Best Mortgage Refinance Companies in Cincinnati

2021

All Home Mortgages, LLC

• Residential

All Home Mortgages, LLC is a mortgage refinance company in Cincinnati that offers comprehensive home refinancing solutions to clients in the metro. The firm is owned and operated by Seth Stefanko, an NMLS licensed broker and longtime Cincinnati resident. Some of the firm's refinancing programs include fixed-rate mortgages, adjustable-rate mortgages, and government loans. All Home Mortgages' refinancing solutions can help homeowners lower their monthly mortgage payments, consolidate debt, and create additional income and savings streams.

American Mortgage Service Co.

• Reverse Mortgages
• NMLS #: 39166

Founded in 1975, American Mortgage Service Co. provides home mortgage refinance in Cincinnati. Its loan officers work with homeowners to refinance with a new loan with a lower interest rate, smaller monthly payments, or shorter terms to save money. It also helps consumers use the home's equity to make major purchases, pay for remodeling, or consolidate debt. American Mortgage Service Co. offers FHA, USDA, VA, and conventional home loans.

Columbia Financial Services

• Reverse Mortgages
• NMLS #: 39166

Columbia Financial Services provides homeowners in the Cincinnati metro with financial services. Its home loan agents help clients save money by refinancing their mortgage for a lower interest rate and smaller monthly payments. The agency handles refinancing for primary, vacation, and investment properties. Homeowners can choose from a wide selection of loan programs that meet their circumstances, including fixed- and adjustable-rate, hybrid, FHA, VA, interest-only, balloon, graduated payment, and reverse mortgages.

First Financial Bank

• Reverse Mortgages

Founded in 1863, First Financial Bank provides mortgage refinance services for customers in Cincinnati and the surrounding communities. Its loan officers help homeowners get a lower interest rate, smaller mortgage payment, and shorter terms. Another option is a home equity loan that allows clients to get cash for renovations, necessary repairs, debt consolidation, and large purchases. Refinancing services are also available for second homes, vacation houses, and investment properties, such as multi-unit residential housing.

Guardian Savings Bank

• Reverse Mortgages

Founded in 1895, Guardian Savings Bank provides home mortgage refinance in Cincinnati with over five branch locations. It handles refinancing services for a wide range of property types, including single-family and multifamily dwellings, residential farms, building lots, second homes, and vacation houses. Guardian Savings Bank offers several mortgage programs to meet different circumstances, such as fixed- and adjustable-rate, balloon, FHA, VA, interest-only, reverse mortgage, and jumbo loans. It also assists with home equity lines of credit and second mortgages.

Maxelle Mortgage

Maxelle Mortgage is a brokerage firm serving Cincinnati clients. It assists individuals looking to purchase a home or refinance their existing one by providing a wide range of loan options. These include FHA, VA, jumbo, cash out, and fixed rate. Its team conducts loan consultations to conduct personalized loan processes, including pre-approval, application, processing, underwriting, and closing. The firm's loan officer, Chris Patterson, previously worked in auto finance for 25 years.

McKinley Mortgage

McKinley Mortgage provides financing assistance from its Cincinnati office. One of the services the company offers is refinancing. Its team helps clients select from different types of loans, whether they are refinancing to fund home improvements, obtain extra cash, or lower monthly payments. The mortgage professionals have flexible lending standards, allowing them to help clients with debt qualify for home loans. McKinley Mortgage has been operating since 1997 and survived the 2008 and 2009 mortgage crises.

Mortgage House of America

• Residential

Serving Cincinnati and the nearby metro areas since 1998, Mortgage House of America provides a wide range of mortgage and refinancing solutions for those who wish to buy homes or get equity out of their existing property. Its options include fixed-rate and adjustable-rate loans, home equity lines of credit, FHA and VA loans, and jumbo loans. Company president Mike Burroughs has been in the industry for nearly 50 years. Additionally, each of his team members has at least ten years of experience with residential lending.

River City Mortgage

• Reverse Mortgages
• New Construction

River City Mortgage is a full-service residential mortgage lender that serves the Cincinnati area. Founded in 2008, the company provides customized loans like conventional refinance and conventional purchase loans, FHA loans, FHA streamline, and VA loans. The VA loan is for veterans, active members of the military, or even living spouses and is supported by the U.S. Department of Veteran Affairs. River City has multiple branches in different states and has lent over $500 million in mortgage loans in 2019.

Sharon Altman

Sharon Altman is a mortgage loan originator that serves clients in Cincinnati. She helps individuals obtain new loans, access their equity, shorten their loan terms, or pay off their existing mortgages by providing refinancing services. She also assists in determining a suitable refinancing option for the clients' goals. Additionally, she caters to first-time homebuyers who need VA, USDA RA, FHA, and conventional loan programs. Sharon works under American Mortgage Service Co., a company that has been operating since 1975.

Superior Mortgage Services, Inc.

• Construction

Superior Mortgage Services, Inc. is a mortgage refinancing company that serves clients in the Cincinnati area. It provides a range of loan options, such as FHA, VA, adjustable, and conventional, to meet customers' mortgage and refinancing needs. Other options include USDA, jumbo, fixed-rate, and FHA 203k loans. In addition, Superior Mortgage Services' website provides financial tools such as a calculator, debt consolidator, and mortgage saving tip resources, which customers can use as guides in making financial decisions.