Best Mortgage Refinance Companies in Cincinnati

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Cincinnati Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 191 121 18

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

LCNB National Bank

  • Reverse Mortgages

LCNB National Bank provides mortgage refinancing for consumers in the Cincinnati area. Its experienced mortgage loan officers work with homeowners to determine the best options to help them save money on their home loans, such as lowering interest rates, reducing monthly payments, or changing the terms of the mortgage for a faster payoff. LCNB National Bank offers fixed- and variable-rate loans as well as government mortgages through the FHA, VA, and USDA.

500 Loveland Madeira Rd
Loveland, OH 45140


Matt Pfleger

  • Investor Loan
  • Residential

Matt Pfleger is a producing branch manager at Supreme Lending, a full-service mortgage lender serving individuals in the metro area of Cincinnati since 1999. The company provides various loan programs, such as conventional loans, VA, jumbo, and FHA loans. Pfleger helps customers with their loan setup, including sending verification to applicable entities and ordering residential appraisals. He also assists and guides first-time homebuyers throughout the entire home buying and refinances process. Supreme Lending was featured in Mortgage Technology Magazine in 2013.

201 East 5th Street
Cincinnati, OH 45202


Union Savings Bank

  • Reverse Mortgages

Headquartered in Cincinnati, Union Savings Bank has been serving customers in the surrounding communities since 1904 and has over 30 full-service branches across Ohio, Indiana, Kentucky, and Pennsylvania. Its loan officers help homeowners secure mortgage refinance loans to lower their interest rate, reduce monthly payments, or change the terms and pay it off faster. Union Savings Bank offers a wide range of options, including fixed- and adjustable-rate, FHA, USDA, VA, and home equity loans.

721 Wessel Dr
Fairfield, OH 45014


Mariner Finance

  • Reverse Mortgages
  • NMLS #: 39166

Founded in 1927, Mariner Finance is a nationwide mortgage company that serves clients throughout the Cincinnati area. It provides home loan refinancing to help homeowners save money with lower interest rates and smaller monthly payments. A refinance loan also shorten the mortgage's duration. Another option for homeowners with equity is a cash-out transaction that provides funds for debt consolidation, large purchases, or home repairs. Mariner Finance closes most loans in 45 days or less.

4971 Houston Rd
Florence, KY 41042


Cincinnati Federal

  • Reverse Mortgages

Cincinnati Federal is a mortgage refinance company in Cincinnati that has been serving clients throughout the community since 1922. It offers a wide range of refinancing options to help homeowners save money, including lowering the interest rate, reducing the monthly payment, or shortening the terms of the loan. Customers can secure funding through fixed- and adjustable-rate, FHA, VA, USDA, jumbo, and new construction mortgages. Cincinnati Federal also handles bridge and blanket loans.

1270 Nagel Rd
Cincinnati, OH 45255


Telhio Credit Union

  • NMLS #: 39166

Telhio Credit Union helps customers in Cincinnati and the surrounding communities secure mortgage refinance loans. It works with homeowners to take advantage of financing options to lower interest rates, reduce monthly payments, and pay off mortgages faster. Telhio Credit Union also provides fixed home equity loans, home equity lines of credit, and unsecured home improvement loans with no equity required. It offers several loan programs to meet clients' circumstances, such as VA loans and reverse mortgages.

601 Park Ave
Hamilton, OH 45013


Republic Bank & Trust

  • Reverse Mortgages

Republic Bank & Trust is a mortgage refinance company near Cincinnati. Its mortgage center handles a wide range of home loan refinance solutions to get a lower interest rate, lower the monthly payment, or pay off the balance faster. Republic Bank & Trust also offers cash-out refinancing that uses the home's equity to consolidate debt, make large purchases, or complete home upgrades and repairs. The company provides fast processing, with closings averaging 30 days.

535 Madison Ave
Covington, KY 41011

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