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2024

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Best Local Car Insurance Agencies in Denver

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Denver Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

352

Reviewed

216

Curated

14

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1127 Auraria Pkwy # 22, Denver, CO 80204

Why choose this provider?

Denver Insurance LLC is an independent agency that specializes in auto insurance. Established in Denver, Colorado, in 2015, it shops for the best policies amongst its network of insurance companies to find the right one for its clients. The agency doesn't claim a fee from the client. It is compensated directly by the insurance carriers. Auto Insurance typically covers liability to meet the costs of others in the accident and comprehensive coverage to reimburse the owner for damage or theft.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (278)
Facebook
5.0 / 5 (33)
Yelp
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McCabe Service Group Ltd logo

McCabe Service Group Ltd

Website
11684 Huron St Ste 101, Northglenn, CO 80234

Why choose this provider?

McCabe Service Group Ltd is an insurance company in Northglenn that also serves individuals and businesses in Denver and the surrounding areas. It consists of insurance professionals that offer a variety of personal and commercial insurance policies to their clients. They offer auto, home, life, and umbrella insurance. For business owners, the team offers BOP, commercial auto, general liability, and workers compensation insurance. As a car insurance agency, McCabe Service Group Ltd focuses on meeting the car owner's needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (52)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8181 Arista Pl Unit 100, Broomfield, CO 80021

Why choose this provider?

Colorado Insurance Shop is an independent insurance broker based in Broomfield and serving Denver, Colorado, and the surrounding area. The company provides auto insurance for Colorado motorists. Agents work with motorists to customize the bodily injury, vehicle damage, and personal liability elements of each policy to suit the needs of the motorist. Coverage is available for cars, motorbikes, ATVs, and RVs. Colorado Insurance Shop also offers home, rental property, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15201 East Moncrieff Place, Aurora, CO 80011

Why choose this provider?

Jason Hart is an insurance agent that provides car insurance policies to drivers near Denver. Representing State Farm, Hart offers policies that have comprehensive coverage, including coverage for collisions, liability, car rental and travel expenses, medical expenses, and emergency road services. His policies can also cover uninsured and underinsured motor vehicles along with insurance for rideshare drivers. Hart also offers home and renters insurance. He serves clients who speak Spanish.

License Verified:

License: 491748

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Website
2084 S Milwaukee St, Denver, CO 80210

Why choose this provider?

Stailey Insurance Corporation in Denver, Colorado, is an independent insurance agency that sells auto insurance. Founded in 1965, the company provides insurance on automobiles, covering liability as well as damage or destruction, with special policies for motorcycles, recreational vehicles, trailers, antique or classic cars, and high-risk drivers. Stailey Insurance Corporation provides other personal and commercial insurance products through a variety of reputable carriers, including Safeco, Foremost, EMC, Progressive, and The Hartford.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (28)
Facebook
4.0 / 5 (5)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
777 S Wadsworth Blvd Bldg 1 Ste 100, Lakewood, CO 80226

Why choose this provider?

Founded in 1957, Colling Insurance Services is an insurance agency based in Lakewood, Colorado. It serves the Denver area by providing auto insurance to individuals and businesses. The firm offers policies that cover roadside assistance as well as other insurance that protects against theft, fire, and physical harm. Its business auto insurance policies help pay for medical expenses and damages in case of an accident while on the job. Colling Insurance Services also offers homeowners and commercial insurance coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (39)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
66 Springer Dr Ste 215, Highlands Ranch, CO 80129

Why choose this provider?

Benchmark Insurance Agency LLC in Highlands Ranch, Colorado, is locally-owned and operated and serves drivers throughout the Denver metropolitan area. It's partnered with several major insurance carriers to provide a variety of auto insurance products, including liability, comprehensive, and collision coverage, as well as features such as accident forgiveness, roadside assistance, towing, rental reimbursement, and 24-hour customer service. In addition to auto insurance, Benchmark Insurance Agency LLC offers homeowners, life, and RV insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
5950 South Platte Canyon Road, Littleton, CO 80123
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Steve Cronin's insurance agency in Denver has been insuring the community since 2013. Steve and his team safeguard customers' most valuable assets by offering insurance programs ranging from auto insurance, homeowners insurance, renter’s insurance, and life insurance. They assist clients who need protection for their vehicles with coverages that can pay for the liabilities, physical damages due to collision or fire, and protection for cars operated for ridesharing. Steve Cronin's insurance firm aims to provide its customers a reliable insurance coverage they can count on.

License Verified:

License: 473401

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Website
11001 W 120th Ave Ste 400, Broomfield, CO 80021

Why choose this provider?

Aspen Gold Insurance Brokers is a family-owned and operated insurance agency based in Broomfield, Colorado. It works with Travelers, Safeco, and dozens of other auto insurance carriers, insuring clients locally and throughout the Denver metro area. Agents help clients create car insurance policies that meet state requirements by covering financial claims related to auto accidents. Aspen Gold's policies also include liability protection, comprehensive and collision coverage, and compensation for damaged property or lost belongings.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (114)
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4704 Harlan St Ste 360, Denver, CO 80212

Why choose this provider?

Founded in 1999, the Mile High Insurance Agency is an independent insurance company located in Denver, Colorado. Auto coverage specialists work with multiple carriers, such as Auto-Owners Insurance, Allied Insurance, and Liberty Mutual Insurance, to help drivers find the policy that best fits their risk needs at a price within their budget. Clients can choose increased liability, uninsured and underinsured motorist, personal injury protection, collision, comprehensive, rental reimbursement, and towing and labor coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Yelp
5.0 / 5 (1)

Website
390 Interlocken Cres Ste 350, Westminster, CO 80021

Why choose this provider?

Your Insurance Specialists in Westminster, Colorado, offers auto insurance solutions to drivers throughout the Denver Metropolitan Area. It works with a variety of well-known insurance carriers, including Auto-Owners Insurance, Dairyland Auto & Cycle Insurance, and Philadelphia Insurance Companies. Policies are fully customizable and may include liability, collision, and comprehensive coverage, as well as options such as roadside service and loan gap coverage. Your Insurance Specialists also provides business, home, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Facebook
3.5 / 5 (10)
Google
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9714 East Colfax Avenue, Aurora, CO 80010
  • Multiple Carriers

Why choose this provider?

Agencia Latinas LLC is an insurance agency operating in the Denver metro that provides auto insurance solutions to clients in the area. The agency is tied up with Bristol West in writing auto insurance policies that provide liability, comprehensive, and collision coverage for clients and their vehicles. The firm was founded in 2012 and is also known for its other vehicle coverage for ridesharing vehicles, rental cars, and permissive users.

License Verified:

License: 423936

Website
7910 Ralston Rd Ste 7, Arvada, CO 80002

Why choose this provider?

Alliance Insurance Group is an independent insurance agency based in Arvada, Colorado. Since 1988 it has been offering customers auto insurance options for property, medical, and liability coverage. These options include coverage for vehicle damage or theft, hospital treatment, and responsibility for damage or injury to others. The company has links with many top insurance carriers throughout the United States. Alliance Insurance Group can also provide business, homeowners, and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (96)
Facebook
4.9 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7901 Southpark Plz Ste 110, Littleton, CO 80120

Why choose this provider?

Colorado Insurance in Littleton, Colorado, caters to the auto insurance demands of motorists living in the greater Denver metro area. An independent insurance agency with more than 25 years of experience in Colorado's insurance market, this agency focuses on helping drivers understand their insurance needs and levels of risk and matching them with policies that protect them and their families to the fullest. The agency also provides annual insurance policy reviews for its clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (102)
Google
3.8 / 5 (4)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the minimum required auto insurance coverage in Denver?

    The minimum amount of car insurance in Denver to be able to operate a car includes coverage for bodily injury, which is $25,000; $50,000 for all persons injured in the accident; and $15,000 for property damage. Car owners can opt to increase their respective car insurance coverages according to their needs.

  • How long would a car accident stay on your record in Denver?

    A car accident will stay on your record in Denver for three to five years, depending on the severity of your case. Minor accidents can reflect on your record for up to five years, while major accidents last up to ten years. Keep in mind that your insurance premium will increase if you get involved in an accident, even if you are not at fault.

  • Will your credit score affect your car insurance premium in Denver?

    Yes. Your credit score will affect your car insurance premium in Denver. It is one of the factors used by insurance companies in assessing a person's insurance premium, along with their driving record, prior insurance used, age, vehicle type, and the number of vehicles in their insurance policy. You may be able to save on your insurance premiums when you have good credit standing.

  • Is it mandatory in Denver to have uninsured and underinsured motorist coverage?

    No. Colorado state laws do not require motorists in Denver to get uninsured or underinsured motorist coverage. However, insurance providers are mandated to provide motorists with UM/UIM coverage, as it helps pay the expenses of accident victims if the at-fault party has no insurance coverage. You may also waive the UM/UIM coverage in writing if you decide not to have it.

  • How can you save on your car insurance in Denver?

    You can save on your car insurance premium in Denver by shopping around for insurance providers, as prices and offerings vary. Always check insurance bundles, as these have good discounts. You should also purchase vehicles that are budget-friendly and have high safety ratings. In addition, having a good credit score will help you lower your monthly premium.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.