed-rate, FHA, Jumbo, USDA, and VA loans. They advise clients on which loan programs are best suited to their financial objectives. Other products offered include Zero Dollar down, union, and no-income verification loans.

7511 Capital Dr, Germantown, TN 38138
Germantown, TN 38138

InstagramWebsite(901) 701-1339

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

81 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6263 Poplar Ave, Suite 430, Memphis, TN 38119
Memphis, TN 38119
Instagram
  • Multi-Family Loans

The Tim Smith Team is a lender under CrossCountry Mortgage that caters to the needs of clients in Memphis and its surrounding communities. It offers a broad selection of refinance programs, including conventional and VA interest rate reduction refinance loans. The firm provides options such as FHA 203(k), FHA streamline, and USDA rural streamline refinance. In addition, its team of professionals handles cash-out refinancing. The Tim Smith Team has more than 20 years’ worth of industry experience.

6263 Poplar Ave, Suite 430, Memphis, TN 38119
Memphis, TN 38119

InstagramWebsite(901) 443-9132

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

96 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

6489 N Quail Hollow Rd Ste 106, Memphis, TN 38120
Memphis, TN 38120

The Wendy Thompson Team are mortgage refinance lenders in Memphis who offer a local service combined with bank rates and cutting-edge online technology. Since 2001 the team has helped homeowners refinance their mortgages to take advantage of lower rates, payments, and terms. They can arrange conventional loans with fixed or adjustable rates, help lower-income customers get an FHA Streamline loan, veterans benefit from 100% VA loans, and qualifying homeowners in rural areas get a USDA loan.

6489 N Quail Hollow Rd Ste 106, Memphis, TN 38120
Memphis, TN 38120

Website(901) 286-0342

Show Number

Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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