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Best Mortgage Refinance Companies in Cincinnati
2021

We scored 184 Mortgage Refinance Companies in Cincinnati, OH and Picked the Top 11

Here are the Picks:

American Mortgage Service Co.

Cincinnati Federal

Columbia Financial Services

First Financial Bank

Guardian Savings Bank

LCNB National Bank

Mariner Finance

Republic Bank & Trust

Revolution Mortgage

Telhio Credit Union

Union Savings Bank

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Cincinnati Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 184 114 11

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

American Mortgage Service Co.

Founded in 1975, American Mortgage Service Co. provides home mortgage refinance in Cincinnati. Its loan officers work with homeowners to refinance with a new loan with a lower interest rate, smaller monthly payments, or shorter terms to save money. It also helps consumers use the home's equity to make major purchases, pay for remodeling, or consolidate debt. American Mortgage Service Co. offers FHA, USDA, VA, and conventional home loans.

Click to Call

1095 Nimitzview Dr Ste 203
Cincinnati, OH 45230

Website

(513) 766-9123 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 (Best)

Total Reviews:

26 (Best)

Score Consistency:

Consistent (Best)

Cincinnati Federal

Cincinnati Federal is a mortgage refinance company in Cincinnati that has been serving clients throughout the community since 1922. It offers a wide range of refinancing options to help homeowners save money, including lowering the interest rate, reducing the monthly payment, or shortening the terms of the loan. Customers can secure funding through fixed- and adjustable-rate, FHA, VA, USDA, jumbo, and new construction mortgages. Cincinnati Federal also handles bridge and blanket loans.

Click to Call

1270 Nagel Rd
Cincinnati, OH 45255

Website

(513) 574-3025 Website

Columbia Financial Services

Columbia Financial Services provides homeowners in the Cincinnati metro with financial services. Its home loan agents help clients save money by refinancing their mortgage for a lower interest rate and smaller monthly payments. The agency handles refinancing for primary, vacation, and investment properties. Homeowners can choose from a wide selection of loan programs that meet their circumstances, including fixed- and adjustable-rate, hybrid, FHA, VA, interest-only, balloon, graduated payment, and reverse mortgages.

Click to Call

529 Main St
Loveland, OH 45140

Website

(513) 683-7283 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 (Best)

Total Reviews:

40 (Best)

Score Consistency:

Consistent (Best)

First Financial Bank

Founded in 1863, First Financial Bank provides mortgage refinance services for customers in Cincinnati and the surrounding communities. Its loan officers help homeowners get a lower interest rate, smaller mortgage payment, and shorter terms. Another option is a home equity loan that allows clients to get cash for renovations, necessary repairs, debt consolidation, and large purchases. Refinancing services are also available for second homes, vacation houses, and investment properties, such as multi-unit residential housing.

Click to Call

8601 Landen Dr
Maineville, OH 45039

Website Instagram

(877) 322-9530 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 (Better)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Guardian Savings Bank

Founded in 1895, Guardian Savings Bank provides home mortgage refinance in Cincinnati with over five branch locations. It handles refinancing services for a wide range of property types, including single-family and multifamily dwellings, residential farms, building lots, second homes, and vacation houses. Guardian Savings Bank offers several mortgage programs to meet different circumstances, such as fixed- and adjustable-rate, balloon, FHA, VA, interest-only, reverse mortgage, and jumbo loans. It also assists with home equity lines of credit and second mortgages.

Click to Call

5671 Springdale Rd
Cincinnati, OH 45251

Website

(513) 741-6260 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

LCNB National Bank

LCNB National Bank provides mortgage refinancing for consumers in the Cincinnati area. Its experienced mortgage loan officers work with homeowners to determine the best options to help them save money on their home loans, such as lowering interest rates, reducing monthly payments, or changing the terms of the mortgage for a faster payoff. LCNB National Bank offers fixed- and variable-rate loans as well as government mortgages through the FHA, VA, and USDA.

Click to Call

500 Loveland Madeira Rd
Loveland, OH 45140

Website

(513) 677-2203 Website

Mariner Finance

Founded in 1927, Mariner Finance is a nationwide mortgage company that serves clients throughout the Cincinnati area. It provides home loan refinancing to help homeowners save money with lower interest rates and smaller monthly payments. A refinance loan also shorten the mortgage's duration. Another option for homeowners with equity is a cash-out transaction that provides funds for debt consolidation, large purchases, or home repairs. Mariner Finance closes most loans in 45 days or less.

Click to Call

4971 Houston Rd
Florence, KY 41042

Website

(877) 310-2373 Website

Republic Bank & Trust

Republic Bank & Trust is a mortgage refinance company near Cincinnati. Its mortgage center handles a wide range of home loan refinance solutions to get a lower interest rate, lower the monthly payment, or pay off the balance faster. Republic Bank & Trust also offers cash-out refinancing that uses the home's equity to consolidate debt, make large purchases, or complete home upgrades and repairs. The company provides fast processing, with closings averaging 30 days.

Click to Call

535 Madison Ave
Covington, KY 41011

Website Instagram

(859) 581-2700 Website

Revolution Mortgage

T2 Financial LLC, DBA Revolution Mortgage, is a nationwide home financing company. The mortgage refinance lenders in Cincinnati helps homeowners save money by reducing their home loan's interest rate, lowering the monthly payment, and paying off the mortgage more quickly. It also works with customers to get cash back from equity to use for consolidating debts, paying for large transactions, or remodeling and home improvements. Revolution Mortgage also assists first-time home buyers to secure a home loan.

Click to Call

3706 Harrison Ave
Cincinnati, OH 45211

Website

(513) 519-8572 Website

Telhio Credit Union

Telhio Credit Union helps customers in Cincinnati and the surrounding communities secure mortgage refinance loans. It works with homeowners to take advantage of financing options to lower interest rates, reduce monthly payments, and pay off mortgages faster. Telhio Credit Union also provides fixed home equity loans, home equity lines of credit, and unsecured home improvement loans with no equity required. It offers several loan programs to meet clients' circumstances, such as VA loans and reverse mortgages.

Click to Call

601 Park Ave
Hamilton, OH 45013

Website

(614) 221-3233 Website

Union Savings Bank

Headquartered in Cincinnati, Union Savings Bank has been serving customers in the surrounding communities since 1904 and has over 30 full-service branches across Ohio, Indiana, Kentucky, and Pennsylvania. Its loan officers help homeowners secure mortgage refinance loans to lower their interest rate, reduce monthly payments, or change the terms and pay it off faster. Union Savings Bank offers a wide range of options, including fixed- and adjustable-rate, FHA, USDA, VA, and home equity loans.

Click to Call

721 Wessel Dr
Fairfield, OH 45014

Website

(513) 829-9111 Website

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