Best Mortgage Refinance Companies in Chicago

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Anderson Financial Group, Inc. logo
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License Verified:

License: 135321

Nationwide Multistate Licensing System and Registry

Anderson Financial Group, Inc.

2421 North Ashland Avenue, Chicago, IL 60614
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  • Reverse Mortgages
  • NMLS #: 39166

Business Description

Anderson Financial Group, Inc. is a mortgage refinancing company serving clients in Chicago and the nearby areas since 1998. It provides various loan programs, including graduated payment, interest-only, fixed and adjustable-rate, and reverse mortgages. It conducts its business practices with the highest standards set by the FNMA and GNMA. The firm utilizes cutting-edge technology to provide a smooth and easy application. Founder Mike Anderson is an experienced loan originator who became a top producer in the new construction financing field.

License Verified:

License: 135321

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Anderson Financial Group, Inc.

Compass Mortgage Inc. - Chicago logo
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License Verified:

License: 21808

Nationwide Multistate Licensing System and Registry

Compass Mortgage Inc. - Chicago

954 West Washington Boulevard, Chicago, IL 60607
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  • Reverse Mortgages
  • NMLS #: 39166

Business Description

Compass Mortgage Inc. is a Chicagoland-based company that serves residents with comprehensive mortgage services. The mortgage officials on staff help clients benefit from low interest rates and extend or shorten loan terms by refinancing their mortgages. Compass Mortgage Inc. also assists individuals in buying a second or vacation home, upsizing or downsizing their property, renovating homes, and building new dwellings. They highly value providing the best mortgage experience in the industry, working with diligent care to make sure each person has the right loan for their individual circumstances.

License Verified:

License: 21808

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Compass Mortgage Inc. - Chicago

Corbin Mettler logo
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License Verified:

License: 223014

Nationwide Multistate Licensing System and Registry

Corbin Mettler

190 S La Salle St 6th Floor, Chicago, IL 60603
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  • New Construction

Business Description

Corbin Mettler is a mortgage loan officer who helps residents of Chicago and the surrounding metros with their home financing needs. He offers an assortment of refinance and mortgage loan packages, including conventional fixed-rate, adjustable-rate, FHA, VA, and jumbo mortgage. He also provides assistance in any part of the home buying process and responds to queries such as the type of mortgage that best suits a client’s needs. Corbin Mettler works for US Bank.

License Verified:

License: 223014

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
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Corbin Mettler

Corby Mortgage logo
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License Verified:

License: 215685

Nationwide Multistate Licensing System and Registry

Corby Mortgage

2409 W 104th St., Chicago, IL 60655
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  • Multi-Family Loans

Business Description

Corby Mortgage Services, Inc., has been serving Chicago clients and those in nearby metros since 1999. Its staff assists homeowners looking to refinance their residences at lower rates to pay off higher-interest debts. With an annual loan volume average of $200 million, it offers residential mortgages through the company's referrals from attorneys, financial planners, and real estate professionals. It educates individuals on its selection of available options such as fixed and adjustable-rate mortgages, as well as FHA, jumbo, and VA loans.

License Verified:

License: 215685

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (158)
Facebook
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Corby Mortgage

First Centennial Mortgage - Chicago logo
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License Verified:

License: 132763

Nationwide Multistate Licensing System and Registry

First Centennial Mortgage - Chicago

2058 West Belmont Avenue, Chicago, IL 60618
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  • Reverse Mortgages
  • NMLS #: 39166

Business Description

First Centennial Mortgage has offered mortgage products and services in Chicago since 1995. The mortgage refinance lenders in Chicago help clients choose suitable loan programs to enable them purchase new homes, consolidate debt, and refinance outstanding loans. The firm provides conventional, jumbo, FHA, VA, USDA, and renovation loans. It also offers fixed- and adjustable-rate mortgages with repayment periods of five, seven, 10, 15, or 30 years. First Centennial Mortgage is a member of the Mortgage Bankers Association.

License Verified:

License: 132763

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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First Centennial Mortgage - Chicago

Golden Oak Lending logo
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License Verified:

License: 114937

Nationwide Multistate Licensing System and Registry

Golden Oak Lending

Chicago, IL 60605
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  • Reverse Mortgages
  • NMLS #: 39166

Business Description

Golden Oak Lending is a mortgage and real estate finance firm that specializes in mortgage refinancing options for clients in the Chicago metro. The company is composed of NMLS certified loan officers committed to providing personalized mortgage strategies that fit the clients' needs. It has extensive experience helping clients reduce their mortgage rates and shorten their mortgage terms. It also offers programs that help consolidate debt, refinance for home improvements, and convert adjustable rates into fixed rates.

License Verified:

License: 114937

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Golden Oak Lending

Michael Reimen logo
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License Verified:

License: 906096

Nationwide Multistate Licensing System and Registry

Michael Reimen

1551 N Kingsbury Street, Chicago, IL 60642
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  • Multi-Family Loans

Business Description

Michael Reimen is a senior home lending advisor with over 16 years of experience in mortgage refinancing. His service areas include Chicago and nearby cities where he reviews the finances of his clients and gives them coverage options that suits their budget and needs. His mortgage products include conventional, jumbo, dreaMaker, FHA, and VA loans. Clients can access the Chase MyHomeSM dashboard to check and upload their documents, view their loan status, and reach out to the communication team.

License Verified:

License: 906096

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Michael Reimen

Mike Del Preto logo
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License Verified:

License: 230942

Nationwide Multistate Licensing System and Registry

Mike Del Preto

415 N. LaSalle Street Suite 402, Chicago, IL 60654
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  • Jumbo Loans
  • First Time Home Buyers
  • Education

Business Description

Mike Del Preto is a Chicago-based senior mortgage advisor affiliated with Fairway Independent Mortgage Corporation. He walks clients through each step of any mortgage refinancing process, from comparing current mortgage rates to explaining all possible refinancing options in detail. He also provides a variety of options, such as VA, FHA, and jumbo loan services. Del Preto has more than 16 years of experience in the industry and has helped clients by obtaining pre-approval letters for their mortgage plans.

License Verified:

License: 230942

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (203)
Yelp
5.0 / 5 (44)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Mike Del Preto

Neighborhood Loans logo
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License Verified:

License: 222982

Nationwide Multistate Licensing System and Registry

Neighborhood Loans

1333 Butterfield Rd Suite 600, Downers Grove, IL 60515
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  • Reverse Mortgages

Business Description

Neighborhood Loans is a team of mortgage advisors that assists home buyers and owners in Chicago and the surrounding areas. They provide guidance in the mortgage refinancing process, whether clients are looking to lower monthly payments, eliminate mortgage insurance, switch to a fixed-rate loan, or take cash out from home equity. They also help clients apply for different loans, ranging from conventional, adjustable-rate, and jumbo mortgages to VA, FHA, and USDA loans. Neighborhood Loans consults and educates customers on the value of homeownership.

License Verified:

License: 222982

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (320)
Facebook
4.7 / 5 (229)
Yelp
4.0 / 5 (50)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Neighborhood Loans

Neo Home Loans logo
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License Verified:

License: 222644

Nationwide Multistate Licensing System and Registry

Neo Home Loans

1 Mid America Plaza #800, Oakbrook Terrace, IL 60181
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  • New Construction

Business Description

Neo Home Loans serves home buyers and homeowners in the Chicago metro. The company offers a variety of home loan and refinancing options to fit different client profiles, including FHA, VA, jumbo, 203(k), and HARP loans. It assists homeowners looking to refinance their properties by finding loan options that fit their specific criteria. The company works to make the process more convenient by using tools that let clients easily compare mortgage terms and interest rates between multiple loan choices.

License Verified:

License: 222644

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Helpfulness
Detail
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Neo Home Loans

Network Mortgage logo
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License Verified:

License: 186422

Nationwide Multistate Licensing System and Registry

Network Mortgage

3516 North Ashland Ave, Unit C, Chicago, IL 60657
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  • New Construction

Business Description

Network Mortgage is a locally owned company that has been serving clients in Chicago for over twenty years. It provides loan origination, processing, and closing services. Its offers fixed-rate and adjustable-rate mortgages, as well as VA, commercial, jumbo, and HELOCs. Its agents assist in refinancing properties to get lower interest rates or cash out to obtain money. Network Mortgage is headed by Juan F. Lopez, who has earned the National Association of Mortgage Brokers' Lending Integrity Seal.

License Verified:

License: 186422

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (38)
Yelp
5.0 / 5 (15)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Helpfulness
Detail
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Network Mortgage

Police Mortgage logo
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License Verified:

License: 268815

Nationwide Multistate Licensing System and Registry

Police Mortgage

100 W. Randolph, 9th Floor, Chicago, IL 60601
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  • New Construction

Business Description

Police Mortgage is a company that caters to customers in Chicago and its neighboring areas. It offers home refinancing loans to clients to help them achieve their financial goals. It has strategies to lower monthly payments, make loan terms shorter, acquire fixed rates, consolidate debt, and access equity. The company also provides loans for buyers of new homes. The CEO and owner, John Aretos, has been in the industry for more than 23 years.

License Verified:

License: 268815

Nationwide Multistate Licensing System and Registry

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Police Mortgage

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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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