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Best Local Car Insurance Agencies in Huntington Beach

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Adams Avenue Insurance Agency logo
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License Verified:

License: 0756665

California Department Of Insurance

Adams Avenue Insurance Agency

9114 Adams Avenue, Huntington Beach, CA 92646
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  • Multiple Carriers

Business Description

Adams Avenue Insurance Agency is a full-service independent agency located in Huntington Beach. Since 2005, it has been providing car insurance products that protect individuals and families from financial damages when they experience or cause property damage or bodily injury due to auto-related incidents. Adams Avenue Insurance Agency's owners are a married couple whose insurance careers began in 1987 and 1990. They represent the interests of their clients when negotiating with insurance carriers but still maintains strong relationships with both parties.

License Verified:

License: 0756665

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
DIAI Insurance Brokerage logo
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License Verified:

License: 0567179

California Department Of Insurance

DIAI Insurance Brokerage

7561 Center Drive, Huntington Beach, CA 92647
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  • Bundling Option

Business Description

DIAI Insurance Brokerage is a firm in Orange County that services areas such as Huntington Beach. The company has been operating since 1972 and writes comprehensive auto insurance policies for personal and commercial vehicles. These provide protection from various road risks such as collisions, property damages, and personal injury liabilities. The company is an advocate of safety and emergency preparedness and incorporates road safety and disaster preparedness modules into its policy explanations and meetings.

License Verified:

License: 0567179

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
First West Insurance logo
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License Verified:

License: 0C41371

California Department Of Insurance

First West Insurance

16742 Gothard Street, Huntington Beach, CA 92647
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

First West Insurance is an independently owned and locally operated agency that offers a wide range of insurance options, including auto coverages. The agency represents multiple reputable carriers such as Safeco and Progressive to provide custom auto insurance policies. Serving the Huntington Beach and Fountain Valley areas since its formation in 1972, the agency assists potential clients with their inquiries and insurance application needs. The team of agents also works with existing clients who want to file a claim or expand their coverage.

License Verified:

License: 0C41371

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (22)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Huntington Pacific Insurance Agency logo
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Huntington Pacific Insurance Agency

7901 Professional Cir, Huntington Beach, CA 92648
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Business Description

Located in Huntington Beach, California, Huntington Pacific Insurance Agency is an independent insurance brokerage that was founded in 1983. The agency partners with dozens of insurers to create auto insurance policies customized to the needs of drivers in the Santa Ana metro area. It has experience insuring all types of vehicles, including motorcycles and RVs. Liability, property damage, and comprehensive are some of the many available coverage options. Huntington Pacific Insurance Agency also offers life and homeowners insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (211)
Yelp
5.0 / 5 (33)
Facebook
5.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sarah Atkinson logo
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License Verified:

License: 0E81340

California Department Of Insurance

Sarah Atkinson

15061 Springdale Street, Huntington Beach, CA 92649
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  • Multiple Carriers

Business Description

Sarah Atkinson is an independent and licensed State Farm Insurance agent that serves clients in Huntington Beach, Orange County, Newport Beach, Anaheim, Irvine, and surrounding areas. She offers a wide variety of insurance products and services such as auto insurance, motorcycle insurance, RV insurance, boat insurance, renters insurance, and much more. The State Farm insurance she offers provides auto insurance coverage for teen drivers, rental cars, and sports cars. Sarah Atkinson has been a State Farm Insurance agent for 37 years.

License Verified:

License: 0E81340

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (106)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
SoCal Insurance & Financial Services logo
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License Verified:

License: 0C89473

California Department Of Insurance

SoCal Insurance & Financial Services

18141 Beach Boulevard, Huntington Beach, CA 92648
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  • Bundling Option

Business Description

SoCal Insurance & Financial Services has over three decades of experience providing insurance solutions in Huntington Beach. This family-owned company works with different insurance carriers to offer a selection of products to its clients. Its insurance advisors inform car owners of California's auto insurance variables, such as annual mileage, driving record, and driving experience, and aid in understanding state-imposed requirements. They also educate clients about policy coverages, including comprehensive, collision, and medical expenses. Moreover, they help cover damage from uninsured motorists.

License Verified:

License: 0C89473

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.8 / 5 (32)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sun Vista Insurance Services, Inc. logo
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License Verified:

License: 0741575

California Department Of Insurance

Sun Vista Insurance Services, Inc.

21062 Brookhurst St 104, Huntington Beach, CA 92646
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Business Description

Sun Vista Insurance Services, Inc., is a car insurance agency that serves families in Huntington Beach and the surrounding areas. It assists local residents in protecting their vehicles by obtaining an auto insurance plan from reliable carriers such as National General Insurance, Progressive, and Safeco Insurance. Other than auto insurance, the agency also offers motorcycle insurance and motor home insurance products. The team at Sun Vista Insurance Services, Inc., believes in personal service.

License Verified:

License: 0741575

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Western Republic Insurance Services logo
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License Verified:

License: 0F23513

California Department Of Insurance

Western Republic Insurance Services

19900 Beach Boulevard, Huntington Beach, CA 92648
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  • RV & Motorhome

Business Description

Western Republic Insurance Services is a car insurance agency located in Huntington Beach. Its team of independent insurance agents assists clients in comparing quotes to find an insurance policy covering their needs. It also provides coverage for classic car insurance, RV insurance, home insurance, life insurance, and commercial insurance. Western Republic Insurance Services stands out as an insurance agency for its partnership with DonorSee, with a portion of the premiums donated going to funding for various charity projects.

License Verified:

License: 0F23513

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (72)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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