Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Virginia Beach

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Virginia Beach Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

255Reviewed

157Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

233 Business Park Dr Ste 200, Virginia Beach, VA 23462

Expertise.com Rating

Review Sources

Google
4.4 (7)
Facebook
5.0 (1)

Why choose this provider?

Friedman Associates Insurance has been writing auto policies for drivers in the Virginia Beach metro area for more than four decades. The company partners with a wide range of insurers, such as Liberty Mutual and Progressive, to help clients find sufficient coverage that fits their budgets. In addition to what the state requires, Friedman Associates Insurance reviews each client's situation to determine if optional coverages, such as protection against fire and theft, are worth the added premium.

5544 Greenwich Rd, Virginia Beach, VA 23462
WebsiteLicense: 18573739

Expertise.com Rating

Why choose this provider?

Choice Insurance Agency works with Virginia Beach residents and business owners to create adequate asset protection plans. Its agents shop multiple auto insurance providers to provide a diverse range of coverage options in liability, comprehensive, collision, medical expense, and emergency roadside assistance. They also arrange policies that include provisions for towing and rental cars. Choice Insurance Agency is a member of the Independent Insurance Agents of Virginia and the National Association of Insurance and Financial Advisors.

  • Multiple Carriers
  • Motorcyle & ATV

2929 Sabre St Ste 200, Virginia Beach, VA 23452

Expertise.com Rating

Review Sources

Google
4.9 (1203)
Facebook
4.9 (149)
Yelp
4.5 (16)

Why choose this provider?

Prosper Insurance is a Virginia Beach, Virginia-based agency providing auto insurance services within the metro area. As an independent agency, this company frequently associates with over 20 different insurance providers and claims to have four times the average customer satisfaction score due to its highly personalized approach. Its agents consult clients on every aspect of the coverage process and assist them in purchasing policies based on rates provided for their unique needs. Prosper Insurance also sells homeowners insurance.

2208 Welbeck Ln, Virginia Beach, VA 23456

Expertise.com Rating

Review Sources

Google
5.0 (51)
Facebook
5.0 (6)

Why choose this provider?

Insurance Strategies The Cooksey Agency is a business in Virginia Beach, Virginia, with other offices in Chesapeake. The firm is a multi-line insurance agency offering auto, motorcycle, boat, home, flood, health, and disability insurance through some of the leading national insurance providers. As an independent insurance provider, the firm helps insurance buyers to find a customized insurance policy that meets all their coverage needs. The firm's goal is to help policyholders reduce risk and protect their financial future.

1248 Culver Ln, Virginia Beach, VA 23454

Expertise.com Rating

Review Sources

Facebook
5.0 (24)
Google
4.9 (17)
Yelp
4.0 (3)

Why choose this provider?

Bunn Insurance Agency, located in Virginia Beach, Virginia, serves the auto insurance needs of business and commercial property owners in the greater metro area and has an additional location in Richmond. Established in 1985, this family-owned independent insurance agency taps into its portfolio of partner business auto insurance carriers to find policies that meet the needs of each client's coverage and budgetary needs. In addition, it offers general business liability, cyber liability, professional liability, and commercial umbrella policies.

4445 Corporation Ln Ste 194, Virginia Beach, VA 23462

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Huffman Insurance Agency is an independent full-service company operated by owner Peggy Huffman that serves Virginia Beach-area clients with auto insurance shopped from national and regional carriers and personalized to the client. The company offers all drivers, regardless of driving history, tailored coverage options for bodily injury and property damage liability, collision, and uninsured or underinsured motorist insurance. Enhanced policy options such as transportation expense coverage, towing, and medical bill payment are also available.

700 Baker Rd Ste 116, Virginia Beach, VA 23462

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

McBride Group Inc. is an independent insurance agency assisting drivers in the Virginia Beach, Virginia, metro area. Auto insurance specialists provide liability-only policies for property damage and bodily injury for an at-fault accident and medical payments, uninsured and underinsured motorist, and collision and comprehensive coverage to pay for repairs and vehicle replacement following crashes, fire, flood, theft, vandalism, and accidents involving animals. Clients can also choose rental reimbursement, towing, and roadside assistance plans.

6330 N Center Dr Ste 140 Bldg 13, Norfolk, VA 23502
WebsiteLicense: 20028595

Expertise.com Rating

Review Sources

Google
5.0 (8)

Why choose this provider?

Justice-Killam Insurance & Financial Services, Inc., caters to clients in Virginia Beach and the surrounding areas. It offers car insurance policies that protect individuals against financial loss in the event of an accident. Its policies provide coverage for theft, medical expenses, and legal responsibilities such as bodily injuries to other persons. The company serves the insurance needs of a variety of clients, including homeowners, businesses, and renters. Principal Agent Mary Killam is a certified Life Underwriter Training Council Fellow.

  • Golf Cart & Scooter
  • RV & Motorhome
  • Multiple Carriers

800 Seahawk Cir Ste 142, Virginia Beach, VA 23452

Expertise.com Rating

Review Sources

Google
4.7 (12)

Why choose this provider?

The Coelho Insurance Agency LLC is an independent insurance agency based in Virginia Beach, Virginia. It provides six-month and one-year auto insurance plans with liability, comprehensive, or comprehensive and collision coverage. Discounts are available for good drivers, multi-vehicle policies, and multiple-policy holders. The company offers self-policy service options, allowing customers to request minor changes to their policy online. Coelho Insurance Agency also offers home, commercial, life, and health insurance coverage.

208 Golden Oak Ct Ste 140, Virginia Beach, VA 23452

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Armor Insurance Group is an independent insurance agency in Virginia Beach, Virginia. It serves drivers in Norfolk, Virginia Beach, and surrounding areas. With more than 50 years of experience, the agency provides auto insurance solutions to drivers of cars, trucks, motorcycles, and RVs. Policies protect clients in car accidents and those who experience damage to their vehicles as a result of criminal activity or weather damage. Armor Insurance Group also handles home and commercial insurance.

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Are individuals in Virginia Beach permitted to operate a vehicle without insurance?

    In Virginia Beach, motorists can pay an Uninsured Motor Vehicle fee, granting them legal driving privileges in the state without insurance. However, it's noteworthy that most residents prefer to acquire supplementary protection, such as uninsured/underinsured motorist coverage, bundled with their collision coverage. This shields them from expenses related to medical treatment and vehicle repairs stemming from accidents involving uninsured drivers on Virginia Beach's roadways.

  • What are the penalties for not paying the UMV fee in Virginia Beach?

    Individuals in Virginia Beach who choose not to pay the UMV fee may face severe penalties. These penalties encompass a Class 3 misdemeanor conviction, fines of up to $500, and the suspension of their driver's license and license plate. Additionally, they may be obligated to furnish an SR-22 form for three years, serving as evidence of their auto insurance coverage to the state.

  • In Virginia Beach, how do they handle situations when someone else is driving a car, and they're at fault in an accident?

    In Virginia Beach, the automobile owner's liability coverage takes precedence when another driver is accountable for an accident. As a result, the vehicle proprietor is responsible for accident-related expenses via their insurance. This does not affect the driver's record but may result in higher insurance premiums for the following year.

  • What should one do in Virginia Beach if they've been in a car crash and lack underinsured motorist protection or additional coverage?

    In Virginia Beach, if one is in a car crash without underinsured motorist protection or supplementary coverage, the recourse for full compensation may involve taking the responsible driver to court. To better manage collision expenses and safeguard their interests, it's crucial for individuals to educate themselves about insurance procedures after a car crash. Waiting until a need arises is not advisable; regularly reviewing insurance policies is a proactive approach.

  • What factors are responsible for the increased car repair costs in Virginia Beach?

    The increase in car repair costs in Virginia Beach can be attributed to the integration of cutting-edge technology within modern vehicles, such as rearview cameras and collision avoidance systems. These intricate components often entail substantial repair or replacement costs. Furthermore, the escalating expense of manufacturing specific auto components is a contributing factor. Some automobile manufacturers exclusively distribute replacement parts through their affiliated dealership networks, compounding the financial burden on vehicle owners.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.