Best Homeowners Insurance Agencies in Louisville

Why These Homeowners Insurance Agencies?

Our goal is to connect people with the best local experts. We scored Louisville Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 324 198 9

Our Selection Criteria:

  • 1. Reputation

    A history of delighted customers and outstanding service.

  • 2. Credibility

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Experience

    Masters of their craft, based on years of practical experience and education.

  • 4. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

American Mutual Fire Insurance Co. of KY

American Mutual Fire Insurance Co. of KY is a locally owned insurance agency based in Louisville, Kentucky. Founded in 1874 by a group of farmers in Jefferson County, the firm has grown to provide a range of insurance solutions that include homeowners, dwelling, and farm coverage options for residents in the central Kentucky area. Policies available protect homeowners, farm owners, and individuals living in rental units against perils such as natural disasters, vandalism and theft, and personal liability.

4200 Gardiner View Ave Ste 202
Louisville, KY 40213


Fleitz Insurance

Located in Lousiville, the D M Fleitz Insurance Agency is an independent company licensed to provide unbiased insurance services in Kentucky, Indiana, and Tennessee. Drawing on over 34 years of experience, the agency offers home insurance amongst its wide range of products for individuals, families, and businesses. Working with its partners, it tailors each policy to the client, ensuring they are protected if their home is damaged or burgled, or if a third party makes a claim of injury.

9811 3rd Street Rd Ste B
Louisville, KY 40272


Heritage Insurance Service, Inc.

Founded in 1974 by Steven L. Turner, Heritage Insurance Service Inc. is a locally owned and operated, independent homeowners insurance agency that serves customers in the Louisville, Kentucky, area and has additional offices throughout the country. Heritage works with 115 prominent insurance companies, including Bristol West, Continental, Farmers, Hartford, New Hampshire Indemnity, Progressive, Safeco, and Travelers. The agency offers other types of insurance such as auto, motorcycle, trucking, life, health, and disability coverage.

920 Lily Creek Rd Ste 201
Louisville, KY 40243


Insurance Outlet

Insurance Outlet is an independent insurance agency that offers home insurance throughout the Louisville, Kentucky, metro area. Its homeowners insurance covers not only damage to clients' dwellings but also liability for injuries or property damage. The agency offers discounts to clients who have multiple policies, fire-resistant building materials, and security systems. Insurance Outlet partners with insurance carriers that include Travelers, Progressive, American Modern, MetLife, Foremost Insurance Group, and Safeco Insurance.

903 E Chestnut St
Louisville, KY 40204


Nolan Insurance Corporation

Nolan Insurance Corporation in Louisville, Kentucky, assesses the risks faced by homeowners in the local metro area and helps them determine the right level of home insurance required to completely protect their properties. It partners with a carefully selected group of insurance carriers to give homeowners options when it comes to buying needed insurance. Both all-risk and named-perils policies are available. The agency is a member of Trusted Choice and Independent Insurance Agents and Brokers organizations.

903 E Chestnut St
Louisville, KY 40204


Old Kentucky Insurance

Old Kentucky Insurance is an agency serving clients in the Louisville, Kentucky, metro area that offers and consults on insurance policies for homes, apartments, and condominiums. Its plans offer protection for the structure itself, guests, belongings, incurred medical costs, and living expenses. It also handles insurance policies for landlords to cover risks posed to tenant-occupied properties. Scheduled personal property coverage is available to clients with special possessions such as art, antiques, jewelry, and collectibles.

915 Lily Creek Rd
Louisville, KY 40243


R. H. Clarkson Insurance Agency, LLC

R. H. Clarkson Insurance Agency, LLC is a Louisville, Kentucky-based agency offering home insurance services to clients living throughout the metro area. These services are available to home owners as well as renters who need to insure personal items, and it insures condominiums as well as secondary residences. Umbrella liability plans are available to clients who wish to bundle their home insurance policy with auto or health insurance for all-encompassing coverage offered at a lower rate.

401 W Main St Ste 1500
Louisville, KY 40202


Reisert Group

Reisert Group is a Louisville, Kentucky-based insurance agency selling home insurance policies to clients all over the metro area since 1884. It provides coverage for single family homes and condominiums through affiliated providers and consults clients on the amounts and types of coverage they need to insure their home itself, structures on the same property, possessions, and additional expenses related to covered losses. Some of the companies Reisert Group represents include Progressive, Farmers, and MetLife.

1700 Ups Dr Ste 106
Louisville, KY 40223


Spalding Insurance Group

If you are tired of 1-800 numbers and long hold times, Spalding Insurance Group will be able to help you as they want you to RE-Think the way you see insurance. Founded in 1998 by Tom Spalding, Spalding Insurance Group is an independent insurance agency serving the Louisville, Kentucky, region with a host of personal insurance options, including homeowners insurance . The company's licensed agents have claims consulting experience who will work and help guide homeowners step-by-step through the process of selecting dwelling, liability, and property coverage backed by over 70 top rated companies in the nation, such as MetLife, Travelers, Progressive, Kemper, Mutual of Omaha, and The Hartford with one goal in mind, to get homeowners the best rates and coverages for their most valuable items. They also offer renters, life, and umbrella insurance policies for extra coverage not provided under typical homeowners insurance. Call, email, message them on Facebook or drop by their office and Re-Think insurance. 

300 Middletown Park Pl Ste C
Louisville, KY 40243


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