Best Life Insurance Companies in Louisville

Why These Life Insurance Companies?

Our goal is to connect people with the best local experts. We scored Louisville Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 149 97 20

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Aines Carter & Associates

Aines Carter & Associates serves the insurance needs of Louisville residents, including life insurance in both whole life and term life formats. Its health insurance lines are targeted primarily toward Medicare recipients, with Medicare Part C (Medicare Advantage) and Part D (prescription drug coverage) available. Additionally, the agency offers Medigap policies to hedge against coverage gaps. Anthem, Cigna, Humana, John Hancock, and Bankers Fidelity are some of the carriers in the agency's network.

107A S First Ave Ste 1
La Grange, KY 40031


Assure America

Founded more than a century ago, Assure America is a life insurance agency in Louisville. Its team of professional, licensed agents works with clients to obtain quotes from top insurance providers and develop policies that protect the financial health of them and their loved ones in the event of an unexpected medical emergency or death. The company offers life insurance options such as whole and term policies, as well as a variety of health insurance policies.

806 Stone Creek Pkwy Ste 11
Louisville, KY 40223


Callistus Smith Agency

Founded in 1947, Callistus Smith Agency Inc. provides insurance services for clients in the Louisville area. It works with some of the top carriers in the area, such as Everett Cash Insurance and Indiana Farmers Insurance, to provide its clients with reliable and highly rated life insurance products. The company was voted the top agency in Southern Indiana in 2018 by Floyd County Readers' Choice and is a Trusted Choice Independent Insurance Agent.

3415 Paoli Pike
Floyds Knobs, IN 47119

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Merit Harbor Advisors

Merit Harbor Advisors offers personal and commercial insurance. This life insurance company in Louisville provides life insurance policies that are designed to protect policyholders' families against loss and liabilities after they've passed away. Benefits are typically used to cover final expenses such as funeral and burial costs, as well as to help beneficiaries cover ongoing living expenses. Other insurance options include renters' and homeowners' insurance, as well as auto insurance policies.

1238 E Broadway
Louisville, KY 40204


Miller Williams Insurance

Miller Williams Insurance is a life insurance agency in Louisville. It works with multiple carriers to help families and individuals access insurance policies that cover post-death expenses such as funeral costs, mortgage and other debts, and income replacement. Child term riders are available, as are accelerated death benefits, which allow the policyholder to withdraw funds against their policy should they become terminally ill. In addition to personal insurance, Miller Williams Insurance also works with businesses to provide employee benefits.

4350 Brownsboro Rd Ste 110
Louisville, KY 40207


Shepherd Retirement Services

Shepherd Retirement Services LLC is an independent agency that serves clients in Louisville and throughout its surrounding areas. The company is dedicated to helping its clients find insurance solutions that suit their needs and the needs of their family members. Working with a variety of providers, its agents help clients select life insurance, annuities, Medicare Advantage, and long-term care coverage. Customers can also select supplemental coverage options such as dental, vision, and hearing.

Louisville, KY 40223


The Way Agency

The Way Agency offers life and health insurance policies for clients in the Louisville area. Its team of experienced and licensed agents is focused on helping clients find insurance that works best for their needs, budget, age, and lifestyle. Healthcare insurance options include fee-for-service and managed care plans, as well as add-ons such as long-term care and short and long-term disability insurance. The Way Agency works with a variety of carriers, including MetLife, Progressive, and Liberty Mutual.

435 N Bardstown Rd Ste 3
Mount Washington, KY 40047


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