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Best Mortgage Refinance Companies in Chesapeake
2021

We scored 134 Mortgage Refinance Companies in Chesapeake, VA and Picked the Top 12

Here are the Picks:

Atlantic Union Bank

BayPort Credit Union

Becky Amos - Tidewater Mortgage Services, Inc.

Cornerstone Home Mortgage, LLC

Jennifer Taylor – Dollar Bank

Langley Federal Credit Union

Navy Federal Credit Union

Old Point Mortgage

OVM Financial

Ronetta Sykes - First Home Mortgage

Southern Trust Mortgage

Towne Bank Mortgage

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Chesapeake Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 134 85 12

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Atlantic Union Bank

Founded in 1902, Atlantic Union Bank serves as one of the premier mortgage refinance lenders in Chesapeake. It offers customers a range of refinancing loan options, including conventional, FHA, VA, VDHA, USDA, and FHLB loans. Its loan specialists work directly with clients to help them decide which loan product is right for their specific situation. Atlantic Union Bank also offers a convenient online refinance calculator that lets borrowers compare current and potential interest rates and estimate closing costs.

Click to Call

239 Battlefield Blvd S
Chesapeake, VA 23322

Website

(800) 990-4828 Website

BayPort Credit Union

BayPort Credit Union is a mortgage refinance company in Chesapeake. Since 1928, it has served the financial needs of shipyard employees and their families. This company offers 30-year fixed-rate FHA loans, fixed-rate VA loans, and jumbo ARM loans. The firm also provides services for vehicle, motor home, boat, and personal loans. Certain loans are eligible for BayPort Credit Union's Skip-A-Payment program. This company is also a National Credit Union Administration Low-Income Designated Credit Union.

Click to Call

677 Battlefield Blvd N
Chesapeake, VA 23320

Website Instagram

(757) 928-8850 Website

Becky Amos - Tidewater Mortgage Services, Inc.

Becky Amos - Tidewater Mortgage Services Inc. is a mortgage refinance company in Chesapeake. The mortgage loan officers assist with residential refinancing for condos, townhomes, single-family homes, and larger suburban properties. Tidewater refinances FHA, VHDA, and VA loans to give homeowners greater financial freedom through reduced monthly interest payments and loan terms. The company offers conventional loans of up to 95% for first-time home buyers and provides in-house underwriting, document drawing, and funding.

Click to Call

1100 Volvo Pkwy Ste 109
Chesapeake, VA 23320

Website

(757) 737-3484 Website

Cornerstone Home Mortgage, LLC

Cornerstone Home Mortgage LLC is a locally owned company that has offered home mortgage refinance in Chesapeake since 2005. Its experienced mortgage brokers assist homeowners considering refinancing to obtain better interest rates, lower monthly payments, or different loan terms. They can also help homeowners determine whether a fixed or adjustable rate and a 15-, 20-, or 30-year term is best for their situation. Cornerstone Home Mortgage offers conventional, jumbo, VA, and FHA loan options.

Click to Call

Chesapeake, VA 23322

Website

(757) 635-0523 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Jennifer Taylor – Dollar Bank

Jennifer Taylor of Dollar Bank offers Conventional, VA, and FHA mortgage loans. The bank offers low rates and fees and prides itself on exceptional customer service. The company provides VA loans without organization fees, processing fees, or underwriting fees. Dollar Bank also offers its own Conventional home loan that has no Private Mortgage Insurance (PMI) at plans that involve 3% down and 0% down. With over eleven years in the mortgage industry, Jennifer Taylor at Dollar Bank can help clients with every step of the mortgage loan process.

Click to Call

750 Volvo Pkwy
Chesapeake, VA 23320

Website Instagram

(757) 300-5626 Website

Langley Federal Credit Union

Langley Federal Credit Union provides home mortgage refinance in Chesapeake and surrounding areas. The company offers fixed-rate home equity loans over periods of seven, 12, and 17 years and variable rate loans over a period of 40 years. Money can be withdrawn from the home equity loan for up to two years, making this an ideal option for clients anticipating big expenses in the near future. Additionally, it offers VA and FHA mortgages.

Click to Call

2621 Taylor Rd
Chesapeake, VA 23321

Website Instagram

(757) 827-5328 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.2 / 5 (Better)

Total Reviews:

466 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Navy Federal Credit Union

Founded in 1933, Navy Federal Credit Union, one of the largest credit unions in the world, offers home mortgage refinancing to help customers obtain lower interest rates and monthly payments or to receive cash from their home equity. The credit union serves members of the armed forces and the Department of Defense as well as veterans and their families. Navy Federal Credit Union's home refinance mortgage options include conventional, jumbo, VA, Military Choice, and home buyers Choice loans.

Click to Call

1020 Eden Way N
Chesapeake, VA 23320

Website Instagram

(888) 842-6328 Website

Old Point Mortgage

Old Point Mortgage is a division of Old Point National Bank, a full-service community bank that's served clients in Chesapeake since 2007. The firm's mortgage specialists assist clients looking for new homes or considering refinance loans while making improvements to their properties. It provides fixed- and adjustable-rate mortgages and jumbo, USDA, FHA, VA, and renovation loans, as well as state-specific bond programs. Old Point Mortgage is a recipient of the Best of Business Award by Cova Biz Bob.

Click to Call

1613 Laskin Rd
Virginia Beach, VA 23451

Website Instagram

(800) 952-0051 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 (Better)

Total Reviews:

93 (Best)

Score Consistency:

Consistent (Best)

OVM Financial

OVM Financial is an independently owned and operated retail mortgage lender serving clients in Chesapeake since 2001. The firm provides mortgage refinance loans to help clients make home improvements, consolidate their bills, save interest over the life of their loans, and convert mortgage rates from adjustable to fixed. It handles VA, FHA, USDA, conventional, renovation, and home construction loans. OVM Financial also helps out with payment assistance, jumbo loans, and reverse mortgages.

Click to Call

5040 Corporate Woods Dr Ste 100
Virginia Beach, VA 23462

Website Instagram

(757) 605-0500 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.5 / 5 (Best)

Total Reviews:

51 (Best)

Score Consistency:

Consistent (Best)

Ronetta Sykes - First Home Mortgage

Ronetta Sykes - First Home Mortgage is among the mortgage refinance lenders in Chesapeake. The firm assists homeowners with mortgage refinance options. Its refinance programs help homeowners to lower their monthly payments, shorten their mortgage terms, and convert their home equity into cash. Tenants and home buyers may access education and outreach initiatives in preparation for homeownership. The firm's founder, Ronetta W. Sykes, is a member of the Virginia Housing and Community Development Corporation.

Click to Call

638 Independence Pkwy Ste 240
Chesapeake, VA 23320

Website

(757) 422-1900 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 (Better)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Southern Trust Mortgage

Southern Trust Mortgage specializes in providing home loans and mortgage refinancing options to clients in the greater Chesapeake area. It assist clients looking to consolidate debt or pay off their mortgages faster by using a number of mortgage refinancing options such as FHA or VA loans and adjustable-rate mortgages. The company offers reverse mortgage options to clients who wish to access their home's equity. Additionally, it provides USDA and jumbo loans for home purchases.

Click to Call

4433 Corporation Ln Ste 300
Virginia Beach, VA 23462

Website Instagram

(800) 748-2147 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.3 / 5 (Better)

Total Reviews:

26 (Best)

Score Consistency:

Consistent (Best)

Towne Bank Mortgage

Towne Bank Mortgage is a local mortgage company that coordinates with local Realtors, builders, and appraisers to assist homeowners in the Chesapeake area. The firm helps loan seekers determine mortgage refinancing options to help them reduce monthly payments, interest rates, and the repayment term. Clients seeking to keep their second mortgages intact may benefit from the company's subordination services. Towne Bank Mortgage provides conventional, FHA, and VA loans. It also offers USDA, jumbo, and reverse mortgages.

Click to Call

600 22nd St Ste 300
Virginia Beach, VA 23451

Website

(757) 687-5000 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

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