Expertise.com
2024

Last updated:

Best Local Car Insurance Agencies in Newport Beach

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Newport Beach Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

52

Reviewed

34

Curated

7

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
5020 Campus Drive, Newport Beach, CA 92660
  • Bundling Option

Why choose this provider?

Balboa Pacific is an independent auto insurance agency located in the Newport Beach area. CEO Joe Stanovich believes that insurance should not be a daunting process for customers. Additionally, the company is committed to sustaining a reputation based on word of mouth by acting as advocates for its customers, assisting them in choosing the right coverage based on their needs. It offers products from several carriers, including Liberty Mutual, Anthem, Foremost, Travelers, and Safeco.

License Verified:

License: 0I96581

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
384 Forest Avenue, Laguna Beach, CA 92651
  • Multiple Carriers

Why choose this provider?

Michael McVicker is an insurance agent for State Farm, providing different insurance products like home, property, auto, business, health, and life. Michael, who has been an Orange County resident for 20 years, offers these products locally, which includes the Newport Beach area. The agency's auto insurance can cover damages from a collision or accident, rental insurance, and comprehensive insurance to cover damages like theft, flood, fire, wind, or hail. Other coverage options include the protection of cars used by ridesharing companies.

License Verified:

License: 0K98225

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5015 Birch Street, Newport Beach, CA 92660
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Roger Stone Insurance Agency provides the insurance needs of its clients residing in the Newport Beach area and in nearby communities. Its team of agents can customize policies for auto insurance that protect drivers, their vehicles, and other parties involved in case of an accident. Coverages are also available against liabilities, collisions, medical expenses, and other financial obligations. Roger Stone Insurance provides self-help tools on its website to help clients manage their policies conveniently.

License Verified:

License: 0821541

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
5.0 / 5 (22)
Google
4.2 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1001 Dove Street, Newport Beach, CA 92660
  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Murvay Insurance is a full-service company that caters to the insurance needs of clients in Newport Beach and the surrounding localities. The firm guides individuals and businesses in choosing the right auto insurance policy that best fits their needs and resources. Its independent insurance agents work with multiple carriers to create customized policies that can cover bodily injury liability, property damage liability, and uninsured motorists. They also offer coverage options for collisions, comprehensive damages, and loan or lease gaps. The company values creating long-lasting relationships with its clients.

License Verified:

License: 0I32344

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.6 / 5 (10)
Yelp
4.0 / 5 (9)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2901 West Coast Highway, Newport Beach, CA 92663
  • Multiple Carriers

Why choose this provider?

GYC Insurance Agency is a Newport Beach-based independent agency that offers car insurance solutions. With auto insurance, the costs of paying for property damages and medical expenses due to vehicular accidents can be covered. Additionally, auto policies can restore stolen, damaged, or lost assets and financially protect drivers if a lawsuit ensues from an accident. GYC Insurance Agency knows clients by their names and delivers personalized service that is complemented with the use of modern technology to provide efficient assistance.

License Verified:

License: 0f88072

California Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3931 Birch Street, Newport Beach, CA 92660
  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Premier Associates Insurance Brokers aims to make the car insurance application process more convenient and accessible to clients through its forms available on its website 24/7. Serving individuals, families, and businesses in Newport Beach, the independent agency represents dozens of insurance carriers in order to find the perfect auto insurance coverages both for clients with ideal driving history and those with imperfect profiles. Existing clients can also make changes in their policies right online for convenience.

License Verified:

License: 0H31754

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (19)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
4000 Westerly Place #200, Newport Beach, CA 92660
  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Started in 1925, Carmack Insurance is an agency that provides for the insurance needs of Newport Beach. Some of its personal insurance coverage includes personal automobiles, homeowners, jewelry, life, and marine and yacht. Their commercial insurance, meanwhile, covers workers' compensation, food, and retail. Carmack Insurance was founded by Roy Leonard Carmack, who was a farmer before he pursued a career as an insurance agent. He opened his insurance business in Southern California 95 years ago—a storied business that is now being run by the third generation of Carmacks.

License Verified:

License: 0508650

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • If your vehicle's windshield was broken due to strong winds, can your car insurance in Newport Beach cover the repair or replacement cost?

    Your comprehensive coverage on your car insurance in Newport Beach can cover the repair or replacement cost of your vehicle's windshield if it was broken due to strong winds. It also covers damage resulting from fires and explosions, theft, violence from civil unrest or riots, and being hit by animals.

  • Can you add a personal umbrella policy to your car insurance in Newport Beach?

    Yes, you can add a personal umbrella policy to your car insurance in Newport Beach if you think that your coverage limits are not enough in case of unexpected events. This policy will give you extra protection to prevent out-of-pocket expenses in the event you accidentally kill a pedestrian, for example.

  • What is the minimum liability coverage requirement in Newport Beach?

    In Newport Beach, vehicle owners and drivers must have $5,000 minimum liability coverage for property damage per accident, $15,000 bodily injury coverage per person, and $30,000 bodily injury coverage per accident. This coverage will help policyholders prevent monetary losses in case they cause property damage or injuries to other parties.

  • In Newport Beach, can policyholders remove collision coverage from their car insurance?

    Yes, policyholders in Newport Beach can remove collision coverage from their car insurance once they are done with their auto loans. Collision coverage is only required by lenders to make sure that vehicles are protected during the loan term. However, clients are advised to retain this coverage, especially if their vehicles have high fair market values.

  • How much is car insurance in Newport Beach?

    Drivers and vehicle owners in Newport Beach typically pay about $88 per month for minimum coverage liability and about $148 per month for full coverage insurance. Car insurance rates in the metro depend on the type of vehicle and its storage and policyholders' age, claims history, and driving records.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.