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2024

Last updated:

Best Local Car Insurance Agencies in Westminster

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Westminster Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

78

Reviewed

52

Curated

14

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
6800 Broadway Ste 105B, Denver, CO 80221
  • Multiple Carriers
  • Motorcyle & ATV
  • RV & Motorhome

Why choose this provider?

Established in 2009, Schomburg Insurance is a local insurance agency serving clients in the Westminster-Denver area of Colorado. The agency offers standard and premium options for car insurance against all types of risks and liabilities tailored to clients' needs. The agency has also expanded to offer homeowners', life, umbrella, and business insurance. Its team of agents aims to provide a straightforward and personalized approach in determining client coverage needs. They are also licensed to deal with insurance throughout Utah and Missouri.

License Verified:

License: 343344

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8181 Arista Place, Broomfield, CO 80021
  • Multiple Carriers

Why choose this provider?

Colorado Insurance Shop is a personal insurance company that serves Westminster and the surrounding localities. The locally owned agency helps individuals, families, and business owners attain financial security on the road in the form of an auto insurance policy. The independent insurance firm shops for car insurance policies among multiple providers. Its agents help customers compare their coverage options and choose the policy that best fits their lifestyle. Past clients have praised the firm for its reliable, efficient, and timely service.

License Verified:

License: 272539

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
390 Interlocken Crescent, Broomfield, CO 80021
  • Multiple Carriers

Why choose this provider?

Your Insurance Specialists is an independent agency in Interlocken that offers auto insurance services to commercial clients in Westminster and the nearby areas. It represents various insurance carriers to provide customized insurance plans that are suited to the clients' budget and needs. These include collision and comprehensive coverages, as well as liability protection and road trouble services. The company aims to get its customers' loyalty by focusing on their insurance solution needs.

License Verified:

License: 335376

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7728 Vance Drive, Arvada, CO 80003
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Established in 1962, Lakeside Insurance is a full-service, independent insurance agency that provides a full range of risk management solutions to individuals and small and big businesses in Westminster. One of its many product offerings is car insurance. It represents 43 top-rated national carriers, such as Auto-Owners Insurance, Encompass, MetLife, Nationwide, American Collectors Insurance, and The Hartford. The agency also serves high-net-worth individuals through its Lakeside Private Client team, which specializes in implementing effective solutions to match specific lifestyles.

License Verified:

License: 102293

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3640 West 112th Avenue, Westminster, CO 80031
  • RV & Motorhome
  • Golf Cart & Scooter
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Conexus Insurance Partners is a multi-line insurance solutions specialist that has been serving Westminster and the surrounding communities since 1967. The family-owned agency provides various auto insurance policies to individuals, families, and businesses. These include liability, collision and comprehensive, rental reimbursement, towing, and roadside assistance coverage. Its agents represent multiple carriers and help clients choose the most suitable policy for their needs. They also help policyholders maximize their insurance plan by educating them on deductibles, insurance limits, and premiums.

License Verified:

License: 44575

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (161)
Facebook
5.0 / 5 (24)
Yelp
4.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
11001 West 120th Avenue, Broomfield, CO 80021
  • Bundling Option

Why choose this provider?

The Head Insurance Group, Inc. is a locally owned independent insurance agency that offers customized and flexible vehicle insurance options for clients in Westminster and the neighboring areas. Established by former claims adjusters with more than 30 years of collective experience, the agency works with over 50 insurance carriers in order to provide financial protection to clients and their cars in case of auto-related incidents. Insurance solutions for recreational vehicles such as classic cars, motorcycles, and boats are also available.

License Verified:

License: 17366466

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8753 Yates Drive, Westminster, CO 80031
  • Multiple Carriers

Why choose this provider?

Since it was founded in 2006, Aloha Insurance has been providing risk management solutions for its clients in Westminster. One of its many insurance program offerings is car insurance, which is the most heavily advertised and sought-after insurance product. The company has a small but dedicated team of agents who do the legwork and shopping on behalf of its clients. They provide many options through competitive quotes from multiple insurers to find the right policy for every client.

License Verified:

License: 269351

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (43)
Facebook
4.7 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1800 Wazee Street, Denver, CO 80202
  • Multiple Carriers

Why choose this provider?

Paul Farr Insurance Agency Inc. is a local State Farm insurance firm that services the Westminster metro and the surrounding communities. The firm was founded in 2017 by Paul Farr, an insurance professional with over 20 years of industry experience. It provides clients with car insurance policies that financially protect them from collisions, bodily injuries, and other forms of physical damages (comprehensive coverage). The agency also offers coverage for businesses, homes, life, and even pets.

License Verified:

License: 6553660

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (100)
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2095 West 6th Avenue, Broomfield, CO 80020
  • Bundling Option

Why choose this provider?

Based in Colorado, Stevenson Insurance Agency Inc is a State Farm insurance firm that has been catering to clients in the Westminster and Broomfield areas since 2018. Becky Stevenson, the agency's founder, is an insurance agent proficient in Colorado auto insurance requirements. She offers exhaustive car insurance policies with coverage options for bodily injury and property damage liability, medical payments, collision and non-collision accidents, uninsured and underinsured motorists, and emergency road service. Stevenson Insurance Agency is capable of assisting Spanish-speaking clients.

License Verified:

License: 608111

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8442 Federal Boulevard, Westminster, CO 80031
  • Multiple Carriers

Why choose this provider?

Diaz Insurance Agency has been operating for over a decade, providing auto insurance plans for clients in Westminster. The company assesses clients for risks to their car and recommends coverages like medical liabilities, collision damage, and accident forgiveness. It also helps clients look for deductibles and better rates among insurance carriers like Dairyland and Progressive. The company updates clients of relevant expiration dates and processes paperwork for claims and declarations. Its other services include coverage for homeowners and renters.

License Verified:

License: 258481

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.8 / 5 (17)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1499 West 120th Avenue, Westminster, CO 80234
  • Multiple Carriers

Why choose this provider?

Insure Colorado, Inc., serves the Westminster metro and its surrounding areas. It offers policies for car insurance that includes the six basic types of coverage. Recreational vehicles are covered as well. It also has policies for personal and business assets. This includes protection for property, retirement, medical expenses, and contract completion. Insure Colorado, Inc., was founded by Todd Pancratz in 1997. He brings over 20 years of industry experience, demonstrated by his ability to grow client base and mentor sales professionals.

License Verified:

License: 66409

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2701 West 84th Avenue Ste 106, Westminster, CO 80031
  • Multiple Carriers
  • Boats

Why choose this provider?

3T Insurance, LLC, is an independent insurance agency that provides car insurance products to clients in Westminster. It represents many insurance carriers, enabling it to cover liabilities, medical payments, uninsured and underinsured motorists, and personal injuries. Its other personal and business insurance plans include homeowners', church, and flood insurance. 3T Insurance is committed to offering high-quality services and educating its community about how they can protect their assets and their future.

License Verified:

License: 449740

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2121 West 84th Avenue, Federal Heights, CO 80260
  • Multiple Carriers

Why choose this provider?

American Insurance Specialist compares several insurance quotes from 20 insurance carriers to provide personalized protection plans to Westminster clients. The service provider has personal lines agents who can assist drivers in acquiring liability coverage required by law. Its team also provides auto insurance coverages tailored to clients' risks and needs. Additionally, the company finds auto policies that cover damages other than collisions. American Insurance Specialist's three founding ideals include service, selection, and savings.

License Verified:

License: 541662

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11001 West 120th Avenue, Broomfield, CO 80021
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Aspen Gold Insurance Brokers is a family-owned and operated company managing auto insurance needs in Westminster. The business offers personalized auto insurance policies to protect customers, their families, and their assets. Its agents help policyholders maintain their liability insurance to secure them during car accidents. Liability coverage can also protect clients' from property damage and bodily injury inflicted by a third party. The company also safeguards vehicles from hail damage and other perils caused by weather.

License Verified:

License: 399401

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (114)
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the minimum liability insurance required in a Westminster car insurance policy?

    In Westminster, the minimum amount of liability coverage that you are required to obtain for your car insurance policy is $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $15,000 for property damage per accident. Liability insurance pays for any harm your car may cause to another person, object, or piece of property while it's on the road.

  • Is it possible for Westminster roommates to share auto insurance?

    In Westminster, a number of insurers permit roommates to share auto insurance. You can share a policy regardless of whether you drive different automobiles or don't have the same last name, as long as both cars are stored at the same address overnight. Although adding a roommate to your car insurance policy will increase the cost of your individual coverage, it is less expensive than the total cost of two different policies.

  • Is it required in Westminster to include your spouse on your auto insurance policy?

    If you and your spouse reside in the same household, you may be required by your Westminster insurance company to include them on your auto insurance policy. In the event of an accident, having your spouse added to your policy ensures that you are both protected. A joint auto insurance coverage might also save you money with lower rates and a multi-car discount if both you and your partner have clean driving records.

  • Can you make a car insurance claim in Westminster even if there are no obvious damages to your vehicle?

    Even if there are no obvious damages to your automobile, you can still make a Westminster auto insurance claim. For instance, you can submit a claim for coverage if you want to have your car inspected after an accident. Keep in mind that you might be liable to pay for a deductible before receiving coverage from your collision or comprehensive insurance.

  • In Westminster, are you allowed to cancel same-day auto insurance?

    You're allowed to cancel same-day auto insurance, but you should review your policy to see the cancellation clauses because some insurance companies charge a penalty for early cancellations. Normal cancellation terms for Westminster car insurance include a full or partial return of the unused payment. Avoiding a coverage gap between the end of your current policy and the beginning of your new one is important if you decide to cancel your policy because you want to switch insurers.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.