Best Mortgage Refinance Companies in Suffolk

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Alexa Rae Home Loans logo
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License: 1465347

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Alexa Rae Home Loans

1612 Centerville Turnpike Ste 307 2nd Floor, Virginia Beach, VA 23464
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  • New Construction

Business Description

Alexa Rae Home Loans caters to borrowers with existing mortgage obligations in Suffolk. Loan officer Alexa Rae Provost helps individuals lower their current interest rates and monthly payments and obtain cash from equity. She strives to recommend CMS Mortgage programs aligned with clients' objectives. She carries out refinance analysis and explains the differences between various loan options, including terms, conditions, and rates. Since 2015, Alexa has been assisting first-time and repeat applicants. In 2020, she published her book, Alexa Get Me a Mortgage.

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License: 1465347

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
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5.0 / 5 (8)
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Alexa Rae Home Loans

Evolution Home Mortgage logo
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License: 2045369

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Evolution Home Mortgage

1060 Laskin Road Unit 14B, Virginia Beach, VA 23451
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  • New Construction

Business Description

Evolution Home Mortgage provides services across Suffolk and the surrounding areas. The company assists individuals needing mortgage refinancing services to reduce their interest rates, change their term lengths, or minimize their monthly payments according to their financial improvement needs and goals. It offers various loan options, such as jumbo and super jumbo, USDA, FHA, and VA, for clients wanting to purchase their first or investment homes. Evolution Home Mortgage also offers adjustable and fixed mortgage loans.

License Verified:

License: 2045369

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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Evolution Home Mortgage

Farmers Bank Home Mortgage logo
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License: 41552

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Farmers Bank Home Mortgage

1108 Eden Way North, Suite A, Chesapeake, VA 23320
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  • New Construction

Business Description

Farmers Bank Home Mortgage, an affiliate of Tidewater Home Funding, LLC, helps the people of Suffolk and nearby areas realize their dream of homeownership. It works with borrowers looking to refinance their current mortgages and those who want to purchase a new home. It has in-house specialists who take care of the processing, underwriting, loan closing, and funding functions. The team offers assistance throughout the home loan process. from processing, and underwriting to loan closing and funding. Farmers Bank Home Mortgage is committed to educating both first-time and seasoned homebuyers and providing the resources they need to make informed decisions. Farmers Bank Home Mortgage is licensed in VA, NC & FL. NMLS ID #41552 (www.nmlsconsumeraccess.org). Equal Housing Lender.”

License Verified:

License: 41552

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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––
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Farmers Bank Home Mortgage

M&M Mortgage Team logo
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License: 1883990

Nationwide Multistate Licensing System and Registry

M&M Mortgage Team

742 Thimble Shoals Blvd, Ste A, Newport News, VA 23606
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  • New Construction

Business Description

M&M Mortgage Team offers refinancing solutions for clients in Suffolk. Its mortgage consultants provide refinancing options for single and multi-family, townhouse, condominium, and manufactured homes. In addition, they have fixed-rate mortgages, the most common type of loan in which principal and interest payments remain constant throughout the loan's duration. Other mortgage programs are adjustable ARM, graduated payment, and interest only. One of the company's loan originators, Lori Marrow, has been in the banking and mortgage industry for over 30 years.

License Verified:

License: 1883990

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (37)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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M&M Mortgage Team

MMMT Mortgage logo
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License: 293333

Nationwide Multistate Licensing System and Registry

MMMT Mortgage

11815 Fountain Way , STE 300, Newport News, VA 23606
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  • Reverse Mortgages

Business Description

MMMT Mortgage has been serving clients in the Suffolk metro since 2006. It helps homeowners reduce their monthly payments and interest rates, modify their loan terms, and take cash out of the equity in their properties through mortgage refinancing. After submitting a home refinance analysis request, customers receive options based on their specific needs and circumstances. These options include fixed-rate, adjustable-rate, jumbo, FHA, and VA loans. The company also assists seniors aged 62 and older through every step of the reverse mortgage loan application process.

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License: 293333

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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MMMT Mortgage

Stephen Holland logo
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License: 1084044

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Stephen Holland

5040 Corporate Woods Drive Suite 101, Virginia Beach, VA 23462
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  • New Construction

Business Description

Stephen Holland is a mortgage loan originator serving the Suffolk area. The home financing specialist, who is affiliated with AnnieMac Home Mortgage, assists clients through the refinancing process. He also offers a variety of programs for homebuyers, including conventional, jumbo, and VA loans. Additionally, Stephen helps clients apply for construction loans, which cater to clients who prefer to have new homes built. The longtime Virginia Beach resident, who worked for Fortune 500 companies, has over 10 years of industry experience.

License Verified:

License: 1084044

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Stephen Holland

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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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