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Best Life Insurance Companies in Costa Mesa

2024

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Providers

Last updated:

Website
3089 Klondike Avenue, Costa Mesa, CA 92626
  • Life Insurance

Why choose this provider?

Old Castle Insurance Services is an insurance agency that provides services to residents and businesses in Costa Mesa and the surrounding communities. The agents from this company customize insurance plans to offer choices to clients. They carry packages like life insurance, personal auto, and homeowners’ insurance. Additionally, the team has commercial insurance packages for businesses covering general liability, professional liability, commercial auto, and errors and omissions. Furthermore, Old Castle has workers’ compensation coverage designed for small businesses. It was founded in 2019.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
POBox 7797, Huntington Beach, CA 92646
  • Life Insurance
  • Health Insurance
  • Group Plans
  • Long Term Care

Why choose this provider?

Deutsch Insurance Associates is an independent insurance agency that serves clients in Costa Mesa and the surrounding areas. With nearly 50 years of industry experience and access to a wide variety of insurance carriers, the agency has been providing life insurance services and other insurance coverage to individuals and groups. It offers different options such as disability income plans, dental and vision insurance, health insurance, long-term care, and group insurance. Additionally, it handles IRA and pension plans and annuities.

License Verified:

License: 0638734

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
959 South Coast Drive, Costa Mesa, CA 92626
  • Health Insurance
  • Group Plans

Why choose this provider?

United AMG Partners is an insurance consulting firm that uses new technology to design insurance plans for employers and employees in Costa Mesa. With over 35 years of experience in providing employee benefits, the firm offers group life insurance, STD and LTD plans, as well as on-site immunization clinics. It also helps business owners with their succession planning and COBRA management needs. George Mihov, the firm's CEO and founding partner, has been working as an insurance broker since 2003.

License Verified:

License: 0H99360

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (62)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
210 West Main Street, Tustin, CA 92780
  • Life Insurance
  • Health Insurance

Why choose this provider?

Jeff Noviello is a State Farm insurance agent servicing Costa Mesa. Since 2003, he has been offering term, whole, and universal life insurance coverage choices to those who wish to protect their future. Small businesses can use the insurance for a variety of reasons, including business continuity, key employee perks, and key employee incentives. Noviello and his colleagues also provide car, health, and pet insurance, with a combined 58 years of expertise. They also provide relocation assistance to and from California.

License Verified:

License: 0D89994

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
P.O. Box 25822, Santa Ana, CA 92799
  • Life Insurance
  • Health Insurance

Why choose this provider?

Insurance Agent Williams provides health insurance products to the Costa Mesa area. Its owner, Michael Williams, is an insurance broker who offers health plans that allow clients to receive befits for replacing a paycheck, income, child care, treatments for drugs, and housekeeping expenses. These products cover several medical conditions, including terminal illness, heart attack, cancer, blindness, paralysis, and major organ transplant. Williams also assists individuals who want to convert their term life insurance to a permanent insurance policy.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2942 Century Place, Costa Mesa, CA 92626
  • Life Insurance

Why choose this provider?

Strandlife Financial Group is an independent insurance agency that provides insurance and financial strategies to clients in Costa Mesa. The company is composed of finance professionals and FINRA-licensed brokers specializing in wealth management services and personal and business insurance lines. It offers life insurance products such as term life insurance, whole life insurance, and combined term-whole life insurance. It also offers health insurance plans and policies for long-term care. Its CEO Parsa Vahid has over 10 years of experience in the insurance and financial industries.

License Verified:

License: 0L80337

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3001 Red Hill Avenue, Costa Mesa, CA 92626
  • Life Insurance
  • Health Insurance

Why choose this provider?

Maxwell Agency Insurance Services has been providing services to clients in Costa Mesa and the surrounding communities since 2010. The products it offers include term and whole life insurance policies, which can cover charitable donations, estate taxes, and final expenses. Additionally, it carries disability, health, long-term care, Medicare, and travel insurance plans. Owner Blake Maxwell is one of the insurance producers at his firm. He worked as a private yacht captain prior to opening his insurance agency.

License Verified:

License: 0K14465

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1912 Pomona Avenue, Costa Mesa, CA 92627
  • Life Insurance
  • Health Insurance
  • Long Term Care
  • Term Life Insurance
  • Permanent Life Insurance Policy

Why choose this provider?

Baypoint Insurance Services is an independent brokerage providing life insurance options to families in Costa Mesa and the surrounding communities. The business allows clients to complete their applications online or over the phone. Its agents can also assist them in acquiring life insurance plans such as term, permanent, survivorship, and annuities. Bijan Noori, its founder, earned a Finance degree in 2007 and formed the company five years later. He is also a co-founder of Belmont Capital Insurance and Financial Services.

License Verified:

License: 0K05871

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Website
2960 Harbor Boulevard, Costa Mesa, CA 92626
  • Life Insurance

Why choose this provider?

EZ is an independent insurance agency that works with individuals and businesses in Costa Mesa. With access to protection plans from a wide range of carriers such as The Hartford, National General, Foremost Insurance Group, and Chubb, its team of risk management professionals is able to furnish different types of policies, covering life, home, auto, and business insurance. EZ, which has been in operation for more than 15 years, is licensed in nearly 20 states, including Utah, Connecticut, and Oregon.

License Verified:

License: 0E86532

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (52)
Yelp
4.0 / 5 (45)
Facebook
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3000 West MacArthur Boulevard, Santa Ana, CA 92704
  • Life Insurance

Why choose this provider?

ERM Insurance Brokers is a professional insurance and risk management company that serves residential and commercial clients in Costa Mesa and its surrounding areas. It offers a variety of insurance products and services, including life, risk management, business, and property insurance coverage. The firm works closely with clients to find the best range of coverage options from their established network of insurance carriers. ERM Insurance Brokers also offers retail and wholesale coverage and risk management solutions. 

License Verified:

License: 0H79377

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (8)
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1500 Adams Avenue, Costa Mesa, CA 92626
  • Life Insurance

Why choose this provider?

Roadquest Insurance provides insurance services in Costa Mesa. It offers various insurance types including life, commercial auto, general liability, motorcycle, homeowners, and renter’s insurance. The business also provides service options such as professional tax preparation, title loans, notary, and bail bonds. Its other services cover auto registration service, instant stickers, duplicate stickers, name transfer, and license plate replacement. Roadquest Insurance was founded in 2004. Its staff puts a strong focus on ensuring customer satisfaction.

License Verified:

License: 0I48763

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (48)
Yelp
5.0 / 5 (15)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
245 Fischer Avenue, Suite D-8, Costa Mesa, CA 92626
  • Life Insurance
  • Health Insurance

Why choose this provider?

Clarke Marine Garvey Insurance Service is an independent agency that offers life insurance plans to clients around the Costa Mesa area and its surrounding communities. Founded in 1949, it partners with a variety of insurance carriers to provide its individual, business, and commercial clients with a life insurance package tailored to fulfill their objectives. Aside from life insurance, the agency also provides assistance with other personal insurance policies such as homeowners, automobile, and umbrella liability insurance.

License Verified:

License: 0563274

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
19800 Macarthur Boulevard, Irvine, CA 92612
  • Health Insurance
  • Life Insurance

Why choose this provider?

Becker Wealth Management, LLC is an insurance company serving clients in the Costa Mesa area. They aid in financial management strategies to protect assets against any risk. They also have products on wealth management upon retirement and on how to build a strategic investment portfolio. While they offer coverage for life and health insurance, they also offer coverage for income stream protection upon retirement. Principal and founder Stephen P. Becker has 25 years of experience in the financial services industry and is a licensed Fiduciary Registered Investment Advisor.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3001 Red Hill Avenue, Costa Mesa, CA 92626
  • Life Insurance

Why choose this provider?

Chrysalis Insurance Agency is an insurance agency that provides insurance options to residents and businesses in Costa Mesa and the surrounding communities. It has offices in Boise and Costa Mesa, from which it serves the seven Western states, as well as Colorado, Montana, and Texas. It is an independent firm that carries life insurance plans, boat & yacht, and off-road vehicle insurance. It was founded in 2010 with Eric P. Evans at the helm. He now serves as the owner.

License Verified:

License: 0H23490

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (103)
Yelp
4.0 / 5 (39)
Facebook
3.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2273 Harbor Boulevard, Costa Mesa, CA 92626
  • Life Insurance
  • Health Insurance

Why choose this provider?

Go Direct Health Insurance Services provides services to individuals, families, and businesses in Costa Mesa and nearby areas. It helps clients protect their loved ones by offering life insurance plans, such as term, indexed universal, universal, and whole. Furthermore, it helps in acquiring dental, health, Medicare, and vision insurance policies. Go Direct Health Insurance Services represents different carriers, like Blue Shield of California, Cigna, and Kaiser Permanente. Its team focuses on helping customers find coverages that suit their budget and preferences.

License Verified:

License: 0L73308

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1010)
Facebook
5.0 / 5 (12)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3100 Airway Avenue, Costa Mesa, CA 92626
  • Life Insurance
  • Health Insurance

Why choose this provider?

Ryan Dwight is a State Farm insurance agent that caters to the insurance needs of the community in Costa Mesa and its nearby areas. He offers various policy options for life insurance such as whole, term, and universal insurance. He also offers policies for home, rental property, condominium, health, pet, and renters' insurance. Moreover, Dwight also caters to the needs of businesses and provides policies for them, including commercial auto, business owners', workers' compensation, and liability umbrella insurance.

License Verified:

License: 0H76751

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (8)
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1518 Newport Boulevard, Costa Mesa, CA 92627
  • Life Insurance

Why choose this provider?

Shahin Chear has been an insurance agent with State Farm serving clients in Costa Mesa for over a decade. She provides life insurance and coverage for pets, real estate, and automobiles. Additionally, business insurance and services for banking, mutual funds, and annuities are available. Chear has worked in the health insurance industry for 16 years before partnering with State Farm. Her team is fluent in different languages, including English, Farsi, Spanish, Gujarati, and Hindi.

License Verified:

License: 0M71312

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (83)
Yelp
4.0 / 5 (24)
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2915 Red Hill Avenue, Costa Mesa, CA 92626
  • Life Insurance
  • Health Insurance

Why choose this provider?

Nabavian Insurance Agency offers life insurance solutions to clients in Costa Mesa and nearby areas. The business consists of professionals striving to provide clients with an insurance policy that fits their needs. They offer a wide range of products, including life, health, auto, home, and business insurance, in addition to general liability and workers' compensation coverage. Moreover, Nabavian Insurance Agency is affiliated with a large network of carriers, including National General, The Hartford, UnitedHealthcare, and Progressive.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Yelp
5.0 / 5 (15)
Facebook
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • When should an individual in Costa Mesa consider whole-life insurance over term life insurance?

    An individual in Costa Mesa should consider whole-life insurance over term life options if there is a need to be protected for one's entire life and if one wishes to have savings that could be withdrawn while the insured is alive. Term policies do not have a savings component, and the death benefit expires once the period in the contract fades.

  • How much insurance coverage should Costa Mesa residents obtain?

    Generally, a resident of Costa Mesa should look into the amount of debt and expenses that will be sustained later in life and then subtract these from one's current resources, investments, and income. The difference represents the amount that the life insurance policy has to cover.

  • How are the death benefits of a life insurance policy taxed in Costa Mesa?

    The death benefits of a life insurance plan in Costa Mesa are not subject to income tax. The proceeds may be used to cover the payment of the departed's other revenue dues like estate taxes on other proceeds and probate fees. With estate planning, the beneficiary won't have to pay estate taxes either since insurance proceeds never form part of the estate.

  • What are the consequences of using money from the cash value of a whole-life policy in Costa Mesa?

    In Costa Mesa, withdrawing money from the cash value of a whole-life insurance policy will result in taxes having to be paid upon withdrawal if the insured is not yet 59.5 years old. The amount that will be received upon death will also be reduced because there was an early diminution in the proceeds of the policy.

  • What situations make it ideal in Costa Mesa to get life insurance?

    It is ideal in Costa Mesa to get life insurance if the insured is someone whom others rely upon for support or love. The individual may be a parent who has to support children through college or one who wishes to leave a legacy to grandchildren yet does not have much in the way of real estate.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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