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2024

Last updated:

Best Local Car Insurance Agencies in Lakewood

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lakewood Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

99

Reviewed

64

Curated

13

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1312 17th Street, Denver, CO 80202
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Square State Insurance is an independent insurance agency in Denver that provides insurance solutions to residents in the area and the nearby Lakewood metro. The company specializes in property and casualty lines including its auto insurance policies for both preferred and non-preferred drivers. Owner and principal agent Jeff Evans founded the company on three principles: service, savings, and selection. He has been a licensed insurance broker in Colorado for over seven years.

License Verified:

License: 462587

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (308)
Yelp
5.0 / 5 (69)
Facebook
5.0 / 5 (47)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.5
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1127 Auraria Parkway, Denver, CO 80204
  • Motorcyle & ATV

Why choose this provider?

Denver Insurance, LLC, is a one-stop insurance broker serving clients in the Denver and Lakewood areas. This local independent insurance agency works with over 30 insurance carriers to provide its clients with auto insurance policies that meet their needs. Aside from standard auto insurance policies, Denver Insurance, LLC, also helps clients looking for insurance for their collector cars. Its policies cover property damage, auto damage, and liability insurance. The agency also offers 24/7 assistance through phone, text, email, and chat.

License Verified:

License: 470113

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (206)
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1800 South Sheridan Boulevard, Denver, CO 80232
  • Life Insurance

Why choose this provider?

Planet Insurance Services offers car insurance services to residents and businesses in Lakewood and the surrounding areas. The company's car policies include full, medical, and liability coverage. It also offers teen drivers coverage, uninsured motorists coverage, and roadside assistance. Small businesses can also consult with the company's agents to get commercial policies covering artisans, contractors, landscapers, and HVAC professionals. Planet Insurance Services is associated with various carriers like Permanent General, Progressive, Bristol West Insurance, and Dairyland Auto.

License Verified:

License: 399054

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
777 South Wadsworth Boulevard, Lakewood, CO 80226
  • Bundling Option

Why choose this provider?

Located in the Lakewood area, Colling Insurance Services, Inc., is an independent agency that offers car insurance plans to its customers. It represents various national insurance companies that provide car policies and coverages, such as Foremost, Dairyland, Kemper, MetLife, Progressive, and Safeco. Colling Insurance Services compare auto insurance plans from these carriers. Additionally, the company's agents deliver the best options to the policy buyers based on their needs and budgets.

License Verified:

License: 45265

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2750 South Wadsworth Boulevard, Lakewood, CO 80227
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Why choose this provider?

Located in Lakewood, The Insurance Place, Inc., is a business that can assist motorists in securing auto insurance policies to protect them in the event of a vehicular emergency or accident. The company’s staff source quotes from multiple carriers to help clients decide which plan can meet their needs, expectations, and priorities. The Insurance Place was founded by insurance agent Lori Schultz in 1983 after working at a Lakewood insurance agency for more than seven years.

License Verified:

License: 45081

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (24)
Yelp
5.0 / 5 (4)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5353 West Dartmouth Avenue, Denver, CO 80227
  • Bundling Option

Why choose this provider?

Val Laskowski-Martinez is a State Farm insurance agent that assists clients in several areas, including auto insurance. Serving the Lakewood area, Laskowski-Martinez furnishes protection plans that may include any of the following coverages: comprehensive, collision, medical payments, liability, and emergency road service. She can also insure clients who drive for rideshare companies like Uber. Laskowski-Martinez, who is a Colorado native, is a second-generation State Farm agent that has been working under the company for over 25 years.

License Verified:

License: 56508

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1970 Kipling Street, Lakewood, CO 80215
  • Bundling Option

Why choose this provider?

Since 1946, Associated Agents Insurance has been providing auto insurance policies. The Lakewood-based insurance agency develops insurance programs that fit clients' requirements. It shops for policies from dozens of insurance carriers to deliver the right coverage options for vehicle owners and drivers. There are markets available for youthful drivers and those who have bad driving records. Associated Agents Insurance also insures motorcycles, motor homes, and RVs. It is licensed to offer insurance services in nine different states.

License Verified:

License: 6768994

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (26)
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7807 West Mississippi Avenue, Lakewood, CO 80226
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Dodrill Insurance is a car insurance agency based in Lakewood. The company is a family-owned business established in 1961. It works with over 40 carriers in over 20 states to provide insurance services covering standard vehicles, motorcycles, boats, motor homes, condos, and homes. The company staff possesses a variety of knowledge, creativity, and insight in offering insurance policies. In addition to its professionalism in the insurance business, the agency also works with Feed My Starving Children by hosting mobile food packs in its community. The agency is also a member of the Open Door Ministries and the Denver Seminary.

License Verified:

License: 36595

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (19)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Lakewood, CO
  • Multiple Carriers
  • Motorcyle & ATV
  • RV & Motorhome

Why choose this provider?

A Plus Insurance is a Colorado Springs-based insurance brokerage agency that provides car insurance in Lakewood. The family-owned and operated agency offers car insurance like injury insurance, uninsured motorist insurance, property damage insurance, collision coverage, comprehensive coverage, and rental reimbursement. Other insurance products offered by the agency include personal insurance, home insurance, business liability insurance, and boat insurance. A Plus Insurance is owned by Shawn and Amy Christie. It started doing business in 1999.

License Verified:

License: 455578

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (11)
Yelp
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
880 Buchtel Boulevard South, Denver, CO 80210
  • Multiple Carriers

Why choose this provider?

JJ Insurance in Lakewood is an insurance agency offering personal auto insurance policies to the metro and its surrounding communities. Established in 1984, the company has over 30 years of experience with auto insurance and can provide clients with various policy options for their different needs. Some of the policies included in the agency's auto insurance include comprehensive policies, collision, and medical payments among others. JJ Insurance also insures ATVs RVs, boats, and other watercraft.

License Verified:

License: 45157

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
677 Grant Street, Denver, CO 80203
  • Multiple Carriers

Why choose this provider?

Lightship Insurance has served clients in Lakewood since 1996. The company provides auto insurance plans to cover repairs and replacements for any damages to the car. Its agents help clients assess and consider different factors like weather and car value. It can tailor the policy to have special coverages like car rentals and property damage recompense. Lightship Insurance also covers the medical fees of affected passengers. The company's other insurance options include motorcycles, watercraft, and ATVs.

License Verified:

License: 6478

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (65)
Facebook
4.7 / 5 (6)
Yelp
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2535 South Lewis Way, Lakewood, CO 80227
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Morrison Insurance Agency has been providing insurance products and services for over 50 years. The business explores the insurance market on behalf of car owners and drivers looking for personalized auto insurance plans. Its team also assists Lakewood clients by shopping for and comparing vehicle protection quotes. Customers can obtain liability and no-fault coverage with the help of the company, as well as comprehensive and collision coverages. Chip Morrison is the second-generation manager of the family-owned insurance company.

License Verified:

License: 274394

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.8 / 5 (27)
Yelp
2.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1686 South Kline Court, Lakewood, CO 80232
  • Bundling Option

Why choose this provider?

Though Braddock-Harrison Agency specializes in small group health insurance and individual insurance, the agency provides other services like auto insurance. This Lakewood-based agency represents various insurance carriers, allowing it to present different insurance options to its clients. It also tailors a coverage package that suits its clients' needs and budget. Clients can also consult about their current policies and ask about insurance discounts and features they can have. Braddock-Harrison Agency also offers its clients 24/7 assistance.

License Verified:

License: 89101

Colorado Department Of Regulatory Agencies, Division Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Does Lakewood auto insurance qualify as a tax deduction?

    Normally, you cannot deduct your Lakewood car insurance rates from your taxes, and the only exemption to this rule is if you utilize a vehicle for job purposes. If you work for yourself, you might be eligible to claim a tax deduction for your auto insurance. Additionally, if you utilize a vehicle provided by your employer, the tax paperwork related to such vehicle is handled by your superiors.

  • Does having your car towed in Lakewood result in a higher auto insurance premium?

    Your Lakewood auto insurance price is unlikely to go up if you have one or two tows every year. So, whenever required, don't be hesitant to make a tow claim on your insurance. However, a large amount of tows, such as five in a single year, indicates to the insurance provider that there is a problem with your car so they may consequently increase your premiums.

  • Does Lakewood auto insurance cover accidents involving dogs?

    Your car insurance in Lakewood which includes comprehensive coverage will cover any damage to your car that results from hitting a dog or another kind of animal. Your insurance company may contact the pet owner and ask their homeowners insurance company to reimburse you for the cost of repairing your car if it is determined that the pet owner was negligent in failing to keep their dog within control at the moment of the incident.

  • What paperwork is required in Lakewood to submit a gap insurance claim?

    Some of the paperwork you're going to need when submitting a gap insurance claim in Lakewood are the following:

    • A statement of insurance settlement.
    • An official police report copy.
    • The car dealer's initial sales contract.
    • The original contract outlining the loan or lease's financing conditions.
    • A thorough listing of all charges and payments made to your account.
    • A copy of the settlement check that the car insurance provider sent to the lienholder.
  • Is your credit history a factor in your Lakewood car insurance rates?

    When you apply for Lakewood auto insurance, your credit history may be taken into consideration. Insurance companies value your credit history because it can be used to anticipate your behavior in the future. Statistics show that persons with lower credit scores have a higher propensity to submit more claims than those with higher credit scores. As a result, insurers may raise the premium to account for the increased risk.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.