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Best Health Insurance Agencies in Richmond

2024

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Website
4662 East Southside Plaza, Richmond, VA 23224
  • Individual Plans
  • Life Insurance

Why choose this provider?

Mike Fisher has been representing State Farm since 1993. He handles clients in Richmond who want to apply for health insurance services by offering short-term and long-term disability plans. He also provides Medicare Supplement Plan to assist individuals with end-state renal diseases and senior citizens who are 65 years old and above. These cover the clients' medical expenses that are not covered by their current Medicare plans, including coinsurance, copayment, and deductibles. In addition, Mike offers supplemental health, individual medical, and life insurance.

License Verified:

License: 596696

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7231 Forest Avenue, Richmond, VA 23226
  • Individual Plans
  • Group Plans

Why choose this provider?

Winters-Oliver Insurance Agency Inc. is based in Richmond and has been operating in the area since 1945. The independent insurance agency offers both personal and commercial insurance products such as home healthcare, dental, and vision insurance. It empowers clients through its risk management services that help them assess their risks. Agency principal Ben Winters has been working for Winters-Oliver Insurance Agency for over a decade. He is also a Certified Insurance Counselor.

License Verified:

License: 110258

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6802 Paragon Place, Richmond, VA 23230
  • Life Insurance

Why choose this provider?

Hilb Group is an insurance brokerage serving clients in Richmond and surrounding areas. It offers a range of risk management solutions, including life insurance, commercial policies, and coverage for federal government contractors and medical malpractice. It also provides a range of personal insurance policies and employee benefits. Hilb Group is licensed to operate in 50 states, and it has been named in Insurance Journal's Top 100 Property/Casualty Agencies for 2020. Its CEO, Richard G. Spiro, has been in the industry for more than 30 years.

License Verified:

License: 140632

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4840 Waller Road, Richmond, VA 23230
  • Life Insurance

Why choose this provider?

Insurance & Investment Agents of VA LLC is a family-owned and family-operated agency that has been taking care of the insurance needs of Richmond residents for over 15 years. It works with various insurance carriers, including Anthem, Agency Insurance Company, and The Hanover Insurance Group. It offers individual and group health insurance policies tailored to the specific circumstances of clients and their beneficiaries. The agents from this firm also carry life and business insurance plans.

License Verified:

License: 131544

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1800 West Grace Street, Richmond, VA 23220
  • Life Insurance

Why choose this provider?

Integrum Advisors offers insurance plans and benefits to its clients in Richmond. The company has been in the insurance industry since 1943 and offers health insurance to small and large enterprises and takes full advantage of technology resources in delivering employee benefits administration and enrollment support services under the Integrum Advisors' Blueprint program. This allows companies to stay compliant with ERISA and ACA requirements. The team at Integrum Advisors have 125 years of combined experience in the benefits and insurance industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Website
8942 Quioccasin Road, Henrico, VA 23229
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

Virginia Insurance Brokers & Consultants works with over 30 insurance carriers to provide Richmond clients with insurance products and solutions. The firm's scope of insurance coverage includes Medicare Supplement plans, group health insurance for businesses, individual and family health plans, and dental insurance. Its employees can analyze a client's current insurance policy and recommend other plans if necessary. Virginia Insurance Brokers & Consultants has previously analyzed and changed the insurance policy of a local construction company, saving them a minimum of $41,000 a year.

License Verified:

License: 125521

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
558 Southlake Boulevard, Richmond, VA 23236
  • Life Insurance

Why choose this provider?

Lyons & Associates delivers personal and group health insurance solutions to individuals and businesses in Richmond and the surrounding communities. In addition to its major medical plans, the family-owned insurance agency offers supplemental policies, including dental, vision, and long-term care policies. Its agents also assist clients with Medicare Supplement and Medicare Advantage plans. Lyons & Associates is partnered with several health insurance carriers to offer its clients more resources to find the coverage and protection that best suits their personal situation.

License Verified:

License: 108846

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2920 West Broad Street, Richmond, VA 23230
  • Life Insurance
  • Individual Plans

Why choose this provider?

Magnolia Insurance is a Richmond-based company that has been serving families and individuals for over 15 years. It is led by principal-agent Emily Jaquiery. The company offers individual health insurance policies for individuals who may not hat have employer-sponsored health plans. It also provides plans for Medicare, dental, long-term care, disability, and life insurance. Families can also choose from a variety of insurance that covers their assets, such as vehicles, homes, watercraft, pets, and valuable possessions. Magnolia Insurance also works with businesses from a variety of industries to obtain insurance plans that cover their assets, employee benefits, and liability.

License Verified:

License: 603608

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
901 Moorefield Park Drive, Richmond, VA 23236
  • Individual Plans
  • Life Insurance

Why choose this provider?

Mena Estefanous is an insurance agent working for USHEALTH Group, a UnitedHealthcare insurance holding company. Serving Richmond residents, the firm specializes in health insurance coverage and ancillary products for critical illness, accident, disability income, dental, vision, and term life insurance. USHEALTH Group has served over 15 million clients for over efive decades. It is recognized at the Top 50 American Call Center in 2013. In addition to providing insurance services, the firm also initiated Mission HOPE or Helping Other People Everyday in 2010.

License Verified:

License: 1159908

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Are international students enrolled in the University of Richmond required to carry health insurance?

    Yes. Having health insurance is proof of the availability of adequate funds, which is a prerequisite for obtaining the I-20/DS-2019 document and for sustaining F-1 and J-1 student statuses. Additionally, a group health insurance plan renders health coverage affordable to all eligible University of Richmond students and non-immigrant dependents, irrespective of their age.

  • When does the health coverage of City of Richmond employees start?

    Richmond City employees hired between the first and fifteenth days of the month will have their coverage start on the first day of the following month. Individuals retained from the sixteenth day of the month until the month's end will see their coverage commence on the first day of the second month following their hire date. To ensure timely enrollment, the Department of Human Resources should submit the necessary forms to the carrier within 30 days of the hire date.

  • What are the advantages of working with Medicare and health insurance brokers in Richmond?

    Richmond residents benefit from the assistance of health insurance brokers who guide them through the intricate health insurance landscape within the city, making comprehensive health coverage more accessible. Additionally, these professionals assist senior citizens in evaluating their options, helping them decide between Basic Medicare (comprising Parts A and B) or a Part C Medicare Advantage Plan.

  • How can Richmond residents find reliable health insurance and Medicare brokers?

    Residents of Richmond can access online resources to verify the qualifications and affiliations of Medicare and health insurance brokers. Confirming a broker's employer is crucial since an independent health insurance broker typically offers a wider range of options with minimal bias compared to a captive agent. Evaluating their communication proficiency and capacity to address Medicare inquiries is also crucial.

  • Why is it important to have health insurance coverage in Richmond?

    Richmond residents are obligated by Virginia state law to possess qualifying health insurance coverage when they submit their state income tax returns. Failure to uphold this requirement will lead to the imposition of a fine. Virginia is among the states that have their own individual mandates for health insurance coverage.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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