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2024

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Best Health Insurance Agencies in Norfolk, VA

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Norfolk Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4407Reviewed

2649Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

347 South Witchduck Road, Virginia Beach, VA 23462
WebsiteLicense: 110360

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Benefit Plans Inc. is a full-service and independent insurance agency that serves individuals and businesses in Norfolk and its nearby communities. Since its establishment in 1974, it has helped clients find and secure health insurance products that fit their specific goals and needs. The agency also works with a vast network of health insurance companies that provide coverage for medical, surgical, and hospital expenses, and also provides assistance with Medicare plans. Additionally, Benefit Plans also offers life and travel insurance plans.

  • Individual Plans
  • Life Insurance

7300 George Washington Memorial Highway, Yorktown, VA 23692
WebsiteLicense: 766205

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Mark Irwin is a risk management professional who is affiliated with State Farm. He assists clients in several areas, including supplemental health insurance, which can help pay for potential additional costs resulting from emergency room visits, unexpected child care, and outpatient surgeries. Furthermore, he provides additional coverage for clients with Medicare plans. The National Association of Insurance and Financial Advisors member, who also offers life, home, and auto insurance, has been a State Farm agent for nearly a decade.

  • Life Insurance

500 West 21st Street, Norfolk, VA 23517
WebsiteLicense: 109441

Expertise.com Rating

Review Sources

Facebook
4.9 (20)
Google
4.5 (11)

Why choose this provider?

Nusbaum Insurance is an independent insurance agency serving clients in Norfolk. The professionals in the company help clients make informed decisions by educating them on the insurance process and the different benefits of each coverage. They offer comprehensive insurance health plans designed to meet the client's requirements and needs. Additional products include life, home, auto, and pet insurance, in addition to business coverage. Nusbaum Insurance represents multiple carriers, including Chubb, Hardford Mutual, and the Cental Insurance Companies.

  • Individual Plans
  • Life Insurance

1547 East Little Creek Road, Norfolk, VA 23518
WebsiteLicense: 111124

Expertise.com Rating

Review Sources

Google
4.2 (86)
Facebook
5.0 (10)
Yelp
5.0 (1)

Why choose this provider?

Gifford Insurance Associates Agency, Inc., is a family-owned company that serves the Norfolk area. The agency carries a variety of insurance products, including life insurance, health insurance, and homeowners' insurance. Its professionals assist clients in understanding and selecting from available life insurance policies, such as permanent and term life insurance. They also carry term life insurance with an option for premium returns. Gifford Insurance Associates Agency, Inc., has been in the industry since 1975. Its owner is actively involved in the Junior League board.

  • Individual Plans
  • Life Insurance

6728 Sutton Road, Gloucester, VA 23061
WebsiteLicense: 538110

Expertise.com Rating

Why choose this provider?

Joshua Junker is a second-generation State Farm insurance agent. He caters to individuals, families, and businesses in Gloucester, Norfolk, and the surrounding communities. He helps customers prepare for unexpected medical bills by offering health insurance solutions. These include individual medical, Medicare Supplement, and supplemental health insurance plans. Additionally, he helps with acquiring automotive, business, home, life, and property insurance products. Besides being an insurance professional, Joshua is a father to four children.

  • Life Insurance

702 City Center Boulevard, Newport News, VA 23606
WebsiteLicense: 147316

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Brian Gillespie is a StateFarm insurance agent who serves Norfolk and the surrounding areas. He offers health insurance products such as supplemental health, individual medical, and Medicare supplement plans. Brian also offers auto, home, life, and pet insurance policies. He caters to business clients looking for commercial auto, surety and fidelity bonds, and workers' compensation plans. Umbrella policies are also available for clients looking to get additional coverage beyond what traditional policies can offer.

  • Individual Plans
  • Life Insurance

7925 Halprin Drive, Norfolk, VA 23518
WebsiteLicense: 142804

Expertise.com Rating

Review Sources

Google
4.9 (97)
Facebook
5.0 (17)

Why choose this provider?

Nofplot Insurance Agency has been serving the residents of Norfolk since 1990. The family-owned and family-operated agency specializes in health insurance, individual life insurance, property insurance, and commercial insurance. In addition, it also assists with liability coverage, collision coverage, and vanishing deductible. Tripp Nofplot is the current principal of the agency and leads a team with more than 60 years of combined experience in the industry. Tripp has a degree in Finance and has been in the insurance business for 12 years.

  • Life Insurance

3700 Shore Drive, Virginia Beach, VA 23455
WebsiteLicense: 939779

Expertise.com Rating

Review Sources

Google
5.0 (40)

Why choose this provider?

Since 2014, Lee Hudson, the owner of Lee Hudson Insurance Agency, has been serving clients in Norfolk and the surrounding communities. He works with State Farm to help clients obtain health insurance plans, including individual major medical coverage and Medicare Supplement. He also offers life, home, and renters' insurance policies. Additionally, he provides insurance options to protect the clients' condominiums, small businesses, cars, boats, and motorcycles. He operates in North Carolina and Virginia.

  • Individual Plans
  • Life Insurance

5520 Greenwich Road, Virginia Beach, VA 23462
WebsiteLicense: 529918

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Raymond W. Stiles & Associates is an insurance agency that has been in business since 1974. It serves customers in Norfolk and nearby communities. The company offers both fee-for-service and managed care health insurance plans, which can cover dental, hospital, medical, prescription drugs, and surgical expenses. It also provides short- and long-term disability insurance policies. Additionally, it offers business, dental, and life insurance. Raymond W. Stiles, the founder, has been working in the insurance industry since 1965.

  • Individual Plans
  • Life Insurance

1021 Eden Way North, Chesapeake, VA 23320
WebsiteLicense: 107499

Expertise.com Rating

Review Sources

Google
5.0 (4)
Facebook
5.0 (4)

Why choose this provider?

The Mcbride Group is an insurance agency that serves Norfolk and the surrounding communities. It has been offering health insurance services, such as PPOs, HMOs, HSAs, and HRAs, to individuals in the metro. Commercial clients can also acquire employee benefits from the company, such as dental plans, short-term and long-term disability coverage, accident insurance, and travel medical insurance. Apart from health insurance, the Mcbride Group handles auto, life, property, and business insurance. Investment options are also available, such as annuities, 401k plans, and mutual funds.

  • Life Insurance

1100 Laskin Road, Virginia Beach, VA 23451
WebsiteLicense: 100017

Expertise.com Rating

Review Sources

Google
5.0 (98)
Facebook
4.8 (93)

Why choose this provider?

Choice Insurance Agency is a business that has been serving the Norfolk community since 1991. It offers different types of health insurance plans for individuals and their families as well as employers and their employees. These typically cover medical expenses, surgeries, treatments, and preventive care. Its team of professionals also specializes in assisting brokers and their clients with group insurance needs. Moreover, the agency serves as a health insurance and employee benefits general agency for various carriers including Aetna, Ameritas, and Anthem.

  • Individual Plans
  • Life Insurance

3208 Ironbound Road, Williamsburg, VA 23188
WebsiteLicense: 563557

Expertise.com Rating

Review Sources

Facebook
5.0 (4)

Why choose this provider?

Javier Fuentes is a State Farm insurance agent serving the Norfolk community. Since 2002, he has been providing health insurance coverage options for families, individuals, and senior citizens. A wide range of plans is available for supplemental health, Medicare supplement, and individual medical coverage. Disability insurance is also available for short and long-term needs. Fuentes also offers auto, life, and homeowners' insurance, specializing in banking, annuities, and mutual funds. Moreover, he is a member of the Williamsburg Area Chamber of Commerce.

  • Individual Plans
  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Benefit Plans Inc.
347 South Witchduck Road, Virginia Beach, VA 23462
Mark Irwin
7300 George Washington Memorial Highway, Yorktown, VA 23692
Nusbaum Insurance
500 West 21st Street, Norfolk, VA 23517
Gifford Insurance Associates Agency, Inc.
1547 East Little Creek Road, Norfolk, VA 23518
Joshua Junker
6728 Sutton Road, Gloucester, VA 23061
Brian Gillespie
702 City Center Boulevard, Newport News, VA 23606
Nofplot Insurance Agency
7925 Halprin Drive, Norfolk, VA 23518
Lee Hudson
3700 Shore Drive, Virginia Beach, VA 23455
Raymond W. Stiles & Associates
5520 Greenwich Road, Virginia Beach, VA 23462
Mcbride Group
1021 Eden Way North, Chesapeake, VA 23320
Choice Insurance Agency
1100 Laskin Road, Virginia Beach, VA 23451
Javier Fuentes
3208 Ironbound Road, Williamsburg, VA 23188

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How much do you usually pay for health insurance in Norfolk?

    It is determined by a person's age, gender, location, and a number of other factors. For the most basic level of coverage, expect to pay around $495 per month per person. The most comprehensive coverage can cost up to $800 per month. People in Norfolk who are in good health can get lower monthly premiums than those who are not.

  • When can you enroll in a health plan in Norfolk that complies with the Affordable Care Act?

    The open enrollment period for a Norfolk health plan that complies with the Affordable Care Act runs from November 1 to January 15. To be eligible for coverage beginning January 1, an application must be submitted by December 15. Coverage will begin on February 1 for applications received between December 16 and January 15. This is the enrollment process that will be followed once the state transitions from the federally managed insurance marketplace to its own in the fourth quarter of 2023.

  • Can you both have Medicaid and Medicare in Norfolk?

    There are some Medicaid programs that do not allow concurrent coverage with Medicare. The Norfolk Medicaid programs for seniors, the disabled, and the blind allow for both types of coverage. Medicare is a federal health insurance program for seniors and individuals with disabilities. Medicaid, on the other hand, covers a broader population, including low-income adults, pregnant women, and children in addition to seniors and the disabled.

  • Do you have to pay more for your own insurance in Norfolk if you smoke?

    Yes, under current state laws, an insurance company in Norfolk may charge a smoker 1.5 times more than a nonsmoker. However, new legislation is in the works to reduce these fees, which were previously intended to help smokers quit. These charges cannot be included in premium tax credits if you apply for them.

  • Can you apply for Virginia Medicaid if you have a criminal record in Norfolk?

    Yes, even if you have a criminal record, you may be eligible for Virginia Medicaid. Even if someone is incarcerated, they may still have limited coverage. To find out if you qualify, call the Cover Virginia Call Center at 1-833-5CALLVA (833-522-5582). You can also go to the local Department of Social Services office, which is located at 741 Monticello Avenue, Norfolk, VA 23510. The phone number for the office is (757) 664-3275.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.