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Best Homeowners Insurance Agencies in Virginia Beach

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AB Insurance logo
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License Verified:

License: 147128

Commonwealth of Virginia State Corporation Commission

AB Insurance

509 Viking Drive, Suite J, Virginia Beach, VA 23452
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  • Condos
  • Homeowners

Business Description

AB Insurance is a partnership of Prosper Insurance and Atlantic Bay Mortgage Group. Serving the Virginia Beach metro, the full-service agency offers homeowners' insurance to protect families and individuals from financial losses caused by unexpected events. It also helps clients acquire condo, renters', umbrella, auto, ATV, and boat insurance. The company has access to 20 insurance companies, providing customized coverages suited to clients' needs. Its business development executive, Corbin Cleaves, has a background in both insurance and mortgage industry services.

License Verified:

License: 147128

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (225)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Bembridge Insurance logo
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License Verified:

License: 604871

Commonwealth of Virginia State Corporation Commission

Bembridge Insurance

280 Mustang Trail, Virginia Beach, CA 23452
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  • Homeowners

Business Description

Established in 1999, Bembridge Insurance is an agency with an office in Virginia Beach. It offers a number of services, including home, flood, and auto insurance. It also provides protection plans for renters and businesses. The company is headed by Melissa D. Pierce, who opened Bembridge Insurance's Virginia Beach office in 2019. Her insurance career began in 1987 and she was a former property and casualty insurance agent for Nationwide, Liberty Mutual, and State Farm.

License Verified:

License: 604871

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Beskin-Divers Insurance Group Inc logo
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Beskin-Divers Insurance Group Inc

300 Southport Cir, Virginia Beach, VA 23452
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  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Beskin-Divers Insurance Group Inc. offers personal property insurance to residents of the Virginia Beach area. Its homeowners insurance policies cover the cost of structural damage repairs in the event of a covered disaster or vandalism, as well as any costs associated with personal belongings stored inside the home. Customers can combine home and auto insurance to qualify for additional coverage and features such as single deductibles. Beskin-Divers Insurance Group Inc. is a Trusted Choice independent insurance agent.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Brown & Brown Insurance Agency of Virginia logo
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License Verified:

License: 3926155

Commonwealth of Virginia State Corporation Commission

Brown & Brown Insurance Agency of Virginia

4500 Main Street Suite 600, Virginia Beach, VA 23462
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  • Personal Property Insurance

Business Description

Brown & Brown Insurance Agency of Virginia, Inc., provides various risk management solutions to businesses and individuals. It offers homeowners' insurance coverage to clients in the Virginia Beach metro. Its policies cover damage to the structure of the customer's home and personal belongings. The agency's homeowners' insurance coverage also includes personal liability and temporary living expenses. Its other products include automobile and collector vehicle insurance. Bill Strachan, the president of the agency, has the designations of Voluntary Benefit Specialist and Certified Insurance Consultant.

License Verified:

License: 3926155

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
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Cheeks Insurance Agency, LLC logo
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Cheeks Insurance Agency, LLC

4968 Euclid Rd Suite E, Virginia Beach, VA 23462
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

Cheeks Insurance Agency, LLC, is located in Virginia Beach and caters to homeowners in the local metro. It compares home insurance plans, including their yearly rate and coverage options, from carriers like Progressive and QBE. The agency educates first-time clients about coverages with emergency repairs forced by natural disasters or accidents. It also customizes policy applications to include specialized coverage for fire and hail damages. Aside from homeowner's insurance, the agency also provides automobile and life insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
5.0 / 5 (1)
Facebook
3.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Gina Lynch logo
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License Verified:

License: 571321

Commonwealth of Virginia State Corporation Commission

Gina Lynch

372 S Independence Blvd Suite 101, Virginia Beach, VA 23452
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  • Renter's Insurance

Business Description

Gina Lynch is a second-generation State Farm agent that helps families protect and preserve their assets and loved ones through a range of insurance policies. She provides homeowners' insurance in Virginia Beach and the surrounding areas. Other products include auto, business, health, life, pet, and renters' insurance. Her office offers its services in English, German, and Portuguese. Gina Lynch has more than 14 years of providing insurance policies to individuals and families looking to secure their future.

License Verified:

License: 571321

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hampton Roads Insurance Services logo
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Hampton Roads Insurance Services

633 Independence Blvd Ste D, Virginia Beach, VA 23462
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  • Renter's Insurance
  • Personal Property Insurance
  • Homeowners

Business Description

Hampton Roads Insurance Services is an independent insurance office centrally located in Virginia Beach, Virginia, that serves homeowners throughout Hampton Roads, including Norfolk and Chesapeake. Founded in 2003, the company offers homeowners insurance policies to protect dwelling, outside structures, and belongings from wind, fire, storms, theft, and vandalism. Discounts for multiple policies purchased from a single provider are available. Hampton Roads Insurance Services also offers business, auto, life, and disability insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Insurance Doctor logo
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Insurance Doctor

4507 Haygood Rd, Virginia Beach, VA 23455
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  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Founded in 1986, the Insurance Doctor is an independent insurance agency located in Virginia Beach, Virginia, that's also licensed in North Carolina. Home coverage specialists work with 40 different carriers to put together the best protection plan for homeowners at competitive rates. Other options include renters, auto, motorcycle, ride share, and commercial policies and discounts are available for packaging home and auto coverage with the same company. Services are available in English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Insurance Shopper VA logo
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Insurance Shopper VA

977 Reon Dr Ste 108, Virginia Beach, VA 23464
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  • Flood
  • Multiple Policy Types
  • Homeowners

Business Description

Insurance Shopper VA is an independent insurance agency that provides home insurance throughout the Virginia Beach, Virginia, metro. Established in 1998, The company provides home insurance coverage, a requirement for many home loan lenders, and allows lenders to easily process their borrowers online. Insurance Shopper VA also offers a variety of insurance products that includes cover of dump trucks, commercial coverage, auto insurance, commercial liability coverage, and other insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Matt Roenker Insurance Agency logo
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License Verified:

License: 146308

Commonwealth of Virginia State Corporation Commission

Matt Roenker Insurance Agency

4870 Haygood Road Suite 108, Virginia Beach, VA 23455
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  • Flood
  • Homeowners

Business Description

Matt Roenker Insurance Agency has been providing insurance solutions to individuals, families, and businesses in Virginia Beach since 1969. This family-owned agency offers an extensive line of insurance policies that include auto, life, general liability, renters', and homeowners' insurance from featured carriers such as Progressive Safeco Insurance, Travelers, and Universal Property. The agency's homeowners' insurance policies cover different types of residential properties and protect them against fire damage, theft, and burglary.

License Verified:

License: 146308

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mayo Insurance Agency logo
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Mayo Insurance Agency

1917 Laskin Rd Ste 101, Virginia Beach, VA 23454
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  • Renter's Insurance
  • Flood
  • Personal Property Insurance
  • Homeowners

Business Description

Mayo Insurance Agency Inc is a full-service insurance company that assists homeowners throughout the state with offices in Virginia Beach, Suffolk, and Williamsburg, Virginia. Agents help determine the total replacement cost of the client's home, furnishings, electronics, and valuables to get the right amount of coverage and work with several large carriers for a fair rate. Mayo Insurance Agency Inc also provides policies for renters, condos, and businesses, and is licensed in North Carolina, Georgia, Texas, Maryland, and West Virginia.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (105)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pierre Granger logo
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License Verified:

License: 875021

Commonwealth of Virginia State Corporation Commission

Pierre Granger

5705 Lynnhaven Parkway, Suite 103, Virginia Beach, VA 23464
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  • Renter's Insurance
  • Condos
  • Homeowners

Business Description

Pierre Granger is an insurance agent that works for State Farm and operates in Virginia Beach. He is a retired Navy pilot and speaks fluent French. Pierre offers homeowners' insurance policies to out-of-state movers, first-time applicants, and lifelong residents in the metro. He educates them about different policy coverages for both general and specialized concerns, ranging from property damage to flooding. Pierre leads a team of office associates and account managers, all of whom can help process claims and billings online.

License Verified:

License: 875021

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)
Facebook
4.9 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Insurance Boutique logo
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The Insurance Boutique

2433 North Landing Rd, Virginia Beach, VA 23456
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  • Flood
  • Multiple Policy Types
  • Homeowners

Business Description

The Insurance Boutique serves residents of the Virginia Beach, Virginia, area with homeowners insurance. Each of the three in-office agents has at least 15 years experience helping their customers find the best homeowners insurance coverage and prices. The company only works with top-rated homeowners insurance underwriters, and it imposes no minimum premium requirements, so small and large clients receive the same customer service. The agency also offers auto, commercial, and life insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Toby Leffel Insurance Agency logo
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Toby Leffel Insurance Agency

921 First Colonial Rd Ste 1703, Virginia Beach, VA 23454
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  • Renter's Insurance
  • Flood
  • Homeowners

Business Description

Toby Leffel Insurance Agency is an insurance agency that sells home insurance in the Virginia Beach metro. Founded in 1982, Toby Leffel Insurance provides homeowners coverage for dwellings, for personal belongings, and against liability, including specific policies for renters, condo owners, and protection against floods. The agency also provides auto, health, life, and commercial insurance options through a variety of carriers, including Progressive, National General, Anthem BlueCross BlueShield, Optima Health, and Kemper.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (25)
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ware Insurance logo
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Ware Insurance

141 Business Park Dr, Virginia Beach, VA 23462
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  • Flood
  • Personal Property Insurance

Business Description

Ware Insurance is an independent insurance agency in Virginia Beach that sells home insurance throughout the Hampton Roads area in Virginia. Founded in 1961 and still family owned, the agency provides homeowners coverage for damage or destruction of their domiciles, including risk management solutions for art collections, disaster planning, and design and planning of security systems. Ware Insurance also sells business insurance as well as offering life and health coverage and surety bonds for businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.6 / 5 (11)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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