Best Mortgage Refinance Companies in Louisville

Founded in 1951, Commonwealth Credit Union is a nonprofit mortgage refinance company in Louisville that is owned and operated by its members. It provides home lending solutions, including refinancing conventional, FHA, VA, and USDA loans with adjustable or fixed rates. The company offers home equity line of credit loans to help clients finance bills, college, or vacations. Additional financial solutions include vehicle loans, signature cash lines of credit, student refinance loans, and recreational and adventure loans. Homeowners can benefit from an assistance program that allows them to skip mortgage payments up to three months. Commonwealth Credit Union also provides wealth management advice.

Since 1985, Park Community Credit Union has been providing a full range of financial products to communities in the Louisville area. The mortgage refinance lenders in Louisville provide multiple lending solutions to help consolidate or reduce mortgage loan terms. Mortgage refinance options include conventional, jumbo, Express Home, FHA, and USDA loans. The company provides fixed-rate term limits ranging from five to 30 years. It also offers ARMs, a first-time home buyer program, home equity line of credit, and second mortgage financing options. The company has a student loan refinancing program as well. Park Community Credit Union provides multiple custom loans, including vacation, recreational, credit builder, and micro commercial loans.

Republic Bank provides clients with home mortgage refinance in Louisville. The bank offers fixed-rate, adjustable-rate, FHA, VA, USDA, jumbo, home equity, and land and lot loans. When clients fill out online forms with their mortgage details and refinancing goals, Republic Bank's experienced loan officers provide a personalized plan to get the lowest mortgage interest rates, shorten terms, or obtain cash back from home equity. The team walks each client through their optimal mortgage refinancing solution and guides customers through the application process. Written resources and financial calculators about refinancing are available online. Republic Bank also offers personal and business loans.

Transcend Credit Union provides home mortgage refinance in Louisville and the nearby areas. The credit union offers APRs and fixed-rate term limits ranging from five to 30 years to refinance loans for clients' primary residences. The mortgage professionals work with conventional, VA, FHA, and rural development loans. In addition, retirement mortgage plans that feature cash-out refinancing options are available. Transcend Credit Union also offers home equity line of credit loans to cater to clients' car or home repairs. Borrowers can take out personal and auto loans as well. The company has helped individuals achieve their financial goals for more than 80 years, and Datatrac certifies its interest rates.

Founded in 2002, United Financial Group LLC is a mortgage lending company that serves the Louisville area. The professionals refinance conventional, VA, FHA, and USDA loans. They offer loan preapproval via income, credit, and program qualification checks before embarking on the mortgage process. The experts provide 3, 5, 7, or 10-year ARMs and fixed-rate payment limits for up to 30-year loans. The company provides home equity loan products to facilitate residential improvements. The specialists additionally link clients to Realtors and provide mortgage advice to make the home buying process seamless. United Financial Group serves first- and second-home buyers and offers development loan solutions for aspiring or experienced developers.

West Point Bank is a locally operated bank that provides financial services to residents in Louisville and nearby areas. Its professionals discharge mortgage refinancing options to help customers save money by lowering monthly payments and interest rates. They provide various loan products for vacant land, mobile residences, investment properties, manufactured homes, and agricultural and farmland. The experts offer construction loans to finance clients' construction needs, and they help convert the loans to a permanent mortgage product after the home is complete. West Point Bank delivers bridge loans to help simplify the process of selling old homes or purchasing new ones, and the staff later converts the loan into a conventional mortgage.

Wilson & Muir Bank & Trust has offered mortgage refinancing services and supplied clients with personal and business loans for over a century in the greater Louisville area. Wilson & Muir Bank & Trust loan's officers and online financial calculators guide clients to the appropriate loan options for their goals and help them understand which mortgages they qualify for. Mortgage choices include 15- to 30-year fixed or adjustable, VA, and FHA loans. The company's team oversees the client through the refinancing application process, seeking to reduce monthly payments, take advantage of low-interest rates, pay off mortgages more quickly, and consolidate debts.