Best Mortgage Refinance Companies in Lexington

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Lexington Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 161 102 14

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Republic Bank

Founded in 1977, Republic Bank serves clients in need of home mortgage refinance in Lexington. The community bank helps homeowners refinance existing mortgages and individuals seeking to buy new homes. Clients with adjustable-rate mortgages or high interest rates may benefit from new mortgages with new terms. Refinancing their mortgages with Republic Bank helps clients build up home equity, consolidate debts, and make home improvements. Its loan officers help clients evaluate appropriate mortgage assistance and repayment options, including loan modification, short sales, and deeds in lieu. Republic Bank also provides personal and auto loans.

333 W Vine St Ste 102
Lexington, KY 40507

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Farmers Bank

Since 1935, Farmers Bank has helped clients refinance their mortgages to benefit from lower monthly payments and shorter loan terms, as well as allowing homeowners to draw cash from their equity to make home improvements. The bank also offers new home mortgages throughout the greater Lexington area. Its experts work with business owners who are seeking to acquire, develop, or construct commercial properties. The firm's commercial lending solutions include new and refinanced commercial mortgages with fixed or variable rates and flexible terms. Additionally, Farmers Bank makes personal and auto loans.

201 Bellaire Dr
Nicholasville, KY 40356

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Field & Main Bank

Field & Main Bank is a mortgage refinance company in Lexington founded in 2015 through the merger of Ohio Valley Financial Group and Bank Trust Financial. The firm provides refinancing for clients with fixed-rate mortgages, helping them reduce their monthly payments. It also assists with refinancing adjustable-rate mortgages and FHA, VA, USDA, bridge, and home equity loans. First-time home buyers, individuals with low credit scores, and those with a higher debt-to-income ratio may benefit from its various government-guaranteed home loans. Additionally, Field & Main Bank offers commercial and SBA loans for working capital and equipment financing or to purchase investment property.

369 E Main St Ste 100
Lexington, KY 40507

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Peoples Exchange Bank

Founded in 1912, Peoples Exchange Bank offers different types of home loans to clients who wish to build or buy residential properties or refinance existing mortgages. The firm's mortgage refinance lenders in Lexington guide homeowners through all steps of the loan process, helping them save money with lower interest rates and monthly payments. The community bank also provides personalized services for both businesses and individuals in need of conventional, VA, FHA, rural housing, lot, and construction loans. Additionally, Peoples Exchange Bank offers clients personal and vehicle loans.

901 Richmond Rd
Lexington, KY 40502