Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Arvada

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Arvada Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

78Reviewed

52Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

9195 West 44th Avenue, Wheat Ridge, CO 80033
WebsiteLicense: 111547

Expertise.com Rating

Review Sources

Google
3.9 (15)
Yelp
5.0 (1)

Why choose this provider?

GIA Insurance is a small family-owned business that provides auto insurance products and services to Arvada and the nearby areas. Since 1984, the company has been offering insurance plans from various insurance carriers. Its team of agents assists the clients in choosing the policies that are suited to their needs. GIA Insurance gives back to the community through its regular employee volunteer day program and collecting donations to local charitable organizations.

  • Multiple Carriers

7728 Vance Drive, Arvada, CO 80003
WebsiteLicense: 102293

Expertise.com Rating

Review Sources

Facebook
5.0 (190)
Google
4.8 (18)
Yelp
4.5 (3)

Why choose this provider?

Established in 1962, Lakeside Insurance is an independent insurance agency located in Colorado and Michigan. The full-service insurance company offers several insurance products that include auto, personal, and business insurance in Arvada. Some of its auto insurance coverage are collision, comprehensive, liability, and no-fault coverage. Lakeside Insurance has professional insurance agents who listen, advise, and provide insurance policies suited to its clients' needs. It represents some of the largest insurance companies like Trusted Choice and Westminster.

  • Multiple Carriers

4860 North Robb Street, Wheat Ridge, CO 80033
WebsiteLicense: 111730

Expertise.com Rating

Review Sources

Google
5.0 (118)
Facebook
5.0 (11)
Yelp
5.0 (9)

Why choose this provider?

Risk Management Partners is a team of independent insurance agents that serves the Arvada area. They furnish various types of protection plans, including auto insurance. This helps pay for treatment and rehabilitation expenses in case the policyholder causes injury to others, and it also reimburses losses from collisions. Risk Management Partners is a member of the National Association of Professional Insurance Agents and the Professional Insurance Agents of Colorado, and it supports Tennyson Center for Children and Denver Rescue Mission.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

4350 Wadsworth Boulevard, Wheat Ridge, CO 80033
WebsiteLicense: 111688

Expertise.com Rating

Review Sources

Google
4.9 (79)
Facebook
5.0 (1)

Why choose this provider?

Prince Insurance Group is an independent insurance agency serving Wheat Ridge and the surrounding areas, including Arvada. Established in 1980 by Jim Prince, the company now has numerous professional agents with significant years of experience. The agents, along with an account manager, can help vehicle owners obtain the protection they need in the event of an automotive emergency. In addition to offering standard auto insurance, Prince Insurance Group also insures motorcycles, ATVs, motorhomes, boats, and snowmobiles.

  • Boats

17025 South Golden Road, Golden, CO 80401
WebsiteLicense: 425724

Expertise.com Rating

Review Sources

Google
4.6 (12)
Facebook
5.0 (7)

Why choose this provider?

Brian Fox is a Farmers Insurance agent that has served clients in Arvada for over 17 years. He meets with clients to examine their car, including the model and age, to assess its value for coverage plans. Brian offers policies to protect said vehicle from vandalism, animal collisions, and roadside hazards. He also provides rentals to help customers drive while their car is being fixed. Aside from Insurance, Brian supports multiple local students in schools like Golden High and Westgate.

  • Bundling Option

4611 Plettner Lane, Evergreen, CO 80439
WebsiteLicense: 585082

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Based in Evergreen, RPM Agency is a team of insurance agents that provide auto insurance plans to customers in Arvada. The company offers customized auto insurance policies that financially protect drivers from vehicular damages, car accidents, and theft. Its agents are available for pre and post-coverage consultations to help clients understand their options. RPM Agency is a member of the National Independent Insurance Agency Alliance. It also has other personal and business insurance products.

  • Motorcyle & ATV

5275 Marshall Street, Arvada, CO 80002
WebsiteLicense: 559969

Expertise.com Rating

Review Sources

Google
5.0 (88)
Facebook
5.0 (13)

Why choose this provider?

Mitch Davis is a State Farm insurance agent based in Arvada. Included in his line of services is auto insurance, which reimburses losses from non-collision incidents such as theft and fire. Davis can also create protection plans for clients who drive for rideshare companies like Lyft and Uber. Other coverage options include liability, uninsured motorist, and emergency road service coverage. Davis has been working under State Farm since 2014. He also specializes in out-of-state transfers to the Denver metro area.

  • Multiple Carriers

8690 Ralston Road, Arvada, CO 80001
WebsiteLicense: 44756

Expertise.com Rating

Review Sources

Google
4.6 (31)
Facebook
5.0 (3)

Why choose this provider?

Leeper Insurance Agency, Inc., offers a range of auto coverage options to clients in Arvada. It offers policies that secure losses and damage costs incurred from collisions and non-collision incidents, including fire, theft, vandalism, hail or water damage, and falling objects. It also offers other non-collision options like roadside assistance and diminishing deductibles. The company also covers liability protection, uninsured and underinsured motorists, towing, rental reimbursement, and accident forgiveness. Leeper also has specialty auto insurance for collectible vehicles such as race cars, show cars, antiques, and custom-built cars.

  • Motorcyle & ATV

7910 Ralston Road, Arvada, CO 80002
WebsiteLicense: 191282

Expertise.com Rating

Review Sources

Google
4.8 (70)
Facebook
5.0 (14)
Yelp
4.0 (9)

Why choose this provider?

Alliance Insurance Group is an Arvada independent agency that provides car insurance to help individuals and businesses protect their assets from risks. The company's agents write policies that pay for damages to cars, medical expenses arising from auto-related incidents, and legal responsibilities arising from causing bodily injury or property damage to others. They help in finding the right coverages based on clients' insurance needs. Alliance Insurance Group has office locations in nine states and is licensed in 43 states.

  • Multiple Carriers
  • Motorcyle & ATV

3900 West 38th Avenue, Denver, CO 80212
WebsiteLicense: 69735

Expertise.com Rating

Review Sources

Facebook
5.0 (14)

Why choose this provider?

AFI Insurance is an independent insurance company that has been assisting residents in Arvada and nearby areas with their car insurance needs for more than two decades. Founded in 1996, the locally owned insurance firm guides individuals, families, and commercial customers in choosing the right car insurance policy based on their needs and resources. Its agents compare coverage options like collision protection, comprehensive coverage, accidents, and liabilities of multiple carriers. Other offerings include home, life, specialty, and commercial policies.

  • Multiple Carriers

5310 Ward Road, Arvada, CO 80002
WebsiteLicense: 303390

Expertise.com Rating

Review Sources

Google
4.9 (326)
Facebook
5.0 (23)

Why choose this provider?

Ullrich Insurance agency is a Colorado-based independent insurance agency that services its clients in Arvada and the nearby areas. As an independent agency, it represents multiple insurance carriers in providing car insurance plans to its clients. The agency can take on the client's current coverages, which include collision and comprehensive coverages, bodily injury liability, and property damage. Its agents assist policyholders by comparing insurance policies and customize them according to the client's preferences and needs. They also offer life and home insurance products.

  • Multiple Carriers

5440 Ward Road, Arvada, CO 80002
WebsiteLicense: 46003

Expertise.com Rating

Review Sources

Google
5.0 (130)
Facebook
3.0 (3)
Yelp
1.0 (3)

Why choose this provider?

Alliance Insurance Services caters to the Arvada metro. It carries policies for car insurance whether personal or commercial with coverage beyond state-mandated. The independent agency helps in identifying concerns and comparing options with its access to several insurance companies. Founded in 1998, it values its relationships with clients and the local community. It supports organizations like Children's Miracle Network and the Professional Independent Insurance Agents of Colorado. Its offerings also include home, business, life, and health.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

PO Box 745429, Arvada, CO 80006
WebsiteLicense: 378704

Expertise.com Rating

Why choose this provider?

Insurance Connection of Colorado provides risk management solutions from its Arvada location. The company handles multiple lines of insurance, including auto insurance, which may include coverage for collisions, liability, roadside assistance, medical expenses, and roadside assistance. Its team can also provide car insurance plans that reimburse losses from non-collision incidents such as fire and theft. Its agents also insure boats, motorcycles, and recreational vehicles. Insurance Connection of Colorado has been in operation for 25 years.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is the cost of vehicle insurance high in Arvada?

    Yes. Buying full-coverage car insurance in Arvada can set you back over $2,000 annually. The average cost of car insurance in Arvada is about 14% higher than the average rate in Colorado and around 6% higher than the national average. That said, shopping for quotes from multiple providers will help you find ideal rates that will meet the state’s requirements and your financial capacity.

  • What is the minimum car insurance coverage requirement in Arvada?

    Colorado’s laws mandate all vehicle owners in Arvada and the rest of the state to carry a minimum of $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury coverage per accident, and $15,000 in property damage coverage per accident. These coverage levels are referred to as 25/50/15.

  • Will you get enough coverage if you only buy the required car insurance minimums in Arvada?

    Depending on the extent of the accident, the required insurance minimum may or may not be able to cover the damages in Arvada. However, getting just the bare minimum coverage is not recommended. In many cases, it won’t be able to protect you or your assets. It would be a wise decision to discuss the ideal amount of coverage with an experienced car insurance agent.

  • How much is the penalty for driving without car insurance in Arvada?

    If law enforcement flags you for driving without car insurance in Arvada, you will receive a minimum $500 fine and have your license suspended until you can provide proof that you have purchased insurance. On your second or third offense, a minimum penalty of $1,000 will be imposed on top of a four-month suspension of your driving privileges. If you get caught driving without car insurance for the fourth time, your license will be suspended for eight months.

  • Since Arvada belongs to a fault state, how does it affect your auto insurance policy?

    Since Arvada is located in Colorado, a fault state, your insurance company will automatically cover the other driver’s medical bills if you cause an accident. If you wish to get additional protection for yourself in an accident, you may get supplementary medical payment coverage from your provider.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.