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Best Renter's Insurance Companies in Newport Beach

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Newport Beach Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



3Top Picks

Learn about our selection process.


featured provider = Featured Provider

120 Tustin Ave., C 1070, Newport Beach, CA 92663
WebsiteLicense: 6003244 Rating

Review Sources

5.0 (8)

Why choose this provider?

Newport Beach Insurance Center LLC has been serving the needs of residents in the local area since 2018. The agency specializes in helping clients obtain renters' insurance coverage, as well as homeowners', automobile, and umbrella insurance. It also handles collectibles and collectors' items, such as auto insurance for classic cars, vintage cars, antique trucks, and exotic cars. Brett Fulmer, the managing broker of Newport Beach Insurance Center, is an author who regularly contributes to Insurance Nerds.

  • Multiple Policy Types

5 Upper Newport Plaza Drive Suite 208, Newport Beach, CA 92660
WebsiteLicense: 0D71395 Rating

Review Sources

3.5 (2)
5.0 (2)

Why choose this provider?

Beasy Insurance Services provides financial investment solutions in the Newport Beach metro. This independent agency helps families and individuals living in rental homes and apartments obtain renters' insurance policies. It offers personal property, liability, and additional living expense coverages. In addition to providing insurance policies, its agents help tenants file claims for damaged and lost items resulting from unforeseen incidents. Beasy Insurance Services has been in the industry since 2002 and works with multiple carriers, including Aegis, Bristol West, and Foremost.

  • Home and Auto Insurance

3740 Campus Drive Suite B, Newport Beach, CA 92660
WebsiteLicense: 0M05052 Rating

Review Sources

5.0 (40)
4.4 (27)
4.4 (18)

Why choose this provider?

State Farm insurance agent Moby Young and his team help clients get the protection they need, including renters', home, fire, auto, life, and health insurance. The team writes these policies for Newport Beach residents and clients in Arizona, Nevada, and Oregon. The team also offers business insurance, such as commercial auto, general liability, and workers' compensation. In addition to insurance, they can also assist with relocation to Newport Beach and nearby areas.


  • How can families and individuals obtain renters' insurance discounts in Newport Beach?

    Families and individuals can obtain renters' insurance discounts in Newport Beach by having good credit scores and not having claims histories. Their credit scores must be higher than 700 to qualify for discounts. They can also lower their insurance discounts if they invest in home security devices, such as burglar alarms and fire extinguishers.

  • Is it necessary to make an inventory list of personal belongings in Newport Beach?

    Yes, it is necessary to make an inventory list of personal belongings in Newport Beach. This list can help tenants make their renters' insurance claim process faster. They must list their items together with their price, serial number, and brand name. The inventory list will also help families and individuals determine how much coverage they need.

  • Does renters' insurance in Newport Beach cover firearms?

    In Newport Beach, renters' insurance may cover firearms and their accessories, depending on whether their value is within policy limits. If, for example, you own an expensive antique firearm, you might need to purchase extra coverage to cover the replacement cost in case your item is lost or damaged.

  • Do you need to reapply for renters' insurance in Newport Beach every year?

    You do not need to reapply for renters' insurance in Newport Beach every year. Although this type of personal insurance plan has a one-year term, your insurance carrier will ask you whether you want to renew your renters' insurance coverage and continue to pay for your monthly or annual premium.

  • Does Newport Beach renters' insurance cover water-related damage?

    In Newport Beach, renters' insurance may not cover water damage if it is caused by flood and sump pump or sewer backup issues. If the plumbing issues result from negligence or maintenance, the repair or replacement cost will not be covered by renters' insurance. However, this type of insurance can cover repair or replacement costs if the water damage is caused by leaking bathtubs or overflowing toilets.

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