9 Best Louisville Homeowners Insurance Agencies

American Mutual Fire Insurance Co. of KY is a locally owned insurance agency based in Louisville, Kentucky. Founded in 1874 by a group of farmers in Jefferson County, the firm has grown to provide a range of insurance solutions that include homeowners, dwelling, and farm coverage options for residents in the central Kentucky area. Policies available protect homeowners, farm owners, and individuals living in rental units against perils such as natural disasters, vandalism and theft, and personal liability.

Located in Lousiville, the D M Fleitz Insurance Agency is an independent company licensed to provide unbiased insurance services in Kentucky, Indiana, and Tennessee. Drawing on over 34 years of experience, the agency offers home insurance amongst its wide range of products for individuals, families, and businesses. Working with its partners, it tailors each policy to the client, ensuring they are protected if their home is damaged or burgled, or if a third party makes a claim of injury.

Founded in 1974 by Steven L. Turner, Heritage Insurance Service Inc. is a locally owned and operated, independent homeowners insurance agency that serves customers in the Louisville, Kentucky, area and has additional offices throughout the country. Heritage works with 115 prominent insurance companies, including Bristol West, Continental, Farmers, Hartford, New Hampshire Indemnity, Progressive, Safeco, and Travelers. The agency offers other types of insurance such as auto, motorcycle, trucking, life, health, and disability coverage.

Insurance Outlet is an independent insurance agency that offers home insurance throughout the Louisville, Kentucky, metro area. Its homeowners insurance covers not only damage to clients' dwellings but also liability for injuries or property damage. The agency offers discounts to clients who have multiple policies, fire-resistant building materials, and security systems. Insurance Outlet partners with insurance carriers that include Travelers, Progressive, American Modern, MetLife, Foremost Insurance Group, and Safeco Insurance.

Nolan Insurance Corporation in Louisville, Kentucky, assesses the risks faced by homeowners in the local metro area and helps them determine the right level of home insurance required to completely protect their properties. It partners with a carefully selected group of insurance carriers to give homeowners options when it comes to buying needed insurance. Both all-risk and named-perils policies are available. The agency is a member of Trusted Choice and Independent Insurance Agents and Brokers organizations.

R. H. Clarkson Insurance Agency, LLC is a Louisville, Kentucky-based agency offering home insurance services to clients living throughout the metro area. These services are available to home owners as well as renters who need to insure personal items, and it insures condominiums as well as secondary residences. Umbrella liability plans are available to clients who wish to bundle their home insurance policy with auto or health insurance for all-encompassing coverage offered at a lower rate.