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Best Health Insurance Agencies in Chesapeake

2024

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Providers

Last updated:

Website
809 Greenbrier Parkway, Chesapeake, VA 23320
  • Individual Plans
  • Life Insurance

Why choose this provider?

Choice Insurance Agency is a Virginia Beach-based company that offers insurance products and services in the Chesapeake metro and surrounding areas. It is a local and independent insurance brokerage firm that caters to businesses and individuals seeking health insurance policies. The company's team of more than 15 insurance professionals helps clients acquire other plans, including life, commercial, coastal, and private client group coverages. George Ayers founded Choice Insurance Agency in 2008 from the former Realty Consultants Insurance Agency.

License Verified:

License: 142671

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (46)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
809 Live Oak Drive, Suite 21, Chesapeake, VA 23320
  • Life Insurance
  • Health Insurance

Why choose this provider?

Mike Bettencourt is one of the 19,000 State Farm agents spread across the country. Based in Chesapeake, he assists clients in finding health insurance plans, including individual medical, supplemental health, and Medicare Supplements. He also advises people considering short-term and long-term disability policies. Protection for life, such as term, permanent, and universal insurance, is available. Bettencourt is a Hampton Roads native helping customers transfer policies into their new address in Chesapeake. State Farm has been serving communities since 1922.

License Verified:

License: 591569

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.5 / 5 (10)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
517 Baylor Court, Chesapeake, VA 23320
  • Life Insurance

Why choose this provider?

We Insure serves individuals, families, and groups in and around the Chesapeake metro. It offers home, auto, and business protection products from different carriers. The firm provides health coverage options for independent contractors, self-employed, college students, seniors without Medicare, and unemployed individuals. The agency also offers supplemental health insurance in the event of a covered accident or critical illness. These plans work with major medical policies but do not coordinate with other health benefit plans.

License Verified:

License: 152649

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4500 Main Street, Virginia Beach, VA 23462
  • Individual Plans
  • Life Insurance

Why choose this provider?

Brown & Brown Insurance provides services to individuals and businesses in Chesapeake and the surrounding communities. It offers various insurance products, including healthcare, fitness, risk management, specialty emergency, and workers' compensation insurance policies. Moreover, it provides automobile, general liability, home, motorcycle, and umbrella insurance plans. Brown & Brown Insurance's services companies in construction, community associations, and real estate industries. Bill Strachan, the firm's president, holds a degree in Business Administration and Finance and has CIC and VBS designations.

License Verified:

License: 558892

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
3 Commercial Place, Norfolk, VA 23510
  • Individual Plans
  • Group Plans

Why choose this provider?

Towne Benefits is an independent insurance agency that represents customers and assists them in finding health insurance plans in Chesapeake and nearby areas. The agency represents a vast network of health insurance carriers that provide coverage for medical, surgical, and hospital expenses, and it provides assistance for clients from filing claims to renewing coverage. Additionally, Towne Benefits helps with Medicare and its agents assist in evaluating senior clients' prescription drugs, finances, health, and long-term healthcare needs.

License Verified:

License: 109898

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Who qualifies for Chesapeake's Medicaid program?

    Medicaid applications are accepted from Chesapeake residents who live in Virginia, are between the ages of 19 and 64, and do not qualify for or are not enrolled in Medicare. If you are unsure whether you are eligible, you can use the eligibility screening tool, which is available at https://www.coverva.org/screening. Applicants who meet the eligibility requirements may apply by phone, mail, or online.

  • What services does Medicaid cover in Chesapeake?

    Medicaid in Chesapeake covers a variety of services, including hospital, doctor, and emergency services. Furthermore, it includes prescription drugs, maternity and newborn care, laboratory and X-ray services, physical and speech therapies, and home health care. It also offers preventative wellness services like immunizations, wellness exams, nutritional counseling, and smoking cessation classes.

  • What is covered by a Chesapeake hospital indemnity insurance plan?

    The coverage provided by your Chesapeake hospital indemnity insurance will be determined by the type of plan you choose. Most plans cover inpatient stays as well as ICU or CCU confinement. Aside from ambulance services and emergency rooms, some hospital indemnity plans may cover outpatient diagnostic imaging techniques, outpatient X-rays and laboratory treatments, continuous care, and outpatient surgical procedures. Furthermore, hospital indemnity insurance pays a daily benefit amount for each hospital stay. This daily payment is made by the insurance company for a maximum of one year.

  • Are health insurance benefits available to Chesapeake City's full-time employees?

    Yes, full-time employees of the City of Chesapeake are eligible for Optima Health health insurance coverage. The three types of medical coverage provided by the City to its employees are point-of-service (POS), health maintenance organization (HMO), and consumer driven health plan (CDHP). All premium payments are deducted before calculating tax liability.

  • What is the distinction between COBRA and short-term health plans in Chesapeake?

    The Consolidated Omnibus Budget Reconciliation Act allows Chesapeake workers and their families to continue receiving group health benefits from their plan for a set period of time after losing their job, having their hours reduced, switching jobs, dying, getting divorced, or experiencing other life events. Meanwhile, short-term insurance covers emergency hospital visits, certain prescriptions, and doctor's appointments that are not related to pre-existing conditions.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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