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Best Mortgage Refinance Companies in Chesapeake
2021

We scored 135 Mortgage Refinance Companies in Chesapeake, VA and Picked the Top 13

Here are the Picks:

Atlantic Union Bank

BayPort Credit Union

Becky Amos - Tidewater Mortgage Services, Inc.

Cornerstone Home Mortgage, LLC.

Jennifer Taylor – Dollar Bank

Langley Federal Credit Union

Navy Federal Credit Union

Old Point Mortgage

OVM Financial

Ronetta Sykes

Southern Trust Mortgage - Virginia Beach

Towne Bank Mortgage

United Home Mortgage Services Inc

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Chesapeake Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 135 86 13

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Atlantic Union Bank

  • Reverse Mortgages
  • NMLS #: 39166

Founded in 1902, Atlantic Union Bank serves as one of the premier mortgage refinance lenders in Chesapeake. It offers customers a range of refinancing loan options, including conventional, FHA, VA, VDHA, USDA, and FHLB loans. Its loan specialists work directly with clients to help them decide which loan product is right for their specific situation. Atlantic Union Bank also offers a convenient online refinance calculator that lets borrowers compare current and potential interest rates and estimate closing costs.

Click to Call

239 Battlefield Blvd S
Chesapeake, VA 23322

Website

(800) 990-4828 Website

BayPort Credit Union

  • Reverse Mortgages

BayPort Credit Union is a mortgage refinance company in Chesapeake. Since 1928, it has served the financial needs of shipyard employees and their families. This company offers 30-year fixed-rate FHA loans, fixed-rate VA loans, and jumbo ARM loans. The firm also provides services for vehicle, motor home, boat, and personal loans. Certain loans are eligible for BayPort Credit Union's Skip-A-Payment program. This company is also a National Credit Union Administration Low-Income Designated Credit Union.

Click to Call

677 Battlefield Blvd N
Chesapeake, VA 23320

Website Instagram

(757) 928-8850 Website

Becky Amos - Tidewater Mortgage Services, Inc.

Becky Amos - Tidewater Mortgage Services Inc. is a mortgage refinance company in Chesapeake. The mortgage loan officers assist with residential refinancing for condos, townhomes, single-family homes, and larger suburban properties. Tidewater refinances FHA, VHDA, and VA loans to give homeowners greater financial freedom through reduced monthly interest payments and loan terms. The company offers conventional loans of up to 95% for first-time home buyers and provides in-house underwriting, document drawing, and funding.

Click to Call

1100 Volvo Pkwy Ste 109
Chesapeake, VA 23320

Website

(757) 737-3484 Website

Cornerstone Home Mortgage, LLC.

  • NMLS #: 39166

Cornerstone Home Mortgage LLC is a locally owned company that has offered home mortgage refinance in Chesapeake since 2005. Its experienced mortgage brokers assist homeowners considering refinancing to obtain better interest rates, lower monthly payments, or different loan terms. They can also help homeowners determine whether a fixed or adjustable rate and a 15-, 20-, or 30-year term is best for their situation. Cornerstone Home Mortgage offers conventional, jumbo, VA, and FHA loan options.

Click to Call

Chesapeake, VA 23322

Website

(757) 635-0523 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Jennifer Taylor – Dollar Bank

  • NMLS #: 39166

Jennifer Taylor of Dollar Bank offers Conventional, VA, and FHA mortgage loans. The bank offers low rates and fees and prides itself on exceptional customer service. The company provides VA loans without organization fees, processing fees, or underwriting fees. Dollar Bank also offers its own Conventional home loan that has no Private Mortgage Insurance (PMI) at plans that involve 3% down and 0% down. With over eleven years in the mortgage industry, Jennifer Taylor at Dollar Bank can help clients with every step of the mortgage loan process.

Click to Call

750 Volvo Pkwy
Chesapeake, VA 23320

Website Instagram

(757) 300-5626 Website

Langley Federal Credit Union

  • Reverse Mortgages

Langley Federal Credit Union provides home mortgage refinance in Chesapeake and surrounding areas. The company offers fixed-rate home equity loans over periods of seven, 12, and 17 years and variable rate loans over a period of 40 years. Money can be withdrawn from the home equity loan for up to two years, making this an ideal option for clients anticipating big expenses in the near future. Additionally, it offers VA and FHA mortgages.

Click to Call

2621 Taylor Rd
Chesapeake, VA 23321

Website Instagram

(757) 827-5328 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.2 / 5 (Better)

Total Reviews:

466 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Navy Federal Credit Union

Founded in 1933, Navy Federal Credit Union, one of the largest credit unions in the world, offers home mortgage refinancing to help customers obtain lower interest rates and monthly payments or to receive cash from their home equity. The credit union serves members of the armed forces and the Department of Defense as well as veterans and their families. Navy Federal Credit Union's home refinance mortgage options include conventional, jumbo, VA, Military Choice, and home buyers Choice loans.

Click to Call

1020 Eden Way N
Chesapeake, VA 23320

Website Instagram

(888) 842-6328 Website

Old Point Mortgage

  • Reverse Mortgages
  • NMLS #: 39166

Old Point Mortgage is a division of Old Point National Bank, a full-service community bank that's served clients in Chesapeake since 2007. The firm's mortgage specialists assist clients looking for new homes or considering refinance loans while making improvements to their properties. It provides fixed- and adjustable-rate mortgages and jumbo, USDA, FHA, VA, and renovation loans, as well as state-specific bond programs. Old Point Mortgage is a recipient of the Best of Business Award by Cova Biz Bob.

Click to Call

1613 Laskin Rd
Virginia Beach, VA 23451

Website Instagram

(800) 952-0051 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 (Better)

Total Reviews:

93 (Best)

Score Consistency:

Consistent (Best)

OVM Financial

  • Reverse Mortgages

OVM Financial is an independently owned and operated retail mortgage lender serving clients in Chesapeake since 2001. The firm provides mortgage refinance loans to help clients make home improvements, consolidate their bills, save interest over the life of their loans, and convert mortgage rates from adjustable to fixed. It handles VA, FHA, USDA, conventional, renovation, and home construction loans. OVM Financial also helps out with payment assistance, jumbo loans, and reverse mortgages.

Click to Call

5040 Corporate Woods Dr Ste 100
Virginia Beach, VA 23462

Website Instagram

(757) 605-0500 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.5 / 5 (Best)

Total Reviews:

51 (Best)

Score Consistency:

Consistent (Best)

Ronetta Sykes

  • NMLS #: 39166

Ronetta Sykes is a loan originator who works for First Home Mortgage and serves clients in Chesapeake. Ronetta assists homebuyers in securing financing and offers mortgage refinancing options for homeowners. She also serves as a board member and treasurer for Virginia Housing and Community Development Corporation. As a qualified trainer with VHDA, she aims to educate the public about homeownership and home financing. Working for First Home Mortgage has allowed her to help clients reduce their monthly payments and shorten their mortgage terms.

Click to Call

425 West Washington Street
Suffolk, VA 23434

Website Instagram

(757) 422-1900 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 (Better)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Southern Trust Mortgage - Virginia Beach

  • NMLS #: 39166

Southern Trust Mortgage specializes in providing home loans and mortgage refinancing options to clients in the greater Chesapeake area. It assist clients looking to consolidate debt or pay off their mortgages faster by using a number of mortgage refinancing options such as FHA or VA loans and adjustable-rate mortgages. The company offers reverse mortgage options to clients who wish to access their home's equity. Additionally, it provides USDA and jumbo loans for home purchases.

Click to Call

4433 Corporation Lane
Virginia Beach, VA 23462

Website Instagram

(757) 518-0700 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 (Best)

Total Reviews:

163 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Price: Appraisal fee- 500 dollars

Towne Bank Mortgage

  • NMLS #: 39166

Towne Bank Mortgage is a local mortgage company that coordinates with local Realtors, builders, and appraisers to assist homeowners in the Chesapeake area. The firm helps loan seekers determine mortgage refinancing options to help them reduce monthly payments, interest rates, and the repayment term. Clients seeking to keep their second mortgages intact may benefit from the company's subordination services. Towne Bank Mortgage provides conventional, FHA, and VA loans. It also offers USDA, jumbo, and reverse mortgages.

Click to Call

600 22nd Street
Virginia Beach, VA 23451

Website

(757) 687-5000 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

United Home Mortgage Services Inc

  • Reverse Mortgages

United Home Mortgage Services Inc. is a locally owned company that has specialized in full-service home mortgage refinancing services in Chesapeake since 1989. Its experienced loan officers analyze specific situations to determine if refinancing is the right solution. They work directly with clients to determine which type of lending option, including conventional, USDA, VA, and FHA loans, is best and to iron out its terms. United Home Mortgage Services handles everything from the prequalification application to closing.

Click to Call

1216 Saddleback Landing
Chesapeake, VA 23320

Website

(757) 498-2710 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

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