Best Mortgage Refinance Companies in Lexington

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Bradley Hacker logo
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License: 22435

Nationwide Multistate Licensing System and Registry

Bradley Hacker

1084 East New Circle Road, Lexington, KY 40505
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  • New Construction

Business Description

Bradley Hacker is a senior mortgage planner who leads Benchmark Mortgage. Serving for nearly 20 years, he extends his assistance to homeowners, first-time homebuyers, and borrowers with credit challenges in Lexington. H also handles foreclosures and refinancing processes, as well as provides lending options for residential renovation projects. In its mission to support US veterans, his company has a team of VA home loan specialists and has previously hosted a charity event to support veteran groups.

License Verified:

License: 22435

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (111)
Facebook
4.7 / 5 (44)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Bryan Dollins logo
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Bryan Dollins

2350 Regency Road D, Lexington, KY 40503
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Business Description

Bryan Dollins is a long-standing mortgage professional for Kentuckiana Mortgage Group Inc. serving individuals and families in Lexington and the neighboring areas. He has been in the industry for 19 years, helping clients purchase their first homes or refinance their current ones through the different mortgage products that his agency offers. In addition to refinancing programs, available loan options from Dollins include conventional loans, first-time homebuyer tax credit, HomeReady loans, and Home Possible loans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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HomeTown Lenders logo
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License: 65084

Nationwide Multistate Licensing System and Registry

HomeTown Lenders

2357 Huguenard Drive, Lexington, KY 40503
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  • Multi-Family Loans

Business Description

HomeTown Lenders provides mortgage refinancing for people in Lexington and other parts of Kentucky. The company specializes in mortgage loans and mortgage planning. It caters to clients who are home buyers and real estate agents. Branch manager Eric Kimble is recommended by numerous clients as their go-to mortgage professional. He has years of experience in the industry and has served thousands of clients in the state. He specializes in financial consultations, mortgage planning, and mortgage loans.

License Verified:

License: 65084

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (189)
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Interstate Mortgage logo
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License Verified:

License: 9601

Nationwide Multistate Licensing System and Registry

Interstate Mortgage

1795 Alysheba Way, Lexington, KY 40509
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  • Multi-Family Loans

Business Description

Interstate Mortgage is a Lexington-based company that provides mortgage refinancing services to homeowners. The team evaluates mortgage requirements and designs a plan depending on the client's needs. It also works on decreasing the interest rates of existing home mortgages so homeowners can pay less over the life of the loan, turn an adjustable-rate mortgage into a fixed-rate one, and even reduce the term of the loan. Additionally, the company handles HARP Phase 2 loans, a government-supported mortgage program.

License Verified:

License: 9601

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Detail
Just 4 You Home Loans logo
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Just 4 You Home Loans

110 E Main St #107, Georgetown, KY 40324
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Business Description

Just 4 You Home Loans caters to the lending needs of clients in Lexington and the surrounding areas. It provides prospective borrowers with refinancing services for various purposes, including debt consolidation, home improvement, and education funding. Refinance programs to lower interest rates, pay off balloon payments, convert adjustable-rate loans to fixed-rate loans, and extract cash equity are available. Loan options on offer include FHA, VA, and USDA RHS. The agency works with over 100 investors.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Detail
Marcos Volpini logo
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Marcos Volpini

1099 Duval Street, 2nd Floor, Lexington, KY 40515
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  • New Construction

Business Description

Marcos Volpini is a mortgage consultant at Prosperity Home Mortgage, LLC, who extends support to Lexington clients needing refinancing. It has a program called FHA Streamline that allows qualified borrowers to refinance an existing FHA mortgage loan. The company also offers standard or government-issued loans including VA, fixed, and adjustable mortgage programs. Prosperity Home Mortgage, LLC offers real estate investor loan programs wherein rental income may be used to qualify a borrower for a conforming fixed-rate investment loan by not having a current lease and rental history on a property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (49)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Mark Sammons logo
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License Verified:

License: 415603

Nationwide Multistate Licensing System and Registry

Mark Sammons

220 Lexington Green Circle, Lexington, KY 40503
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  • Reverse Mortgages
  • New Construction
  • Multi-Family Loans

Business Description

Mark Sammons is a loan officer for PrimeLending, a mortgage refinancing company. He has been offering his services in Lexington, Central Kentucky, and the nearby areas for over 15 years. He offers various products and services such as FHA mortgages, USDA loans, VA loans, downpayment assistance, and mortgage credit certificates. Mark also helps clients looking to convert a portion of their home's equity into cash. Clients who are looking to change their loan from an adjustable-rate mortgage to a fixed-rate loan can also seek his assistance.

License Verified:

License: 415603

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (44)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Michael Russell logo
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Michael Russell

2333 Alexandria Drive, Lexington, KY 40509
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  • Multi-Family Loans

Business Description

Michael Russell is a mortgage loan originator working for CBGC Mortgage. He helps individuals in Lexington and the surrounding communities requiring assistance in refinancing a mortgage. Michael provides guidance on how to take cash out to pay a high-interest debt or renovate a home, refinance to a lower payment to save for education or plan for retirement, and convert to a shorter term to reduce interest. He also helps with debt consolidation and private mortgage insurance elimination.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MSI Lending of Lexington logo
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License Verified:

License: 916451

Nationwide Multistate Licensing System and Registry

MSI Lending of Lexington

3270 Blazer Parkway, Lexington, KY 40509
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  • Reverse Mortgages
  • NMLS #: 39166

Business Description

MSI Lending of Lexington is a mortgage refinancing firm that guides clients through home loans and mortgage refinancing programs. The company is composed of NMLS certified loan specialists that are committed to providing personalized solutions to clients. It has a proven track record of helping clients reduce mortgage payments, cash-out equities, and shorten mortgage terms in the past. The firm also helps clients create additional cash flow channels through debt consolidation and conversion from adjustable to fixed mortgage rates.

License Verified:

License: 916451

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pro Mortgages LLC logo
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Pro Mortgages LLC

153 Prosperous Place Suite 2B, Lexingtonc, KY 40509
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  • New Construction

Business Description

Lexington-based Pro Mortgages LLC is an agency that offers real estate lending services to clients in the metro. It provides mortgage refinancing products to those who want to reduce their interest and monthly payments. The agency also offers mortgages, construction loans, and reverse mortgages. In addition, it helps clients tap into their home equity. The agency supports the government's Equal Opportunity in Housing program. Owner and senior loan officer Tom Probst has been in the industry since 1976.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stockton Mortgage logo
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Stockton Mortgage

88 C Michael Davenport Blvd, Frankfort, KY 40601
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  • New Construction

Business Description

Stockton Mortgage has been serving clients in Lexington since 2001. Its team helps homeowners who want to organize their finances by changing the terms of their property loans, leading to reduced monthly payments and lower interest rates. The company also offers a wide range of mortgages for new home buyers, such as FHA, USDA, VA, and conventional. In addition, clients can get loans for property renovations. The company was founded in 2001 and operates in 23 states.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sun Lending USA logo
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Sun Lending USA

1030 Monarch St, Suite 330, Lexington, KY 40513
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  • Reverse Mortgages

Business Description

Sun Lending USA is a mortgage bank that offers loans to individuals in Lexington planning to purchase a home or refinance one. Its mortgage rates vary from fixed-rate, adjustable-rate, interest-only to graduated payments. Borrowers can avail of a home loan type that appropriates their situations. For example, veterans can buy a house through a VA loan program that does not require a downpayment. The loan officers help clients in qualifying for and obtaining a suitable amount. The firm serves all counties of Kentucky.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Blair Team logo
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The Blair Team

141 Prosperous Place, Suite 25, Lexington, KY 40509
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Business Description

The Blair Team is a group of mortgage professionals serving Lexington and its surrounding communities through EMB Lenders. It assists individuals in different aspects of home purchasing and refinancing which involve first-time home buying, investment properties, new construction, downpayment assistance, and credit counseling and repair. A variety of loan programs is available, including VA, FHA, USDA, conventional, jumbo, and reverse mortgages. The team helps clients structure a loan that fits their needs and goals and guides them throughout the process.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Home Savings and Loan Company Of Kenton, Ohio logo
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License Verified:

License: 585528

Nationwide Multistate Licensing System and Registry

The Home Savings and Loan Company Of Kenton, Ohio

444 E Main St 106, Lexington, KY 40507
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  • Multi-Family Loans

Business Description

The Home Savings and Loan Company Of Kenton, Ohio, has guided residential and commercial clients through the lending process since 1888. It caters to individuals looking to purchase new homes or refinance their existing debts. It also has home lines of credit for homeowners opting to renovate their properties. For enterprises, it provides business lines of credit, commercial real estate financing plans, SBA grants, and working capital loans. The Lexington-based company also offers agriculture, construction, convention, USDA, and VA loans.

License Verified:

License: 585528

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
5.0 / 5 (6)
Google
3.5 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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