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Best Local Car Insurance Agencies in Thornton

2024

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Website
9981 Washington Street, Thornton, CO 80229
  • Bundling Option

Why choose this provider?

Christopher Sena is a State Farm insurance agent in Thornton with more than 20 years of service. Sena provides vehicle owners, new drivers, and business travelers in Thornton with automobile insurance products that match their unique needs. These auto insurance policies cover vehicle repair and replacement costs, medical expenses, damages caused by collisions, damages caused by theft, vandalism, fire, or animals. Christopher Sena also helps clients with homeowners, renters, business, health, and life insurance.

License Verified:

License: 186026

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.6 / 5 (9)
Yelp
1.0 / 5 (1)

Website
2727 West 92nd Avenue, Federal Heights, CO 80260
  • Multiple Carriers

Why choose this provider?

Darrell C. Adolph is an auto insurance agent for Affordable American Insurance, which has been active since 2004. He serves clients in and around Thornton, reviewing their policies and checking coverage rates for accidents or theft. Darrell also processes claims and policy change requests to partner carriers like The Hartford, Nationwide, and Liberty Mutual. Darrell has over 20 years of experience and also offers home, life, and business insurance solutions.

License Verified:

License: 114310

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
55 South 4th Avenue, Brighton, CO 80601
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Initially established as a small-town agency in 2011, Colorado Prestige Insurance Group now offers a variety of insurance products to clients in the Brighton and Thornton areas. Its auto insurance offering isn't limited to the personal injury protection minimum coverage since it also includes collision coverage, roadside assistance, rental reimbursement, and comprehensive coverage. Colorado Prestige Insurance Group also uses advanced rating software to identify the insurance suitable to the needs of its clients.

License Verified:

License: 377780

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (27)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5023 West 120th Avenue, Broomfield, CO 80020
  • Multiple Carriers

Why choose this provider?

Kline Insurance is an independent insurance agency specializing in home, auto, and life insurance in Thornton and the rest of Colorado. The agency understands the everyday road risks that drivers face, especially in Denver with its climate of snow and ice. The firm offers standard auto insurance that protects against major financial setbacks and damages tailored to clients' unique needs. Representing a slew of carriers, the firm also provides service and insurance options such as boat, motorcycle, recreational vehicle, umbrella, renters, and condo insurance.

License Verified:

License: 480882

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
PO Box 33205, Northglenn, CO 80233
  • Multiple Carriers

Why choose this provider?

Premium Advantage Insurance, LLC is an independent agency servicing the Thornton community. It offers personal and commercial auto insurance packages that can protect families and businesses from covered losses. It highly recommends its Business Owner Package insurance coverage to cover a variety of needs for small business owners. The agency partners with different insurance companies so that clients can compare quotes online and determine the most suitable coverage. Home insurance packages are also offered for homeowners, condos, and renters.

License Verified:

License: 528610

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the minimum amount of car insurance required in Thornton?

    According to Colorado's car insurance laws, you are required to purchase a minimum amount of $25,000 for bodily injury or death to any one person in an accident and $50,000 for bodily injury or death to all persons in any one accident. With regards to property damage, you are obligated to carry a minimum of $15,000 for any one accident.

  • What are the penalties for a first-time offense of driving a car without car insurance in Thornton?

    A $500 fine, up to 40 hours of community service, 10 days to one year in jail, and four points on your driving record are the penalties for driving without car insurance for the first time in Thornton. The penalties may also include a license suspension until you can show proof of insurance to the Division of Motor Vehicles.

  • How long do you have to add your new car to your existing car insurance policy in Thornton?

    According to Colorado's auto insurance laws, you have between 7 and 30 days to add a new vehicle to your existing policy, depending on the policy of your insurance company and the type of coverage required. However, if you do not already have auto insurance, you must obtain coverage before you can operate your new vehicle.

  • What happens if someone else borrows and drives your car in Thornton and they get into an accident?

    If another driver hits your car while it is being driven by someone else, you can file a claim against the at-fault driver to recover vehicle repair costs as well as medical costs if the driver is injured. Car insurance in Colorado follows the insured vehicle rather than the driver.

  • Can you have car insurance if you do not own a car in Thornton?

    Yes, even if you do not own a car, you can get Thornton car insurance. If you drive frequently but do not own a car, you can get non-owner car insurance. This type of car insurance policy provides the same basic coverage as a standard policy, including bodily injury and property damage liability coverage.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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