Best Mortgage Refinance Companies in Bloomington

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American Mortgage Service Company - Bloomington, IN logo
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License: 1730639

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American Mortgage Service Company - Bloomington, IN

1909 S. Walnut St., Bloomington, IN 47401
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Business Description

American Mortgage Services Company - Bloomington, IN, provides its services across the metro and the surrounding areas. It assists in helping individuals refinance their existing mortgage policies to shorten their loan terms and minimize their rates. It also guides them in accessing equity to obtain cash for their investment funds, major purchases, or debt payments. Its team of loan officers serves first-time homebuyers wishing to apply for USDA, VA, and FHA loans. The company has been addressing mortgage concerns since 1975.

License Verified:

License: 1730639

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
5.0 / 5 (10)
Google
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Hallmark Home Mortgage logo
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License: 53441

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Hallmark Home Mortgage

2680 E Main Street, Suite 212, Plainfield, IN 46168
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  • New Construction
  • Reverse Mortgages

Business Description

Hallmark Home Mortgage is a Fort Wayne-based firm that provides lending options to clients in Bloomington. Its loan officers help people find the right mortgage refinancing solution after carefully analyzing their goals and financial position. They walk clients through the process, whether the purpose is to lower monthly payments, decrease interest rates, reduce loan terms, or get cash out. The team also works with first-time homebuyers and those needing construction or renovation funds. Tina Bennett, the branch manager, has been in the mortgage industry for over 20 years.

License Verified:

License: 53441

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (252)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Indiana Mortgage Company logo
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License: 1585146

Nationwide Multistate Licensing System and Registry

Indiana Mortgage Company

3900 South Walnut Street, Suite C, Bloomington, IN 47401
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  • New Construction
  • Reverse Mortgages

Business Description

The Indiana Mortgage Company offers solutions to customers in and around Bloomington. Its team assists clients in consolidating their debts and lowering their interest rates by utilizing its familiarity with custom loaning plans and lending processes. It assists applicants in narrowing down specific options that match their current income situations and credit scores, as well as their desired terms for different payment periods. It also obtains options from various lenders after conducting a thorough analysis of the local mortgage market.

License Verified:

License: 1585146

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (30)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Mortgage Masters of Indiana logo
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License Verified:

License: 126673

Nationwide Multistate Licensing System and Registry

Mortgage Masters of Indiana

3939 S. Walnut St., Suite 3, Bloomington, IN 47401
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  • New Construction
  • Reverse Mortgages

Business Description

Mortgage Masters of Indiana caters to clients in Bloomington and nearby areas. Its mortgage loan originators and officers help homeowners planning to refinance their current loans, as well as individuals or investors seeking to apply for a mortgage program to purchase a property. As a full-service mortgage banker, Mortgage Masters of Indiana offers a selection of loan products, including VA, FHA, and USDA rural housing mortgages. The firm's president, Shannon Curry Bartnick, has been involved in the mortgage industry since 1995.

License Verified:

License: 126673

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (101)
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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