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Best Life Insurance Companies in Huntington Beach

2024

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Providers

Last updated:

Website
7901 Professional Cir, Huntington Beach, CA 92648

Why choose this provider?

Huntington Pacific Insurance Agency caters to individuals and families seeking personal protection plans. It helps Huntington Beach residents acquire life insurance plans to protect them from financial losses caused by unexpected events like death. The company furnishes term and whole life insurance policies that can cover policyholders' debts and estate taxes. Its independent agents also process umbrella, flood, auto, homeowners', health, and specialty dwelling insurance plans. The agency has been working with multiple carriers for over 35 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (194)
Yelp
5.0 / 5 (31)
Facebook
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
18141 Beach Boulevard, Huntington Beach, CA 92648
  • Life Insurance

Why choose this provider?

SoCal Insurance & Financial Services is an insurance agency that serves clients in Huntington Beach. Its life insurance plans provide beneficiaries with financial security through death benefits that can be used to pay off debts, final expenses, and college tuition. The agency also covers other insurance products for automobiles, homes, ride-sharing, condos, personal belongings, and pets. Owned by Kari Eisenacher, the agency has more than 50 years of combined experience in the insurance industry.

License Verified:

License: 0M46035

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (32)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5011 Argosy Avenue, Huntington Beach, CA 92649
  • Life Insurance

Why choose this provider?

INM Insurance has been serving clients in Huntington Beach for over 30 years. It is an independent agency specializing in individual life insurance services to help its clients plan the future finances of their loved ones. It offers two types of term life insurance, which are annual renewable and level term. It also gives permanent life insurance options to clients who want to receive lifetime benefits and cash value accounts. Its president and founder, Ralph Iknadosian, has more than four decades of insurance experience.

License Verified:

License: 0I32347

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15061 Springdale Street, Huntington Beach, CA 92649
  • Individual Plans
  • Life Insurance

Why choose this provider?

Sarah Atkinson is a Chartered Life Underwriter and insurance specialist who is affiliated with State Farm. She offers several products, including whole life insurance, which provides death benefits that help pay for mortgage costs and income losses as well as living benefits or cash value that can be accessed during a policyholder's lifetime. Furthermore, Atkinson carries life, home, and Airbnb insurance. The NAIFA member has been working under State Farm for more than 35 years.

License Verified:

License: 0E81340

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (106)
Yelp
4.0 / 5 (8)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15205 Springdale Street, Huntington Beach, CA 92649
  • Health Insurance

Why choose this provider?

Surf City Insurance Services is an independent insurance company in Huntington Beach that provides its clients with a wide range of individual and group insurance options, primarily focusing on healthcare plans. The agency represents a vast network of health insurance providers that offer coverage for individual health, group health, and senior health plans. Additionally, Surf City Insurance Services also offers travel insurance, dental plans, and short-term plans for its clients. It also offers life insurance reevaluation as a complimentary service.

License Verified:

License: 0E55371

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
801 Pacific Coast Highway, Seal Beach, CA 90740
  • Life Insurance
  • Health Insurance

Why choose this provider?

Swell Insurance Solutions is a Seal Beach-based company that extends its services to families, individuals, and businesses in the Huntington Beach metro. It is an independent agency that helps clients acquire life insurance plans that include term, group, and key-person coverage. In addition, it offers other personal and business policies such as health, homeowners', special events, employment practices liability, and workers' compensation insurance. Swell Insurance Solutions has been in business since 2004.

License Verified:

License: 0H52941

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (108)
Yelp
5.0 / 5 (24)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
18377 Beach Boulevard, Huntington Beach, CA 92648
  • Life Insurance

Why choose this provider?

Set Sail Insurance Group offers life insurance policies to the residents of Huntington Beach and the surrounding areas. It is a brokerage that is partnered with over 50 major insurance companies. Apart from life insurance, it also offers services dealing with retirement accounts, educators and district employees, Medicare, and long-term care and disability insurance. Mick Attardo, the company president, is a retirement consultant and Medicare specialist specializing in life insurance and annuities.

License Verified:

License: 6000131

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (5)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
18700 Beach Boulevard, Huntington Beach, CA 92648
  • Life Insurance

Why choose this provider?

Nancy Rangel Insurance & Financial Services is a Huntington Beach-based company that delivers a variety of personal and business insurance policies. Its experienced agents can evaluate and arrange temporary and permanent products for personal life insurance, as well as group benefits for business ventures. Other available types of insurance the agency offers include auto, home, health, and workers' compensation. Nancy Rangel Insurance & Financial Services assists its clients in securing their financial future based on their financial situation and individual needs.

License Verified:

License: 0H23899

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (38)
Yelp
4.0 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
10231 Slater Avenue, Fountain Valley, CA 92708
  • Life Insurance
  • Health Insurance

Why choose this provider?

Ken Tran is a State Farm insurance agent that offers personalized service and life insurance products in Huntington Beach and throughout the state. This multi-lingual agent, who speaks Chinese, Vietnamese, and English, also specializes in auto, home, and commercial insurance and helps clients file accident support claims. Additionally, he is an expert in insurance for professional liability, employment practices liability, surety bond, and E&O. Tran also handles relocation for clients and teaches Vietnamese at BQ Temple as a volunteer.

License Verified:

License: 0I94248

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (23)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
305 17th Street, Huntington Beach, CA 92648
  • Life Insurance
  • Health Insurance

Why choose this provider?

Bannister & Associates Insurance is an insurance company that serves clients in the Huntington Beach area. It offers a range of life insurance policies to help customers secure their financial responsibilities to their families and loved ones. Its policies include whole life, universal life, term life, and retirement planning. The company also provides risk protection packages for renters, health, and recreational vehicles. Bannister & Associates Insurance has been in the industry since 1974. One of its agents, Doug Bannister, possesses more than 35 years of experience in the field.

License Verified:

License: 0691071

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (10)
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16511 Goldenwest Street, Huntington Beach, CA 92647
  • Life Insurance

Why choose this provider?

Working as a State Farm agent since 2016, Uzma Afzal is the owner and manager of Afzal Insurance Agency, Inc., an insurance office in Huntington Beach. It is a local source of life, auto, home, property, and business insurance, as well as financial services. It serves customers who just bought a new home or a new car, or those who are looking to update their insurance plans. Afzal and her team also serve clients in Oregon, Nevada, and Arizona.

License Verified:

License: 0K79443

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (35)
Yelp
4.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
16787 Beach Boulevard, Huntington Beach, CA 92647
  • Life Insurance

Why choose this provider?

Insurance Brokers Group offers comprehensive insurance solutions to clients in Huntington Beach. It caters to individuals, families, and businesses, providing various life insurance policies, such as term, whole, and universal life. The company also provides auto, home, boat, and business insurance, in addition to cyber liability and workers' compensation coverage for its commercial clients. Its owner, John Espenschied, started his career in the industry in 2000. Moreover, it represents multiple carriers, including Allied, Foremost, MetLife, Progressive, and Liberty Mutual.

License Verified:

License: 0H79320

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (66)
Google
5.0 / 5 (1)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • What paperwork should you gather before a Huntington Beach life insurance phone interview?

    You should gather all necessary documentation to support your application before the Huntington Beach life insurance phone interview, including the following:

    • The health insurance you currently have.
    • Records about your earnings and financial status.
    • Any test results or medical documents pertaining to your health.
    • A list of any medicines you are taking right now.
  • If you have a pre-existing ailment, can you still acquire life insurance in Huntington Beach?

    In Huntington Beach, it is possible to purchase life insurance while having a pre-existing ailment. It is advised to submit thorough and accurate information about your disease, keep a healthy lifestyle, adhere to your healthcare provider's treatment plan, and compare quotations from several insurance providers in order to increase your chances of acquiring life insurance with a pre-existing condition.

  • How do you terminate your Huntington Beach life insurance coverage during the free look period?

    You must contact your insurance company in order to terminate your life insurance coverage in Huntington Beach within the free look time. To formally cancel your insurance, some providers may want you to complete the paperwork. You might also need to give the policy's paperwork back to the insurance provider or agent who provided it to you.

  • Can you buy burial insurance from a funeral home in Huntington Beach?

    If a funeral home in Huntington Beach has the necessary licenses, then you are allowed to obtain burial insurance there. You will need to complete an application for the policy, which may include some basic health questions, but you won't need to get a full physical as you would for a standard life insurance policy.

  • Can you purchase life insurance for your ex-spouse in Huntington Beach if you co-parent with them?

    You can get life insurance in Huntington Beach for your ex-spouse if you demonstrate an insurable interest and have their approval. For instance, if your co-parent pays you child support or alimony, this could prove your insurable interest because, in the event of their passing, you and your child would face financial disadvantages.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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