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Best Health Insurance Agencies in Westminster

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2023
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3T Insurance logo

3T Insurance

2701 West 84th Avenue, Westminster, CO 80031
  • Life Insurance

Business Description

3T Insurance offers various insurance products to residents of Westminster and the surrounding areas. It offers health insurance services such as HMOs, PPOs, and POS plans. It also provides auto, home, and life insurance. Business clients can take advantage of its policies, including commercial auto and property, church insurance, builders' risk, and auto body shop insurance. Commercial umbrella policies are also available to those looking to have additional coverage beyond what traditional insurance plans can provide.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Best Agent Health Insurance logo
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License Verified:

License: 625365

Colorado Department of Regulatory Agencies, Division of Insurance

Best Agent Health Insurance

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12412 York Street, Thornton, CO 80241
  • Individual Plans

Business Description

Best Agent Health Insurance is an insurance brokerage in Thornton that offers insurance services and products to Westminster residents. The firm is owned and operated by Brian Albano, an insurance professional with over 25 years of experience in the industry. He offers health insurance plans, such as individual health plans, supplemental medical coverage, dental health plans, and visual health plans. Brian also offers health insurance plans for business owners and their employees.

License Verified:

License: 625365

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (29)
Google
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bridlewood/The Kirscht Insurance Agency logo
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License Verified:

License: 195359

Colorado Department of Regulatory Agencies, Division of Insurance

Bridlewood/The Kirscht Insurance Agency

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2000 West 120th Avenue, Westminster, CO 80234
  • Life Insurance

Business Description

Bridlewood/The Kirscht Insurance Agency addresses the health insurance needs of clients in Westminster and the surrounding areas. The business is owned by Craig Kirscht, a Medicare agent helping clients find the health insurance coverage that fits their needs. Kirscht and his team offer a wide range of Medicare options, such as Original Medicare, Supplements, Advantage, and Prescription Drug plans. Additionally, before working as an insurance agent, Kirscht had previously worked in the restaurant industry for over 20 years.

License Verified:

License: 195359

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Conexus Insurance Partners logo

License Verified:

License: 44575

Colorado Department of Regulatory Agencies, Division of Insurance

Conexus Insurance Partners

3640 West 112th Avenue, Westminster, CO 80031
  • Life Insurance

Business Description

Conexus Insurance Partners is a full-service and independent insurance agency that serves clients in and around Westminster. With more than 50 years of industry experience, the company has worked with individuals and companies seeking insurance assistance. Conexus Insurance Partners specializes in small business, group, and self-employed medical insurance. It also offers a free HR administration platform for its current clients called Ease. Ease allows employers to manage onboarding, employee benefits, and compliance in a single platform.

License Verified:

License: 44575

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (165)
Facebook
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Fidelis Consultants logo
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License Verified:

License: 580480

Colorado Department of Regulatory Agencies, Division of Insurance

Fidelis Consultants

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12170 Tejon Street, Westminster, CO 80234
  • Individual Plans

Business Description

Fidelis Consultants is an insurance brokerage firm serving clients in Westminster and the surrounding areas. It specializes in Medicare Advantage, Medicare Supplement, and Medicare prescription drug plans. It also offers short-term health, vision, dental, and life insurance, as well as hospital indemnity coverages. In addition, it crafts group health insurance programs for small businesses. Fidelis Consultants was founded by Zachary Markham and Adam in 2012. Its agents work with multiple carriers to find insurance solutions that suit the clients' needs.

License Verified:

License: 580480

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (17)
Google
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Health Shop Insurance Agency logo

License Verified:

License: 57140

Colorado Department of Regulatory Agencies, Division of Insurance

Health Shop Insurance Agency

11001 West 120th Avenue, Broomfield, CO 80021
  • Individual Plans
  • Group Plans

Business Description

Health Shop is an independent insurance agency specializing in health insurance in the Westminster area. Its products catered to individuals and families include dental insurance, life insurance, disability insurance, and critical illness insurance. The agency also assists in the application and qualification for the Affordable Care Act. Additionally, the agency also serves commercial policies for small businesses, including group health insurance, group wellness program, and business protection insurance. The company has been in the health insurance industry for more than 20 years.

License Verified:

License: 57140

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Hendrex Health Insurance logo
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Hendrex Health Insurance

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1140 U.S. 287, Broomfield, CO 80020
  • Individual Plans

Business Description

Hendrex Health Insurance is a local health insurance broker that helps find the appropriate health insurance policy for individuals and families in Westminster and throughout the state. The agency represents several insurance carriers, including Connect For Health Colorado, Anthem Blue Cross BlueShield, and National General. Its agents provide traditional health plans that cover prescriptions, pre-existing illnesses, mental health, and maternity. Additionally, the team has alternative plans for clients who do not qualify for government assistance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insure Colorado logo
Visit WebsiteWebsite

License Verified:

License: 432647

Colorado Department of Regulatory Agencies, Division of Insurance

Insure Colorado

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1499 West 120th Avenue, Westminster, CO 80234
  • Individual Plans
  • Life Insurance

Business Description

Insure Colorado, Inc., is an insurance company that serves individuals and families in the Westminster area. It offers a range of health insurance plans, which clients can avail to help them prepare for unexpected medical expenses in the future. Its policies include PPOs, HMOs, and catastrophic health plans. It also provides risk protection packages for final expenses, renters, and classic cars. The agency is committed to giving its clients peace of mind when it comes to securing their future.

License Verified:

License: 432647

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Integra Group logo

License Verified:

License: 132975

Colorado Department of Regulatory Agencies, Division of Insurance

Integra Group

11172 Huron Street, Northglenn, CO 80234
  • Individual Plans
  • Life Insurance

Business Description

Integra Group is a Northglenn-based independent insurance agency that serves individuals, families, and entrepreneurs in Westminster. In collaboration with several insurance carriers, such as Cigna, Humana, and UnitedHealthcare, it offers various healthcare, dental, vision, Medicare, Medicare supplements, and critical illness plans. The agency also covers other insurance products for travelers, hospital admissions, final expenses, and accidents. It is a certified Connect for Health Colorado enrollment center. John A. Jones, Sr., established Integra Group in 2000.

License Verified:

License: 132975

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.6 / 5 (36)
Google
4.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
JPD Insurance Agency Inc logo

JPD Insurance Agency Inc

10090 Garrison Street, Westminster, CO 80021
  • Life Insurance

Business Description

JPD Insurance Agency Inc is an insurance company serving businesses, employees, and individuals in Westminster. It provides health insurance products, including group health coverage, individual health, accidental death & dismemberment insurance, disability, and long-term care. It also offers other insurance plans such as home, commercial, and auto insurance. As an independent insurance agency, the company is connected to a wide variety of carriers. Its agents conduct research and comparisons of insurance options and assist clients in selecting the coverage they need.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
Kenkeo Insurance Group logo
Visit WebsiteWebsite

License Verified:

License: 418331

Colorado Department of Regulatory Agencies, Division of Insurance

Kenkeo Insurance Group

Visit WebsiteWebsite
12170 North Tejon Street, Denver, CO 80234
  • Individual Plans
  • Life Insurance

Business Description

Kenkeo Insurance Group is a retirement services firm and independent insurance agency that serves Westminster residents. Its wide range of products includes Medicare Part D, Medicare Advantage, supplement plans, indexed universal life insurance, and IRA rollovers. The business works with various insurance organizations to find insurance policies that match the clients' needs. Jackie Kenkeo, the firm's principal agent, has been in the insurance industry since 2007. He is dedicated to staying updated on changes in Medicare coverage.

License Verified:

License: 418331

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mountainside Insurance Management logo

License Verified:

License: 495259

Colorado Department of Regulatory Agencies, Division of Insurance

Mountainside Insurance Management

2000 West 104th Avenue, Denver, CO 80234
  • Life Insurance

Business Description

Founded in 2012, Mountainside Insurance Management is a Thornton-based insurance agency that serves clients in and around Westminster. It offers a variety of health insurance policies, including EPOs, HMOs, and PPOs, through its network of insurance providers. It also designs group benefit plans that include group health and life, dental, vision, and disability insurance coverages. In addition, Mountainside Insurance Management provides whole and term life insurance plans, workers' compensation insurance solutions, and business owners' policies.

License Verified:

License: 495259

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Head Insurance Group, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 458925

Colorado Department of Regulatory Agencies, Division of Insurance

The Head Insurance Group, Inc.

Visit WebsiteWebsite
11001 West 120th Avenue, Broomfield, CO 80021
  • Life Insurance

Business Description

The Head Insurance Group, Inc., is an independent insurance brokerage that specializes in personal insurance lines. The firm serves clients in the Westminster metro and provides insurance products for protecting homes, properties, businesses, and employees. Some of its health insurance lines include short-term medical coverage, healthcare sharing plans, Medicare Supplement plans, and long-term care insurance. It also offers specialty lines, such as toy insurance, high-value items insurance, as well as recreation insurance,

License Verified:

License: 458925

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Zack Miller logo
Visit WebsiteWebsite

License Verified:

License: 586748

Colorado Department of Regulatory Agencies, Division of Insurance

Zack Miller

Visit WebsiteWebsite
6050 West 92nd Avenue, Westminster, CO 80031
  • Individual Plans
  • Life Insurance

Business Description

Zack Miller, an agent at State Farm, is an insurance expert in the Westminster area who helps his clients in securing health insurance policies. He also walks them through other types of insurance for properties, automobiles, businesses, and life. Additionally, he provides financial services for clients who are interested in mutual funds and annuities. Miller has been with the agency for more than six years. For the convenience of his clients, he also accommodates virtual meetings.

License Verified:

License: 586748

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (58)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.