Expertise.com

Best Life Insurance Companies in Santa Ana

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Life Insurance Companies FAQs

Learn more
Ascher Insurance Services logo
Visit WebsiteWebsite

Ascher Insurance Services

13732 Newport Ave Ste 3, Tustin, CA 92780
Visit WebsiteWebsite

Business Description

Ascher Insurance Services is an independent agency providing life and health insurance services to clients with diverse needs. Policies are available that provision for a variety of expenses related to dependents, but policies focused solely on final expenses and disabilities are available too. This agency does umbrella insurance policies for life insurance as well. Its heavy involvement in financial planning services influences its approach to life insurance services. Ascher Insurance Services offers several types of health insurance including general plans, critical illness insurance, and dental insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
David Reyes logo
Visit WebsiteWebsite

License Verified:

License: 0M09443

California Department of Insurance

David Reyes

1077 W 17th Street Suite B, Santa Ana, CA 92706
Visit WebsiteWebsite
  • Life Insurance
  • Health Insurance

Business Description

David Reyes is a State Farm insurance agent assisting people in securing life insurance in Santa Ana. He provides insurance plans for policyholders who are seeking to safeguard their health, homes, businesses, and properties, including dirt bikes, automobiles, and jet skis, in case of unexpected loss and damages. David has been serving individuals and business owners in insurance policy matters since 1987. A bilingual agent, he is fluent in both Spanish and English.

License Verified:

License: 0M09443

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
5.0 / 5 (7)
Yelp
3.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dunlap Insurance logo
Visit WebsiteWebsite

Dunlap Insurance

700 W 1st St Ste 8, Tustin, CA 92780
Visit WebsiteWebsite

Business Description

Dunlap Insurance can serve most clients looking for a life insurance company near Santa Ana. This independent, locally owned agency offers both life and health insurance policies, and it provides several options for both kinds, such as both term and universal life policies. Its health coverage options include exclusive provider organization, health maintenance organization, and point of service plans. Dunlap Insurance also serves clients who need property, vehicle, or business insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ellis Advisory Group logo
Visit WebsiteWebsite

Ellis Advisory Group

14841 Yorba St Ste 101, Tustin, CA 92780
Visit WebsiteWebsite

Business Description

Ellis Advisory Group provides life insurance services to clients throughout the Santa Ana metro area. Its agents deliver hands-on consultation to clients interested in purchasing policies that cover outstanding debts and pay for expenses related to dependents that they leave behind. Coverage options are also available for scenarios where long-term care is needed, which typically involves extensive treatment costs, as well as disability coverage, which can eliminate one's ability to obtain income. Investment and financial planning services are available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Empire Company logo
Visit WebsiteWebsite

License Verified:

License: 0I81006

California Department of Insurance

Empire Company

550 N Parkcenter Dr #205, Santa Ana, CA 92705
Visit WebsiteWebsite
  • Health Insurance
  • Life Insurance

Business Description

Empire Company, an independent insurance firm, has been serving individuals and their families in Santa Ana and the surrounding areas since 1911. Its agents offer life insurances, including death benefits that survivors can use to pay funeral expenses, repay debt, provide education, and pay estate taxes. It may also help clients pass the family business to their intended heir. The company shops for various health coverages to meet clients' needs, such as fee-for-service, HMO, and PPO plans.

License Verified:

License: 0I81006

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.2 / 5 (22)
Facebook
4.3 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Health Connect Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 0L29729

California Department of Insurance

Health Connect Insurance Agency

302 N. Tustin Avenue Suite 201, Santa Ana, CA 92705
Visit WebsiteWebsite
  • Life Insurance

Business Description

Since 2011, the Health Connect Insurance Agency has been serving clients in the Santa Ana area. Its life insurance provides financial protection to beneficiaries upon the policyholder's death. They can receive payouts for funeral costs, outstanding debt, and future expenses like tuition. The company also provides Medicare for people who are at least 65 years old. This includes coverage for hospitalizations and medical treatments, along with supplements for prescription medication, vision, dental, gym membership, and transportation costs.

License Verified:

License: 0L29729

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (241)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Heffernan Insurance Brokers Los Angeles logo
Visit WebsiteWebsite

License Verified:

License: 0564249

California Department of Insurance

Heffernan Insurance Brokers Los Angeles

757 S Alameda St, Los Angeles, CA 90021
Visit WebsiteWebsite
  • Life Insurance
  • Health Insurance

Business Description

Since 1988, Heffernan Insurance Brokers Los Angeles has been offering various policies to clients in Santa Ana. Individuals who want to protect their loved ones financially can get life insurance. Upon the policyholder's death, it provides compensation for funeral costs, debts, and future expenses like college tuition. Businesses can also get coverage for vehicle fleets, workers' compensation claims, and professional liability suits. Company CEO F. Michael Heffernan III has been in the insurance business since he was 22 years old.

License Verified:

License: 0564249

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
John Shafer Insurance Services logo
Visit WebsiteWebsite

John Shafer Insurance Services

13841 Hewes Ave, Santa Ana, CA 92705
Visit WebsiteWebsite

Business Description

John Shafer Insurance Services is a life insurance agency in Santa Ana. This independent agency offers insurance policies to individuals and businesses. Its policies provide protection to clients needing to cover financial liabilities that may affect dependents following their passings. Assistance is also available for policies that cover long-term health care needs as well as permanent disability. In addition to its life insurance work, John Shafer Insurance Services offers a large selection of business insurance services.

KFiCO logo
Visit WebsiteWebsite

KFiCO

2552 Walnut Ave Ste 140, Tustin, CA 92780
Visit WebsiteWebsite

Business Description

KFiCO is an independent insurance agency offering solutions for both individual and group health and life insurance needs. Individual plans include general health coverage as well as Medicare programs, and this agency also offers travel and visitor insurance packages for those who may need medical care while abroad. Its life insurance plans include term, whole, and universal options, and coverage is available for disability too. KFiCO also helps clients with retirement and college funding programs as well as select investment systems.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Libertoski Insurance Group logo
Visit WebsiteWebsite

Libertoski Insurance Group

14081 Yorba St Ste 233, Tustin, CA 92780
Visit WebsiteWebsite

Business Description

Libertoski Insurance Group sells health and life insurance policies with a range of included benefit options. This agency offers a full assortment of health plans including plans by health maintenance organizations, preferred provider organizations, and high-deductible plans. Plans are also available for catastrophic injury events requiring extensive, and particularly costly, treatment periods. Libertoski Insurance Group sells both full-coverage life insurance plans and plans that only cover final expenses, as well as plans for incidents resulting in disability.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (10)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
listo! logo
Visit WebsiteWebsite

listo!

1155 W Central Ave Ste 113, Santa Ana, CA 92707
Visit WebsiteWebsite

Business Description

listo! is a life insurance company in Santa Ana helping clients to purchase and manage policies that provide financial relief to their dependents in the unfortunate event of their death or disability. Clients receive in-depth consultation and assistance as they explore policy options and make decisions about coverage amounts of optional benefits. This agency also processes their claims when applicable circumstances occur. Additionally, listo! offers car insurance plans as well as personal loans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
M.E. Waiters Financial & Insurance Services logo
Visit WebsiteWebsite

M.E. Waiters Financial & Insurance Services

1234 E 17th St, Santa Ana, CA 92701
Visit WebsiteWebsite

Business Description

M.E. Waiters Financial & Insurance is a life insurance agency in Santa Ana that sells health insurance too. Its experience with life insurance is standard for a company of its size, and its agents are trained to assist clients with all manner of inquiries as they shop for plans, including policies that cover for permanent or extended disability. This agency offers a robust selection of health coverage options beyond standard plans, such as coverage for dental, vision, long-term care, international medicine, and Medicare Advantage or Supplement Plan-related needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Melissa Levin Insurance Services logo
Visit WebsiteWebsite

Melissa Levin Insurance Services

17731 Irvine Blvd Ste 203, Tustin, CA 92780
Visit WebsiteWebsite

Business Description

Melissa Levin Insurance Services is an independent agency with extensive end-of-life planning experience that sells whole and term life insurance policies, as well as plans for long-term and disability coverage. Since this company regularly advises clients on retirement programs it's able to offer more in-depth advice than less focused agencies. Melissa Levin Insurance Services helps clients to select insurance plans that thoroughly cover their financial vulnerabilities and fulfil the needs of dependents if any exist.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Moji Insurance logo
Visit WebsiteWebsite

Moji Insurance

17332 Irvine Blvd Ste 295, Tustin, CA 92780
Visit WebsiteWebsite

Business Description

Moji Insurance is an independent agency in business since 2002. It sells health and life insurance policies to individuals and groups and also offers annuity plans. It allows clients to purchase policies directly from insurance carriers or participate in Covered California programs. It's also experienced with Medicare programs. Moji Insurance offers both term and whole life insurance plans that give clients flexible options as they select policies that can pay for their final expenses and care for their dependents financially.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Neighborhood Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 0C38846

California Department of Insurance

Neighborhood Insurance Agency

600 South Grand Avenue, Suite 101, Santa Ana, CA 92705
Visit WebsiteWebsite
  • Life Insurance

Business Description

Neighborhood Insurance Agency is a family-run business that serves individuals, families, and businesses in and around Santa Ana. The company provides various insurance solutions, including life, auto, homeowners, renters, and flood policies. Business products include professional liability, workers' compensation, and business owners' policy. With the aim to serve as the key to a client's peace of mind, its advisors help clients identify their needs and assist in making a well-informed decision on which insurance policy will work best for them.

License Verified:

License: 0C38846

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (355)
Yelp
3.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
OC Benefit Advisors logo
Visit WebsiteWebsite

OC Benefit Advisors

550 Parkcenter Dr Ste 100, Santa Ana, CA 92705
Visit WebsiteWebsite

Business Description

OC Benefit Advisors is a health insurance company in Santa Ana offering policy options for personal and business needs in addition to life insurance products. It helps clients shop for individual or group plans for standard health coverage along with dental or vision needs. This company is extensively experienced with many categories of health coverage and offers a very wide selection of employee benefits options. OC Benefit Advisors also assists with Medicare-related plans. Annuity plans are available too.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Orange County Brokerage logo
Visit WebsiteWebsite

Orange County Brokerage

17822 17th St Ste 202, Tustin, CA 92780
Visit WebsiteWebsite

Business Description

Orange County Brokerage offers a robust variety of life insurance services as well as coverage options for scenarios involving critical illness and general disabilities along with circumstances requiring long-term care. Versed in term, whole, survivorship, and universal life insurance plans, its agents address any concerns that clients may have as they decide which plans best serve their interests. Orange County Brokerage also provides simplified issue life insurance plans. This agency is experienced with annuities too.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Sariah Devereaux-Barrientos logo
Visit WebsiteWebsite

License Verified:

License: 0F33249

California Department of Insurance

Sariah Devereaux-Barrientos

1417 South Broadway, Santa Ana, CA 92707
Visit WebsiteWebsite
  • Life Insurance
  • Health Insurance

Business Description

Sariah Devereaux-Barrientos is an insurance agent that provides financial solutions to her clients in Santa Ana and surrounding areas. Life insurance is among the products Devereaux-Barrientos provides for protecting individuals, families, and businesses. Other areas of specialization include auto and pet insurance, banking, mutual funds, and annuities. Since 2005, she has been a licensed representative of State Farm. This insurance agency is recognized by J.D. Power as the Highest in Customer Satisfaction among Life Insurance Providers and #1 for Product Offerings.

License Verified:

License: 0F33249

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.0 / 5 (18)
Facebook
5.0 / 5 (12)
Yelp
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Team Financial Partners logo
Visit WebsiteWebsite

Team Financial Partners

4160 Temescal Canyon Road # 102, Corona, CA 92883
Visit WebsiteWebsite
  • Life Insurance

Business Description

Team Financial Partners is an insurance and financial services firm serving clients in Santa Ana. It offers a wide array of services, including life, disability, and long-term care insurance, in addition to retirement, financial, and business planning. Its life insurance options include term and permanent life coverage. These policies provide monetary support to the decedent's families, which covers mortgage payments, educational needs, debts, and loss of income. The company offers various types of permanent life insurance, including variable universal, whole, and survivorship.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tustin Redhill Insurance Agency, Inc. logo
Visit WebsiteWebsite

Tustin Redhill Insurance Agency, Inc.

750 W 1st St, Tustin, CA 92780
Visit WebsiteWebsite

Business Description

Tustin Redhill Insurance Agency Inc. is a health insurance company near Santa Ana that also offers life insurance. This full-service independent agency assists clients as they procure coverage for medical needs including hospital stays, surgeries, and prescription medicines, while finding plans and policies that offer the right amount of coverage within their budgets. Its life insurance policies protect dependents from financial liabilities following the deaths of policy holders, which typically include outstanding debts, mortgages, and lost streams of income.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tutton Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 0B89376

California Department of Insurance

Tutton Insurance Services

2913 S Pullman Street, Santa Ana, CA 92705
Visit WebsiteWebsite
  • Life Insurance

Business Description

Tutton Insurance Services is an independent agency that provides insurance services to residents of Santa Ana. It has recently been acquired by AssuredPartners, which provides the company access to national resources while still maintaining a local touch. The company educates clients about term life and whole life insurance policies to help take care of their families' needs in case of untimely death. Founded in 1988, Tutton Insurance Services gives back to the communities it serves through its involvement with organizations such as the Orangewood Foundation and the Insurance Industry Charitable Foundation.

License Verified:

License: 0B89376

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.7 / 5 (6)
Facebook
5.0 / 5 (3)
Yelp
3.5 / 5 (3)
Back to Providers

Frequently Asked Questions

Which is better, term or whole life insurance?

Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

How much life insurance do I need?

A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

How does life insurance work?

The details of how life insurance works depend on your individual plan, but the basics are as follows: 

  • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
  • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
  • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

How much is life insurance?

The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

Is life insurance taxable?

Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

Read all FAQs