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Best Mortgage Refinance Companies in Louisville
2021

We scored 305 Mortgage Refinance Companies in Louisville, KY and Picked the Top 15

Here are the Picks:

American Mortgage Solutions

Century Mortgage a division of Bay Equity Home Loans

Commonwealth Credit Union

First Commonwealth Mortgage

First Fidelity Mortgage

LightPoint Mortgage Company, Inc.

Metro Mortgage Lending, Inc

Mortgage Warehouse

Park Community Credit Union

Republic Bank

Transcend Credit Union

United Financial Group, LLC

West Point Bank

Wholesale Mortgage Source, LLC

Wilson & Muir Bank & Trust

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Louisville Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 305 189 15

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

American Mortgage Solutions

American Mortgage Solutions helps individuals in refinancing their mortgages in Louisville. The loans and mortgages that the service provider works with include 30-year fixed-rate mortgages, FHA loans, VA loans, 203 renovation loans, and reverse mortgages. It handles processes of securing loans and mortgages including filing of application, follow-up with creditors, to closing of deals. The company also provides online mortgage and rent-vs-buy calculators on its website and an online mortgage loan portal for mortgage loan application and processing monitoring.

Click to Call

10602 Timberwood Circle
Louisville, KY 40223

Website Instagram

(502) 327-9770 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 (Best)

Total Reviews:

61 (Best)

Score Consistency:

Consistent (Best)

Century Mortgage a division of Bay Equity Home Loans

Century Mortgage, a division of Bay Equity Home Loans, is a mortgage refinance company in Louisville that was founded in 2007. Century's team of loan officers help clients with fixed-rate mortgages, where a fixed interest rate is applied throughout the contract period, and adjustable-rate mortgages, where the interest rate periodically changes depending on the market. They also provide assistance in securing FHA loans, jumbo loans, USDA loans, and VA loans. They serve first-time buyers, property owners looking for additional properties to buy, and customers looking for refinancing options.

Click to Call

9931 Corporate Campus Drive
Louisville, KY 40223

Website Instagram

(502) 425-7740 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.5 / 5 (Best)

Total Reviews:

107 (Best)

Score Consistency:

Consistent (Best)

Commonwealth Credit Union

Founded in 1951, Commonwealth Credit Union is a nonprofit mortgage refinance company in Louisville that is owned and operated by its members. It provides home lending solutions, including refinancing conventional, FHA, VA, and USDA loans with adjustable or fixed rates. The company offers home equity line of credit loans to help clients finance bills, college, or vacations. Additional financial solutions include vehicle loans, signature cash lines of credit, student refinance loans, and recreational and adventure loans. Homeowners can benefit from an assistance program that allows them to skip mortgage payments up to three months. Commonwealth Credit Union also provides wealth management advice.

Click to Call

2126 S Floyd St
Louisville, KY 40208

Website

(800) 228-6420 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.2 / 5 (Better)

Total Reviews:

220 (Best)

Score Consistency:

Consistent (Best)

First Commonwealth Mortgage

First Commonwealth Mortgage seeks to address mortgage refinance needs in Louisville. Founded in 2000, this residential mortgage broker offers mortgage programs that are tailored to borrowers' needs. Its mortgage specialists help clients understand the refinance process, providing an online application option and working with in-house underwriting personnel for quick application approvals. Their refinance assistance also covers home equity cash-outs. A mortgage calculator is available on the company's website. First Commonwealth Mortgage also provides debt consolidation and home purchase services.

Click to Call

12004 Shelbyville Road
Louisville, KY 40243

Website

(866) 615-1492 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.5 / 5 (Best)

Total Reviews:

100 (Best)

Score Consistency:

Consistent (Best)

First Fidelity Mortgage

First Fidelity Mortgage provides mortgage refinancing services for homeowners in Louisville. The company's loan officers have more than four decades of combined experience in helping clients secure low mortgage rates. Established in 2012, the company offers step-by-step guidance for the refinancing process. It also works with numerous wholesale lenders to provide loans appropriate for different budgets. First Fidelity Mortgage offers conventional high balance loans, federal housing administration loans, and down payment assistance programs.

Click to Call

13117 Eastpoint Park Boulevard
Louisville, KY 40223

Website

(502) 657-4299 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 (Best)

Total Reviews:

67 (Best)

Score Consistency:

Consistent (Best)

LightPoint Mortgage Company, Inc.

LightPoint Mortgage Company, Inc., is a mortgage refinance company in Louisville. LighPoint's team of loan officers is headed by the managing principal broker, Jason Hostetler, who founded the company in 2011. It serves clients who want to build, buy, refinance, or sell their home and offers FHA, VA, jumbo, 203K, USDA, and HARP loans. The company also offers reverse, fixed-rate, and adjustable-rate mortgages. For those applying for a fixed-rate mortgage, it provides 15-year and 30-year contracts.

Click to Call

161 Saint Matthews Avenue
Louisville, KY 40207

Website

(502) 565-2511 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 (Best)

Total Reviews:

62 (Best)

Score Consistency:

Consistent (Best)

Metro Mortgage Lending, Inc

Metro Mortgage Lending, Inc., is a mortgage refinance company in Louisville. Founder and owner Bruce Dittmer started in the mortgage industry in 1996 and provides assistance in securing FHA loans, refinancing, USDA loans, VA loans, and home equity lines of credit. He also provides fixed-rate loans, where a single interest rate is applied throughout the duration of the loan contract, and adjustable-rate loans, where the interest rate changes depending on the state of the market.

Click to Call

2305 Hurstbourne Village Drive
Louisville, KY 40299

Website

(502) 491-4008 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 (Best)

Total Reviews:

82 (Best)

Score Consistency:

Variable (Good)

Mortgage Warehouse

Mortgage Warehouse has been helping individuals in refinancing their mortgages in Louisville since 2003. The loans and mortgages that the company offers include conventional, FHA, USDA, and VA loans. Its team of specialists includes management team members, loan originators, loan officer assistants, and mortgage and loan processing officers. The service provider also assists individuals in purchasing houses. The company is affiliated with the Mortgage Bankers Association and the Department of Veteran Affairs. Mortgage Warehouse has two offices in Fort Myers and Louiseville.

Click to Call

2011 Lake Point Way
Louisville, KY 40223

Website

(502) 429-9040 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 (Best)

Total Reviews:

158 (Best)

Score Consistency:

Consistent (Best)

Park Community Credit Union

Since 1985, Park Community Credit Union has been providing a full range of financial products to communities in the Louisville area. The mortgage refinance lenders in Louisville provide multiple lending solutions to help consolidate or reduce mortgage loan terms. Mortgage refinance options include conventional, jumbo, Express Home, FHA, and USDA loans. The company provides fixed-rate term limits ranging from five to 30 years. It also offers ARMs, a first-time home buyer program, home equity line of credit, and second mortgage financing options. The company has a student loan refinancing program as well. Park Community Credit Union provides multiple custom loans, including vacation, recreational, credit builder, and micro commercial loans.

Click to Call

2501 Blankenbaker Pkwy
Louisville, KY 40299

Website

(502) 968-3681 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 (Better)

Total Reviews:

141 (Best)

Score Consistency:

Consistent (Best)

Republic Bank

Republic Bank provides clients with home mortgage refinance in Louisville. The bank offers fixed-rate, adjustable-rate, FHA, VA, USDA, jumbo, home equity, and land and lot loans. When clients fill out online forms with their mortgage details and refinancing goals, Republic Bank's experienced loan officers provide a personalized plan to get the lowest mortgage interest rates, shorten terms, or obtain cash back from home equity. The team walks each client through their optimal mortgage refinancing solution and guides customers through the application process. Written resources and financial calculators about refinancing are available online. Republic Bank also offers personal and business loans.

Click to Call

3608 Walden Drive
Lexington, KY 40517

Website Instagram

(859) 533-0764 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4 / 5 (Better)

Total Reviews:

23 (Better)

Score Consistency:

Consistent (Best)

Transcend Credit Union

Transcend Credit Union provides home mortgage refinance in Louisville and the nearby areas. The credit union offers APRs and fixed-rate term limits ranging from five to 30 years to refinance loans for clients' primary residences. The mortgage professionals work with conventional, VA, FHA, and rural development loans. In addition, retirement mortgage plans that feature cash-out refinancing options are available. Transcend Credit Union also offers home equity line of credit loans to cater to clients' car or home repairs. Borrowers can take out personal and auto loans as well. The company has helped individuals achieve their financial goals for more than 80 years, and Datatrac certifies its interest rates.

Click to Call

12104 Shelbyville Rd
Louisville, KY 40243

Website

(502) 459-3000 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.4 / 5 (Better)

Total Reviews:

140 (Best)

Score Consistency:

Consistent (Best)

United Financial Group, LLC

Founded in 2002, United Financial Group LLC is a mortgage lending company that serves the Louisville area. The professionals refinance conventional, VA, FHA, and USDA loans. They offer loan preapproval via income, credit, and program qualification checks before embarking on the mortgage process. The experts provide 3, 5, 7, or 10-year ARMs and fixed-rate payment limits for up to 30-year loans. The company provides home equity loan products to facilitate residential improvements. The specialists additionally link clients to Realtors and provide mortgage advice to make the home buying process seamless. United Financial Group serves first- and second-home buyers and offers development loan solutions for aspiring or experienced developers.

Click to Call

2500 Hermitage Way
Louisville, KY 40242

Website

(833) 890-2200 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 (Best)

Total Reviews:

36 (Best)

Score Consistency:

Consistent (Best)

West Point Bank

West Point Bank is a locally operated bank that provides financial services to residents in Louisville and nearby areas. Its professionals discharge mortgage refinancing options to help customers save money by lowering monthly payments and interest rates. They provide various loan products for vacant land, mobile residences, investment properties, manufactured homes, and agricultural and farmland. The experts offer construction loans to finance clients' construction needs, and they help convert the loans to a permanent mortgage product after the home is complete. West Point Bank delivers bridge loans to help simplify the process of selling old homes or purchasing new ones, and the staff later converts the loan into a conventional mortgage.

Click to Call

601 Main St
West Point, KY 40177

Website

(270) 351-1414 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.1 / 5 (Better)

Total Reviews:

50 (Best)

Score Consistency:

Consistent (Best)

Wholesale Mortgage Source, LLC

Wholesale Mortgage Source LLC aids individuals in refinancing their mortgages in Louisville. The loan and mortgage options that the company handles include 30-year fixed mortgages, 15-year fixed mortgages, FHA loans, USDA loans, and reverse mortgages. It also assists in home purchases with its property listing and mortgage calculator, both found on its official website. The service provider is the sole proprietorship of mortgage broker Brian Curl. Wholesale Mortgage Source LLC's office is located in Louisville.

Click to Call

12700 Townepark Way
Louisville, KY 40243

Website

(502) 738-1003 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

84 (Best)

Score Consistency:

Consistent (Best)

Wilson & Muir Bank & Trust

Wilson & Muir Bank & Trust has offered mortgage refinancing services and supplied clients with personal and business loans for over a century in the greater Louisville area. Wilson & Muir Bank & Trust loan's officers and online financial calculators guide clients to the appropriate loan options for their goals and help them understand which mortgages they qualify for. Mortgage choices include 15- to 30-year fixed or adjustable, VA, and FHA loans. The company's team oversees the client through the refinancing application process, seeking to reduce monthly payments, take advantage of low-interest rates, pay off mortgages more quickly, and consolidate debts.

Click to Call

130 Saint Matthews Ave
Louisville, KY 40207

Website

(502) 348-5996 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.7 / 5 (Best)

Total Reviews:

38 (Best)

Score Consistency:

Consistent (Best)

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