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Best Local Car Insurance Agencies in Westminster

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3T Insurance, LLC logo
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License Verified:

License: 449740

Colorado Department Of Regulatory Agencies, Division Of Insurance

3T Insurance, LLC

2701 West 84th Avenue Ste 106, Westminster, CO 80031
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  • Multiple Carriers
  • Boats

Business Description

3T Insurance, LLC, is an independent insurance agency that provides car insurance products to clients in Westminster. It represents many insurance carriers, enabling it to cover liabilities, medical payments, uninsured and underinsured motorists, and personal injuries. Its other personal and business insurance plans include homeowners', church, and flood insurance. 3T Insurance is committed to offering high-quality services and educating its community about how they can protect their assets and their future.

License Verified:

License: 449740

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Aloha Insurance logo
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License Verified:

License: 269351

Colorado Department Of Regulatory Agencies, Division Of Insurance

Aloha Insurance

8753 Yates Drive, Westminster, CO 80031
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  • Multiple Carriers

Business Description

Since it was founded in 2006, Aloha Insurance has been providing risk management solutions for its clients in Westminster. One of its many insurance program offerings is car insurance, which is the most heavily advertised and sought-after insurance product. The company has a small but dedicated team of agents who do the legwork and shopping on behalf of its clients. They provide many options through competitive quotes from multiple insurers to find the right policy for every client.

License Verified:

License: 269351

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.4 / 5 (43)
Facebook
4.7 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
American Insurance Specialist logo
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License Verified:

License: 541662

Colorado Department Of Regulatory Agencies, Division Of Insurance

American Insurance Specialist

2121 West 84th Avenue, Federal Heights, CO 80260
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  • Multiple Carriers

Business Description

American Insurance Specialist compares several insurance quotes from 20 insurance carriers to provide personalized protection plans to Westminster clients. The service provider has personal lines agents who can assist drivers in acquiring liability coverage required by law. Its team also provides auto insurance coverages tailored to clients' risks and needs. Additionally, the company finds auto policies that cover damages other than collisions. American Insurance Specialist's three founding ideals include service, selection, and savings.

License Verified:

License: 541662

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Aspen Gold Insurance Brokers logo
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License Verified:

License: 399401

Colorado Department Of Regulatory Agencies, Division Of Insurance

Aspen Gold Insurance Brokers

11001 West 120th Avenue, Broomfield, CO 80021
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  • Boats
  • Motorcyle & ATV

Business Description

Aspen Gold Insurance Brokers is a family-owned and operated company managing auto insurance needs in Westminster. The business offers personalized auto insurance policies to protect customers, their families, and their assets. Its agents help policyholders maintain their liability insurance to secure them during car accidents. Liability coverage can also protect clients' from property damage and bodily injury inflicted by a third party. The company also safeguards vehicles from hail damage and other perils caused by weather.

License Verified:

License: 399401

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (114)
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Becky Stevenson logo
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License Verified:

License: 608111

Colorado Department Of Regulatory Agencies, Division Of Insurance

Becky Stevenson

2095 West 6th Avenue, Broomfield, CO 80020
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  • Bundling Option

Business Description

Based in Colorado, Stevenson Insurance Agency Inc is a State Farm insurance firm that has been catering to clients in the Westminster and Broomfield areas since 2018. Becky Stevenson, the agency's founder, is an insurance agent proficient in Colorado auto insurance requirements. She offers exhaustive car insurance policies with coverage options for bodily injury and property damage liability, medical payments, collision and non-collision accidents, uninsured and underinsured motorists, and emergency road service. Stevenson Insurance Agency is capable of assisting Spanish-speaking clients.

License Verified:

License: 608111

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Colorado Insurance Shop logo
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License Verified:

License: 272539

Colorado Department Of Regulatory Agencies, Division Of Insurance

Colorado Insurance Shop

8181 Arista Place, Broomfield, CO 80021
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  • Multiple Carriers

Business Description

Colorado Insurance Shop is a personal insurance company that serves Westminster and the surrounding localities. The locally owned agency helps individuals, families, and business owners attain financial security on the road in the form of an auto insurance policy. The independent insurance firm shops for car insurance policies among multiple providers. Its agents help customers compare their coverage options and choose the policy that best fits their lifestyle. Past clients have praised the firm for its reliable, efficient, and timely service.

License Verified:

License: 272539

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Conexus Insurance Partners logo
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License Verified:

License: 44575

Colorado Department Of Regulatory Agencies, Division Of Insurance

Conexus Insurance Partners

3640 West 112th Avenue, Westminster, CO 80031
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  • RV & Motorhome
  • Golf Cart & Scooter
  • Motorcyle & ATV
  • Boats

Business Description

Conexus Insurance Partners is a multi-line insurance solutions specialist that has been serving Westminster and the surrounding communities since 1967. The family-owned agency provides various auto insurance policies to individuals, families, and businesses. These include liability, collision and comprehensive, rental reimbursement, towing, and roadside assistance coverage. Its agents represent multiple carriers and help clients choose the most suitable policy for their needs. They also help policyholders maximize their insurance plan by educating them on deductibles, insurance limits, and premiums.

License Verified:

License: 44575

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (161)
Facebook
5.0 / 5 (24)
Yelp
4.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Diaz Insurance Agency logo
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License Verified:

License: 258481

Colorado Department Of Regulatory Agencies, Division Of Insurance

Diaz Insurance Agency

8442 Federal Boulevard, Westminster, CO 80031
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  • Multiple Carriers

Business Description

Diaz Insurance Agency has been operating for over a decade, providing auto insurance plans for clients in Westminster. The company assesses clients for risks to their car and recommends coverages like medical liabilities, collision damage, and accident forgiveness. It also helps clients look for deductibles and better rates among insurance carriers like Dairyland and Progressive. The company updates clients of relevant expiration dates and processes paperwork for claims and declarations. Its other services include coverage for homeowners and renters.

License Verified:

License: 258481

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.8 / 5 (17)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insure Colorado, Inc logo
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License Verified:

License: 66409

Colorado Department Of Regulatory Agencies, Division Of Insurance

Insure Colorado, Inc

1499 West 120th Avenue, Westminster, CO 80234
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  • Multiple Carriers

Business Description

Insure Colorado, Inc., serves the Westminster metro and its surrounding areas. It offers policies for car insurance that includes the six basic types of coverage. Recreational vehicles are covered as well. It also has policies for personal and business assets. This includes protection for property, retirement, medical expenses, and contract completion. Insure Colorado, Inc., was founded by Todd Pancratz in 1997. He brings over 20 years of industry experience, demonstrated by his ability to grow client base and mentor sales professionals.

License Verified:

License: 66409

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
lakeside-insurance.com logo
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License Verified:

License: 102293

Colorado Department Of Regulatory Agencies, Division Of Insurance

lakeside-insurance.com

7728 Vance Drive, Arvada, CO 80003
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Established in 1962, Lakeside Insurance is a full-service, independent insurance agency that provides a full range of risk management solutions to individuals and small and big businesses in Westminster. One of its many product offerings is car insurance. It represents 43 top-rated national carriers, such as Auto-Owners Insurance, Encompass, MetLife, Nationwide, American Collectors Insurance, and The Hartford. The agency also serves high-net-worth individuals through its Lakeside Private Client team, which specializes in implementing effective solutions to match specific lifestyles.

License Verified:

License: 102293

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Paul Farr logo
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License Verified:

License: 6553660

Colorado Department Of Regulatory Agencies, Division Of Insurance

Paul Farr

1800 Wazee Street, Denver, CO 80202
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  • Multiple Carriers

Business Description

Paul Farr Insurance Agency Inc. is a local State Farm insurance firm that services the Westminster metro and the surrounding communities. The firm was founded in 2017 by Paul Farr, an insurance professional with over 20 years of industry experience. It provides clients with car insurance policies that financially protect them from collisions, bodily injuries, and other forms of physical damages (comprehensive coverage). The agency also offers coverage for businesses, homes, life, and even pets.

License Verified:

License: 6553660

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (100)
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Schomburg Insurance logo
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License Verified:

License: 343344

Colorado Department Of Regulatory Agencies, Division Of Insurance

Schomburg Insurance

6800 Broadway Ste 105B, Denver, CO 80221
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  • Multiple Carriers
  • Motorcyle & ATV
  • RV & Motorhome

Business Description

Established in 2009, Schomburg Insurance is a local insurance agency serving clients in the Westminster-Denver area of Colorado. The agency offers standard and premium options for car insurance against all types of risks and liabilities tailored to clients' needs. The agency has also expanded to offer homeowners', life, umbrella, and business insurance. Its team of agents aims to provide a straightforward and personalized approach in determining client coverage needs. They are also licensed to deal with insurance throughout Utah and Missouri.

License Verified:

License: 343344

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Head Insurance Group, Inc. logo
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License Verified:

License: 17366466

Colorado Department Of Regulatory Agencies, Division Of Insurance

The Head Insurance Group, Inc.

11001 West 120th Avenue, Broomfield, CO 80021
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  • Bundling Option

Business Description

The Head Insurance Group, Inc. is a locally owned independent insurance agency that offers customized and flexible vehicle insurance options for clients in Westminster and the neighboring areas. Established by former claims adjusters with more than 30 years of collective experience, the agency works with over 50 insurance carriers in order to provide financial protection to clients and their cars in case of auto-related incidents. Insurance solutions for recreational vehicles such as classic cars, motorcycles, and boats are also available.

License Verified:

License: 17366466

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Your Insurance Specialists - Interlocken logo
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License Verified:

License: 335376

Colorado Department Of Regulatory Agencies, Division Of Insurance

Your Insurance Specialists - Interlocken

390 Interlocken Crescent, Broomfield, CO 80021
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  • Multiple Carriers

Business Description

Your Insurance Specialists is an independent agency in Interlocken that offers auto insurance services to commercial clients in Westminster and the nearby areas. It represents various insurance carriers to provide customized insurance plans that are suited to the clients' budget and needs. These include collision and comprehensive coverages, as well as liability protection and road trouble services. The company aims to get its customers' loyalty by focusing on their insurance solution needs.

License Verified:

License: 335376

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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