Best Credit Repair Companies in Suffolk

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Credit Repair Companies FAQs

Learn more
LSW Credit Repair Service logo
Visit WebsiteWebsite

LSW Credit Repair Service

11815 Fountain Way Suite 300, Newport News, VA 23606
Visit WebsiteWebsite
  • Credit Audit

Business Description

LSW Credit Repair Service is a veteran-owned business that serves customers in Suffolk. Its consultants review TransUnion, Equifax, and Experian credit reports for errors and outdated information. They draft dispute letters and correspondence and send them to bureaus, creditors, and collectors to resolve issues such as medical bills, bankruptcies, credit errors, and charge-offs. Consumers are also shown how to establish string payment histories with on-time payments by the advisers. The Credit Consultants Association is a member of LSW Credit Repair.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Run Enterprises LLC logo
Visit WebsiteWebsite

Run Enterprises LLC

3575 Bridge Rd, Suite 8 PMB 216, Suffolk, VA 23435
Visit WebsiteWebsite
  • Credit Dispute

Business Description

Run Enterprises LLC offers credit repair solutions targeted at individuals living in Suffolk. The company works towards reviving one's ailing ratings by disputing inaccurate and misleading entries on credit records. These items include late payments, foreclosed mortgage properties, insolvency, and charge-offs. The firm also maintains a database of more than 15,000 private equity establishments for entrepreneurs who seek venture capital for their businesses. CEO Alicia S. Jones opened the office in 2009 and has a management and business background.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ultimate Care Credit Repair LLC logo
Visit WebsiteWebsite

Ultimate Care Credit Repair LLC

150 W. Washington Street Suite H, Suffolk, VA 23434
Visit WebsiteWebsite
  • Credit Dispute

Business Description

Ultimate Care Credit Repair, LLC, serves individuals throughout Suffolk and the surrounding areas. It offers credit repair services for clients who want to improve their scores. The company conducts credit analyses and works with clients in removing unfair or inaccurate negative items on their reports. It employs a systematic credit restoration process, which involves challenging questionable information with creditors, collectors, and credit bureaus. The company's team comprises credit specialists and board-certified credit consultants.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (10)
Google
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Read All FAQS