Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Santa Ana

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Santa Ana Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

206Reviewed

129Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
17111 Beach Blvd Ste 103, Huntington Beach, CA 92647

Why choose this provider?

Number 1 Insurance Marketing Services is an independent insurance agency that serves clients throughout the Santa Ana, California, area, including Huntington Beach. Agents work with each customer to help determine which basic auto insurance options, such as collision, comprehensive, liability, and medical payment coverage, are right for their specific situation. Number 1 Insurance Marketing Services also assists clients with obtaining motorcycle, boat, and classic car insurance as well as optional insurance plans, including towing and roadside assistance coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1665 E 4th St Ste 106, Santa Ana, CA 92701

Why choose this provider?

Zeron Insurance Services opened its doors in Santa Ana, California, in 2016. A family-owned, not-for-profit business, Zeron draws rates from a number of companies to provide the guaranteed lowest rates on auto insurance. Clients find Zeron's service to be fast, personal, and friendly. This one-stop shop helps clients obtain insurance on cars, boats, RVs, and ATVs, while also offering assistance with car repairs, inspections, registration, and payment issues as well as home and life insurance and income tax needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (341)
Facebook
4.9 / 5 (99)
Yelp
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1212 South Bristol Street, Santa Ana, CA 92704
  • Home & Auto Insurance

Why choose this provider?

Tepa Insurance Services & Income Tax - Bristol Street is a car insurance agency based in Santa Ana. In business for more than 15 years, it offers comprehensive protection plans to drivers of different backgrounds. The company’s insurance agents are professional and have the experience to tailor coverages to the individual needs, requirements, and preferences of clients, whether they need liability, theft, or collision auto insurance packages. Tepa Insurance Services & Income Tax - Bristol Street also insures pre-owned vehicles.

License Verified:

License: 0H74853

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (74)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13732 Newport Ave Ste 3, Tustin, CA 92780

Why choose this provider?

BMR insurance agency was founded in 1941. It's a family-owned and operated insurance brokerage that's been passed down from generation to generation. The company provides auto insurance to residents of the Santa Ana, California area. The company works with top-rated insurance carriers to provide well-rounded auto insurance policies that are tailored to meet the needs and budget of its customers. In addition to auto insurance, BMR insurance agency offers home and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (51)
Facebook
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1905 N Main St, Santa Ana, CA 92706

Why choose this provider?

Elmco Insurance Inc. provides its personal and business clients with independent advice and support for their auto insurance needs. The agency was founded in Santa Ana, California, in 1958, and is also licensed in Nevada, Arizona, Texas, Virginia, and North Carolina. It searches some of America's largest insurance companies to find the policies that meet its client's unique circumstances. The agency also sources policies for classic car owners and for clients who need Mexican auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16742 Gothard St Ste 109, Huntington Beach, CA 92647

Why choose this provider?

Hawkguard Insurance Services is a local independent insurance agency based in Huntington Beach, California. It educates clients on the auto insurance options open to them and provides them with a choice of policies from numerous top insurance companies. It can obtain policies for its clients that include protection against bodily injury and property damage liability, medical care, collision coverage, and comprehensive coverage. Hawkguard Insurance Services also provides home, renters, boat, flood, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13211 Garden Grove Blvd Ste 100, Garden Grove, CA 92843

Why choose this provider?

CSIS-College Student Insurance Service is a full-service auto insurance agency that has been serving California families since 1970. CSIS has walk-in offices in both the Garden Grove and Costa Mesa areas of Santa Ana, California. The firm offers auto insurance clients an easy-to-use website and prides itself on providing insurance for families across multiple generations. The CSIS mobile app allows customers to manage their auto insurance policies, pay bills, and report accidents on the go. Customers laud the company's promptness and attention to quality customer service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3835 West 1st Street, Santa Ana, CA 92703
  • Multiple Carriers
  • Home Insurance

Why choose this provider?

Calle’s Auto Insurance provides drivers a broad selection of vehicle-related insurance products, including standard auto insurance. Serving Santa Ana and the rest of the State of California, it has a team of professional agents with more than 15 years of experience in the insurance industry. They also offer insurance solutions to dealerships, auto finance companies, and car title loan companies. To serve the diverse community it is a part of, Calle's Auto Insurance staff can communicate with clients in Spanish.

License Verified:

License: 0J05870

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
4.0 / 5 (61)
Yelp
3.0 / 5 (12)
Facebook
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16742 Gothard St Ste 217, Huntington Beach, CA 92647

Why choose this provider?

Serving Southern California since 1972, First West Insurance is an independent insurance agency located in Huntington Beach. It offers a wide range of personal insurance solutions, including auto insurance for cars, vans, trucks, motorhomes, and motorcycles. The agency represents national carriers, providing it with a variety of options for its clients. Californian law requires drivers to carry auto liability insurance and lenders usually require collision and/or comprehensive insurance. The agency can offer beneficial additions, such as roadside assistance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
22932 El Toro Rd, Lake Forest, CA 92630

Why choose this provider?

Based in the Lake Forest/Santa Ana area of California, Breathe Easy Insurance partners with a wide array of insurance providers to help drivers who require SR22 DUI insurance obtain affordable coverage. The company has additional offices that serve clients throughout all of California and Iowa. Besides the state-required liability coverage, Breathe Easy often includes comprehensive coverage in its policies to ensure clients' vehicles are covered against fire, theft, and floods. Breathe Easy Insurance also provides homeowners, renters, and recreational vehicle insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Yelp
4.5 / 5 (159)
Google
3.9 / 5 (63)
Facebook
4.8 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2134 Main St Ste 290, Huntington Beach, CA 92648

Why choose this provider?

Trinity One Insurance is an insurance agency based in Huntington Beach, California. It has provided insurance protection for individuals, families, and businesses, focusing on auto, home, business, life, and health insurance since 2007. Its auto insurance coverage also provides clients with property, liability, and medical coverage. The firm works with over 40 top-rated insurance carriers to put together a customized insurance plan by identifying a client's specific needs and matching them to the correct provider.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
636 East Chapman Avenue, Orange, CA 92866
  • Motorcyle & ATV

Why choose this provider?

Remland Insurance is a full-service insurance agency serving clients in the Orange and Santa Ana areas. Established in 1951, the agency designs responsible protection programs for its clients to ensure they get auto insurance suitable for their needs. Its auto insurance policy offers several options, including property damage and bodily damage liability, collision and comprehensive coverage, and personal injury protection. Additionally, Remland Insurance aims to reduce gaps in the insurance coverage of its clients and periodically reviews its insurance programs.

License Verified:

License: 0601736

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (7)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2107 North Broadway, Santa Ana, CA 92706
  • Multiple Carriers

Why choose this provider?

Insurance Partners Inc is an independently owned and locally operated insurance agency that has been offering a wide range of insurance solutions to the people of Santa Ana. For more than 45 years, it has helped many vehicle owners from different backgrounds obtain car insurance policies that will provide them with financial support in the event of an automotive emergency. In addition to standard auto, Insurance Partners Inc also insures other vehicles, such as motorcycles, boats, RVs, and ATVs.

License Verified:

License: 0B89326

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (62)
Google
5.0 / 5 (8)
Facebook
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1649 W Chapman Ave, Orange, CA 92868

Why choose this provider?

Best California Insurance Services LLC offers residents of Santa Ana, California easy and affordable auto insurance options. It's a Covered California Certified Insurance Agent, and its office is located in Orange, California. When it comes to auto insurance, its policies include options such as collision, liability, and medical payments coverage. In addition to auto insurance, Best California Insurance Services LLC offers home, business, commercial general liability, life, and boat insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (66)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • After purchasing a secondhand car in Santa Ana, is there a timeframe within which one should secure car insurance?

    In Santa Ana, individuals receive a 45-day window to either terminate their existing coverage, renew it, or obtain a fresh car insurance policy if they previously insured another vehicle. This flexibility period allows car owners adequate time to make informed decisions about their automobile coverage, ensuring continuous protection and legal compliance.

  • If someone relocates to Santa Ana from another city or state, should they consider revising their insurance?

    Yes. When moving to Santa Ana or undergoing significant life changes, it's essential to review one's insurance. Santa Ana might have varied insurance rates compared to other cities. Although someone might have previously secured the most economical rate, it may not be the case in their new location. Therefore, utilizing online platforms can help policyholders evaluate multiple quotations concurrently. This ensures they get optimal coverage at competitive prices.

  • Is it mandated by state law to have collision and comprehensive coverage in Santa Ana? Who pays for damages caused by another driver?

    State law doesn't mandate having collision or comprehensive insurance in Santa Ana. Collision insurance covers vehicle damage due to self-caused accidents, while comprehensive protects against theft, natural disasters, and other specified events. Although not legally required, lenders typically necessitate such coverage if there's an outstanding car loan. Should another driver be at fault in an accident, their insurance will bear the repair costs up to their coverage limits.

  • How does classic car insurance in Santa Ana differ from standard car insurance?

    In Santa Ana, classic car insurance is tailored for vehicles like antiques, vintages, or classics, which aren't driven daily and usually appreciate in value. Also known as collector, antique, or vintage car insurance, the terms differ in their specific definitions. Since these cars aren't used regularly, their insurance is often more cost-effective than standard ones. However, they are still covered by standard protection, such as theft, collision, liability, and medical payments.

  • When are car drivers required to present proof of insurance in Santa Ana?

    Drivers in Santa Ana must display their insurance proof upon a law enforcement officer's request. This can arise during accidents, irrespective of fault, or any traffic stops, including violations. Furthermore, demonstrating insurance evidence is mandatory when obtaining or renewing a driver's license, registering a vehicle, or during car inspections. Always ensure you have this documentation accessible when driving.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.