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Best Mortgage Refinance Companies in Evansville

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2023
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Clint Bender logo
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License Verified:

License: 17313

Nationwide Multistate Licensing System and Registry

Clint Bender

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1137 W. Mill Rd., Evansville, IN 47710
  • Reverse Mortgages

Business Description

Clint Bender of Fairway Independent Mortage Corporation is a home loan broker in Evansville. He has served in the financial industry for 15 years and also has over 10 years of experience as a mortgage banker. Clint and his team of loan professionals assist home buyers who need help with new property purchases and refinancing. He also provides mortgage solutions to all types of home buyers and company owners, including first-time buyers and individuals with fixed income.

License Verified:

License: 17313

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Heritage United Mortgage Services logo

License Verified:

License: 2334

Nationwide Multistate Licensing System and Registry

Heritage United Mortgage Services

1420 N Weinbach Ave, Evansville, IN 47711
  • New Construction

Business Description

Heritage United Mortgage Services is based in Evansville. It provides refinance assistance to homeowners in and around the community. Its staff reviews customers’ financial outlooks, lays out loan options, and walks them through the mortgage application and approval processes. DU Refi Plus is offered by the company for existing conventional loans. Programs designed for rural residents, doctors in training, and veterans are also available. Heritage United offers a mobile app, Mortgage Express, that includes loan status tracking and communication features.

License Verified:

License: 2334

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Jeffrey Jones logo
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License Verified:

License: 12120

Nationwide Multistate Licensing System and Registry

Jeffrey Jones

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3100 W Ray Rd Ste 201, Office 209, Evansville, IN 85226
  • Reverse Mortgages

Business Description

Jeffrey Jones is a loan officer under NEXA Mortgage who assists first-time and repeat homebuyers in Evansville. He offers refinancing loans and provides strategies on how clients can maximize mortgages. Fixed and adjustable rates, conforming, jumbo, and FHA, VA, and USDA loans are also provided. The agent explains the differences between each program, helping clients make informed decisions. Jones has been in the industry for over 13 years, believing that he can make a difference in people's lives through mortgage lending.

License Verified:

License: 12120

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lisa Gail Parsons logo

License Verified:

License: 135820

Nationwide Multistate Licensing System and Registry

Lisa Gail Parsons

501 N Cross Pointe Blvd, Evansville, IN 47715
  • New Construction

Business Description

Lisa Gail Parsons is an Evansville-based mortgage professional catering to the refinancing goals of borrowers in the community. She walks homeowners through the refinancing process, starting from consultation and application to approval and closing. She creates strategies to streamline the refinancing process, take the hassle out of clients, and find solutions that fit their individual needs. Lisa is a team member of Mortgage Masters of Indiana and has been a resident of the metro since 1993.

License Verified:

License: 135820

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (37)
Google
5.0 / 5 (2)
Mortgage Masters of Indiana logo

License Verified:

License: 126673

Nationwide Multistate Licensing System and Registry

Mortgage Masters of Indiana

501 N. Cross Pointe Blvd, Evansville, IN 47715
  • Multi-Family Loans

Business Description

Mortgage Masters of Indiana serves Evansville. It offers clients assistance with refinancing matters to help them manage existing loans and lower interest rates. The staff also aids them in other loan programs, such as FHA, USDA, VA, 203(k), and jumbo. Additionally, it helps senior citizens navigate reverse mortgages. A client praises one of its agents for being there every step of the way, even on nights and weekends, until their loan was approved. Its president, Shannon Curry Bartnick, has been in the mortgage industry since 1995.

License Verified:

License: 126673

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (101)
Google
4.9 / 5 (65)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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TRH Mortgage logo
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License Verified:

License: 1697022

Nationwide Multistate Licensing System and Registry

TRH Mortgage

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4600 Washington Ave., Evansville, IN 47714
  • Reverse Mortgages

Business Description

With an array of refinancing products, TRH Mortgage caters to the refinancing needs of residents in Evansville and the surrounding communities. It serves individuals who want to pay off existing loans, reduce interest rates, or modify mortgage length. It starts by providing an analysis tool that calculates mortgage rates and payments. Its expert brokers then deliver various options that correspond to the client's unique circumstance and help them make informed decisions by comparing interest rates and terms.

License Verified:

License: 1697022

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.5 / 5 (31)
Facebook
4.5 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.