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Best Homeowners Insurance Agencies in Westminster

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2023
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Colorado Insurance Shop logo
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Colorado Insurance Shop

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8181 Arista Place, Broomfield, CO 80021
  • Multiple Carriers
  • Multiple Policy Types

Business Description

Colorado Insurance Shop is a homeowners insurance agency near Westminster that assists clients as they purchase policies. It offers coverage by a variety of carriers such as Progressive, SafeCo, and The Hartford, and it works to help clients purchase protection for dwellings and any personal items inside. Clients are able to view a multitude of quotes offered by several providers and select the ones that best serve their needs. Auto insurance is also available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Leeper Insurance Agency, Inc. logo
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Leeper Insurance Agency, Inc.

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8690 Ralston Road, Arvada, CO 80002
  • Renter's Insurance
  • Condos

Business Description

Leeper Insurance Agency, Inc., offers commercial and personal insurance lines in Westminster. Founded in 1961, this agency helps homeowners safeguard their properties and belongings through appropriate home insurance coverage. Homeowners liability policyholders receive compensation in injury claims due to unsafe property conditions, including floor hazards and poor lighting. This type of insurance also covers liability defense and medical bills for personal injury liabilities. Leeper Insurance Agency, Inc., also provides combined auto and home insurance options.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (31)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Prince Insurance Group logo
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Prince Insurance Group

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4350 Wadsworth Boulevard, Wheat Ridge, CO 80033
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Prince Insurance Group is active in the Westminster metro area and sells homeowners insurance policies. It sells policies that cover a wide variety of scenarios in case properties are damaged by things such as water, lightning, smoke, or natural disasters. This company offers tailored services to each client, helping them to purchase policies that fit their budgets and their needs. Prince Insurance Group can also cover personal property and pieces of jewelry. Many other kinds of personal and business insurance services are available as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (77)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Schomburg Insurance logo
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Schomburg Insurance

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6810 North Broadway, Denver, CO 80221
  • Renter's Insurance
  • Multiple Policy Types

Business Description

Schomburg Insurance serves the Westminster metro area, providing homeowners insurance products to protect customers from financial losses when natural disasters and other incidents occur. This agency also offers insurance to landlords and renters and can insure vacant property too. Its policies typically cover structures, personal items, and any liabilities and can be customized to provide flexible coverage options to clients. Schomburg Insurance also insures automobiles and offers life insurance policy products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.