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2024

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Best Health Insurance Agencies in Westminster, CO

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Westminster Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2137Reviewed

1287Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

12170 Tejon Street, Westminster, CO 80234
WebsiteLicense: 580480

Expertise.com Rating

Review Sources

Facebook
4.7 (28)
Google
5.0 (16)

Why choose this provider?

Fidelis Consultants is an insurance brokerage firm serving clients in Westminster and the surrounding areas. It specializes in Medicare Advantage, Medicare Supplement, and Medicare prescription drug plans. It also offers short-term health, vision, dental, and life insurance, as well as hospital indemnity coverages. In addition, it crafts group health insurance programs for small businesses. Fidelis Consultants was founded by Zachary Markham and Adam in 2012. Its agents work with multiple carriers to find insurance solutions that suit the clients' needs.

  • Individual Plans

12170 North Tejon Street, Denver, CO 80234
WebsiteLicense: 418331

Expertise.com Rating

Review Sources

Google
5.0 (13)
Facebook
5.0 (2)

Why choose this provider?

Kenkeo Insurance Group is a retirement services firm and independent insurance agency that serves Westminster residents. Its wide range of products includes Medicare Part D, Medicare Advantage, supplement plans, indexed universal life insurance, and IRA rollovers. The business works with various insurance organizations to find insurance policies that match the clients' needs. Jackie Kenkeo, the firm's principal agent, has been in the insurance industry since 2007. He is dedicated to staying updated on changes in Medicare coverage.

  • Individual Plans
  • Life Insurance

11172 Huron Street, Northglenn, CO 80234
WebsiteLicense: 132975

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Review Sources

Facebook
4.6 (36)
Google
4.0 (12)

Why choose this provider?

Integra Group is a Northglenn-based independent insurance agency that serves individuals, families, and entrepreneurs in Westminster. In collaboration with several insurance carriers, such as Cigna, Humana, and UnitedHealthcare, it offers various healthcare, dental, vision, Medicare, Medicare supplements, and critical illness plans. The agency also covers other insurance products for travelers, hospital admissions, final expenses, and accidents. It is a certified Connect for Health Colorado enrollment center. John A. Jones, Sr., established Integra Group in 2000.

  • Individual Plans
  • Life Insurance

12412 York Street, Thornton, CO 80241
WebsiteLicense: 625365

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Review Sources

Facebook
5.0 (43)
Google
5.0 (34)

Why choose this provider?

Best Agent Health Insurance is an insurance brokerage in Thornton that offers insurance services and products to Westminster residents. The firm is owned and operated by Brian Albano, an insurance professional with over 25 years of experience in the industry. He offers health insurance plans, such as individual health plans, supplemental medical coverage, dental health plans, and visual health plans. Brian also offers health insurance plans for business owners and their employees.

  • Individual Plans

2701 West 84th Avenue, Westminster, CO 80031

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Review Sources

Google
5.0 (24)

Why choose this provider?

3T Insurance offers various insurance products to residents of Westminster and the surrounding areas. It offers health insurance services such as HMOs, PPOs, and POS plans. It also provides auto, home, and life insurance. Business clients can take advantage of its policies, including commercial auto and property, church insurance, builders' risk, and auto body shop insurance. Commercial umbrella policies are also available to those looking to have additional coverage beyond what traditional insurance plans can provide.

  • Life Insurance

2000 West 104th Avenue, Denver, CO 80234
WebsiteLicense: 495259

Expertise.com Rating

Why choose this provider?

Founded in 2012, Mountainside Insurance Management is a Thornton-based insurance agency that serves clients in and around Westminster. It offers a variety of health insurance policies, including EPOs, HMOs, and PPOs, through its network of insurance providers. It also designs group benefit plans that include group health and life, dental, vision, and disability insurance coverages. In addition, Mountainside Insurance Management provides whole and term life insurance plans, workers' compensation insurance solutions, and business owners' policies.

  • Life Insurance

11001 West 120th Avenue, Broomfield, CO 80021
WebsiteLicense: 57140

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Review Sources

Google
5.0 (10)

Why choose this provider?

Health Shop is an independent insurance agency specializing in health insurance in the Westminster area. Its products catered to individuals and families include dental insurance, life insurance, disability insurance, and critical illness insurance. The agency also assists in the application and qualification for the Affordable Care Act. Additionally, the agency also serves commercial policies for small businesses, including group health insurance, group wellness program, and business protection insurance. The company has been in the health insurance industry for more than 20 years.

  • Individual Plans
  • Group Plans

6050 West 92nd Avenue, Westminster, CO 80031
WebsiteLicense: 586748

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Review Sources

Google
4.0 (58)
Facebook
5.0 (2)
Yelp
5.0 (2)

Why choose this provider?

Zack Miller, an agent at State Farm, is an insurance expert in the Westminster area who helps his clients in securing health insurance policies. He also walks them through other types of insurance for properties, automobiles, businesses, and life. Additionally, he provides financial services for clients who are interested in mutual funds and annuities. Miller has been with the agency for more than six years. For the convenience of his clients, he also accommodates virtual meetings.

  • Individual Plans
  • Life Insurance

3640 West 112th Avenue, Westminster, CO 80031
WebsiteLicense: 44575
Website

Expertise.com Rating

Review Sources

Google
4.0 (165)
Facebook
5.0 (25)

Why choose this provider?

Conexus Insurance Partners is a full-service and independent insurance agency that serves clients in and around Westminster. With more than 50 years of industry experience, the company has worked with individuals and companies seeking insurance assistance. Conexus Insurance Partners specializes in small business, group, and self-employed medical insurance. It also offers a free HR administration platform for its current clients called Ease. Ease allows employers to manage onboarding, employee benefits, and compliance in a single platform.

  • Life Insurance

10090 Garrison Street, Westminster, CO 80021

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

JPD Insurance Agency Inc is an insurance company serving businesses, employees, and individuals in Westminster. It provides health insurance products, including group health coverage, individual health, accidental death & dismemberment insurance, disability, and long-term care. It also offers other insurance plans such as home, commercial, and auto insurance. As an independent insurance agency, the company is connected to a wide variety of carriers. Its agents conduct research and comparisons of insurance options and assist clients in selecting the coverage they need.

  • Life Insurance

1140 U.S. 287, Broomfield, CO 80020

Expertise.com Rating

Review Sources

Google
5.0 (22)
Facebook
5.0 (6)

Why choose this provider?

Hendrex Health Insurance is a local health insurance broker that helps find the appropriate health insurance policy for individuals and families in Westminster and throughout the state. The agency represents several insurance carriers, including Connect For Health Colorado, Anthem Blue Cross BlueShield, and National General. Its agents provide traditional health plans that cover prescriptions, pre-existing illnesses, mental health, and maternity. Additionally, the team has alternative plans for clients who do not qualify for government assistance.

  • Individual Plans

11001 West 120th Avenue, Broomfield, CO 80021
WebsiteLicense: 458925

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
5.0 (1)

Why choose this provider?

The Head Insurance Group, Inc., is an independent insurance brokerage that specializes in personal insurance lines. The firm serves clients in the Westminster metro and provides insurance products for protecting homes, properties, businesses, and employees. Some of its health insurance lines include short-term medical coverage, healthcare sharing plans, Medicare Supplement plans, and long-term care insurance. It also offers specialty lines, such as toy insurance, high-value items insurance, as well as recreation insurance,

  • Life Insurance

2000 West 120th Avenue, Westminster, CO 80234
WebsiteLicense: 195359

Expertise.com Rating

Why choose this provider?

Bridlewood/The Kirscht Insurance Agency addresses the health insurance needs of clients in Westminster and the surrounding areas. The business is owned by Craig Kirscht, a Medicare agent helping clients find the health insurance coverage that fits their needs. Kirscht and his team offer a wide range of Medicare options, such as Original Medicare, Supplements, Advantage, and Prescription Drug plans. Additionally, before working as an insurance agent, Kirscht had previously worked in the restaurant industry for over 20 years.

  • Life Insurance

1499 West 120th Avenue, Westminster, CO 80234
WebsiteLicense: 432647

Expertise.com Rating

Review Sources

Google
5.0 (35)
Yelp
5.0 (1)

Why choose this provider?

Insure Colorado, Inc., is an insurance company that serves individuals and families in the Westminster area. It offers a range of health insurance plans, which clients can avail to help them prepare for unexpected medical expenses in the future. Its policies include PPOs, HMOs, and catastrophic health plans. It also provides risk protection packages for final expenses, renters, and classic cars. The agency is committed to giving its clients peace of mind when it comes to securing their future.

  • Individual Plans
  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Fidelis Consultants
12170 Tejon Street, Westminster, CO 80234
Kenkeo Insurance Group
12170 North Tejon Street, Denver, CO 80234
Integra Group
11172 Huron Street, Northglenn, CO 80234
Best Agent Health Insurance
12412 York Street, Thornton, CO 80241
3T Insurance
2701 West 84th Avenue, Westminster, CO 80031
Mountainside Insurance Management
2000 West 104th Avenue, Denver, CO 80234
Health Shop Insurance Agency
11001 West 120th Avenue, Broomfield, CO 80021
Zack Miller
6050 West 92nd Avenue, Westminster, CO 80031
Conexus Insurance Partners
3640 West 112th Avenue, Westminster, CO 80031
JPD Insurance Agency Inc
10090 Garrison Street, Westminster, CO 80021
Hendrex Health Insurance
1140 U.S. 287, Broomfield, CO 80020
The Head Insurance Group, Inc.
11001 West 120th Avenue, Broomfield, CO 80021
Bridlewood/The Kirscht Insurance Agency
2000 West 120th Avenue, Westminster, CO 80234
Insure Colorado
1499 West 120th Avenue, Westminster, CO 80234

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What are the advantages of POS plans over the other health plans available to Westminster residents?

    Point-of-Service plans contain elements from both HMO and PPO insurance policies. Similar to HMO plans, Westminster plan holders can select their primary care physicians and must obtain referrals for network specialist consultations. Resembling PPO plans, policyholders can avail of non-network healthcare services, though they will incur higher out-of-pocket expenses.

  • Should Westminster residents consider opting for health insurance plans with more affordable premiums?

    No, because lower costs may come with the downside of potentially questionable health plan benefits. Westminster residents who are considering health insurance should carefully examine the benefits offered. They need to thoroughly review coverage statements before committing to a health plan. If they are not familiar with a particular health insurance provider, they can consult independent rating agencies, like A.M. Best.

  • What are the advantages and disadvantages of HMO plans for Westminster residents?

    Health maintenance organizations offer healthcare services to Westminster residents for a fixed annual fee. They also have affordable out-of-pocket expenses, and they're known for the absence of deductibles. However, it is worth noting that certain healthcare providers may not participate in HMO insurance plans, limiting the network of doctors available to the insured. Consultations with specialists also require patients to obtain referrals from their primary care physicians.

  • What is the difference between a health insurance broker, an agent, and a consultant in Westminster?

    In Westminster, health insurance agents typically exclusively represent a single insurance company, primarily offering that carrier's products. On the other hand, brokers tend to be independent professionals who can provide price quotes from various insurance companies and typically earn commissions. Consultants specialize in serving larger businesses and operate under a fee-based compensation structure.

  • What role does employment status play in determining the insurance options a Westminster resident can access?

    The insurance choices accessible to Westminster residents can be influenced by their employment status, with larger companies typically offering their employees the opportunity to join group health insurance plans. These group insurance options often come with higher rates and offer more extensive coverage when compared to individual insurance.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.