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Best Local Car Insurance Agencies in Costa Mesa

2023

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Website
21062 Brookhurst Street, Huntington Beach, CA 92646
  • Multiple Carriers

Why choose this provider?

Sun Vista Insurance Services, Inc., is a full-service insurance management firm that caters to the personal and commercial insurance needs in Costa Mesa and nearby localities. The company assists individuals, families, and business owners in obtaining the right auto insurance policy that best suits their needs and resources. Its independent insurance agents compare coverage options of multiple providers and create a customized policy based on their client's requirements. The company prides itself on its timely, efficient, and hassle-free service.

License Verified:

License: 0741575

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Website
2503 Eastbluff Drive, Newport Beach, CA 92660
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Mike Ferraro Jr. is an auto insurance agent that serves residents around the Costa Mesa area, as well as those in Newport Beach and Orange County. Coming from a family also in the insurance industry, Ferraro J.r has been educating people on managing risk and finding the perfect insurance coverage for their needs since 2015, promising transparent and top-level customer service for his clients. He also helps clients looking for options regarding homes, renters, life, and small business insurance.

License Verified:

License: 0M16727

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
5.0 / 5 (20)
Facebook
5.0 / 5 (16)
Google
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3151 Airway Avenue, Costa Mesa, CA 92626
  • Multiple Carriers

Why choose this provider?

Based in Costa Mesa, Peter Green Insurance Agent is an auto insurance agency that provides insurance services for individuals and businesses. Under its auto insurance coverage, it offers a variety of choices for coverage including collision, comprehensive, medical payments, and bodily injury insurance. With over 14 years of insurance experience, the agents approach their clients' concerns from their point of view by discussing and determining the insurance that they need while making sure that it is still within their budget.

License Verified:

License: 0G81352

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9042 Garfield Avenue, Huntington Beach, CA 92646
  • Multiple Carriers

Why choose this provider?

Joel Samuels is a State Farm agent who writes car insurance in Costa Mesa. He and his team also offer home, life, health, and business policies to protect their clients and assets. They inform clients about different options and advise based on their insurance needs. A life-long resident of Costa Mesa himself, Joel Samuels supports various local organizations and schools because he believes in the importance of helping his community.

License Verified:

License: 0K75626

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2072 Orchard Drive, Newport Beach, CA 92660
  • Multiple Carriers

Why choose this provider?

News Insurance Services, Inc., is an insurance provider located in Newport Beach that extends its services to the people of Costa Mesa. Family-owned and operated, it works with a carefully selected group of reputable insurance carriers to answer the various needs of clients, including standard auto insurance. The company’s professional agents draw up multiple quotes for motorists to choose from based on their personal requirements and preferences. News Insurance Services also insures commercial vehicles, classic cars, and boats.

License Verified:

License: 0E61920

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
3013 Douglas Boulevard, Costa Mesa, CA 95661
  • Multiple Carriers

Why choose this provider?

Cliff Cottam Insurance Services is a full-service insurance firm that has been serving Costa Mesa and neighboring localities for nearly two decades. Established in 2004, the independent insurance agency protects individuals, families, and business owners against financial losses and unprecedented risks that involve their vehicles through an auto insurance policy. Its agents shop for coverage options like property, liability, and medical protection among different carriers. They also guide customers in handling premiums, deductibles, and claims filing.

License Verified:

License: 0N07168

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1120 Bristol Street, Costa Mesa, CA 92626
  • Multiple Carriers

Why choose this provider?

Shorepoint Insurance Services is an insurance provider based in Costa Mesa, serving individuals, families, and businesses throughout the State of California. Since 1962, it has been designing a wide variety of customized protection plans, including auto insurance. Its independent insurance brokers help vehicle owners obtain coverage against physical damage to their car, as well as from bodily injury or property damage to others. Shorepoint Insurance Services also assists clients to insure collector vehicles, boats, and recreational vehicles.

License Verified:

License: 0K07568

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3931 Birch Street, Newport Beach, CA 92660
  • Multiple Carriers

Why choose this provider?

Premier Associates Insurance Brokers is an independent agency that provides insurance protection for individuals and families in Costa Mesa and nearby areas. The insurance agents at this firm offer car insurance policies that cover clients financially from car accident-related injuries, medical bills, liabilities, property damages, and lost wages. The other products they offer are homeowners', renters', business, and commercial insurance. Customers can access the agency's website anytime to make changes to their policies, send payments, or make a general inquiry.

License Verified:

License: 0H31754

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (19)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
880 West 19th Street, Costa Mesa, CA 92627
  • Multiple Carriers

Why choose this provider?

Wigmore Insurance Agency Inc. is an independent insurance agency operating in the Costa Mesa metro and surrounding areas. The company provides insurance products for personal and commercial needs including its auto insurance policies. The policies provide coverage for bodily injuries caused to others during an accident as well as physical damages sustained by the vehicle. Wigmore Insurance Agency was founded in 1952 by insurance professional and businessman Robert J. Wigmore.

License Verified:

License: 0811959

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
5.0 / 5 (15)
Google
4.3 / 5 (3)
Facebook
3.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7561 Center Drive, Huntington Beach, CA 92647
  • Bundling Option

Why choose this provider?

DIAI Insurance Brokerage Inc. is a full-service insurance company that has been serving the Costa Mesa metro area and nearby communities for more than 40 years. Founded in 1972, the firm provides financial protection to car owners and motorists against accidents and potential risks through an auto insurance policy. Its agents work with several insurance companies that can provide different coverage options—such as bodily injury and property damage liabilities, medical payments, comprehensive, collision, and uninsured motorist coverage. The company also serves clients throughout Arizona, California, and Nevada.

License Verified:

License: 0567179

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2151 Michelson Drive, Irvine, CA 92612
  • Multiple Carriers

Why choose this provider?

Professional Choice Insurance is an independent insurance agency serving Costa Mesa and the rest of California. The firm represents multiple carriers to provide more extensive insurance coverages to individuals, families, and businesses. Its broad list of insurance products includes a policy for car owners which covers liability, collision, and comprehensive coverage. Moreover, the company's sole mission is to match its clients with the best insurance package that suits their unique lifestyles.

License Verified:

License: 0E38484

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1914 Meyer Place, Costa Mesa, CA 92627
  • Multiple Carriers

Why choose this provider?

College Student Insurance Service, Inc., which is located in Costa Mesa, offers a full range of financial protection services. The family-operated company provides different insurance products including auto insurance. The agency works with various carriers to create car insurance plans for clients that may include property coverage, medical coverage, and liability coverage. Some of the insurance providers the professionals work with are MetLife, Progressive, and Safeco Insurance. College Student Insurance Service, Inc., has been insuring clients for over five decades.

License Verified:

License: 0787082

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (42)
Google
5.0 / 5 (20)
Yelp
4.5 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the mandatory minimum liability insurance motorists must have to drive legally in Costa Mesa?

    In order to drive legally in Costa Mesa, motorists must have liability insurance that covers $15,000 for the death or injury of one individual in a car accident. In addition, the insurance policy must offer a minimum of $30,000 in coverage for all parties involved in an auto accident that the insured motorist caused.

  • Why do drivers in Costa Mesa need higher liability coverage than the minimum requirement of car insurance laws in California?

    Costa Mesa drivers must carry higher liability coverage than the minimum required by California law for better financial protection. If a vehicle is declared a total loss, replacement costs can exceed the limited $5,000 property damage coverage. Additionally, California's car accident laws allow individuals to initiate bodily injury lawsuits for up to two years following an accident and property damage claims for up to three years after the incident. This extends a driver's liability beyond the immediate aftermath of the accident.

  • What is the difference between full coverage and liability-only car insurance policies available to Costa Mesa motorists?

    Costa Mesa drivers can enjoy enhanced benefits with a comprehensive insurance policy, including gap coverage, roadside assistance, and rental reimbursement. Conversely, those seeking more budget-friendly alternatives can choose a liability-only policy, which provides coverage for medical expenses and accident-related repairs when they are deemed responsible for the incident.

  • Can illegal immigrants in Costa Mesa get car insurance under California law?

    Yes, illegal aliens living in Costa Mesa can get insurance if they have a driver’s license. California’s AB 60 law stipulates that undocumented immigrants who can provide satisfactory proof of identity and California residency are eligible to apply for a driver's license. The law aims to improve road safety by ensuring more drivers are licensed and insured.

  • Is car insurance higher in Costa Mesa compared with the state and national averages?

    Yes. In Costa Mesa, the annual cost for full-coverage insurance typically amounts to $2,449. This figure is roughly 4% above the average for California, which stands at $2,550. It is also 11% higher than the national average of $2,216. Minimum-coverage car insurance comes at an average monthly cost of $55, equivalent to $655 annually. The average monthly expense for full-coverage auto insurance is $212, accumulating $2,550 annually.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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