Best Mortgage Refinance Companies in Newport Beach

Crystal Lending Group carries more than 15 years of experience in the mortgage industry. It offers mortgage refinancing services to help homeowners in the Newport Beach area lower their monthly rates, take cash out from the equity of their properties, or consolidate debts. It also provides various lending options for people who wish to buy a house such as fixed-rate mortgages, FHA, VA, and jumbo loans. The company's team members assist clients through every step of the loan process, from pre-approval to closing.

Justin Beres is the branch manager at Nexa Mortgage who offers refinancing to homeowners in Newport Beach. He aids clients who want reduced monthly payments and loan terms and those who seek cash from equity. The agent helps borrowers choose the best program for their needs with the use of an analysis tool that lets them compare options based on their criteria. FHA, VA, jumbo, FRMs, and ARMs are also available. Beres works with over 140 lenders at Nexa Mortgage to get the best rates.

MD Financial serves clients across Newport Beach and the neighboring areas. It caters to homeowners needing assistance with applying for mortgage refinancing services, which help reduce their monthly payments and lower their rates. Its team of loan officers guides home buyers in obtaining loans appropriate to their financial goals, including FHA, conventional, jumbo, and VA. Reverse mortgage loan programs for individuals aged 62 and older are also available. MD Financial provides non-qualifying mortgages for borrowers using bank statements to verify their income.

New American Lending is a mortgage company in Newport Beach that serves homeowners throughout the local area. It offers customers different types of loan programs, which include home purchase loans and refinance. It deals with conventional, FHA, USDA, and jumbo loans. Its team of mortgage professionals, which consists of loan officers, processing managers, and realtors, has experience handling refinance options for single-family homes, townhouses, condominiums, and multi-family properties. Sam Pabuwal has been operating New American Lending since 2004.

Pacific Coast Home Loans & Realty, Inc. has been serving the residents of Newport Beach and its surrounding communities since 2002. It helps homeowners lower their interest rates and monthly payments or withdraw cash from the equity in their homes through mortgage refinancing. Its team members work with different lenders to assist clients in securing the loan program that matches their needs, whether it is an adjustable-rate, 30-, 20-, or 15-year fixed-rate mortgage. One customer praised the company's staff for responding to their emails within minutes.

Platinum Lending Solutions serves clients in Newport Beach and the neighboring areas. It offers mortgage solutions for home refinances, purchases, improvements, and investments. It guides clients in navigating mortgage refinancing products and understanding the different mortgage options suited to them. Its team of mortgage planners also helps clients structure their refinancing transactions and recommends ways to correct credit report errors to improve their credit scores and obtain favorable loan terms. Robert Bobby Darvish, the company's CEO, is a certified mortgage planner.

Since its inception in 2003, Rancho Vista Mortgage has worked to revolutionize the mortgage industry by providing individuals with mortgage loans, refinancing products, and financial strategies. This Newport Beach-based brokerage firm assists homeowners in navigating various loan programs, shopping for interest rates from a variety of lenders across the country, and guiding clients in selecting a plan that meets their specific needs. The company employs a lending team with more than 30 years of combined mortgage experience.

Rippon Capital is a Newport Beach-based mortgage brokerage firm. It helps homebuyers, owners, and investors seeking to refinance their properties by crafting personalized solutions that suit their financial circumstances, goals, lifestyles, and needs. The company has access to hundreds of wholesale lenders, enabling borrowers to obtain financing options that fit their scenarios. Mortgage loan originator Ryan Rippon is a real estate broker and investor who utilizes his insider knowledge of the home loan industry to assist his clients.

Scott English is a mortgage broker under United American Mortgage Corporation, representing over 60 banks and offering refinancing solutions to homeowners in Newport Beach. He offer FHA Mortgage Loans, Home Equity Loans,He Purcahse Money, Refinace Loans, Forign National Mortgage. He focuses on helping mortgage borrowers with their refinancing needs in situations such as divorce, application for reverse mortgages, and securing loans using ITIN cards as an immigrant. Additionally, the agent creates refinancing strategies for clients who have less-than-perfect credit or inconsistent income. English has been in the mortgage industry since 2000 and has a degree in real estate finance and entrepreneurship.

Valley View Home Loans provides Newport Beach residents with mortgage refinancing opportunities that aim to decrease monthly payments and lower interest rates. It also crafts home loan programs for property buyers. The company offers money loans for unexpected expenses or large purchases, as well as home equity loans that use the property as collateral. The business works to facilitate homeownership for individuals and helps them get approved by identifying their credit scores and checking their employment records.

VALOAN-Streamline is a local mortgage brokerage that primarily focuses on US veterans in and around Newport Beach. It offers different refinancing options for veterans, active service members, spouses, and other accepted beneficiaries, handling applications for VA, conventional, and FHA loans. It also processes various loans for purchasing purposes. VALOAN-Streamline is a division of Williams Financial, Inc., a mortgage brokerage firm that has been in the business since 2008. The firm's team provides 24/7 customer service.