Expertise.com
2024

Last updated:

Best Health Insurance Agencies in Virginia Beach

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Virginia Beach Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

8148

Reviewed

4892

Curated

9

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

233 Business Park Drive, Virginia Beach, VA 23462
WebsiteLicense: 111256

Expertise.com Rating

Review Sources

Google
4.8 (28)
Facebook
5.0 (8)

Why choose this provider?

Friedman Associates Insurance is a company that serves clients from Virginia Beach and nearby regions. The firm provides a variety of health insurance products, such as group health, group dental, short-term disability, and long-term disability plans for employees. Insurance policies for business owners, properties, and vehicles are also available. Some of the company's insurance carriers include Safeco Insurance, Optima Health, The Hartford, Main Street America Insurance, and National General Insurance. Friedman Associates has been operating since 1976.

  • Life Insurance
  • Individual Plans

780 Lynnhaven Pkwy #400, Virginia Beach, VA 23452
WebsiteLicense: 627427

Expertise.com Rating

Review Sources

Google
5.0 (37)

Why choose this provider?

Retha Rish Insurance Agency serves Virginia Beach and nearby areas. Retha is a Medicare Expert and work with all the competitive carriers in Virginia as well as 21 other states. Retha Rish Insurance Agency focuses on working with pre-retirees in planning retirements and transitioning employee benefits such as health care policies, life insurance plans, and IRA. The agency also assists with prescription drug and Medicare plans and provides vision, hearing, and dental insurance. Founder Retha Rish is an independent insurance and financial consultant with more than two decades of experience. She is an Annuity-Planning Professional and Certified Long Term Care Planner. Retha is also a member of NAIFA.

  • Medicare

347 South Witchduck Road, Virginia Beach, VA 23462
WebsiteLicense: 110360

Expertise.com Rating

Review Sources

Google
5.0 (1)
Facebook
5.0 (1)

Why choose this provider?

Benefit Plans, Inc. is a health insurance agency based in Virginia Beach that has been operating since 1974. Its team of professionals has more than 100 years of cumulative industry experience. These agents deliver personalized services to individuals, families, and businesses by providing insurance products that meet the client's budget. They offer life insurance and voluntary benefits, as well as disability and supplemental Medicare coverages. Additionally, they partner with insurance carriers, such as OptiMed, Cigna, Aetna, Optima, and Anthem.

  • Individual Plans
  • Life Insurance

3617 Dam Neck Rd, Virginia Beach, VA 23453
WebsiteLicense: 564937

Expertise.com Rating

Why choose this provider?

For over 31 years, Sharon Lynch has been serving clients as a State Farm insurance agent in Virginia Beach. Carrying the Life Underwriting Training Council Fellow designation, she helps customers procure health plans, whether individual medical, supplemental health, or Medicare supplement insurance. She also arranges protection for short and long-term disabilities. Other State Farm offerings, such as banking, mutual funds, and annuities, are also available. Sharon Lynch's agency has qualified for various recognitions, including State Farm's President's Club, Chairman's Circle, and Crystal of Excellence.

  • Health Insurance

372 S Independence Blvd Suite 101, Virginia Beach, VA 23452
WebsiteLicense: 571321

Expertise.com Rating

Review Sources

Google
5.0 (629)
Facebook
5.0 (9)
Yelp
4.3 (6)

Why choose this provider?

Gina Lynch is a second-generation State Farm insurance agent operating an office in the Virginia Beach metro. With more than 14 years of experience in the industry, she helps clients obtain health insurance coverages that meet their needs, including individual medical, supplemental health, and Medicare supplements. She guides customers in preparing for life's unforeseen circumstances through arranging disability and life insurance policies. In addition, State Farm banking solutions and annuities are also offered at her agency.

  • Life Insurance
  • Health Insurance

921 First Colonial Road, Virginia Beach, VA 23454
WebsiteLicense: 569891

Expertise.com Rating

Review Sources

Google
4.0 (28)

Why choose this provider?

Leffel Insurance Agency in Virginia Beach is an independent insurance agency that offers home, auto, life, and health insurance products to clients in the area. The firm has been in the insurance industry since 1982 and represents various insurance providers such as Anthem, National General, and Progressive. It offers health insurance products such as individual health coverage, group/family health coverage, disability insurance, and accident coverage. It also offers specialty lines such as general contractor insurance and employers' insurance.

  • Life Insurance

244 Mustang Trail, Virginia Beach, VA 23452
WebsiteLicense: 143560

Expertise.com Rating

Review Sources

Google
5.0 (149)
Facebook
5.0 (19)

Why choose this provider?

Lee Hudson is an insurance agent the serves the Virginia Beach, Chesapeake, Norfolk, Portsmouth, and Hampton areas. He has been with State Farm since 2014, and helps personalize insurance plans for individuals and businesses. The Lee Hudson State Farm Agency offers health insurance coverage that is adjustable and affordable. Aside from being offered to individuals and families, its health insurance can also be tailored for senior citizens and the disabled. He also offers car, motorcycle, home, and condo insurance.

  • Life Insurance

300 25th Street, Virginia Beach, VA 23451
WebsiteLicense: 108156

Expertise.com Rating

Review Sources

Facebook
5.0 (16)
Google
5.0 (2)

Why choose this provider?

Connie Phillips Insurance is an independent agency serving individuals, families, and businesses in Virginia Beach. Established in 1986, it assists in reviewing existing policies and finding insurance plans that match clients’ needs. The agency procures health insurance plans with coverages for medical bills, doctor fees, specialized care, prescription drugs, and surgeries. Other products include disability insurance, group benefits, and life plans. Connie Phillips Insurance also assists Spanish-speaking clients. Founder Connie Phillips is a Life Underwriter Training Council Fellow and a Certified Insurance Counselor.

  • Life Insurance
  • Health Insurance

700 Independence Blvd, Virginia Beach, VA 23455
WebsiteLicense: 650907

Expertise.com Rating

Why choose this provider?

Tim Johnson leads the T Johnson Insurance Agency Inc., a company under State Farm. He handles health insurance claims and provides different options, such as individual medical coverage, supplemental health insurance, and Medicare Supplement insurance. He also offers other insurance policies, including life, pet, home, automobile, property, and business insurance. In addition, the agent assists clients with their annuities, mutual funds, and banking needs. Johnson is fluent in Hindi and volunteers for Habitat for Humanity. His team serves Virginia Beach residents.

  • Life Insurance
  • Health Insurance

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Are hip replacement expenses in Virginia Beach funded by Medicare?

    Yes. If the patient's doctor determines that a total hip replacement is medically essential for them, Medicare in Virginia Beach may help cover some of the expenses. Medicare Part A will partially cover the cost of the patient's hospital stay. While Part A pays for inpatient care, Part B will help pay for some of the surgery expenses if the patient has it done at an outpatient surgical center.

  • What determines whether wisdom teeth extraction surgery is required medically in Virginia Beach?

    A dentist or oral surgeon in Virginia Beach decides if it is medically necessary to remove wisdom teeth. The presence of infection or decay, the positioning and alignment of the wisdom teeth, the possibility of harm to neighboring teeth, and any symptoms or issues the patient may be experiencing are all things that they will assess. If the surgery is found to be medically necessary, there is a greater chance that insurance will pay.

  • When should you submit a Virginia Beach health insurance claim?

    When you or a member of your family becomes ill or hurt, or when you must undergo a procedure that your doctor has recommended, you should submit a health insurance claim in Virginia Beach. Additionally, you need to submit a claim if you require urgent care treatments outside of usual clinic hours.

  • What must you do if your Virginia Beach health insurer rejects your health insurance claim?

    You have the right to file an appeal if your Virginia Beach health insurer rejects your health insurance claim. Your insurer is required to explain the grounds for rejecting your health insurance claim or to review it, which is often called an internal appeal. If the outcome of the internal appeal is the same, you can ask a third party to review the insurer's decision.

  • Does Virginia Beach acupuncture treatment fall under Medicare benefits?

    Yes. In Virginia Beach, Medicare pays for some acupuncture procedures. For chronic low back pain, Original Medicare, commonly known as Medicare Parts A and B, would only pay for up to 12 treatment sessions of acupuncture. These 12 therapies have a 90-day window for application. If pain management is effective, you are eligible for an extra eight sessions.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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