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Best Life Insurance Companies in Newport Beach

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2023
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ACACIA Insurance Services logo

License Verified:

License: 0I06664

California Department of Insurance

ACACIA Insurance Services

4667 Macarthur Boulevard, Newport Beach, CA 92660
  • Life Insurance

Business Description

ACACIA Insurance Services is led by its founder and president Craig Matesky who has 25 years of experience in the life insurance industry. The company offers customized insurance solutions to individuals and corporate clients in Newport Beach and other neighboring communities. The agency is partnered with insurance carriers and finds the most appropriate coverage that matches its clients' financial goals. It offers 10-year, 15-year, 20-year, and 30-year term insurance policies and traditional long-term care insurance.

License Verified:

License: 0I06664

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Balboa Pacific logo
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License Verified:

License: 0I96581

California Department of Insurance

Balboa Pacific

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5020 Campus Drive, Newport Beach, CA 92660
  • Life Insurance
  • Health Insurance

Business Description

Balboa Pacific is an insurance service provider headquartered in Newport Beach. The agency offers various insurance products from a wide range of carriers. Its team of agents offers life insurance policies, including term and whole-life coverage. The team assists clients in choosing a policy by considering their needs and financial capabilities. In addition to life insurance, the agency provides an array of health insurance coverages that provide discounts for outpatient and inpatient care services, emergency room visits, and preventive services.

License Verified:

License: 0I96581

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jerry Estabrook logo
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License Verified:

License: 0F09645

California Department of Insurance

Jerry Estabrook

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2700 East Coast Highway, Newport Beach, CA 92625
  • Life Insurance
  • Health Insurance

Business Description

Jerry Estabrook works in Newport Beach as a licensed agent for State Farm Insurance. One of his specialties is life insurance services. He offers whole, universal, and term insurance policies. He also assists clients when they need to change their policies or update their beneficiaries. He explores financial solutions that his company offers and helps clients in finding the insurance coverage that fits their situation. Jerry also offers other products such as auto, property, business, and health insurance.

License Verified:

License: 0F09645

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Yelp
4.0 / 5 (12)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kathleen Peters logo
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License Verified:

License: 0B29993

California Department of Insurance

Kathleen Peters

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15 Corporate Plaza Drive, Newport Beach, CA 92660
  • Life Insurance
  • Health Insurance

Business Description

Kathleen Peters is a State Farm insurance agent who has served clients in Newport Beach for over 28 years. She provides life and health insurance policies, as well as pet insurance. She offers coverage for properties, such as homes and automobiles. Additionally, she specializes in risk management solutions for women-owned businesses and other commercial insurance products. Kathleen also provides services for banking, mutual funds, and annuities. Her team is composed of English and Spanish-speaking agents.

License Verified:

License: 0B29993

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
4.0 / 5 (11)
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Murvay Insurance logo
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License Verified:

License: 0I32344

California Department of Insurance

Murvay Insurance

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1001 Dove Street, Newport Beach, CA 92660
  • Life Insurance

Business Description

Murvay Insurance provides customized insurance plans for residents and businesses in the Newport Beach area. It offers life insurance products, as well as coverage for vehicles, watercraft, homes, rental properties, and condos. Additionally, clients can avail of umbrella policies to provide additional coverage for excess liabilities. Commercial insurance such as open and specified perils policies. Murvay Insurance is a Dave Ramsey Endorsed Local Provider, working with multiple insurance carriers to provide the needs of its clients.

License Verified:

License: 0I32344

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (10)
Yelp
4.0 / 5 (9)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Nabavian Insurance Agency logo

License Verified:

License: 0I78923

California Department of Insurance

Nabavian Insurance Agency

2915 Red Hill Avenue, Costa Mesa, CA 92626
  • Life Insurance
  • Health Insurance

Business Description

Nabavian Insurance Agency is a multi-line independent agency that serves clients in Newport Beach and nearby areas. The agency focuses on providing a range of life insurance products from multiple insurance carriers, including MetLife, Guard Insurance Group, Applied Underwriters, Nationwide, Progressive, Anthem Blue Cross Blue Shield, and Blue Shield of California. It also offers health, disability, general liability, homeowners, auto, and commercial auto insurance. Neda Nabavian is the owner of Nabavian Insurance Agency. She has been serving as its president since 2009.

License Verified:

License: 0I78923

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Yelp
5.0 / 5 (15)
Facebook
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Newport Beach Insurance Center logo
Visit WebsiteWebsite

License Verified:

License: 6003244

California Department of Insurance

Newport Beach Insurance Center

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120 Tustin Avenue, Newport Beach, CA 92663
  • Life Insurance
  • Health Insurance

Business Description

Established in 2018, Newport Beach Insurance Center offers life insurance products. Its managing broker, Brett Fulmer, is a regular contributing author for an insurance blog called Insurance Nerds. Fulmer established the company to fuse insurance and technology. The agency offers access to a diverse network of insurance carriers, such as AIG, John Hancock, MetLife, Hagerty, and Safeco. Newport Beach Insurance Center also offers services such as home, auto, and umbrella insurance.

License Verified:

License: 6003244

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Newport Benefits Insurance Solutions logo
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License Verified:

License: 0M66986

California Department of Insurance

Newport Benefits Insurance Solutions

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260 Newport Center Drive, Newport Beach, CA 92660
  • Life Insurance
  • Health Insurance
  • Individual Plans
  • Group Plans

Business Description

Newport Benefits Insurance Solutions is an independent insurance and risk management company that serves residential and commercial clients in Newport Beach and its surrounding areas. It offers a comprehensive suite of insurance products and services, including life, health, commercial liability, and hazard insurance coverage. The company is managed by a staff of professional insurance agents able to evaluate business or individual customers’ needs and financial status and propose protection plans that meet their criteria. Newport Benefits Insurance Solutions also offers medical malpractice and professional liability insurance. 

License Verified:

License: 0M66986

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Orange County Health & Life Insurance logo
Visit WebsiteWebsite

License Verified:

License: 0C69281

California Department of Insurance

Orange County Health & Life Insurance

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5020 Campus Drive, Newport Beach, CA 92660
  • Life Insurance
  • Health Insurance

Business Description

For over 20 years, Orange County Health & Life Insurance has served Newport Beach and the surrounding communities. The independent agency shops for term life, permanent life, and universal life plans from national and regional insurance carriers. It also processes applications and answers queries about life insurance policies online. This includes possible coverages like final expenses, mortgage protection, income replacement, and death benefits. Orange County Health & Life Insurance also provides different health insurance plans, such as Medicare, dental, vision, and long-term care policies.

License Verified:

License: 0C69281

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (12)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sansevieri Insurance Services logo

License Verified:

License: 0790506

California Department of Insurance

Sansevieri Insurance Services

275 Lower Cliff Drive, Laguna Beach, CA 92651
  • Life Insurance
  • Health Insurance

Business Description

For over 34 years, Sansevieri Insurance Services has been serving California's Orange Coast, including Newport Beach and Laguna Beach. It specializes in life insurance services, offering clients whole life, term life, and universal life insurance products. It assists clients in identifying their insurance priorities and find solutions appropriate to their defined needs. The company represents multiple insurance carriers and also provides other products such as group medical coverage, dental and vision benefits, as well as annuities.

License Verified:

License: 0790506

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Shea Ferraro logo
Visit WebsiteWebsite

License Verified:

License: 0M77534

California Department of Insurance

Shea Ferraro

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2700 West Coast Highway, Newport Beach, CA 92663
  • Life Insurance
  • Health Insurance

Business Description

Shea Ferraro is an agent at State Farm Insurance, serving the insurance needs of clients in Newport Beach. He has over 12 years of experience in the industry, offering life insurance products such as whole life, term life, and universal life insurance coverage. As an agent for the company since 2009, Ferraro also provides other types of insurance options, such as car, home and property, small businesses, health, disability and liability, and pet medical plans.

License Verified:

License: 0M77534

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.0 / 5 (22)
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Signature Insurance Services logo
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License Verified:

License: 0D78390

California Department of Insurance

Signature Insurance Services

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2436 West Coast Highway, Newport Beach, CA 92663
  • Life Insurance

Business Description

Signature Insurance Services is an insurance firm in Newport Beach. It specializes in group life and disability insurance services, offering products such as life insurance, health insurance, disability insurance, and dental plans for company employees or members of organizations. It represents multiple carriers, allowing its agents and clients to explore and choose from a range of insurance plan designs. It monitors the group insurance industry and updates its clients' products based on any changes in benefits, legislation, and carrier procedures.

License Verified:

License: 0D78390

California Department of Insurance

Tad Buchoz Insurance logo
Visit WebsiteWebsite

License Verified:

License: 0F57784

California Department of Insurance

Tad Buchoz Insurance

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6306 West Pacific Coast Highway, Newport Beach, CA 92663
  • Life Insurance

Business Description

Tad Buchoz Insurance is an insurance firm that serves clients in the Newport Beach area. It offers a range of life insurance policies to help clients prepare for unexpected future circumstances and provide financial security to their families and loved ones. Its policies include permanent and term life. It also provides risk protection policies for retirement and annuities. Its principal agent, Tad Buchoz, was a competitive surfer and has worked in the mortgage and automotive fields before joining the insurance industry.

License Verified:

License: 0F57784

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.