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Best Health Insurance Agencies in Newport Beach

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Newport Beach Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.






Top Picks

Learn about our selection process.


featured provider = Featured Provider

3 Corporate Plaza Drive, Suite 110, Newport Beach, CA 92660
WebsiteLicense: 0B29993 Rating

Review Sources

5.0 (97)
3.9 (15)

Why choose this provider?

Kathleen Peters is a professional who provides health insurance to clients in Newport Beach. She also provides relocation assistance to families and individuals. For almost three decades, she has been an insurance agent for State Farm, a company that has offered a wide range of personal and business insurance products for almost a century. She also focuses on helping women entrepreneurs with their business insurance needs. Other insurance products she offers include home, health, life, auto, and property insurance.

  • Health Insurance

4425 Jamboree Road Ste 280, Newport Beach, CA 92660
WebsiteLicense: 0H04124 Rating

Why choose this provider?

Jason Starkman is a State Farm agent who assists individuals, families, and small business owners with their insurance and financial service needs. Serving the Newport Beach community since 2011, he aims to help people set up a plan of protection from significant financial loss caused by unexpected medical, surgical, and hospital costs. Starkman extends his services to clients in California, Nevada, Arizona, and Oregon. He also assists with other insurance policies, such as auto, home, business, and life insurance.

  • Life Insurance
  • Medicare Supplements
  • Health Insurance

6306 W. Pacific Coast Hwy, Newport Beach, CA 92663
WebsiteLicense: 0F57784 Rating

Review Sources

5.0 (11)
5.0 (11)
5.0 (1)

Why choose this provider?

Based in Newport Beach, Tad Buchoz Insurance specializes in helping individuals, families, and businesses acquire health and life insurance. For health insurance, it offers long-term and short-term disability coverages and long-term care insurance. Its agents also help clients acquire Medicare policies and its supplement plans. Term life insurance coverage is also available. Tad Buchoz, the company's lead agent, has been working in the insurance industry since 2013. He is a member of the Association of California Insurance Professionals.

  • Medicare Supplements
  • Life Insurance
  • Health Insurance

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • If you have an HMO plan in Newport Beach, what kind of costs should you expect to pay?

    In many cases, you may have to pay a specific co-payment amount every time you fill a prescription or visit a doctor. You may also have to pay for co-insurance, usually a percentage of the total cost, to get some medical services if you have an HMO plan in Newport Beach. In addition, if you go to a medical provider outside your insurance's network, you may have to pay some, if not all, of the costs unless in emergency situations.

  • In Newport Beach, what are the things you should consider if it is your first time getting health insurance?

    Remember that you are covered by your parent's health insurance until you turn 26 years old. After you lose this coverage, you must purchase a health insurance plan within 60 days. This is part of the enrollment period requirement to ensure continuous coverage. Some ways you can obtain insurance in Newport Beach are through your employer group plan, by buying a policy in Covered California, or by applying for Medi-Cal if you have limited income.

  • Should your employer in Newport Beach provide health insurance if you work 30 hours a week?

    Under California laws, W-2 employees in Newport Beach working 30 hours a week on average must be eligible for group health insurance. Rendering these minimum hours makes you a full-time employee. Employers with more than 50 full-time employees will face tax penalties if they violate this requirement. However, those with less than 50 employees are not required by any state or federal law to comply with this requirement.

  • In what ways can a PPO plan in Newport Beach be better than an HMO plan?

    PPOs or Preferred Provider Organizations in Newport Beach offer you personal freedom and more choices when seeing or going to a healthcare provider. This is in contrast with an HMO or Health Maintenance Organization plan which only allows you full benefits if you choose a provider within the insurance's network. Additionally, you have to see a primary care doctor before you can see a specialist if you have an HMO, which is not necessary in a PPO plan.

  • Are there out-of-pocket costs for preventive care services in Newport Beach?

    Most health plans in Newport Beach do not have out-of-pocket costs for preventive care services. Such costs can be co-insurance, co-pays, or deductibles. Preventive care services include cancer screening, routine vaccines, birth control, obesity counseling, and blood pressure tests. Children may also benefit from vision and screening tests and regular pediatrician checkups.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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