Best Mortgage Refinance Companies in Cincinnati

All Home Mortgages, LLC is a mortgage refinance company in Cincinnati that offers comprehensive home refinancing solutions to clients in the metro. The firm is owned and operated by Seth Stefanko, an NMLS licensed broker and longtime Cincinnati resident. Some of the firm's refinancing programs include fixed-rate mortgages, adjustable-rate mortgages, and government loans. All Home Mortgages' refinancing solutions can help homeowners lower their monthly mortgage payments, consolidate debt, and create additional income and savings streams.

American Mortgage Service Co. caters to clients in Cincinnati. The company provides a wide range of mortgage products for first-time and experienced homebuyers, including mortgage refinancing programs. Its mortgage officers provide different refinancing options, including lower interest and payment rates, shorter payment terms, and home equity cashout. The company also offers other mortgage loans such as FHA, USDA RD, VA, and conventional. The company has been helping individuals and families realize their homeownership dreams since 1975.

Cronin Financial Services, LLC is a company operating in Cincinnati. It assists individuals who are looking to refinance or purchase a property by tailoring a home loan that fits their needs and preferences. Its broker, Dan Cronin covers conforming loans from local lenders such as Union Savings and General Electric Credit Union, as well as FHA loans through MB Financial and Stearns. He also attends closings to represent his clients until the end of the loan process.

D.A. Griffin Financial, LLC, is a full-service mortgage broker company that serves the Cincinnati community. It offers various mortgage options to help clients buy or refinance a property. The available programs are fixed, adjustable, and hybrid ARM mortgages, as well as FHA and VA loans. Dora Griffin, the owner, has been a mortgage broker for more than 23 years. She is also licensed in Kentucky. The company aims to help clients fulfill their dream of homeownership by guiding them in navigating the mortgage loan process.

Entrust Mortgage caters to the refinancing needs of Cincinnati residents. It helps clients lock in long-term fixed rates to get them out of adjustable rate mortgages. It secures refinancing to lower customers' interest rates, pay off balloon payments, convert adjustable loans to fixed rates, and extract cash equities. Through mortgage refinancing, the company helps clients consolidate their debt and pay lower payments each month. Entrust Mortgage represents A-rated and private lenders and works with over 100 investors.

First Union Mortgage Group LLC provides services to Cincinnati and the neighboring communities. It offers mortgage refinancing services for clients who wish to change or reduce the terms of their loans. It also carries different loan options, including adjustable-rate, conventional fixed-rate, reverse, jumbo, and VA. Its team handles home equity loans for clients needing new loan programs. The company's managing director, Ed Clark, has over 36 years of experience in the financial service industry. He has served as the president of the American Sentry Mortgage.

The Franklin Financial Group has been serving clients within Cincinnati and its surrounding communities beginning in 1999, and has originated more than $238 million in mortgages since. It provides refinancing options for single- and multi-family homes, townhouses, condominiums, and manufactured residences. It also helps property owners and homebuyers via adjustable-rate and fixed-rate mortgages, as well as FHA, USDA, VA, and jumbo loans. Its staff helps borrowers with assessing and working around possible obstacles regarding their loan applications.

Lendingchics, also known as Bank of England Mortgage, offers its services in Cincinnati and the surrounding communities. Its staff has more than 20 years of combined experience assisting homeowners who wish to refinance their properties. In addition, it caters to first-time homebuyers who are looking to apply for a variety of mortgages, including USDA, VA, FHA, and rural housing loans. It communicates directly with clients to identify their financial goals and educates them on advantages such as lowering their monthly payments through refinancing.

Lynx Financial Group, LLC, is a mortgage broker that caters to individuals in Cincinnati. It has been in operation since 2001 and has worked for homebuyers and investors. Dedicated to providing its clients with tailor-fit refinancing services to manage supplies, overhead, and payroll taxes, Lynx Financial Group walks its clients through the mortgage process. Its consultants discuss a variety of options, such as VA, USDA, FHA, and conforming loans. The company also deals with church financing.

Matt Pfleger is a producing branch manager at Supreme Lending, a full-service mortgage lender serving individuals in the metro area of Cincinnati since 1999. The company provides various loan programs, such as conventional loans, VA, jumbo, and FHA loans. Pfleger helps customers with their loan setup, including sending verification to applicable entities and ordering residential appraisals. He also assists and guides first-time homebuyers throughout the entire home buying and refinances process. Supreme Lending was featured in Mortgage Technology Magazine in 2013.

Maxelle Mortgage is a brokerage firm serving Cincinnati clients. It assists individuals looking to purchase a home or refinance their existing one by providing a wide range of loan options. These include FHA, VA, jumbo, cash out, and fixed rate. Its team conducts loan consultations to conduct personalized loan processes, including pre-approval, application, processing, underwriting, and closing. The firm's loan officer, Chris Patterson, previously worked in auto finance for 25 years.

McKinley Mortgage provides financing assistance from its Cincinnati office. One of the services the company offers is refinancing. Its team helps clients select from different types of loans, whether they are refinancing to fund home improvements, obtain extra cash, or lower monthly payments. The mortgage professionals have flexible lending standards, allowing them to help clients with debt qualify for home loans. McKinley Mortgage has been operating since 1997 and survived the 2008 and 2009 mortgage crises.

Mid-American Financial Group in Cincinnati provides residential and commercial clientele with a wide variety of mortgage products and services. These products and services range from jumbo and new construction loans tailored to the client's financial needs to mortgage refinancing and loan modification services. The company also partners with Ivy Pointe Title to provide property owners with title insurance. Founder and company president Duy Yu holds the Certified Residential Mortgage Specialist designation from the National Association of Mortgage Brokers.

Serving Cincinnati and the nearby metro areas since 1998, Mortgage House of America provides a wide range of mortgage and refinancing solutions for those who wish to buy homes or get equity out of their existing property. Its options include fixed-rate and adjustable-rate loans, home equity lines of credit, FHA and VA loans, and jumbo loans. Company president Mike Burroughs has been in the industry for nearly 50 years. Additionally, each of his team members has at least ten years of experience with residential lending.

Nationwide Business Capital Group caters to businesses and commercial real estate owners in the Cincinnati metro and the surrounding communities. It helps clients reduce their monthly payments and save more money by offering mortgage refinance options. These include CMBS, commercial mortgage, and multi-family loans. The said programs also allow borrowers to cash out a certain amount of money to be used for various purposes. Nationwide Business Capital Group has been in operation since 2010.

Option Financial, LLC, is a full-service mortgage company located in Cincinnati. Since 2005, it has been providing refinancing solutions to help homeowners shorten the terms of their loans and reduce their monthly payments. The refinancing process includes talking with mortgage consultants, choosing suitable refinancing options, and completing the necessary documents. In addition, the firm offers conventional, FHA, VA, and OHFA loans. Its mortgage consultant, Leitisha Faith Clifford, has been in the industry for seven years.

Prost Mortgage Group caters to clients in the Cincinnati metro and the surrounding areas. It serves homeowners who are looking to refinance their mortgage. Some of the loan programs it offers are conventional, FHA, downpayment assistance, USDA rural housing, and VA home financing. The firm also provides reverse mortgages. It assists clients throughout the process, including application, document disclosure, verification, submission, final approval and closing, and loan funding. The team at Prost Mortgage Group brings over 80 years of combined industry experience.

River City Mortgage is a full-service residential mortgage lender that serves the Cincinnati area. Founded in 2008, the company provides customized loans like conventional refinance and conventional purchase loans, FHA loans, FHA streamline, and VA loans. The VA loan is for veterans, active members of the military, or even living spouses and is supported by the U.S. Department of Veteran Affairs. River City has multiple branches in different states and has lent over 1 billion in mortgage loans in 2020.

Rob Trump is a loan originator with American Mortgage Service Company. Serving Cincinnati, Trump assists individuals who are looking to purchase or refinance a property in choosing from a variety of loan programs, such as conventional, USDA, FHA, and VA. His team helps first-time homebuyers in considering various loan options from housing finance agencies such as OHFA, IHCDA, and KHC. American Mortgage Service Company has been maintaining partnerships with home builders and real estate agents since 1975.

Rolph Mortgage is a family-owned business that offers real estate financing services in the Cincinnati metro and surrounding communities. Its lenders help clients make informed decisions in their home buying or refinancing goals by giving advice regarding loan programs like 30-year fixed, VA, USDA, conventional, and jumbo loans and guiding them through the loan process. They also customize loan programs for a variety of arrangements, such as property investor programs, no-cost wavers, and lock-and-shop programs.

Sharon Altman is a mortgage loan originator that serves clients in Cincinnati. She helps individuals obtain new loans, access their equity, shorten their loan terms, or pay off their existing mortgages by providing refinancing services. She also assists in determining a suitable refinancing option for the clients' goals. Additionally, she caters to first-time homebuyers who need VA, USDA RA, FHA, and conventional loan programs. Sharon works under American Mortgage Service Co., a company that has been operating since 1975.

Superior Mortgage Services, Inc. is a mortgage refinancing company that serves clients in the Cincinnati area. It provides a range of loan options, such as FHA, VA, adjustable, and conventional, to meet customers' mortgage and refinancing needs. Other options include USDA, jumbo, fixed-rate, and FHA 203k loans. In addition, Superior Mortgage Services' website provides financial tools such as a calculator, debt consolidator, and mortgage saving tip resources, which customers can use as guides in making financial decisions.

Vine Street Mortgage is a company that offers refinance services to property owners in Cincinnati. It approaches clients with a list of property types and loan options. Whether the purpose is to avail of a lower interest rate or for home improvement, the clients' needs are assessed to determine which mortgage package is appropriate. The company provides loan programs, such as VA, FHA, USDA, and jumbo loans. Its mortgage rate options include interest-only, ARM, graduated payment, and fixed-rate.

Zipfel Capital is a full-service mortgage firm that offers comprehensive mortgage solutions to clients in Cincinnati and its nearby areas. It offers assistance with mortgage refinancing to help clients reduce monthly payments, cash out some of their equity, or consolidate existing debts. The firm has access to a wide network of lending partners and helps its clients with owning their first homes as well as acquiring new lower monthly payments. Zipfel Capital was founded in 2006 and has originated over $1 billion in residential loans.