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Best Mortgage Refinance Companies in Norfolk

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2023
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Briggs Team Lending logo

License Verified:

License: 181846

Nationwide Multistate Licensing System and Registry

Briggs Team Lending

Virginia Beach, VA 23450
  • Multi-Family Loans

Business Description

Briggs Team Lending provides services to clients in Norfolk and the surrounding areas. It helps individuals refinance their existing mortgage loans to help reduce their interest rates and change their loan terms. It also guides clients in applying for jumbo, conventional, USDA, FHA, and VA loans to purchase homes without exceeding their financial goals or budget. Renovation and construction loan programs are also available. Briggs Team Lending brings more than four decades of experience in the industry.

License Verified:

License: 181846

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Consumer Mortgage & Investment Corp. logo

License Verified:

License: 72902

Nationwide Multistate Licensing System and Registry

Consumer Mortgage & Investment Corp.

468 Investors Place Suite 102, Virginia Beach, VA 23452

Business Description

Consumer Mortgage & Investment Corp. serves the needs of homeowners in Norfolk and the surrounding areas. In operation for more than 40 years, it helps clients shop for suitable mortgage plans that match their necessities. Clients looking for ways to pay for lower mortgage rates may avail of the company’s services mortgage refinancing assistance. It also has an online tool that allows customers to calculate possible rates for refinancing. The firm additionally offers FHA, FHA reverse, and VA mortgages.

License Verified:

License: 72902

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Dragas Mortgage Company logo
Visit WebsiteWebsite

License Verified:

License: 396369

Nationwide Multistate Licensing System and Registry

Dragas Mortgage Company

Visit WebsiteWebsite
4532 Bonney Rd., Virginia Beach, VA 23462
  • Reverse Mortgages

Business Description

For more than 50 years, Dragas Mortgage Company has helped Norfolk clients achieve homeownership, change mortgage terms, and get equity out of homes. Its loan officers help clients find the right loan program and guide them through the refinancing process of appraisal and submission of income and asset statements. The company also has a pre-qualification tool and mortgage calculator to educate clients about refinancing. Dragas Mortgage Company is headed by President Wayne Zubyk, who has over 35 years of industry experience.

License Verified:

License: 396369

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Eddie Holt logo
Visit WebsiteWebsite

License Verified:

License: 268005

Nationwide Multistate Licensing System and Registry

Eddie Holt

Visit WebsiteWebsite
200 Golden Oak Court, Suite 100, Virginia Beach, VA 23452
  • Reverse Mortgages

Business Description

Eddie Holt is a senior loan officer that serves clients across Norfolk. He advises homeowners considering refinancing their properties to attain a range of goals, from lowered interest rates to decreased mortgage terms. Holt has experience helping individuals in qualifying for an interest rate reduction refinance loan from the VA. He also guides first-time homebuyers through the financing process and addresses their concerns involving down payment assistance programs. Holt has more than 25 years of experience in the mortgage industry.

License Verified:

License: 268005

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.6 / 5 (151)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Shikma Rubin logo
Visit WebsiteWebsite

License Verified:

License: 1114873

Nationwide Multistate Licensing System and Registry

Shikma Rubin

Visit WebsiteWebsite
1108 Eden Way North, Chesapeake, VA 23320
  • New Construction
  • Reverse Mortgages

Business Description

Shikma Rubin caters to millennials in Norfolk and the surrounding areas. She offers them refinancing options, so they can change the terms of their current mortgages and settle new agreements for their principal and interest payments. VA and FHA streamline are available. Other loan options she provides include VHDA, which helps first-time homebuyers, and conventional, which requires a five percent down payment. Rubin educates clients by breaking down lengthy terms and conditions. Her writings have been featured on Inside Business and The Virginian-Pilot.

License Verified:

License: 1114873

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (73)
Facebook
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stephen Holland logo
Visit WebsiteWebsite

License Verified:

License: 1084044

Nationwide Multistate Licensing System and Registry

Stephen Holland

Visit WebsiteWebsite
5040 Corporate Woods Drive Suite 101, Virginia Beach, VA 23462
  • New Construction

Business Description

Stephen Holland, a mortgage loan originator at AnnieMac Home Mortgage, serves members of the Norfolk community. He offers residential property owners planning to refinance their home mortgage solutions that will allow them to see reduced monthly payments. Stephen also educates clients with up-to-date mortgage information to help them make informed decisions and save money in the long run. Prospective first-time and repeat homebuyers can also turn to Stephen for assistance with conventional, VA, FHA, USDA, and Jumbo loan options.

License Verified:

License: 1084044

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (56)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Team Lacey Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 13008

Nationwide Multistate Licensing System and Registry

Team Lacey Mortgage

Visit WebsiteWebsite
517 Kempsville Rd, Suite I, Chesapeake, VA 23320
  • Multi-Family Loans
  • New Construction

Business Description

Team Lacey Mortgage provides services to Norfolk and the surrounding areas. It helps individuals refinance their mortgage loans to shorten their loan terms, obtain cash for home improvement, and reduce monthly payments. It also offers various mortgage types, such as FHA, USDA, conventional, and VA. Its team carries VHDA loans for individuals who haven't owned a residential property in the past three years. Its branch manager, Brian Lacey, has been serving in the mortgage industry for more than three decades.

License Verified:

License: 13008

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vantage Point Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 1979521

Nationwide Multistate Licensing System and Registry

Vantage Point Mortgage

Visit WebsiteWebsite
1545 Crossways Blvd., Suite 250, Chesapeake, VA 23320
  • New Construction
  • Reverse Mortgages

Business Description

Vantage Point Mortgage accommodates residential clients in Norfolk. Its home refinance process helps homeowners find the right loan program for their situation by analyzing their needs and comparing the interest rates and terms of available offers. The company carries flexible plans, including jumbo, VA, FHA, and 203K loans, as well as mortgages with adjustable or fixed rates for 15- and 30-year periods. Vantage Point Mortgage takes an education-first approach by understanding and considering financial goals and wealth planning in its recommendations.

License Verified:

License: 1979521

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (55)
Google
5.0 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.