Laurels

Best Mortgage Refinance Companies in Chesapeake
2022

Atlantic Union Bank

Atlantic Union Bank

  • Reverse Mortgages
  • NMLS #: 39166

Founded in 1902, Atlantic Union Bank serves as one of the premier mortgage refinance lenders in Chesapeake. It offers customers a range of refinancing loan options, including conventional, FHA, VA, VDHA, USDA, and FHLB loans. Its loan specialists work directly with clients to help them decide which loan product is right for their specific situation. Atlantic Union Bank also offers a convenient online refinance calculator that lets borrowers compare current and potential interest rates and estimate closing costs.

239 Battlefield Blvd S
Chesapeake, VA 23322

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Website
BayPort Credit Union

BayPort Credit Union

  • Reverse Mortgages

BayPort Credit Union is a mortgage refinance company in Chesapeake. Since 1928, it has served the financial needs of shipyard employees and their families. This company offers 30-year fixed-rate FHA loans, fixed-rate VA loans, and jumbo ARM loans. The firm also provides services for vehicle, motor home, boat, and personal loans. Certain loans are eligible for BayPort Credit Union's Skip-A-Payment program. This company is also a National Credit Union Administration Low-Income Designated Credit Union.

677 Battlefield Blvd N
Chesapeake, VA 23320

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Becky Amos - Tidewater Mortgage Services, Inc.

Becky Amos - Tidewater Mortgage Services, Inc.

Becky Amos - Tidewater Mortgage Services Inc. is a mortgage refinance company in Chesapeake. The mortgage loan officers assist with residential refinancing for condos, townhomes, single-family homes, and larger suburban properties. Tidewater refinances FHA, VHDA, and VA loans to give homeowners greater financial freedom through reduced monthly interest payments and loan terms. The company offers conventional loans of up to 95% for first-time home buyers and provides in-house underwriting, document drawing, and funding.

1100 Volvo Pkwy Ste 109
Chesapeake, VA 23320

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Website
Cornerstone Home Mortgage, LLC.

Cornerstone Home Mortgage, LLC.

  • NMLS #: 39166

Cornerstone Home Mortgage LLC is a locally owned company that has offered home mortgage refinance in Chesapeake since 2005. Its experienced mortgage brokers assist homeowners considering refinancing to obtain better interest rates, lower monthly payments, or different loan terms. They can also help homeowners determine whether a fixed or adjustable rate and a 15-, 20-, or 30-year term is best for their situation. Cornerstone Home Mortgage offers conventional, jumbo, VA, and FHA loan options.

Chesapeake, VA 23322

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Dragas Mortgage Company

Dragas Mortgage Company

  • New Construction

For over 50 years, the Dragas Mortgage Company has been serving clients throughout Chesapeake. It guides property owners through the mortgage refinancing process and assists on issues involving home appraisal, document processing, and loan closing. The company has experience with different types of loan programs, like VHDA, FHA, and VA loans. It also deals with new home buyers and educates them on the pre-qualification process. Wayne Zubyk, its president, has spent more than three decades in the real estate industry.

4532 Bonney Rd Suite A
Virginia Beach, VA 23462

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Jennifer Taylor – Dollar Bank

Jennifer Taylor – Dollar Bank

  • NMLS #: 39166

Jennifer Taylor of Dollar Bank offers Conventional, VA, and FHA mortgage loans. The bank offers low rates and fees and prides itself on exceptional customer service. The company provides VA loans without organization fees, processing fees, or underwriting fees. Dollar Bank also offers its own Conventional home loan that has no Private Mortgage Insurance (PMI) at plans that involve 3% down and 0% down. With over eleven years in the mortgage industry, Jennifer Taylor at Dollar Bank can help clients with every step of the mortgage loan process.

750 Volvo Pkwy
Chesapeake, VA 23320

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Langley Federal Credit Union

Langley Federal Credit Union

  • Reverse Mortgages

Langley Federal Credit Union provides home mortgage refinance in Chesapeake and surrounding areas. The company offers fixed-rate home equity loans over periods of seven, 12, and 17 years and variable rate loans over a period of 40 years. Money can be withdrawn from the home equity loan for up to two years, making this an ideal option for clients anticipating big expenses in the near future. Additionally, it offers VA and FHA mortgages.

2621 Taylor Rd
Chesapeake, VA 23321

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Loan Rangers Lending Team

Loan Rangers Lending Team

  • Reverse Mortgages

Loan Rangers Lending Team is a full-service mortgage company serving Chesapeake and its surrounding communities. It assists individuals who are looking to purchase or refinance a property by presenting a wide range of loan programs, such as VA, FHA, jumbo, conventional, renovation, and investor. Its team works with Realtors for the pre-qualification process of buying a new home. The company also provides mortgage calculators for home valuation, interest rates, tax benefits, and annual percentage rates.

870 Greenbrier Circle, Suite 112
Chesapeake, VA 23320

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Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Old Point Mortgage

Old Point Mortgage

  • Reverse Mortgages
  • NMLS #: 39166

Old Point Mortgage is a division of Old Point National Bank, a full-service community bank that's served clients in Chesapeake since 2007. The firm's mortgage specialists assist clients looking for new homes or considering refinance loans while making improvements to their properties. It provides fixed- and adjustable-rate mortgages and jumbo, USDA, FHA, VA, and renovation loans, as well as state-specific bond programs. Old Point Mortgage is a recipient of the Best of Business Award by Cova Biz Bob.

1613 Laskin Rd
Virginia Beach, VA 23451

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OVM Financial

OVM Financial

  • Reverse Mortgages

OVM Financial is an independently owned and operated retail mortgage lender serving clients in Chesapeake since 2001. The firm provides mortgage refinance loans to help clients make home improvements, consolidate their bills, save interest over the life of their loans, and convert mortgage rates from adjustable to fixed. It handles VA, FHA, USDA, conventional, renovation, and home construction loans. OVM Financial also helps out with payment assistance, jumbo loans, and reverse mortgages.

5040 Corporate Woods Dr Ste 100
Virginia Beach, VA 23462

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Ronetta Sykes

Ronetta Sykes

  • NMLS #: 39166

Ronetta Sykes is a loan originator who works for First Home Mortgage and serves clients in Chesapeake. Ronetta assists homebuyers in securing financing and offers mortgage refinancing options for homeowners. She also serves as a board member and treasurer for Virginia Housing and Community Development Corporation. As a qualified trainer with VHDA, she aims to educate the public about homeownership and home financing. Working for First Home Mortgage has allowed her to help clients reduce their monthly payments and shorten their mortgage terms.

425 West Washington Street
Suffolk, VA 23434

WebsiteInstagram

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

14 (Better)

Score Consistency:

Consistent (Best)

Southern Trust Mortgage - Virginia Beach

Southern Trust Mortgage - Virginia Beach

  • NMLS #: 39166

Southern Trust Mortgage specializes in providing home loans and mortgage refinancing options to clients in the greater Chesapeake area. It assist clients looking to consolidate debt or pay off their mortgages faster by using a number of mortgage refinancing options such as FHA or VA loans and adjustable-rate mortgages. The company offers reverse mortgage options to clients who wish to access their home's equity. Additionally, it provides USDA and jumbo loans for home purchases.

4433 Corporation Lane
Virginia Beach, VA 23462

WebsiteInstagram

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

163 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Towne Bank Mortgage

Towne Bank Mortgage

  • NMLS #: 39166

Towne Bank Mortgage is a local mortgage company that coordinates with local Realtors, builders, and appraisers to assist homeowners in the Chesapeake area. The firm helps loan seekers determine mortgage refinancing options to help them reduce monthly payments, interest rates, and the repayment term. Clients seeking to keep their second mortgages intact may benefit from the company's subordination services. Towne Bank Mortgage provides conventional, FHA, and VA loans. It also offers USDA, jumbo, and reverse mortgages.

600 22nd Street
Virginia Beach, VA 23451

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

United Home Mortgage Services Inc

United Home Mortgage Services Inc

  • Reverse Mortgages

United Home Mortgage Services Inc. is a locally owned company that has specialized in full-service home mortgage refinancing services in Chesapeake since 1989. Its experienced loan officers analyze specific situations to determine if refinancing is the right solution. They work directly with clients to determine which type of lending option, including conventional, USDA, VA, and FHA loans, is best and to iron out its terms. United Home Mortgage Services handles everything from the prequalification application to closing.

1216 Saddleback Landing
Chesapeake, VA 23320

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Vantage Point Mortgage

Vantage Point Mortgage

  • Reverse Mortgages

Vantage Point Mortgage helps clients in Chesapeake by acquiring accurate mortgage opportunities for home purchase and refinancing. It recommends different programs, options, and terms that benefit borrowers. The company offers mortgage home purchase, home refinancing, FHA, VA, USDA, jumbo loans, and fixed mortgages. Individuals aspiring to own homes for only a few years can opt for an adjustable-rate option, which offers lower interest rates than a fixed-rate mortgage. The loan officers assess clients' needs and objectives before offering solutions.

615 San Pedro Dr
Chesapeake, VA 23322

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

34 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

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