How much homeowners\' insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage. <br>

What should a homeowners\' insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy. <br>

How frequent should one change auto or homeowners\' insurance to another provider?

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years. <br>

5 Best Westminster Homeowners Insurance Agencies

Adler Insurance Group

12245 North Pecos Street, Westminster, CO 80234

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Renter's Insurance
Condos

Adler Insurance Group provides insurance assistance from its Westminster office. The company offers a wide range of products including homeowners' insurance. It provides standard home insurance policies that cover repairs for property damage. Property damage due to frozen plumbing, falling objects, theft, fire, smoke, and hailstorms are also covered under home insurance. The agents allow clients to customize their home insurance policies by adding optional coverages such as roof replacement protection. Adler Insurance Group has been in service since 2016.

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Colorado Insurance Shop

8181 Arista Place, Broomfield, CO 80021

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Multiple Carriers
Multiple Policy Types

Colorado Insurance Shop is a homeowners insurance agency near Westminster that assists clients as they purchase policies. It offers coverage by a variety of carriers such as Progressive, SafeCo, and The Hartford, and it works to help clients purchase protection for dwellings and any personal items inside. Clients are able to view a multitude of quotes offered by several providers and select the ones that best serve their needs. Auto insurance is also available.

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Leeper Insurance Agency, Inc.

8690 Ralston Road, Arvada, CO 80002

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Renter's Insurance
Condos

Leeper Insurance Agency, Inc., offers commercial and personal insurance lines in Westminster. Founded in 1961, this agency helps homeowners safeguard their properties and belongings through appropriate home insurance coverage. Homeowners liability policyholders receive compensation in injury claims due to unsafe property conditions, including floor hazards and poor lighting. This type of insurance also covers liability defense and medical bills for personal injury liabilities. Leeper Insurance Agency, Inc., also provides combined auto and home insurance options.

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Prince Insurance Group

4350 Wadsworth Boulevard, Wheat Ridge, CO 80033

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Renter's Insurance
Multiple Policy Types
Multiple Carriers

Prince Insurance Group is active in the Westminster metro area and sells homeowners insurance policies. It sells policies that cover a wide variety of scenarios in case properties are damaged by things such as water, lightning, smoke, or natural disasters. This company offers tailored services to each client, helping them to purchase policies that fit their budgets and their needs. Prince Insurance Group can also cover personal property and pieces of jewelry. Many other kinds of personal and business insurance services are available as well.

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Schomburg Insurance

6810 North Broadway, Denver, CO 80221

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Renter's Insurance
Multiple Policy Types

Schomburg Insurance serves the Westminster metro area, providing homeowners insurance products to protect customers from financial losses when natural disasters and other incidents occur. This agency also offers insurance to landlords and renters and can insure vacant property too. Its policies typically cover structures, personal items, and any liabilities and can be customized to provide flexible coverage options to clients. Schomburg Insurance also insures automobiles and offers life insurance policy products.

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Best Homeowners Insurance Agencies in Westminster

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Homeowners Insurance Agencies FAQs

Adler Insurance Group

Colorado Insurance Shop

Leeper Insurance Agency, Inc.

Prince Insurance Group

Schomburg Insurance

Frequently Asked Questions

Q: How much homeowners\' insurance should someone carry?

Q: What should a homeowners\' insurance include/cover?

Q: How frequent should one change auto or homeowners\' insurance to another provider?

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